Natural Grocers by Vitamin Cottage Inc
stock US:NGVC (NYSE)

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  • Exchange: NYSE
  • Sector: Trade & Services
  • Industry: RETAIL-GROCERY STORES
  • Market Cap: Micro (262.81M)
  • Next Earnings: 8/2/2023
  • Data in USD
  • EPS: 0.71
  • Current PE: 16.28
  • BVPS: 7.13
  • Price/BVPS: 1.62
  • Dividend: 0.40 / 2.5%
  • Hist Grade: D (42.62)
  • YOY Grade: D (37.86)
  • Debt/FCF: 1.93
  • ROIC: 13.5%
  • PEG: 6.47
  • PEGY: 1.74
  • Value Price: 3.65
  • MOS Price: 1.83
  • MOS %: -68.4%
  • Graham Number: 11.32
  • Graham MOS %: -2.0%
  • IRT: 10.29

Market Price

11.55 

-0.07 -0.6%

as of May 26 '23

52 Week Range:

8.00 19.03

Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

  • Exchange: NYSE
  • Sector: Trade & Services
  • Industry: RETAIL-GROCERY STORES
  • Market Cap: Micro (262.81M)
  • Inst. Ownership: 37.05%
  • Insider Ownership: 53.32%
  • Full Time Employees: 0
  • Next Earnings: 8/2/2023
Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement


 

Cash Flow Statement


 

Balance Sheet


 

Liquidity Ratios

Current Ratio

 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC

 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Equity (BVPS) 0.90
3.63
4.26
5.00
5.61
5.91
6.45
6.91
7.57
6.05
growth rate 303.3% 17.4% 17.4% 12.2% 5.4% 9.1% 7.1% 9.6% -20.1%
Earnings BIT 11.43
16.93
24.25
28.63
20.38
14.10
15.64
17.15
27.75
28.33
30.16
growth rate 48.1% 43.2% 18.1% -28.8% -30.8% 10.9% 9.6% 61.8% 2.1% 6.5%
Avg.PE 75.19
84.75
43.22
27.96
21.70
26.22
28.64
28.64
28.64
28.64
11.32
growth rate 12.7% -49.0% -35.3% -22.4% 20.8% 9.2% 0.0% 0.0% 0.0% -60.5%
ROA 6.50
7.39
7.72
7.66
4.44
2.37
4.17
2.97
3.97
3.08
growth rate 13.7% 4.5% -0.8% -42.0% -46.6% 76.0% -28.8% 33.7% -22.4%
ROE 15.22
13.40
14.69
15.12
9.47
5.29
9.02
6.20
12.13
13.03
growth rate -12.0% 9.6% 2.9% -37.4% -44.1% 70.5% -31.3% 95.7% 7.4%
ROIC 11.68
13.02
13.34
13.71
8.19
4.94
8.06
6.42
5.48
4.00
growth rate 11.5% 2.5% 2.8% -40.3% -39.7% 63.2% -20.4% -14.6% -27.0%
Cur. Ratio 1.73
1.56
1.35
1.18
1.46
1.51
1.39
1.38
1.11
1.01
growth rate -9.8% -13.5% -12.6% 23.7% 3.4% -8.0% -0.7% -19.6% -9.0%
Quick Ratio 0.58
0.30
0.15
0.08
0.12
0.16
0.18
0.14
0.29
0.24
growth rate -48.3% -50.0% -46.7% 50.0% 33.3% 12.5% -22.2% 107.1% -17.2%
Leverage 1.72
1.89
1.91
2.03
2.23
2.24
2.09
2.08
3.94
4.59
growth rate 9.9% 1.1% 6.3% 9.9% 0.5% -6.7% -0.5% 89.4% 16.5%
Balance Sheet Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Acct.Receivable 2.70
3.52
2.15
2.58
3.75
4.86
4.74
5.06
8.52
8.49
growth rate 30.3% -39.0% 20.0% 45.5% 29.7% -2.5% 6.8% 68.4% -0.4%
Acct.Payable 34.08
38.22
33.84
49.90
53.62
56.85
61.10
63.16
69.16
68.95
growth rate 12.2% -11.5% 47.5% 7.5% 6.0% 7.5% 3.4% 9.5% -0.3%
Cur.Assets 58.91
59.87
67.11
82.28
97.33
108.22
110.95
115.18
143.41
135.63
140.66
growth rate 1.6% 12.1% 22.6% 18.3% 11.2% 2.5% 3.8% 24.5% -5.4% 3.7%
Total Assets 125.66
159.90
188.99
233.92
282.25
299.99
307.08
327.11
681.79
655.08
663.11
growth rate 27.3% 18.2% 23.8% 20.7% 6.3% 2.4% 6.5% 108.4% -3.9% 1.2%
Cash 17.29
8.63
5.11
2.92
4.02
6.52
9.40
6.21
28.53
23.68
growth rate -50.1% -40.8% -43.0% 37.8% 62.3% 44.1% -33.9% 359.2% -17.0%
Inventory 37.54
45.47
58.38
74.82
86.33
93.61
94.23
96.18
100.18
100.55
113.76
growth rate 21.1% 28.4% 28.2% 15.4% 8.4% 0.7% 2.1% 4.2% 0.4% 13.1%
Cur.Liabilities 34.09
38.40
49.89
69.88
66.54
71.56
79.69
83.27
129.15
133.77
137.73
growth rate 12.7% 29.9% 40.1% -4.8% 7.5% 11.4% 4.5% 55.1% 3.6% 3.0%
Liabilities 52.71
75.37
90.13
118.44
155.52
166.11
160.36
170.21
508.73
512.35
507.30
growth rate 43.0% 19.6% 31.4% 31.3% 6.8% -3.5% 6.1% 198.9% 0.7% -1.0%
LT Debt 5.51
19.65
21.75
27.27
27.43
28.39
13.19
5.69
21.94
growth rate 256.3% 10.7% 25.4% 0.6% 3.5% -53.5% -56.9% 96.3%
Equity 72.95
84.53
98.85
115.49
126.73
133.88
146.73
156.91
173.07
142.73
155.81
growth rate 15.9% 16.9% 16.8% 9.7% 5.7% 9.6% 6.9% 10.3% -17.5% 9.2%
Common Shares 22.00
22.00
22.00
23.00
23.00
22.00
0.02
0.02
22.55
22.62
22.69
growth rate 0.0% 0.0% 4.6% 0.0% -4.4% -99.9% 0.0% 97,929.1% 0.3% 0.3%
Cash Flow Statement Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Capital Expenditures 25.26
39.71
36.51
36.75
53.76
41.14
23.69
30.03
29.58
28.29
31.44
growth rate 57.2% -8.1% 0.7% 46.3% -23.5% -42.4% 26.8% -1.5% -4.4% 11.2%
Cash Dividends 0.81
0.00
6.30
6.30
6.30
-6.30
-51.45
-9.07
growth rate -100.0% 0.0% 0.0% -100.0% 0.0% 0.0%
Cash From OA 25.20
25.72
31.75
41.00
28.83
40.85
42.86
37.38
66.50
53.88
39.69
growth rate 2.0% 23.5% 29.2% -29.7% 41.7% 4.9% -12.8% 77.9% -19.0% -26.3%
FCF per Share 0.18
-0.68
-0.30
0.14
-0.83
-0.32
0.63
0.49
1.56
0.66
growth rate -100.0% 0.0% 100.0% -100.0% 0.0% 100.0% -22.2% 218.4% -57.7%
Sale Purchase of Stock 45.62
-0.27
-0.83
-0.83
-0.83
-0.26
growth rate -100.0% 0.0% 0.0% 0.0% 0.0%
FCF -0.10
-14.00
-5.00
4.00
-25.00
-0.29
19.00
5.00
37.00
26.00
8.25
growth rate 0.0% 0.0% 100.0% -100.0% 0.0% 100.0% -73.7% 640.0% -29.7% -68.3%
Income Statement Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Sales 336.39
430.66
520.67
624.68
705.50
769.03
849.04
903.58
1,036.84
1,055.52
1,089.62
growth rate 28.0% 20.9% 20.0% 12.9% 9.0% 10.4% 6.4% 14.8% 1.8% 3.2%
Op.Income 6.65
10.55
24.25
28.63
20.38
14.10
15.64
17.15
27.75
28.33
30.16
growth rate 58.7% 129.8% 18.1% -28.8% -30.8% 10.9% 9.6% 61.8% 2.1% 6.5%
IBT 11.43
16.93
21.75
25.64
17.34
10.31
10.49
11.81
25.70
26.06
27.78
growth rate 48.1% 28.5% 17.8% -32.4% -40.6% 1.8% 12.6% 117.6% 1.4% 6.6%
Net Income 6.65
10.55
13.47
16.20
11.47
6.89
12.66
9.42
20.01
20.58
21.37
growth rate 58.7% 27.7% 20.3% -29.2% -39.9% 83.7% -25.6% 112.5% 2.9% 3.8%
EPS 0.30
0.47
0.60
0.72
0.51
0.31
0.56
0.42
0.89
0.91
growth rate 56.7% 27.7% 20.0% -29.2% -39.2% 80.7% -25.0% 111.9% 2.3%
Gross Profit 99.06
125.73
151.50
182.10
201.77
212.34
225.57
238.75
283.14
292.19
304.88
growth rate 26.9% 20.5% 20.2% 10.8% 5.2% 6.2% 5.8% 18.6% 3.2% 4.3%

Quarterly Statements

Item Name Dec '21 Mar '22 Jun '22 Sep '22 Dec '22
Earnings BIT 12.02
8.86
5.65
3.62
6.42
growth rate -26.3% -36.3% -36.0% 77.5%
Balance Sheet Dec '21 Mar '22 Jun '22 Sep '22 Dec '22
Acct.Receivable 9.60
6.21
8.09
growth rate -35.4% 30.3%
Acct.Payable 65.12
68.03
69.43
growth rate 4.5% 2.1%
Cur.Assets 140.27
145.21
143.55
140.66
140.13
growth rate 3.5% -1.1% -2.0% -0.4%
Total Assets 654.35
655.10
664.24
663.11
658.53
growth rate 0.1% 1.4% -0.2% -0.7%
Cash 25.30
28.89
19.92
growth rate 14.2% -31.1%
Inventory 101.75
106.65
111.33
113.76
111.38
growth rate 4.8% 4.4% 2.2% -2.1%
Cur.Liabilities 129.47
131.83
131.33
137.73
139.54
growth rate 1.8% -0.4% 4.9% 1.3%
Liabilities 504.79
501.26
508.61
507.30
500.34
growth rate -0.7% 1.5% -0.3% -1.4%
LT Debt 19.94
17.94
15.94
growth rate -10.0% -11.2%
Equity 149.55
153.84
155.63
155.81
158.19
growth rate 2.9% 1.2% 0.1% 1.5%
Common Shares 22.64
22.67
22.69
22.69
22.71
growth rate 0.1% 0.1% 0.0% 0.1%
Cash Flow Statement Dec '21 Mar '22 Jun '22 Sep '22 Dec '22
Capital Expenditures 5.37
7.07
5.78
13.23
11.30
growth rate 31.5% -18.3% 128.9% -14.6%
Cash Dividends -2.26
-2.27
-2.27
-2.27
-2.27
growth rate 0.0% 0.0% 0.0% 0.0%
Cash From OA 12.06
15.52
1.92
10.19
21.21
growth rate 28.7% -87.6% 429.5% 108.2%
Sale Purchase of Stock
growth rate
FCF 6.69
8.46
-3.85
-3.04
9.91
growth rate 26.5% -100.0% 0.0% 100.0%
Income Statement Dec '21 Mar '22 Jun '22 Sep '22 Dec '22
Sales 277.29
271.82
266.31
274.21
279.66
growth rate -2.0% -2.0% 3.0% 2.0%
Op.Income 12.02
8.86
5.65
3.62
6.42
growth rate -26.3% -36.3% -36.0% 77.5%
IBT 11.48
8.32
5.05
2.94
5.62
growth rate -27.5% -39.3% -41.8% 91.4%
Net Income 8.92
6.36
3.93
2.16
4.41
growth rate -28.7% -38.1% -45.1% 104.0%
EPS
growth rate
Gross Profit 78.74
76.78
73.56
75.80
78.72
growth rate -2.5% -4.2% 3.1% 3.9%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (42.62)

YOY Growth Grade:

D (37.86)

Click on buttons above for detailed yearly growth rates.

Market Ratios

  • Dividend Yield: 2.5%

  • Beta: 0.93

    Beta of 0.9260 suggests that the asset is volatile as the rest of the market (fairly priced).

  • PE: 16.28

  • EY: 6.1%

  • PEG: 6.47

    PEG Ratio of 6.47 suggests that stock is overpriced.

  • PEGY: 1.74

    PEGY Ratio of 1.74 suggests that stock is overpriced.

  • Price/BVPS: 1.62

Profitability Ratios

  • ROE: 10.4%

    Return on Equity (ROE) of 10.4% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

  • ROS: 19.0%

    The value of Return on Sales depends on the business and/or industry. Usually the higher ratio the better.

  • ROA: 2.7%

    Return on Assets (ROA). Low ratio usually means poor performance, or ineffective use of assets by management. High ratio usually means good performance.

  • ROI: 17.8%

    Return on Investment (ROI) of 17.8% suggests that a company is doing well.

  • ROIC: 13.5%

    Return on Invested Capital (ROIC) of 13.5% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

Liquidity Ratios

  • Current Ratio: 1.02

    Current Ratio of 1.02 suggests that a company may not be able to pay off bills as rapidly as it should.

  • Quick Ratio: 0.24

    Quick Ratio of 0.24 suggests that a company does not have enough cash to cover immediate liabilities.

  • Cash Turnover: 371.63

    Turnover Of Cash Ratio of 371.63 suggests that a company may be vulnerable to creditors. As a result it may be unable to pay wages or utility bills.

  • Equity Ratio: 23.5%

    Equity Ratio of 23.5% suggests that a company has high financing and debt service costs, not very attractive to investors.

  • Debt/Equity: 325.6%

    Debt to Equity Ratio of 325.6% suggests that greater risk assumed by creditors, hence greater interest by them in the way the company is being managed.

  • Debt/FCF: 1.93

    Debt/FCF of 1.93 suggests that a company is doing well and can pay off its long term debt within three years.

Efficiency Ratios

  • Avg Collection Period: 2.94

    Average Collection Period of 2.94 days suggests that a company is doing well.

  • Inventory Turnover: 6.90

    Inventory Turnover Ratio of 6.90 suggests that a company is doing well.

  • Cash Flow Ratio: 1.58

    Cash Flow Ratio of 1.58 suggests a company is doing OK, but lower inventory is generally viewed as a positive trend.

  • Profit Margin: 2.0%

Value Price

PE and EPS

Historical Current Forward
PE 11.32 16.27 14.60
EPS / Growth 18.1% 0.71 5.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 3.7%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 3.7% 4.4% 4.4%
Future PE 7.40 11.57 11.57
Future EPS 1.02 1.09 1.09
Value Price
MOS %		 1.87
-83.8% 		3.12
-73.0% 		3.12
-73.0%
MOS Price 0.93 1.56 1.56
IRT 12.59 12.12 12.12

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

  • Graham Number: 11.32
  • Graham MOS: -2.0%

Price Chart

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Risk / Reward Ratios

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