Market Price

111.77 

-1.61 -1.4%

as of Jan 27 '23

52 Week Range:

81.00 122.00


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party product partners, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; and securities borrowing and lending services. The Capital Markets segment provides investment banking services, including equity underwriting, debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services. The Asset Management segment offers asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Raymond James Bank segment provides insured deposit accounts; commercial and industrial, commercial real estate (CRE) and CRE construction, tax-exempt, residential, securities-based, and other loans; and loan syndication services. The Other segment engages in the private equity investments, including various direct and third-party private equity investments; and legacy private equity funds. The company was founded in 1962 and is headquartered in St. Petersburg, Florida.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Equity (BVPS) 11.84
12.55
14.94
18.54
19.93
21.16
24.22
28.74
28.96
32.95
growth rate 6.0% 19.0% 24.1% 7.5% 6.2% 14.5% 18.7% 0.8% 13.8%
Earnings BIT 920.69
928.00
1,081.76
growth rate 0.8% 16.6%
Avg.PE 18.79
17.02
11.45
10.46
11.37
11.37
19.48
growth rate -9.4% -32.7% -8.7% 8.7% 0.0% 71.3%
ROA 1.51
1.64
2.05
2.01
1.82
1.91
2.37
2.71
1.89
2.56
growth rate 8.6% 25.0% -2.0% -9.5% 5.0% 24.1% 14.4% -30.3% 35.5%
ROE 10.10
10.47
12.23
11.56
11.19
12.10
14.31
15.94
11.93
18.24
growth rate 3.7% 16.8% -5.5% -3.2% 8.1% 18.3% 11.4% -25.2% 52.9%
Leverage 6.47
6.33
5.63
5.86
6.43
6.25
5.87
5.90
6.67
7.51
growth rate -2.2% -11.1% 4.1% 9.7% -2.8% -6.1% 0.5% 13.1% 12.6%
Balance Sheet Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Acct.Receivable 14,149.76
16,191.45
19,541.13
21,497.31
24,471.00
25,233.00
25,459.00
29,736.00
growth rate 14.4% 20.7% 10.0% 13.8% 3.1% 0.9% 16.8%
Acct.Payable 4,867.37
5,475.27
6,750.79
5,584.54
5,831.00
4,361.00
6,792.00
13,991.00
growth rate 12.5% 23.3% -17.3% 4.4% -25.2% 55.7% 106.0%
Cur.Assets 21,167.60
24,266.96
28,713.52
30,235.26
32,185.00
33,106.00
36,699.00
49,902.00
growth rate 14.6% 18.3% 5.3% 6.5% 2.9% 10.9% 36.0%
Total Assets 23,325.65
26,468.03
31,486.98
34,883.46
37,413.00
38,830.00
47,482.00
61,891.00
growth rate 13.5% 19.0% 10.8% 7.3% 3.8% 22.3% 30.4%
Cash 2,199.06
2,601.01
1,650.45
3,669.67
3,500.00
3,957.00
5,390.00
7,201.00
growth rate 18.3% -36.6% 122.3% -4.6% 13.1% 36.2% 33.6%
Cur.Liabilities 7,193.92
8,064.56
9,430.57
8,549.53
8,321.00
6,982.00
9,389.00
16,980.00
growth rate 12.1% 16.9% -9.3% -2.7% -16.1% 34.5% 80.9%
Liabilities 18,892.40
21,681.93
26,424.00
29,190.11
30,961.00
32,187.00
40,306.00
53,588.00
growth rate 14.8% 21.9% 10.5% 6.1% 4.0% 25.2% 33.0%
LT Debt 1,716.98
1,738.23
2,289.25
2,452.85
2,449.00
2,444.00
2,933.00
2,895.00
growth rate 1.2% 31.7% 7.2% -0.2% -0.2% 20.0% -1.3%
Equity 4,141.24
4,522.03
4,916.55
5,581.71
6,368.00
6,581.00
7,114.00
8,245.00
9,395.00
growth rate 9.2% 8.7% 13.5% 14.1% 3.3% 8.1% 15.9% 14.0%
Common Shares 198.00
211.00
215.00
219.00
217.00
220.00
2.00
2.00
2.00
2.00
growth rate 6.6% 1.9% 1.9% -0.9% 1.4% -99.1% 0.0% 0.0% 0.0%
Cash Flow Statement Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Capital Expenditures 60.15
74.11
121.73
190.00
134.00
138.00
124.00
74.00
growth rate 23.2% 64.3% 56.1% -29.5% 3.0% -10.1% -40.3%
Cash Dividends 88.10
103.14
113.44
127.00
151.00
191.00
205.00
218.00
growth rate 17.1% 10.0% 12.0% 18.9% 26.5% 7.3% 6.3%
Cash From OA 507.59
898.69
-573.32
-125.00
884.00
577.00
4,054.00
6,625.00
growth rate 77.1% -100.0% 0.0% 100.0% -34.7% 602.6% 63.4%
FCF per Share 2.50
1.77
2.38
1.85
0.98
2.90
3.22
6.01
12.91
13.92
growth rate -29.2% 34.5% -22.3% -47.0% 195.9% 11.0% 86.7% 114.8% 7.8%
Sale Purchase of Stock 33.63
-40.58
-119.17
23.41
growth rate -100.0% 0.0% 100.0%
FCF 314.00
587.00
447.00
825.00
-640.00
1,116.00
1,770.00
439.00
3,930.00
6,551.00
growth rate 86.9% -23.9% 84.6% -100.0% 100.0% 58.6% -75.2% 795.2% 66.7%
Income Statement Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17 Sep '18 Sep '19 Sep '20 Sep '21 Sep '22
Sales 4,842.11
5,159.58
5,379.56
6,378.00
7,236.00
7,693.00
7,757.00
9,813.00
10,903.00
growth rate 6.6% 4.3% 18.6% 13.5% 6.3% 0.8% 26.5% 11.1%
Op.Income 883.14
943.42
855.31
1,009.00
1,297.00
1,365.00
1,125.00
1,904.00
2,017.00
growth rate 6.8% -9.3% 18.0% 28.5% 5.2% -17.6% 69.2% 5.9%
IBT 715.95
814.61
811.94
925.00
1,311.00
1,375.00
1,052.00
1,791.00
2,022.00
growth rate 13.8% -0.3% 13.9% 41.7% 4.9% -23.5% 70.3% 12.9%
Net Income 480.25
502.14
529.35
636.00
857.00
1,034.00
818.00
1,403.00
1,509.00
growth rate 4.6% 5.4% 20.2% 34.8% 20.7% -20.9% 71.5% 7.6%
EPS 1.47
1.72
2.21
2.29
2.43
2.89
3.83
4.78
3.88
6.63
growth rate 17.0% 28.5% 3.6% 6.1% 18.9% 32.5% 24.8% -18.8% 70.9%
Gross Profit 4,497.13
4,790.86
5,039.88
6,002.00
6,792.00
7,226.00
7,263.00
9,254.00
10,245.00
growth rate 6.5% 5.2% 19.1% 13.2% 6.4% 0.5% 27.4% 10.7%

Quarterly Statements

Item Name Sep '21 Dec '21 Mar '22 Jun '22 Sep '22
Earnings BIT
growth rate
Balance Sheet Sep '21 Dec '21 Mar '22 Jun '22 Sep '22
Acct.Receivable 29,736.00
30,769.00
33,270.00
46,986.00
growth rate 3.5% 8.1% 41.2%
Acct.Payable 13,991.00
19,201.00
22,697.00
19,055.00
growth rate 37.2% 18.2% -16.1%
Cur.Assets 49,902.00
55,770.00
60,171.00
70,773.00
growth rate 11.8% 7.9% 17.6%
Total Assets 61,891.00
68,461.00
73,101.00
86,111.00
growth rate 10.6% 6.8% 17.8%
Cash 7,201.00
8,216.00
5,715.00
5,958.00
growth rate 14.1% -30.4% 4.3%
Cur.Liabilities 16,980.00
21,640.00
25,465.00
23,242.00
growth rate 27.4% 17.7% -8.7%
Liabilities 53,588.00
59,809.00
64,492.00
76,619.00
growth rate 11.6% 7.8% 18.8%
LT Debt 2,895.00
2,893.00
2,893.00
3,391.00
growth rate -0.1% 0.0% 17.2%
Equity 8,245.00
8,600.00
8,600.00
9,395.00
9,395.00
growth rate 4.3% 0.0% 9.2% 0.0%
Common Shares 2.00
2.00
2.00
2.00
growth rate 0.0% 0.0% 0.0%
Cash Flow Statement Sep '21 Dec '21 Mar '22 Jun '22 Sep '22
Capital Expenditures -25.00
19.00
23.00
26.00
growth rate 100.0% 21.1% 13.0%
Cash Dividends 55.00
60.00
71.00
69.00
growth rate 9.1% 18.3% -2.8%
Cash From OA 4,501.00
-2,287.00
1,117.00
5,740.00
growth rate -100.0% 100.0% 413.9%
Sale Purchase of Stock
growth rate
FCF 4,476.00
-2,306.00
1,094.00
5,714.00
growth rate -100.0% 100.0% 422.3%
Income Statement Sep '21 Dec '21 Mar '22 Jun '22 Sep '22
Sales 2,672.00
2,793.00
2,652.00
2,629.00
2,797.00
growth rate 4.5% -5.1% -0.9% 6.4%
Op.Income 545.00
566.00
444.00
382.00
616.00
growth rate 3.9% -21.6% -14.0% 61.3%
IBT 560.00
558.00
433.00
415.00
616.00
growth rate -0.4% -22.4% -4.2% 48.4%
Net Income 429.00
446.00
323.00
301.00
439.00
growth rate 4.0% -27.6% -6.8% 45.9%
Gross Profit 2,521.00
2,643.00
2,485.00
2,462.00
2,623.00
growth rate 4.8% -6.0% -0.9% 6.5%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

B (82.83)

YOY Growth Grade:

C (51.37)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 17.55 18.00 16.87
EPS / Growth 21.7% 6.21 19.4%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 12.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 12.0% 17.7% 17.7%
Future PE 16.87 23.27 23.27
Future EPS 19.25 31.66 31.66
Value Price
MOS %
80.30
-28.2%
182.08
62.9%
182.08
62.9%
MOS Price 40.15 91.04 91.04
IRT 9.47 8.04 8.04

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

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Risk / Reward Ratios

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