Market Price

83.50 

2.00 2.5%

as of Sep 28 '22

52 Week Range:

70.00 144.00


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

goeasy Ltd. provides non-prime leasing and lending services to consumers in Canada. The company operates through two segments, Easyfinancial and Easyhome. The Easyfinancial segment provides unsecured and real estate secured installment loans; personal, home equity, and auto loans; point-of-sale and small business financing; and value-added services. The Easyhome segment leases household furniture, appliances, electronics, computers, and unsecured lending products to retail consumers. As of December 31, 2021, it operated 294 easyfinancial locations that include 8 kiosks, as well as 158 easyhome stores that include 34 franchises. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Equity (BVPS) 11.20
16.09
17.64
34.32
growth rate 43.7% 9.6% 94.6%
Avg.PE 13.39
13.39
growth rate 0.0%
ROA 6.30
6.34
6.71
7.15
6.43
6.74
5.77
5.89
5.42
9.68
11.95
growth rate 0.6% 5.8% 6.6% -10.1% 4.8% -14.4% 2.1% -8.0% 78.6% 23.5%
ROE 9.72
10.92
11.79
13.64
14.38
16.69
17.03
20.06
20.30
35.18
39.72
growth rate 12.4% 8.0% 15.7% 5.4% 16.1% 2.0% 17.8% 1.2% 73.3% 12.9%
ROIC -0.26
7.53
8.30
8.36
7.19
7.34
6.36
6.36
8.39
12.77
15.36
growth rate 100.0% 10.2% 0.7% -14.0% 2.1% -13.4% 0.0% 31.9% 52.2% 20.3%
Cur. Ratio 0.70
0.71
1.23
2.74
5.66
5.16
6.41
15.81
6.61
4.51
4.94
growth rate 1.4% 73.2% 122.8% 106.6% -8.8% 24.2% 146.7% -58.2% -31.8% 9.5%
Quick Ratio 0.68
0.69
1.20
2.69
5.56
5.11
6.35
15.74
6.57
4.35
4.87
growth rate 1.5% 73.9% 124.2% 106.7% -8.1% 24.3% 147.9% -58.3% -33.8% 12.0%
Leverage 1.63
1.81
1.72
2.07
2.38
2.57
3.28
3.50
3.97
3.39
3.29
growth rate 11.0% -5.0% 20.4% 15.0% 8.0% 27.6% 6.7% 13.4% -14.6% -3.0%
Balance Sheet Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Acct.Receivable 283.45
362.13
526.82
797.30
1,057.94
1,161.97
1,920.40
growth rate 27.8% 45.5% 51.3% 32.7% 9.8% 65.3%
Acct.Payable 22.20
31.88
43.07
45.10
41.35
46.07
57.13
growth rate 43.6% 35.1% 4.7% -8.3% 11.4% 24.0%
Cur.Assets 297.29
388.97
639.74
936.42
1,145.65
1,324.07
2,115.97
growth rate 30.8% 64.5% 46.4% 22.3% 15.6% 59.8%
Total Assets 418.50
503.06
749.62
1,055.68
1,318.62
1,501.92
2,596.15
growth rate 20.2% 49.0% 40.8% 24.9% 13.9% 72.9%
Cash 11.39
24.93
109.37
100.19
46.34
93.05
102.48
growth rate 118.9% 338.7% -8.4% -53.8% 100.8% 10.1%
Cur.Liabilities 24.66
36.90
66.08
55.85
70.78
106.13
137.95
growth rate 49.7% 79.1% -15.5% 26.7% 50.0% 30.0%
Liabilities 242.44
307.03
521.37
754.15
986.20
1,058.40
1,806.24
growth rate 26.6% 69.8% 44.7% 30.8% 7.3% 70.7%
LT Debt 211.72
263.29
449.18
691.06
854.77
887.75
1,552.68
growth rate 24.4% 70.6% 53.9% 23.7% 3.9% 74.9%
Equity 176.06
196.03
228.24
301.53
332.42
443.51
789.91
growth rate 11.3% 16.4% 32.1% 10.3% 33.4% 78.1%
Common Shares 12.00
12.00
12.00
14.00
14.00
14.00
15.00
138.09
141.96
181.75
363.51
growth rate 0.0% 0.0% 16.7% 0.0% 0.0% 7.1% 820.6% 2.8% 28.0% 100.0%
Cash Flow Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Capital Expenditures 54.10
3.54
5.94
11.23
8.22
14.41
7.82
growth rate -93.5% 67.8% 89.0% -26.8% 75.3% -45.8%
Cash Dividends 5.16
6.37
8.90
11.68
16.65
23.89
37.47
growth rate 23.4% 39.6% 31.3% 42.5% 43.5% 56.9%
Cash From OA -18.64
-23.03
-89.39
-211.54
-155.87
74.41
-78.88
growth rate 0.0% 0.0% 0.0% 0.0% 100.0% -100.0%
FCF per Share 1.10
-7.75
0.79
-2.28
growth rate -100.0% 100.0% -100.0%
FCF -14.00
-9.00
-42.00
-68.00
-74.00
-31.00
125.00
-228.00
-173.00
46.00
-106.00
growth rate 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% -100.0% 0.0% 100.0% -100.0%
Income Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21
Sales 247.01
273.79
305.26
339.92
394.08
462.42
566.75
growth rate 10.8% 11.5% 11.4% 15.9% 17.3% 22.6%
Op.Income 29.06
45.75
56.06
71.71
107.64
160.93
210.73
growth rate 57.5% 22.6% 27.9% 50.1% 49.5% 31.0%
IBT 32.72
41.47
50.55
73.92
89.51
183.18
316.85
growth rate 26.7% 21.9% 46.2% 21.1% 104.7% 73.0%
Net Income 23.73
31.05
36.13
53.12
64.35
136.51
244.94
growth rate 30.9% 16.4% 47.0% 21.1% 112.1% 79.4%
EPS 0.81
0.92
1.15
1.42
1.69
2.23
2.56
3.56
4.17
8.76
14.62
growth rate 13.6% 25.0% 23.5% 19.0% 32.0% 14.8% 39.1% 17.1% 110.1% 66.9%
Gross Profit 247.01
273.79
305.26
339.92
394.08
462.42
566.75
growth rate 10.8% 11.5% 11.4% 15.9% 17.3% 22.6%

Quarterly Statements

Item Name Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Balance Sheet
Acct.Receivable 1,199.56
1,699.26
1,798.13
1,920.40
2,045.35
growth rate 41.7% 5.8% 6.8% 6.5%
Acct.Payable 38.20
53.08
61.43
57.13
45.05
growth rate 39.0% 15.7% -7.0% -21.2%
Cur.Assets 1,439.59
1,976.02
1,996.08
2,115.97
2,177.36
growth rate 37.3% 1.0% 6.0% 2.9%
Total Assets 1,611.88
2,451.28
2,471.74
2,596.15
2,688.32
growth rate 52.1% 0.8% 5.0% 3.6%
Cash 104.84
140.19
124.69
102.48
96.43
growth rate 33.7% -11.1% -17.8% -5.9%
Cur.Liabilities 132.33
127.78
137.23
137.95
136.12
growth rate -3.4% 7.4% 0.5% -1.3%
Liabilities 1,061.62
1,702.49
1,664.41
1,806.24
1,937.01
growth rate 60.4% -2.2% 8.5% 7.2%
LT Debt 858.73
1,460.80
1,415.96
1,552.68
1,691.50
growth rate 70.1% -3.1% 9.7% 8.9%
Equity 550.27
748.79
807.33
789.91
751.31
growth rate 36.1% 7.8% -2.2% -4.9%
Common Shares 186.68
369.62
369.48
363.51
358.61
growth rate 98.0% 0.0% -1.6% -1.4%
Cash Flow Statement Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Capital Expenditures 0.78
1.98
2.00
3.06
1.79
growth rate 154.8% 0.8% 53.1% -41.5%
Cash Dividends 6.51
9.70
10.69
10.58
10.18
growth rate 49.0% 10.3% -1.1% -3.7%
Cash From OA 32.72
-25.79
-11.63
-74.17
-84.03
growth rate -100.0% 0.0% 0.0% 0.0%
FCF 31.94
-27.77
-13.63
-77.23
-85.82
growth rate -100.0% 0.0% 0.0% 0.0%
Income Statement Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Sales 126.66
132.66
152.78
154.65
154.51
growth rate 4.7% 15.2% 1.2% -0.1%
Op.Income 50.40
41.87
59.97
58.50
56.49
growth rate -16.9% 43.2% -2.4% -3.4%
IBT 137.07
31.18
82.89
65.72
38.96
growth rate -77.3% 165.8% -20.7% -40.7%
Net Income 111.98
19.47
63.54
49.96
26.10
growth rate -82.6% 226.4% -21.4% -47.8%
Gross Profit 126.66
132.66
152.78
154.65
154.51
growth rate 4.7% 15.2% 1.2% -0.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (60.00)

YOY Growth Grade:

C (65.13)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 13.77 14.11
EPS / Growth 5.92

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 44.5%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 40.0% 44.5% 44.5%
Future PE 0.01 9.18 34.27
Future EPS 171.21 235.09 235.09
Value Price
MOS %
0.42
-99.5%
533.64
539.1%
1,991.23
2,284.7%
MOS Price 0.21 266.82 995.61
IRT 4.77 4.51 4.51

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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