Market Price

1.19 

0.00 0.0%

as of Jan 27 '23

52 Week Range:

0.63 1.19


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Banco de Sabadell, S.A. provides banking products and services to personal, business, and private customers in Spain and internationally. The company offers retail banking products, such as current and savings accounts, personal loans, cards, and mortgages. It also provides financial products and services to large and medium enterprises, SMEs, shops and self-employed workers, private individuals, and professionals; and consumer finance, asset management, and bancassurance services. In addition, the company offers corporate banking services, including financing services, transactional banking services, and other complex custom solutions in finance, treasury, and import/export, among others. Further, it provides insurance and pension products. As of December 31, 2021, the company operated 1,593 branches. Banco de Sabadell, S.A. was founded in 1881 and is based in Alicante, Spain.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Equity (BVPS) 4.85
2.86
2.59
2.74
2.42
2.45
2.74
2.44
2.60
2.79
2.59
growth rate -41.0% -9.4% 5.8% -11.7% 1.2% 11.8% -11.0% 6.6% 7.3% -7.2%
Earnings BIT 250.15
-403.02
growth rate -100.0%
Avg.PE 26.88
26.88
11.75
11.23
12.80
9.49
9.49
9.49
9.49
growth rate 0.0% -56.3% -4.4% 14.0% -25.9% 0.0% 0.0% 0.0%
ROA 0.23
0.06
0.15
0.23
0.38
0.34
0.37
0.15
0.34
-0.03
0.18
growth rate -73.9% 150.0% 53.3% 65.2% -10.5% 8.8% -59.5% 126.7% -100.0% 100.0%
ROE 4.02
1.12
2.59
3.46
5.93
5.52
6.12
2.60
6.15
-0.56
3.38
growth rate -72.1% 131.3% 33.6% 71.4% -6.9% 10.9% -57.5% 136.5% -100.0% 100.0%
ROIC 21.26
28.90
28.45
19.68
growth rate 35.9% -1.6% -30.8%
Leverage 17.06
18.35
15.80
14.64
16.39
16.30
16.81
18.44
17.34
18.98
19.42
growth rate 7.6% -13.9% -7.3% 12.0% -0.6% 3.1% 9.7% -6.0% 9.5% 2.3%
Balance Sheet Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Acct.Receivable 671.00
741.77
983.82
678.94
280.54
329.56
312.27
492.40
506.94
319.60
growth rate 10.6% 32.6% -31.0% -58.7% 17.5% -5.3% 57.7% 3.0% -37.0%
Acct.Payable 116,133.00
122,447.66
108,033.19
146,614.30
148,093.49
160,446.20
167,586.68
168,642.55
184,871.45
203,088.08
growth rate 5.4% -11.8% 35.7% 1.0% 8.3% 4.5% 0.6% 9.6% 9.9%
Cur.Assets 16,920.00
15,969.46
16,184.30
17,969.45
23,492.29
33,325.22
32,328.36
20,707.06
40,615.38
53,004.59
growth rate -5.6% 1.4% 11.0% 30.7% 41.9% -3.0% -36.0% 96.1% 30.5%
Total Assets 100,437.38
161,547.00
163,522.54
163,345.67
208,627.77
212,507.72
221,348.32
222,322.42
223,753.64
235,763.29
251,946.59
growth rate 60.8% 1.2% -0.1% 27.7% 1.9% 4.2% 0.4% 0.6% 5.4% 6.9%
Cash 456.00
482.67
512.94
1,938.38
1,565.53
1,265.77
1,429.04
1,581.93
1,342.41
1,472.18
growth rate 5.9% 6.3% 277.9% -19.2% -19.2% 12.9% 10.7% -15.1% 9.7%
Inventory 3,709.00
3,746.98
6,135.59
6,080.18
4,954.31
4,397.94
4,908.20
1,541.29
851.90
715.88
growth rate 1.0% 63.8% -0.9% -18.5% -11.2% 11.6% -68.6% -44.7% -16.0%
Cur.Liabilities 118,825.00
124,551.09
119,647.27
159,366.04
167,135.51
179,360.48
185,932.98
184,147.76
197,888.11
213,852.75
growth rate 4.8% -3.9% 33.2% 4.9% 7.3% 3.7% -1.0% 7.5% 8.1%
Liabilities 94,550.45
152,258.00
153,306.12
152,129.72
195,860.11
199,424.74
208,126.53
210,205.42
210,779.24
223,271.65
238,950.31
growth rate 61.0% 0.7% -0.8% 28.8% 1.8% 4.4% 1.0% 0.3% 5.9% 7.0%
LT Debt 19,502.47
26,493.00
22,255.96
25,963.57
31,701.10
29,556.94
26,498.74
21,706.75
23,200.19
21,594.11
22,092.93
growth rate 35.8% -16.0% 16.7% 22.1% -6.8% -10.4% -18.1% 6.9% -6.9% 2.3%
Equity 5,886.93
8,801.60
10,158.18
11,161.16
12,730.55
13,033.31
13,160.61
12,053.46
12,905.06
12,420.00
12,971.30
growth rate 49.5% 15.4% 9.9% 14.1% 2.4% 1.0% -8.4% 7.1% -3.8% 4.4%
Common Shares 2,110.00
3,314.00
4,423.00
4,903.00
5,349.00
5,542.00
5,654.00
703.37
703.37
703.37
703.37
growth rate 57.1% 33.5% 10.9% 9.1% 3.6% 2.0% -87.6% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Capital Expenditures 340.54
235.00
702.97
634.31
303.35
235.12
239.79
223.77
445.17
361.06
225.63
growth rate -31.0% 199.1% -9.8% -52.2% -22.5% 2.0% -6.7% 98.9% -18.9% -37.5%
Cash Dividends 152.92
0.00
29.60
40.12
21.17
159.98
280.11
392.09
56.27
112.54
growth rate -100.0% 35.5% -47.2% 655.6% 75.1% 40.0% -85.7% 100.0%
Cash From OA 740.33
1,686.00
-3,702.59
-663.95
1,608.79
4,149.26
12,723.31
-3,527.01
-10,395.46
20,421.39
12,338.82
growth rate 127.7% -100.0% 0.0% 100.0% 157.9% 206.6% -100.0% 0.0% 100.0% -39.6%
FCF per Share 0.49
-0.96
-0.25
0.88
-0.59
1.71
0.30
-0.27
1.56
3.31
growth rate -100.0% 0.0% 100.0% -100.0% 100.0% -82.5% -100.0% 100.0% 112.2%
Sale Purchase of Stock 1,657.23
369.56
1,931.89
339.89
growth rate -77.7% 422.8% -82.4%
FCF 400.00
1,340.00
-4,567.00
-1,475.00
892.00
3,279.00
14,785.00
-4,203.00
-11,174.00
19,738.00
11,837.00
growth rate 235.0% -100.0% 0.0% 100.0% 267.6% 350.9% -100.0% 0.0% 100.0% -40.0%
Income Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Sales 2,569.40
1,456.00
2,525.04
2,571.40
3,712.15
4,645.54
4,803.86
4,224.92
4,252.62
3,659.65
4,064.38
growth rate -43.3% 73.4% 1.8% 44.4% 25.1% 3.4% -12.1% 0.7% -13.9% 11.1%
Op.Income 96.00
111.54
666.06
721.19
1,551.51
1,559.04
756.55
1,083.56
297.49
1,062.03
growth rate 16.2% 497.2% 8.3% 115.1% 0.5% -51.5% 43.2% -72.6% 257.0%
IBT 187.47
-302.02
184.88
486.39
744.76
1,019.42
848.25
418.87
951.08
-120.83
619.99
growth rate -100.0% 100.0% 163.1% 53.1% 36.9% -16.8% -50.6% 127.1% -100.0% 100.0%
Net Income 231.90
96.00
145.92
371.68
708.44
710.43
801.47
328.10
767.82
2.00
530.24
growth rate -58.6% 52.0% 154.7% 90.6% 0.3% 12.8% -59.1% 134.0% -99.7% 26,385.4%
EPS 0.11
0.02
0.06
0.08
0.13
0.13
0.14
0.05
0.13
-0.01
0.08
growth rate -81.8% 200.0% 33.3% 62.5% 0.0% 7.7% -64.3% 160.0% -100.0% 100.0%
Gross Profit 1,456.00
2,525.04
2,571.40
3,712.15
4,645.54
4,803.86
4,224.92
4,252.62
3,659.65
4,064.38
growth rate 73.4% 1.8% 44.4% 25.1% 3.4% -12.1% 0.7% -13.9% 11.1%

Quarterly Statements

Item Name Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Balance Sheet
Acct.Receivable 199.55
6,927.00
319.60
274.44
growth rate 3,371.2% -95.4% -7.3%
Acct.Payable 195,785.34
197,546.00
203,088.08
206,083.66
growth rate 0.9% 2.8% 0.7%
Cur.Assets 53,567.29
62,652.00
53,004.59
56,681.46
growth rate 17.0% -15.4% 3.4%
Total Assets 250,119.90
249,922.00
251,946.59
257,228.89
growth rate -0.1% 0.8% 1.0%
Cash 1,792.71
50,757.00
1,472.18
1,542.96
growth rate 2,731.3% -97.1% 2.4%
Inventory 1,060.03
715.88
663.72
growth rate -17.8% -3.7%
Cur.Liabilities 208,653.67
208,419.00
213,852.75
215,102.86
growth rate -0.1% 2.6% 0.3%
Liabilities 237,447.27
237,045.00
238,950.31
244,177.67
growth rate -0.2% 0.8% 1.1%
LT Debt 21,353.26
21,726.00
22,092.93
20,420.42
growth rate 1.8% 1.7% -3.9%
Equity 12,596.75
12,800.00
12,971.30
13,013.03
growth rate 1.6% 1.3% 0.2%
Common Shares 703.37
703.00
703.37
703.37
growth rate -0.1% 0.1% 0.0%
Cash Flow Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Capital Expenditures
growth rate
Cash Dividends
growth rate
Income Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Sales 990.00
1,319.00
868.38
1,032.72
growth rate 33.2% -34.2% 9.1%
Op.Income 248.00
281.00
415.03
295.54
295.54
growth rate 13.3% 47.7% -28.8% 0.0%
IBT 190.00
229.00
92.99
253.37
253.37
growth rate 20.5% -59.4% 172.5% 0.0%
Net Income 148.00
149.00
160.24
179.54
growth rate 0.7% 7.5% 5.9%
EPS
growth rate
Gross Profit 990.00
1,319.00
868.38
1,032.72
growth rate 33.2% -34.2% 9.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (41.78)

YOY Growth Grade:

D (37.16)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

Current EPS is negative, therefore value price cannot be calculated.

PE and EPS

Historical Current Forward
PE 5.12 -54.09
EPS / Growth -0.02

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 2.5%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 2.5% 2.5% 2.5%
Future PE 0.01 3.37 3.37
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT 99.00 99.00 99.00

Graham Number:

Current EPS is negative, therefore Graham Number cannot be calculated.
NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

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Risk / Reward Ratios

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