GLOBAL PAYMENTS INC.
stock DE:GLO (FRANKFURT)

Alternative ID: US37940X1028

Watch List

Exchange: FRANKFURT
Sector: Services
Industry: Specialty Business Services
Market Cap: Large (27.65B)
Data in EUR

EPS: 1.62
Current PE: 2.97
BVPS: 80.83
Price/BVPS: 0.06
Dividend: 0.78 / 0.8%

Hist Grade: B (78.54)
YOY Grade: D (48.17)
Debt/FCF: 4.74
ROIC: 3.3%
PEG: 0.15
PEGY: 0.14

Value Price: 192.01
MOS Price: 96.00
MOS %: 3,900.2%
Graham Number: 54.23
Graham MOS %: 1,029.8%
IRT: 2.03

Market Price

4.80

0.08 1.7%

as of Jun 02 '23

52 Week Range:

4.54 134.95

Stock Analyzer Tutorials

General Info

type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

Financial Statements

type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

Growth Grade and Financial Ratios

type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

Price Charts

type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Exchange: FRANKFURT
Sector: Services
Industry: Specialty Business Services
Market Cap: Large (27.65B)
Inst. Ownership: 87.89%
Insider Ownership: 1.06%
Full Time Employees: 25000

Global Payments Inc. provides payment technology and software solutions for card, electronic, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through three segments: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The Merchant Solutions segment offers authorization services, settlement and funding services, customer support and help-desk functions, chargeback resolution, terminal rental, sales and deployment, payment security services, consolidated billing and statements, and on-line reporting services. This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added services, such as point-of-sale solutions, and analytic and engagement tools, as well as payroll and human capital management services. The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments and ePayables solutions for businesses and governments. The Business and Consumer Solutions segment provides general-purpose reloadable prepaid debit and payroll cards, demand deposit accounts, and other financial service solutions to the underbanked and other consumers, and businesses under the Netspend brand. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement

Cash Flow Statement

Balance Sheet

Liquidity Ratios

Current Ratio

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name	May '12	May '13	May '14	May '15	May '16	Nov '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21
Equity (BVPS)	6.03	5.83	6.03	5.77	4.88		18.58	22.01	82.74	75.91	80.83
growth rate		-3.3%	3.4%	-4.3%	-15.4%		95.1%	18.5%	275.9%	-8.3%	6.5%
Earnings BIT			419.16	456.60	476.24	564.94	558.87	793.16	791.42	1,213.45	1,755.88
growth rate				8.9%	4.3%	18.6%	-1.1%	41.9%	-0.2%	53.3%	44.7%
Avg.PE					44.32		30.50	31.64	31.64	31.64	31.64
growth rate							-17.0%	3.7%	0.0%	0.0%	0.0%
ROA	6.23	7.44	6.87	5.67	3.33		3.96	3.45	1.49	1.32	2.16
growth rate		19.4%	-7.7%	-17.5%	-41.3%		9.1%	-12.9%	-56.8%	-11.4%	63.6%
ROE	15.97	18.65	22.89	31.68	15.50		14.58	11.61	2.70	2.12	3.65
growth rate		16.8%	22.7%	38.4%	-51.1%		-3.0%	-20.4%	-76.7%	-21.5%	72.2%
ROIC	11.01	11.63	10.35	10.37	6.02		6.87	6.38	2.84	2.27	3.29
growth rate		5.6%	-11.0%	0.2%	-42.0%		6.8%	-7.1%	-55.5%	-20.1%	44.9%
Cur. Ratio	1.49	1.72	1.36	1.09	1.17		1.13	1.03	1.22	1.01	1.06
growth rate		15.4%	-20.9%	-19.9%	7.3%		-1.7%	-8.9%	18.5%	-17.2%	5.0%
Quick Ratio	1.15	1.24	0.66	0.28	0.55		0.43	0.47	0.71	0.60	0.66
growth rate		7.8%	-46.8%	-57.6%	96.4%		-11.6%	9.3%	51.1%	-15.5%	10.0%
Leverage	2.29	2.73	4.03	7.64	3.83		3.43	3.31	1.60	1.62	1.77
growth rate		19.2%	47.6%	89.6%	-49.9%		-5.4%	-3.5%	-51.7%	1.3%	9.3%
Balance Sheet	May '12	May '13	May '14	May '15	May '16	Nov '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21
Acct.Receivable			228.35	2,597.76	1,624.74	1,830.09	301.89	348.40	895.23	794.17	946.25
growth rate				1,037.6%	-37.5%	12.6%	-83.5%	15.4%	157.0%	-11.3%	19.2%
Acct.Payable			302.50	22.84	25.20	28.18	47.39	76.23	148.08	128.72	262.01
growth rate				-92.5%	10.3%	11.8%	68.2%	60.9%	94.3%	-13.1%	103.6%
Cur.Assets			1,643.44	3,289.92	2,851.31	3,116.01	4,303.58	3,376.21	4,366.45	4,592.36	4,710.99
growth rate				100.2%	-13.3%	9.3%	38.1%	-21.6%	29.3%	5.2%	2.6%
Total Assets			4,018.65	5,779.30	10,509.95	10,664.35	12,998.07	13,230.77	44,480.16	44,201.55	45,279.71
growth rate				43.8%	81.9%	1.5%	21.9%	1.8%	236.2%	-0.6%	2.4%
Cash			581.87	650.74	1,044.73	1,162.78	1,335.86	1,210.88	1,678.27	1,945.87	1,979.31
growth rate				11.8%	60.5%	11.3%	14.9%	-9.4%	38.6%	15.9%	1.7%
Inventory			6.64
growth rate
Cur.Liabilities			1,211.62	3,015.19	2,430.71	2,851.96	3,815.59	3,268.62	3,579.35	4,549.09	4,463.01
growth rate				148.9%	-19.4%	17.3%	33.8%	-14.3%	9.5%	27.1%	-1.9%
Liabilities			3,021.42	4,915.75	7,632.55	7,885.01	9,032.84	9,044.43	16,425.17	16,714.50	19,410.30
growth rate				62.7%	55.3%	3.3%	14.6%	0.1%	81.6%	1.8%	16.1%
LT Debt			1,376.00	1,678.28	4,379.73	4,260.83	4,559.41	5,029.77	9,109.54	8,474.13	11,370.29
growth rate				22.0%	161.0%	-2.7%	7.0%	10.3%	81.1%	-7.0%	34.2%
Equity			997.23	757.98	2,746.48	2,630.79	3,794.53	3,991.41	27,855.75	27,332.37	25,628.20
growth rate				-24.0%	262.3%	-4.2%	44.2%	5.2%	597.9%	-1.9%	-6.2%
Common Shares	159.00	156.00	145.00	135.00	133.00		156.00	159.00	199.00	301.00	294.00
growth rate		-1.9%	-7.1%	-6.9%	-1.5%		8.3%	1.9%	25.2%	51.3%	-2.3%
Cash Flow Statement	May '12	May '13	May '14	May '15	May '16	Nov '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21
Capital Expenditures			81.41	92.55	91.59	152.42	181.91	213.29	307.87	436.24	493.22
growth rate				13.7%	-1.0%	66.4%	19.3%	17.3%	44.3%	41.7%	13.1%
Cash Dividends			42.43	5.34	5.44	5.26	6.73	6.33	63.50	233.22	259.73
growth rate				-87.4%	1.9%	-3.3%	28.0%	-5.9%	902.8%	267.3%	11.4%
Cash From OA			194.10	429.88	592.89	884.27	512.39	1,106.08	1,391.28	2,314.15	2,780.83
growth rate				121.5%	37.9%	49.2%	-42.1%	115.9%	25.8%	66.3%	20.2%
FCF per Share	-1.44	0.70	1.32	0.99	5.90		1.07	3.36	8.43	3.12	6.94
growth rate		100.0%	88.6%	-25.0%	496.0%		-57.4%	214.0%	150.9%	-63.0%	122.4%
Sale Purchase of Stock			-421.26	22.55	8.48	10.45	10.12
growth rate				100.0%	-62.4%	23.2%	-3.2%
FCF	-283.00	142.00	113.00	332.00	493.00	731.85	330.00	893.00	1,083.00	1,878.00	2,288.00
growth rate		100.0%	-20.4%	193.8%	48.5%	48.5%	-54.9%	170.6%	21.3%	73.4%	21.8%
Income Statement	May '12	May '13	May '14	May '15	May '16	Nov '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21
Sales			2,554.24	2,773.72	2,898.15	3,776.39	3,975.16	3,366.37	4,911.89	7,423.56	8,523.76
growth rate				8.6%	4.5%	30.3%	5.3%	-15.3%	45.9%	51.1%	14.8%
Op.Income			405.50	456.60	476.24	564.94	558.87	793.16	791.42	1,213.45	1,755.88
growth rate				12.6%	4.3%	18.6%	-1.1%	41.9%	-0.2%	53.3%	44.7%
IBT			377.35	417.11	360.91	297.16	392.68	562.16	531.47	682.25	1,156.90
growth rate				10.5%	-13.5%	-17.7%	32.1%	43.2%	-5.5%	28.4%	69.6%
Net Income			245.29	278.04	271.67	214.17	468.43	452.05	430.61	584.52	965.46
growth rate				13.4%	-2.3%	-21.2%	118.7%	-3.5%	-4.7%	35.7%	65.2%
EPS	1.19	1.38	1.69	2.06	2.04		3.01	2.84	2.16	1.95	3.29
growth rate		16.0%	22.5%	21.9%	-1.0%		21.5%	-5.7%	-23.9%	-9.7%	68.7%
Gross Profit			1,602.01	1,751.61	1,750.51	1,899.95	2,047.13	2,271.35	2,852.99	3,811.43	4,788.24
growth rate				9.3%	-0.1%	8.5%	7.8%	11.0%	25.6%	33.6%	25.6%

Quarterly Statements

Item Name	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Earnings BIT	440.86	475.48	433.38		517.23
growth rate		7.9%	-8.9%		9.3%
Balance Sheet	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Acct.Receivable	878.43	904.14	946.25		989.17
growth rate		2.9%	4.7%		2.2%
Acct.Payable	1,950.47	2,151.69	262.01		2,126.19
growth rate		10.3%	-87.8%		184.9%
Cur.Assets	4,899.88	5,792.34	4,710.99		5,217.00
growth rate		18.2%	-18.7%		5.2%
Total Assets	45,149.67	45,754.48	45,279.71		44,175.82
growth rate		1.3%	-1.0%		-1.2%
Cash	1,799.55	2,347.73	1,979.31		1,933.31
growth rate		30.5%	-15.7%		-1.2%
Cur.Liabilities	4,379.63	5,034.31	4,463.01		5,981.81
growth rate		15.0%	-11.4%		15.8%
Liabilities	18,299.53	19,400.13	19,410.30		20,199.30
growth rate		6.0%	0.1%		2.0%
LT Debt	10,192.91	10,712.96	11,370.29		10,833.81
growth rate		5.1%	6.1%		-2.4%
Equity	26,693.76	26,147.03	25,628.20		23,755.66
growth rate		-2.1%	-2.0%		-3.7%
Cash Flow Statement	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Capital Expenditures	133.42	131.17	142.47	167.93	167.93
growth rate		-1.7%	8.6%	17.9%	0.0%
Cash Dividends	57.30	73.33	71.52	69.07	69.07
growth rate		28.0%	-2.5%	-3.4%	0.0%
Cash From OA	510.24	917.97	753.22	568.13	568.13
growth rate		79.9%	-18.0%	-24.6%	0.0%
Sale Purchase of Stock
growth rate
FCF	376.82	786.80	610.74	400.21	400.21
growth rate		108.8%	-22.4%	-34.5%	0.0%
Income Statement	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Sales	2,137.44	2,202.34	2,193.98		2,280.91
growth rate		3.0%	-0.4%		2.0%
Op.Income	440.86	475.48	433.38	517.23	517.23
growth rate		7.9%	-8.9%	19.4%	0.0%
IBT	327.62	355.58	254.61	-612.28	-612.28
growth rate		8.5%	-28.4%	-100.0%	0.0%
Net Income	263.59	296.74	208.45		-673.00
growth rate		12.6%	-29.8%		-100.0%
Gross Profit	1,201.13	1,258.17	1,264.18		1,318.61
growth rate		4.8%	0.5%		2.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

B (78.54)

YOY Growth Grade:

D (48.17)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Dividend Yield: 0.8%
Beta: 1.04
Beta of 1.0409 suggests that the asset is volatile as the rest of the market (fairly priced).
PE: 2.97
EY: 33.7%
PEG: 0.15
PEG Ratio of 0.15 suggests that stock is underpriced.
PEGY: 0.14
PEGY Ratio of 0.14 suggests that stock is underpriced.
Price/BVPS: 0.06
Price to BVPS Ratio of 0.06 suggests that stock is undervalued.

Profitability Ratios

ROE: 3.7%
Return on Equity (ROE) of 3.7% suggests that a company may not be able to fund future growth from within.
ROS: 20.6%
The value of Return on Sales depends on the business and/or industry. Usually the higher ratio the better.
ROA: 2.6%
Return on Assets (ROA). Low ratio usually means poor performance, or ineffective use of assets by management. High ratio usually means good performance.
ROI: 4.5%
Return on Investment (ROI) of 4.5% suggests that a company may not be able to fund future growth from within.
ROIC: 3.3%
Return on Invested Capital (ROIC) of 3.3% suggests that a company may not be able to fund future growth from within.

Liquidity Ratios

Current Ratio: 1.06
Current Ratio of 1.06 suggests that a company may not be able to pay off bills as rapidly as it should.
Quick Ratio: 0.66
Quick Ratio of 0.66 suggests that a company does not have enough cash to cover immediate liabilities.
Cash Turnover: 34.37
Turnover Of Cash Ratio of 34.37 suggests that a company may be vulnerable to creditors. As a result it may be unable to pay wages or utility bills.
Equity Ratio: 56.6%
Equity Ratio of 56.6% suggests that a reasonably large percent of the company's assets financed by shareholder equity.
Debt/Equity: 75.7%
Debt to Equity Ratio of 75.7% suggests that a company is doing well.
Debt/FCF: 4.74
Debt/FCF of 4.74 suggests that a company does not have enough cash to pay off its long term debt within three years.

Efficiency Ratios

Avg Collection Period: 40.52
Average Collection Period of 40.52 days suggests that a company is doing well.
Inventory Turnover: 303.96
Inventory Turnover Ratio of 303.96 suggests that a company is doing well.
Cash Flow Ratio: 6.09
Cash Flow Ratio of 6.09 suggests a company is doing OK, but lower inventory is generally viewed as a positive trend.
Profit Margin: 11.3%

Value Price

PE and EPS

	Historical	Current	Forward
PE	57.87	2.97	9.71
EPS / Growth	18.9%	1.62	20.4%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 44.4%

Estimates	Pessimistic	Moderate	Optimistic
Rate of Return	15.0%
MOS Price %	50 %
Future EPS Growth	18.9%	27.9%	27.9%
Future PE	9.71	41.11	41.11
Future EPS	9.09	18.90	18.90
Value Price MOS %	21.82 354.6%	192.01 3,900.2%	192.01 3,900.2%
MOS Price	10.91	96.00	96.00
IRT	2.22	2.03	2.03

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Graham Number: 54.23
Graham MOS: 1,029.8%

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.