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Market Price

2.18 

0.00 0.0%

as of Feb 03 '23

52 Week Range:

2.17 2.18


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Banco Comercial Português, S.A., together with its subsidiaries, provides various banking and financial products and services. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Non Core Business Portfolio; Foreign Business; and Other segments. The company offers a range of financial products and services, including current accounts, payment systems, savings and investment products, and private banking services; and asset management and investment banking services, such as mortgage loans, consumer credit, commercial banking, leasing, factoring and insurance, and others, as well as personal, mortgage, and automobile loans. It also provides various cards; cash advance and online statements; investment services in stocks, certificates, warrants, bonds, and funds; and health, house, car, personal accident and travel, and pets insurance solutions. In addition, the company offers venture capital, leasing, real-estate management, videotext, brokerage, consulting, and investment fund management services. Further, it provides term investment and financial insurance products; and treasury, retail and private banking, real estate, and Internet and mobile banking services. The company offers its banking products and services under the Millennium brand. As of December 31, 2016, it operated 618 branches in Portugal; and 545 branches internationally. The company was founded in 1985 and is headquartered in Porto, Portugal.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Equity (BVPS) 0.49
0.26
13.41
13.48
11.15
7.76
growth rate -46.9% 5,057.7% 0.5% -17.3% -30.4%
Earnings BIT -1,547.45
-1,674.29
-1,030.63
growth rate 0.0% 0.0%
Avg.PE -6.07
-6.07
4.55
8.10
109.00
109.00
109.00
growth rate 0.0% 100.0% 78.0% 1,245.7% 0.0% 0.0%
ROA -0.47
-1.33
-0.86
-0.29
0.31
0.03
0.26
0.41
0.35
0.17
0.11
growth rate 0.0% 0.0% 0.0% 100.0% -90.3% 766.7% 57.7% -14.6% -51.4% -35.3%
ROE -9.61
-35.56
-26.38
-7.02
5.47
0.54
3.60
5.09
4.61
2.37
1.64
growth rate 0.0% 0.0% 0.0% 100.0% -90.1% 566.7% 41.4% -9.4% -48.6% -30.8%
ROIC 2.67
7.85
25.99
29.64
growth rate 194.0% 231.1% 14.0%
Leverage 25.57
28.04
34.00
18.89
16.41
16.49
11.95
13.13
13.34
13.79
15.18
growth rate 9.7% 21.3% -44.4% -13.1% 0.5% -27.5% 9.9% 1.6% 3.4% 10.1%
Balance Sheet Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Acct.Receivable 293.00
295.00
434.00
317.00
growth rate 0.7% 47.1% -27.0%
Acct.Payable 62,474.00
60,805.00
51,936.00
49,316.00
growth rate -2.7% -14.6% -5.0%
Cur.Assets 7,307.00
6,299.00
6,454.00
6,277.00
growth rate -13.8% 2.5% -2.7%
Total Assets 118,572.70
113,831.29
82,007.00
76,361.00
74,885.00
71,265.00
growth rate -4.0% -28.0% -6.9% -1.9% -4.8%
Cash 1,734.00
1,399.00
1,402.00
989.00
growth rate -19.3% 0.2% -29.5%
Inventory 1,506.00
1,622.00
1,612.00
2,187.00
growth rate 7.7% -0.6% 35.7%
Cur.Liabilities 68,385.00
63,310.00
56,000.00
55,934.00
growth rate -7.4% -11.6% -0.1%
Liabilities 113,718.78
109,554.12
78,731.00
71,374.00
69,204.00
66,000.00
growth rate -3.7% -28.1% -9.3% -3.0% -4.6%
LT Debt 2,550.75
2,552.02
9,203.00
6,766.00
12,142.00
8,995.00
growth rate 0.1% 260.6% -26.5% 79.5% -25.9%
Equity 5,548.49
5,073.85
4,155.02
growth rate -8.6% -18.1%
Common Shares 114.00
162.00
263.00
332.00
9.00
715.00
1,332.00
1,511.00
1,511.00
1,511.00
1,511.00
growth rate 42.1% 62.4% 26.2% -97.3% 7,844.4% 86.3% 13.4% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Capital Expenditures 123.29
126.33
76.00
120.00
91.00
69.00
growth rate 2.5% -39.8% 57.9% -24.2% -24.2%
Cash Dividends 0.00 0.00 0.00
growth rate
Cash From OA 8,685.50
7,175.59
4,789.00
4,117.00
1,780.00
2,708.00
growth rate -17.4% -33.3% -14.0% -56.8% 52.1%
FCF per Share 0.43
-0.15
53.84
-0.18
5.71
2.82
growth rate -100.0% 100.0% -100.0% 100.0% -50.6%
Sale Purchase of Stock
growth rate
FCF 6,744.00
5,544.00
5,021.00
1,645.00
1,162.00
3,022.00
489.00
3,894.00
424.00
2,974.00
4,331.00
growth rate -17.8% -9.4% -67.2% -29.4% 160.1% -83.8% 696.3% -89.1% 601.4% 45.6%
Income Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Sales 1,614.29
1,395.75
807.00
1,070.00
1,456.00
649.00
growth rate -13.5% -42.2% 32.6% 36.1% -55.4%
Op.Income -1,534.00
-723.62
-551.00
-182.00
438.00
-394.00
growth rate 0.0% 0.0% 0.0% 100.0% -100.0%
IBT
growth rate
Net Income -1,076.36
-1,546.31
-740.00
-227.00
235.00
24.00
growth rate 0.0% 0.0% 0.0% 100.0% -89.8%
EPS -3.75
-7.50
-2.84
-0.65
29.97
0.03
0.14
0.20
0.18
0.10
0.07
growth rate 0.0% 0.0% 0.0% 100.0% -99.9% 366.7% 42.9% -10.0% -44.4% -30.0%
Gross Profit 776.00
1,040.00
1,434.00
630.00
growth rate 34.0% 37.9% -56.1%

Quarterly Statements

Item Name Jun '14 Jun '16 Sep '16 Dec '16 Mar '17
Balance Sheet
Acct.Receivable 353.00
338.00
317.00
338.00
growth rate -4.3% -6.2% 6.6%
Acct.Payable 59,592.00
59,837.00
49,316.00
50,895.00
growth rate 0.4% -17.6% 3.2%
Cur.Assets 6,451.00
6,951.00
6,277.00
6,212.00
growth rate 7.8% -9.7% -1.0%
Total Assets 102,030.60
73,068.00
73,042.00
71,265.00
72,077.00
growth rate -28.4% 0.0% -2.4% 1.1%
Cash 885.00
909.00
989.00
744.00
growth rate 2.7% 8.8% -24.8%
Inventory 1,906.00
2,113.00
2,187.00
2,166.00
growth rate 10.9% 3.5% -1.0%
Cur.Liabilities 62,169.00
62,282.00
55,934.00
54,701.00
growth rate 0.2% -10.2% -2.2%
Liabilities 98,656.66
68,054.00
68,093.00
66,000.00
65,342.00
growth rate -31.0% 0.1% -3.1% -1.0%
LT Debt 4,849.00
4,775.00
8,995.00
9,603.00
growth rate -1.5% 88.4% 6.8%
Equity 4,275.27
growth rate
Common Shares 19,606.22
4,111.00
4,111.00
4,285.00
5,617.00
growth rate -79.0% 0.0% 4.2% 31.1%
Cash Flow Statement Jun '14 Jun '16 Sep '16 Dec '16 Mar '17
Capital Expenditures 11.00
18.00
24.00
19.00
growth rate 63.6% 33.3% -20.8%
Cash From OA 918.00
-162.00
2,898.00
-770.00
growth rate -100.0% 100.0% -100.0%
FCF 907.00
-180.00
2,874.00
-789.00
growth rate -100.0% 100.0% -100.0%
Income Statement Jun '14 Jun '16 Sep '16 Dec '16 Mar '17
Sales 626.59
-59.00
231.00
168.00
360.00
growth rate -100.0% 100.0% -27.3% 114.3%
Op.Income -42.62
-306.00
-26.00
-119.00
81.00
growth rate 0.0% 0.0% 0.0% 100.0%
Net Income -27.27
-244.00
-54.00
275.00
50.00
growth rate 0.0% 0.0% 100.0% -81.8%
EPS 0.00
growth rate
Gross Profit -63.00
231.00
163.00
356.00
growth rate 100.0% -29.4% 118.4%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (0.00)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 109.00 109.00
EPS / Growth 0.02

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 0.01 1.01 1.01
Future EPS 0.02 0.02 0.02
Value Price
MOS %
0.00
-100.0%
0.01
-99.7%
0.01
-99.7%
MOS Price 0.00 0.00 0.00
IRT 73.56 73.56 73.56

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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