Market Price

21.00 

-3.00 -12.5%

as of Dec 02 '22

52 Week Range:

17.99 26.78


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Absa Group Limited, together with its subsidiaries, provides various financial products and services in South Africa and internationally. The company operates through Retail and Business Banking; Corporate and Investment Banking; and Head Office, Treasury and Other Operations. It provides retail, business, corporate, investment banking, insurance, financial, and wealth management products and services. The company offers retail and business banking products and services to individual, enterprise, and commercial customers, including residential property-related finance solutions; vehicle and asset finance products and services; credit cards; personal loans; relationship banking; short-term insurance products; transactional banking, savings, and investment products and services; and rewards program and services. It also provides commercial property finance and term loans. In addition, the company offers investment banking services; private equity and infrastructure investments; corporate banking products and services; and wealth management services. Further, it provides life insurance products covering death, disability and retrenchment, funeral, and life wrapped investment products; investments, such as asset management, multi-management, unit trusts, and investment products; treasury services; and wealth and financial advisory services. Additionally, the company offers market services; trade and working capital solutions; and cash management, payment, and liquidity products and solutions. It also offers broker-dealer trading in debt and equity securities; and solicitation, syndication, selling, and arranging of equity and debt products, as well as financial, leasing, and management services. The company was formerly known as Barclays Africa Group Limited and changed its name to Absa Group Limited in May 2018. Absa Group Limited was incorporated in 1986 and is based in Johannesburg, South Africa.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Equity (BVPS) 19.79
21.99
15.31
16.00
12.66
15.86
20.35
18.20
19.21
19.14
18.35
growth rate 11.1% -30.4% 4.5% -20.9% 25.3% 28.3% -10.6% 5.6% -0.4% -4.1%
Avg.PE 8.96
8.17
9.25
11.04
10.40
10.40
7.04
7.04
growth rate -8.8% 13.2% 19.4% -5.8% 0.0% -32.3% 0.0%
ROA 1.29
1.05
1.36
1.35
1.34
1.31
1.22
1.13
1.06
0.40
1.12
growth rate -18.6% 29.5% -0.7% -0.7% -2.2% -6.9% -7.4% -6.2% -62.3% 180.0%
ROE 15.55
12.99
16.62
16.52
16.67
16.13
13.72
12.77
12.80
5.14
14.07
growth rate -16.5% 27.9% -0.6% 0.9% -3.2% -14.9% -6.9% 0.2% -59.8% 173.7%
Leverage 12.63
12.08
12.41
11.99
12.82
11.83
10.75
11.77
12.35
13.24
11.99
growth rate -4.4% 2.7% -3.4% 6.9% -7.7% -9.1% 9.5% 4.9% 7.2% -9.4%
Balance Sheet Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Acct.Receivable 44,056.00
18,817.00
21,692.00
29,095.00
31,777.00
314.00
819.00
1,682.00
12,591.00
15,076.00
growth rate -57.3% 15.3% 34.1% 9.2% -99.0% 160.8% 105.4% 648.6% 19.7%
Acct.Payable 569,926.00
641,778.00
654,420.00
724,984.00
704,977.00
752,257.00
844,933.00
923,832.00
998,182.00
1,099,362.00
growth rate 12.6% 2.0% 10.8% -2.8% 6.7% 12.3% 9.3% 8.1% 10.1%
Cur.Assets 223,542.00
149,062.00
151,998.00
229,796.00
183,453.00
208,265.00
212,623.00
267,389.00
349,233.00
362,854.00
growth rate -33.3% 2.0% 51.2% -20.2% 13.5% 2.1% 25.8% 30.6% 3.9%
Total Assets 898,371.00
962,863.00
991,414.00
1,144,604.00
1,101,023.00
1,169,595.00
1,288,744.00
1,399,175.00
1,531,120.00
1,640,833.00
growth rate 7.2% 3.0% 15.5% -3.8% 6.2% 10.2% 8.6% 9.4% 7.2%
Cash 13,985.00
15,853.00
16,626.00
21,366.00
17,734.00
17,320.00
18,494.00
18,288.00
14,403.00
14,577.00
growth rate 13.4% 4.9% 28.5% -17.0% -2.3% 6.8% -1.1% -21.2% 1.2%
Inventory 910.00
642.00
571.00
452.00
431.00
409.00
248.00
250.00
growth rate -29.5% -11.1% -20.8% -4.7% -5.1% -15.4% 0.8%
Cur.Liabilities 709,587.00
783,775.00
802,210.00
921,708.00
871,985.00
822,759.00
912,497.00
1,009,893.00
1,267,421.00
1,343,549.00
growth rate 10.5% 2.4% 14.9% -5.4% -5.7% 10.9% 10.7% 25.5% 6.0%
Liabilities 813,926.00
877,662.00
900,469.00
1,045,957.00
998,743.00
1,050,337.00
1,167,138.00
1,270,492.00
1,398,817.00
1,493,524.00
growth rate 7.8% 2.6% 16.2% -4.5% 5.2% 11.1% 8.9% 10.1% 6.8%
LT Debt 74,398.00
55,095.00
58,023.00
78,713.00
75,462.00
153,616.00
179,760.00
175,922.00
94,916.00
96,318.00
growth rate -26.0% 5.3% 35.7% -4.1% 103.6% 17.0% -2.1% -46.1% 1.5%
Equity 77,317.00
82,690.00
89,292.00
93,057.00
108,614.00
109,484.00
113,278.00
115,671.00
129,863.00
growth rate 7.0% 8.0% 4.2% 16.7% 0.8% 3.5% 2.1% 12.3%
Common Shares 360.00
424.00
424.00
424.00
424.00
417.00
416.00
1,696.00
1,696.00
1,696.00
1,696.00
growth rate 17.8% 0.0% 0.0% 0.0% -1.7% -0.2% 307.7% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Capital Expenditures 2,735.00
3,357.00
2,744.00
3,649.00
4,116.00
3,263.00
1,913.00
1,913.00
1,913.00
1,475.00
growth rate 22.7% -18.3% 33.0% 12.8% -20.7% -41.4% 0.0% 0.0% -22.9%
Cash Dividends 6,347.00
7,365.00
8,248.00
8,536.00
8,821.00
9,033.00
9,377.00
5,115.00
2,572.00
growth rate 16.0% 12.0% 3.5% 3.3% 2.4% 3.8% -45.5% -49.7%
Cash From OA -44,439.00
2,656.00
-46,827.00
15,054.00
-534.00
13,884.00
13,709.00
6,967.00
6,475.00
growth rate 100.0% -100.0% 100.0% -100.0% 100.0% -1.3% -49.2% -7.1%
FCF per Share -1.02
0.96
2.37
3.17
2.00
2.32
-0.44
-1.55
1.70
1.79
-0.88
growth rate 100.0% 146.9% 33.8% -36.9% 16.0% -100.0% 0.0% 100.0% 5.3% -100.0%
Sale Purchase of Stock 96.00
96.00
153.00
153.00
12,105.00
growth rate 0.0% 59.4% 0.0% 7,811.8%
FCF 8,305.00
2,928.00
14,054.00
14,769.00
11,823.00
1,331.00
-6,427.00
6,350.00
7,631.00
2,078.00
2,025.00
growth rate -64.7% 380.0% 5.1% -20.0% -88.7% -100.0% 100.0% 20.2% -72.8% -2.6%
Income Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Sales 46,121.00
52,355.00
56,820.00
60,243.00
63,517.00
66,268.00
70,153.00
72,292.00
61,029.00
77,438.00
growth rate 13.5% 8.5% 6.0% 5.4% 4.3% 5.9% 3.1% -15.6% 26.9%
Op.Income 10,746.00
17,940.00
20,000.00
21,295.00
22,135.00
21,342.00
21,758.00
21,849.00
10,863.00
27,054.00
growth rate 67.0% 11.5% 6.5% 3.9% -3.6% 2.0% 0.4% -50.3% 149.1%
IBT 18,096.00
19,717.00
21,303.00
21,682.00
20,969.00
21,541.00
21,752.00
10,369.00
26,724.00
growth rate 9.0% 8.0% 1.8% -3.3% 2.7% 1.0% -52.3% 157.7%
Net Income 10,746.00
11,981.00
13,216.00
14,331.00
14,708.00
13,888.00
13,917.00
14,256.00
5,880.00
17,763.00
growth rate 11.5% 10.3% 8.4% 2.6% -5.6% 0.2% 2.4% -58.8% 202.1%
EPS 26.88
23.56
28.25
31.18
33.83
35.28
33.31
33.47
34.30
14.23
42.72
growth rate -12.4% 19.9% 10.4% 8.5% 4.3% -5.6% 0.5% 2.5% -58.5% 200.2%
Gross Profit 45,877.00
52,097.00
56,536.00
59,885.00
63,151.00
66,268.00
70,153.00
72,292.00
60,786.00
77,231.00
growth rate 13.6% 8.5% 5.9% 5.5% 4.9% 5.9% 3.1% -15.9% 27.1%

Quarterly Statements

Item Name Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Balance Sheet
Acct.Receivable 514.00
15,076.00
15,076.00
632.00
632.00
growth rate 2,833.1% 0.0% -95.8% 0.0%
Acct.Payable 1,105,237.00
1,099,362.00
1,099,362.00
1,213,509.00
1,213,509.00
growth rate -0.5% 0.0% 10.4% 0.0%
Cur.Assets 274,837.00
362,854.00
362,854.00
285,028.00
285,028.00
growth rate 32.0% 0.0% -21.5% 0.0%
Total Assets 1,580,535.00
1,640,833.00
1,640,833.00
1,761,696.00
1,761,696.00
growth rate 3.8% 0.0% 7.4% 0.0%
Cash 16,222.00
14,577.00
14,577.00
13,006.00
13,006.00
growth rate -10.1% 0.0% -10.8% 0.0%
Inventory 250.00
250.00
growth rate 0.0%
Cur.Liabilities 1,266,698.00
1,343,549.00
1,343,549.00
1,322,706.00
1,322,706.00
growth rate 6.1% 0.0% -1.6% 0.0%
Liabilities 1,442,037.00
1,493,524.00
1,493,524.00
1,614,024.00
1,614,024.00
growth rate 3.6% 0.0% 8.1% 0.0%
LT Debt 94,313.00
96,318.00
96,318.00
200,111.00
200,111.00
growth rate 2.1% 0.0% 107.8% 0.0%
Equity 121,656.00
129,863.00
129,863.00
130,135.00
130,135.00
growth rate 6.8% 0.0% 0.2% 0.0%
Common Shares 1,660.00
1,696.00
1,696.00
1,661.00
1,661.00
growth rate 2.2% 0.0% -2.1% 0.0%
Cash Flow Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Capital Expenditures 299.00
438.50
438.50
412.00
412.00
growth rate 46.7% 0.0% -6.0% 0.0%
Cash Dividends 105.00
1,181.00
1,181.00
1,975.50
1,975.50
growth rate 1,024.8% 0.0% 67.3% 0.0%
Cash From OA -2,326.00
5,563.50
5,563.50
3,452.50
3,452.50
growth rate 100.0% 0.0% -37.9% 0.0%
Sale Purchase of Stock
growth rate
FCF -2,625.00
5,125.00
5,125.00
3,040.50
3,040.50
growth rate 100.0% 0.0% -40.7% 0.0%
Income Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Sales 18,264.00
20,455.00
20,455.00
20,891.00
20,891.00
growth rate 12.0% 0.0% 2.1% 0.0%
Op.Income 6,181.00
7,346.00
7,346.00
8,087.00
8,087.00
growth rate 18.9% 0.0% 10.1% 0.0%
IBT 6,140.50
7,221.50
7,221.50
7,991.50
7,991.50
growth rate 17.6% 0.0% 10.7% 0.0%
Net Income 4,081.00
4,800.50
4,800.50
5,240.50
5,240.50
growth rate 17.6% 0.0% 9.2% 0.0%
Gross Profit 18,264.00
20,351.50
20,351.50
20,891.00
20,891.00
growth rate 11.4% 0.0% 2.7% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

E (24.98)

YOY Growth Grade:

E (17.52)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 24.44 21.38
EPS / Growth 0.98

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 7.1%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 7.1% 7.1% 7.1%
Future PE 0.01 12.86 12.86
Future EPS 1.94 1.94 1.94
Value Price
MOS %
0.00
-100.0%
6.17
-70.6%
6.17
-70.6%
MOS Price 0.00 3.09 3.09
IRT 12.89 12.89 12.89

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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