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Market Price

0.12 

0.00 -1.7%

as of Dec 01 '22

52 Week Range:

0.11 0.19


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Bank of Zhengzhou Co., Ltd. provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment provides deposit products, corporate loans and advances, trade finance products, financial leasing services, agency services, and remittance and settlement services to corporations, government agencies, and financial institutions. The Retail Banking segment offers deposit products, personal loans, bank cards, personal wealth management services, remittance and settlement services, and collection and payment agency services to retail customers. The Treasury Business segment engages in the interbank money market transactions and repurchases transactions, as well as offers investment services. The company also offers short-term, medium-term, and long-term loans; provides guarantees and safe-deposit box services; accepts and discounts bills; issues financial bonds; acts as an issuing agent, cashing agent, and the underwriter of government bonds; trades in government bonds; and acts as an insurance agent, as well as offers online, telephone, and mobile banking services. In addition, it provides cash management, investment banking, international trade, and platform finance services, as well as credit cards. As of December 31, 2017, it had a total of 153 intra-branch self-service facilities, including 78 banks in Zhengzhou, 11 branches, and 64 county outlets; 161 extra-branch self-service facilities in Henan province comprising 86 branches in Zhengzhou and 75 branches in the counties; and a network of self-service outlets in other counties, including Nanyang, Xinxiang, Luoyang, Zhongmu, Dengfeng, Xinmi, and Xinzheng. The company was formerly known as Commercial Bank of Zhengzhou Co., Ltd. and changed its name to Bank of Zhengzhou Co., Ltd. in December 2009. Bank of Zhengzhou Co., Ltd. was founded in 1996 and is headquartered in Zhengzhou, China.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Equity (BVPS) 0.31
0.45
0.46
0.58
0.62
growth rate 45.2% 2.2% 26.1% 6.9%
Avg.PE 4.77
3.21
3.29
3.29
3.29
growth rate -32.7% 2.5% 0.0% 0.0%
ROA 1.41
1.50
1.39
1.43
1.27
1.07
0.68
0.57
growth rate 6.4% -7.3% 2.9% -11.2% -15.8% -36.5% -16.2%
ROE 19.04
22.10
23.52
22.99
20.46
18.74
11.50
9.30
growth rate 16.1% 6.4% -2.3% -11.0% -8.4% -38.6% -19.1%
Leverage 13.52
15.66
17.91
14.92
17.19
17.88
16.17
16.27
growth rate 15.8% 14.4% -16.7% 15.2% 4.0% -9.6% 0.6%
Balance Sheet Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Acct.Receivable 483.18
42.11
107.51
201.32
353.72
406.23
453.22
563.91
1,082.11
growth rate -91.3% 155.3% 87.3% 75.7% 14.9% 11.6% 24.4% 91.9%
Acct.Payable 116,384.32
164,824.36
190,728.85
242,278.88
284,341.76
277,577.58
286,998.79
311,798.04
332,607.05
growth rate 41.6% 15.7% 27.0% 17.4% -2.4% 3.4% 8.6% 6.7%
Cur.Assets 47,089.17
54,756.74
71,185.71
75,393.21
80,106.22
82,121.80
67,399.62
77,329.63
81,249.48
growth rate 16.3% 30.0% 5.9% 6.3% 2.5% -17.9% 14.7% 5.1%
Total Assets 149,334.28
204,289.21
265,623.09
366,147.97
435,828.89
466,142.42
500,478.13
547,813.44
574,979.66
growth rate 36.8% 30.0% 37.8% 19.0% 7.0% 7.4% 9.5% 5.0%
Cash 7,469.87
10,089.46
6,454.41
2,298.00
7,131.20
5,732.23
5,026.63
6,196.56
7,140.57
growth rate 35.1% -36.0% -64.4% 210.3% -19.6% -12.3% 23.3% 15.2%
Cur.Liabilities 132,398.07
184,433.59
236,069.79
316,676.36
368,575.41
416,604.42
451,545.62
490,872.70
505,032.84
growth rate 39.3% 28.0% 34.2% 16.4% 13.0% 8.4% 8.7% 2.9%
Liabilities 139,797.82
192,883.63
247,799.07
344,286.60
402,389.52
428,278.92
460,586.51
501,841.52
515,568.12
growth rate 38.0% 28.5% 38.9% 16.9% 6.4% 7.5% 9.0% 2.7%
LT Debt 7,000.00
8,003.10
10,420.24
26,703.56
32,342.37
9,995.56
6,995.03
8,395.09
8,397.44
growth rate 14.3% 30.2% 156.3% 21.1% -69.1% -30.0% 20.0% 0.0%
Equity 9,536.47
11,405.58
17,794.84
21,296.38
24,380.38
28,824.23
30,764.81
36,669.39
49,940.67
growth rate 19.6% 56.0% 19.7% 14.5% 18.2% 6.7% 19.2% 36.2%
Common Shares 5,656.00
5,656.00
5,656.00
4,369.00
5,838.00
5,854.00
5,921.93
5,921.93
7,514.13
8,265.54
growth rate 0.0% 0.0% -22.8% 33.6% 0.3% 1.2% 0.0% 26.9% 10.0%
Cash Flow Statement Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Capital Expenditures 507.05
379.89
763.94
896.54
456.48
644.07
908.74
451.44
697.29
growth rate -25.1% 101.1% 17.4% -49.1% 41.1% 41.1% -50.3% 54.5%
Cash Dividends 578.96
578.96
715.88
1,067.54
1,169.35
502.34
1,396.88
1,085.83
474.89
growth rate 0.0% 23.7% 49.1% 9.5% -57.0% 178.1% -22.3% -56.3%
Cash From OA -23,809.09
-17,995.01
-22,996.94
-10,798.23
-46,830.65
-23,827.42
-25,118.62
-43,768.97
-71,549.03
growth rate 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
FCF per Share 0.25
0.88
0.35
-0.27
-0.24
growth rate 252.0% -60.2% -100.0% 0.0%
Sale Purchase of Stock 3,762.24
3,762.24
3,762.24
572.42
growth rate 0.0% 0.0% -84.8%
FCF 9,188.00
11,211.00
29,067.00
6,956.00
53,140.00
-2,438.00
-26,464.00
-8,760.00
-44,220.41
-72,246.33
growth rate 22.0% 159.3% -76.1% 663.9% -100.0% 0.0% 0.0% 0.0% 0.0%
Income Statement Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Sales 3,856.98
5,007.32
6,563.73
7,634.11
8,256.04
6,973.49
7,643.55
7,395.21
7,547.88
growth rate 29.8% 31.1% 16.3% 8.2% -15.5% 9.6% -3.3% 2.1%
Op.Income 2,471.43
3,165.59
4,310.97
5,199.59
5,502.93
3,757.74
3,950.23
3,977.43
3,981.30
growth rate 28.1% 36.2% 20.6% 5.8% -31.7% 5.1% 0.7% 0.1%
IBT 2,507.49
3,202.94
4,361.74
5,257.03
5,547.26
3,809.91
4,006.03
4,012.47
3,988.14
growth rate 27.7% 36.2% 20.5% 5.5% -31.3% 5.2% 0.2% -0.6%
Net Income 1,901.85
2,463.08
3,356.37
3,998.77
4,280.02
3,058.83
3,285.12
3,167.57
3,226.19
growth rate 29.5% 36.3% 19.1% 7.0% -28.5% 7.4% -3.6% 1.9%
EPS 0.26
0.34
0.44
0.77
0.68
0.73
0.43
0.43
growth rate 30.8% 29.4% 75.0% -11.7% 7.4% -41.1% 0.0%
Gross Profit 3,856.98
5,007.32
6,563.73
7,634.11
8,256.04
6,973.49
7,643.55
7,395.21
7,547.88
growth rate 29.8% 31.1% 16.3% 8.2% -15.5% 9.6% -3.3% 2.1%

Quarterly Statements

Item Name Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Balance Sheet
Acct.Receivable 464.71
1,082.11
618.58
growth rate 52.6% -24.4%
Acct.Payable 333,810.62
349,572.90
332,607.05
357,235.88
327,473.38
growth rate 4.7% -4.9% 7.4% -8.3%
Cur.Assets 66,588.35
80,195.62
81,249.48
86,686.82
70,371.84
growth rate 20.4% 1.3% 6.7% -18.8%
Total Assets 571,969.58
561,961.91
574,979.66
575,109.35
584,295.56
growth rate -1.8% 2.3% 0.0% 1.6%
Cash 7,615.29
13,032.49
7,140.57
11,935.10
6,477.82
growth rate 71.1% -45.2% 67.1% -45.7%
Cur.Liabilities 514,212.28
420,188.22
505,032.84
420,031.35
513,594.13
growth rate -18.3% 20.2% -16.8% 22.3%
Liabilities 523,029.30
512,007.93
515,568.12
514,406.36
522,149.41
growth rate -2.1% 0.7% -0.2% 1.5%
LT Debt 6,395.71
88,440.31
8,397.44
91,302.65
6,398.13
growth rate 1,282.8% -90.5% 987.3% -93.0%
Equity 39,555.02
40,530.55
49,940.67
51,174.42
52,579.04
growth rate 2.5% 23.2% 2.5% 2.7%
Common Shares 7,514.13
7,514.13
8,265.54
8,265.54
8,265.54
growth rate 0.0% 10.0% 0.0% 0.0%
Cash Flow Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Capital Expenditures 136.37
159.23
321.54
49.06
162.82
growth rate 16.8% 101.9% -84.7% 231.9%
Cash Dividends 4.68
4.68
470.21
growth rate 0.0% 9,951.6%
Cash From OA -21,842.07
-11,811.66
-25,802.91
-17,048.05
-2,055.33
growth rate 0.0% 0.0% 0.0% 0.0%
FCF -21,978.44
-11,970.89
-26,124.45
-17,097.11
-2,218.15
growth rate 0.0% 0.0% 0.0% 0.0%
Income Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Sales 2,388.21
1,895.02
1,118.92
2,073.40
2,531.64
growth rate -20.7% -41.0% 85.3% 22.1%
Op.Income 1,733.64
1,069.60
-242.38
1,501.70
1,741.05
growth rate -38.3% -100.0% 100.0% 15.9%
IBT 1,730.71
1,075.27
-248.31
1,504.57
1,741.12
growth rate -37.9% -100.0% 100.0% 15.7%
Net Income 1,328.62
877.94
-105.62
1,166.43
1,364.64
growth rate -33.9% -100.0% 100.0% 17.0%
Gross Profit 2,388.21
1,895.02
1,118.92
2,073.40
2,531.64
growth rate -20.7% -41.0% 85.3% 22.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (11.18)

YOY Growth Grade:

E (30.51)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 3.29 0.96
EPS / Growth 0.13

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 23.4%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 23.4% 23.4% 23.4%
Future PE 0.01 2.20 16.70
Future EPS 1.02 1.02 1.02
Value Price
MOS %
0.00
-97.9%
0.56
363.1%
4.22
3,420.5%
MOS Price 0.00 0.28 2.11
IRT 0.00 0.00 0.00

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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