SUNCORP GROUP LIMITED
stock AU:SUN (SYDNEY)

Alternative ID: AU000000SUN6

Watch List

  • Exchange: SYDNEY
  • Sector: Financial
  • Industry: Insurance - Diversified
  • Market Cap: Large (14.89B)
  • Data in AUD
  • EPS: 0.57
  • Current PE: 75.31
  • BVPS: 1.04
  • Price/BVPS: 42.55
  • Dividend: 0.36 / 3.1%
  • Hist Grade: E (31.86)
  • YOY Grade: E (21.95)
  • Debt/FCF: 5.12
  • ROIC: 6.7%
  • PEG: 2.71
  • PEGY: 2.44
  • Value Price: 1.89
  • MOS Price: 0.95
  • MOS %: -95.7%
  • Graham Number: 3.63
  • Graham MOS %: -91.7%
  • IRT: 55.99

Market Price

44.04 

1.10 2.6%

as of Jun 02 '23

52 Week Range:

9.85 48.59

Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

  • Exchange: SYDNEY
  • Sector: Financial
  • Industry: Insurance - Diversified
  • Market Cap: Large (14.89B)
  • Inst. Ownership: 34.90%
  • Insider Ownership: 0.24%
  • Full Time Employees: 13000
Suncorp Group Limited provides insurance and banking products and services to retail, corporate, and commercial customers in Australia and New Zealand. The company operates through Insurance (Australia), Suncorp Bank, and Suncorp New Zealand segments. The Insurance (Australia) segment provides general insurance products and services, including home and contents, motor, marine, travel, commercial property, industrial special risk, public liability and professional indemnity, workers' compensation, and compulsory third-party products, as well as distributes life insurance products. The Suncorp Bank segment offers banking products and services, such as commercial, agribusiness, small business, and home loans; savings and transaction accounts; foreign exchange services; and treasury products and services. The Suncorp New Zealand segment provides general and life insurance products comprising home and contents, motor, commercial property, public liability and professional indemnity, life, trauma, total and permanent disablement, and income protection. The company was formerly known as Suncorp-Metway Limited and changed its name to Suncorp Group Limited in December 2010. Suncorp Group Limited was founded in 1902 and is headquartered in Brisbane, Australia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement


 

Cash Flow Statement


 

Balance Sheet


 

Liquidity Ratios

Current Ratio

 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC

 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Equity (BVPS) 11.30
11.43
11.19
10.85
10.75
10.87
10.89
10.79
9.92
10.27
growth rate 1.2% -2.1% -3.0% -0.9% 1.1% 0.2% -0.9% -8.1% 3.5%
Earnings BIT 963.00
3,243.00
3,551.00
3,478.00
3,094.00
3,050.00
2,841.00
3,006.00
2,060.00
2,048.00
1,222.00
growth rate 236.8% 9.5% -2.1% -11.0% -1.4% -6.9% 5.8% -31.5% -0.6% -40.3%
Avg.PE 14.51
31.06
25.66
22.56
16.95
17.05
20.48
20.94
19.59
19.59
21.50
growth rate 114.1% -17.4% -12.1% -24.9% 0.6% 20.1% 2.3% -6.5% 0.0% 9.8%
ROA 0.76
0.51
0.77
1.19
1.08
1.11
1.08
0.18
0.95
1.07
growth rate -32.9% 51.0% 54.6% -9.2% 2.8% -2.7% -83.3% 427.8% 12.6%
ROE 5.15
3.50
5.26
8.31
7.68
7.86
7.63
1.29
7.06
7.89
growth rate -32.0% 50.3% 58.0% -7.6% 2.3% -2.9% -83.1% 447.3% 11.8%
ROIC 10.70
7.38
6.27
growth rate -31.0% -15.0%
Leverage 6.81
6.87
6.86
7.09
7.06
7.05
7.11
7.34
7.50
7.22
growth rate 0.9% -0.2% 3.4% -0.4% -0.1% 0.9% 3.2% 2.2% -3.7%
Balance Sheet Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Acct.Receivable 11.00
2,758.00
2,554.00
2,499.00
2,522.00
2,629.00
2,668.00
2,838.00
2,858.00
2,923.00
3,215.00
growth rate 24,972.7% -7.4% -2.2% 0.9% 4.2% 1.5% 6.4% 0.7% 2.3% 10.0%
Acct.Payable 5,713.00
5,501.00
10,434.00
10,647.00
10,445.00
11,751.00
10,923.00
11,387.00
11,385.00
11,590.00
12,811.00
growth rate -3.7% 89.7% 2.0% -1.9% 12.5% -7.1% 4.3% 0.0% 1.8% 10.5%
Cur.Assets 32,784.00
33,857.00
10,107.00
10,205.00
10,392.00
11,886.00
10,265.00
10,381.00
10,632.00
10,543.00
15,143.00
growth rate 3.3% -70.2% 1.0% 1.8% 14.4% -13.6% 1.1% 2.4% -0.8% 43.6%
Total Assets 96,062.00
95,905.00
94,429.00
95,651.00
95,748.00
97,109.00
99,333.00
96,235.00
95,747.00
96,857.00
106,378.00
growth rate -0.2% -1.5% 1.3% 0.1% 1.4% 2.3% -3.1% -0.5% 1.2% 9.8%
Cash 1,020.00
2,325.00
1,554.00
1,710.00
2,138.00
2,215.00
1,599.00
1,488.00
1,466.00
2,617.00
3,788.00
growth rate 127.9% -33.2% 10.0% 25.0% 3.6% -27.8% -6.9% -1.5% 78.5% 44.8%
Cur.Liabilities 58,962.00
59,778.00
42,542.00
44,847.00
47,499.00
47,313.00
47,763.00
50,930.00
56,720.00
66,970.00
76,835.00
growth rate 1.4% -28.8% 5.4% 5.9% -0.4% 1.0% 6.6% 11.4% 18.1% 14.7%
Liabilities 81,935.00
81,922.00
80,630.00
82,133.00
82,178.00
83,319.00
85,360.00
83,102.00
82,963.00
83,409.00
93,595.00
growth rate 0.0% -1.6% 1.9% 0.1% 1.4% 2.5% -2.7% -0.2% 0.5% 12.2%
LT Debt 10,184.00
9,790.00
10,900.00
11,967.00
11,255.00
13,046.00
14,396.00
13,629.00
12,483.00
13,903.00
14,121.00
growth rate -3.9% 11.3% 9.8% -6.0% 15.9% 10.4% -5.3% -8.4% 11.4% 1.6%
Equity 14,110.00
13,967.00
13,773.00
13,483.00
13,561.00
13,782.00
13,963.00
13,113.00
12,763.00
13,424.00
12,753.00
growth rate -1.0% -1.4% -2.1% 0.6% 1.6% 1.3% -6.1% -2.7% 5.2% -5.0%
Common Shares 1,261.00
1,241.00
1,241.00
1,261.00
1,263.00
1,264.00
12,874.00
12,874.00
12,539.00
12,571.00
12,321.00
growth rate -1.6% 0.0% 1.6% 0.2% 0.1% 918.5% 0.0% -2.6% 0.3% -2.0%
Cash Flow Statement Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Capital Expenditures -103.00
-14.00
growth rate 0.0%
Cash Dividends 511.00
769.00
835.00
1,004.00
875.00
831.00
865.00
854.00
897.00
428.00
803.00
growth rate 50.5% 8.6% 20.2% -12.9% -5.0% 4.1% -1.3% 5.0% -52.3% 87.6%
Cash From OA 1,886.00
3,915.00
1,687.00
-441.00
-2,732.00
195.00
-1,879.00
1,842.00
3,400.00
4,344.00
2,485.00
growth rate 107.6% -56.9% -100.0% 0.0% 100.0% -100.0% 100.0% 84.6% 27.8% -42.8%
FCF per Share 5.29
0.59
3.65
0.23
-1.21
-0.43
-2.10
0.06
2.83
1.88
growth rate -88.9% 518.6% -93.7% -100.0% 0.0% 0.0% 100.0% 4,616.7% -33.6%
FCF 2,280.00
3,915.00
1,687.00
-441.00
-2,732.00
195.00
-1,879.00
1,842.00
2,303.00
4,344.00
growth rate 71.7% -56.9% -100.0% 0.0% 100.0% -100.0% 100.0% 25.0% 88.6%
Income Statement Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Sales 15,992.00
16,186.00
16,357.00
16,722.00
15,327.00
17,395.00
14,190.00
15,560.00
14,769.00
14,187.00
14,990.00
growth rate 1.2% 1.1% 2.2% -8.3% 13.5% -18.4% 9.7% -5.1% -3.9% 5.7%
Op.Income 728.00
3,243.00
3,551.00
3,478.00
3,094.00
3,050.00
2,841.00
3,006.00
2,060.00
2,048.00
1,222.00
growth rate 345.5% 9.5% -2.1% -11.0% -1.4% -6.9% 5.8% -31.5% -0.6% -40.3%
IBT 963.00
766.00
1,175.00
1,662.00
1,507.00
1,608.00
1,409.00
1,530.00
951.00
1,509.00
837.00
growth rate -20.5% 53.4% 41.5% -9.3% 6.7% -12.4% 8.6% -37.8% 58.7% -44.5%
Net Income 728.00
491.00
730.00
1,133.00
1,038.00
1,075.00
1,059.00
175.00
913.00
1,033.00
681.00
growth rate -32.6% 48.7% 55.2% -8.4% 3.6% -1.5% -83.5% 421.7% 13.1% -34.1%
EPS 0.57
0.40
0.59
0.90
0.82
0.85
0.83
0.13
0.65
0.77
growth rate -29.8% 47.5% 52.5% -8.9% 3.7% -2.4% -84.3% 400.0% 18.5%
Gross Profit 7,589.00
7,178.00
5,758.00
5,803.00
5,392.00
5,596.00
5,296.00
5,387.00
4,516.00
3,076.00
3,894.00
growth rate -5.4% -19.8% 0.8% -7.1% 3.8% -5.4% 1.7% -16.2% -31.9% 26.6%

Quarterly Statements

Item Name Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Earnings BIT 504.00
380.50
380.50
230.50
230.50
growth rate -24.5% 0.0% -39.4% 0.0%
Balance Sheet Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Acct.Receivable 2,923.00
6,883.00
6,883.00
3,215.00
3,215.00
growth rate 135.5% 0.0% -53.3% 0.0%
Acct.Payable 11,590.00
11,264.00
11,264.00
12,811.00
12,811.00
growth rate -2.8% 0.0% 13.7% 0.0%
Cur.Assets 10,632.00
12,869.00
12,869.00
15,143.00
15,143.00
growth rate 21.0% 0.0% 17.7% 0.0%
Total Assets 96,857.00
99,452.00
99,452.00
106,378.00
106,378.00
growth rate 2.7% 0.0% 7.0% 0.0%
Cash 2,617.00
1,025.00
1,025.00
3,788.00
3,788.00
growth rate -60.8% 0.0% 269.6% 0.0%
Cur.Liabilities 59,143.00
17,844.00
17,844.00
76,835.00
76,835.00
growth rate -69.8% 0.0% 330.6% 0.0%
Liabilities 83,409.00
86,483.00
86,483.00
93,595.00
93,595.00
growth rate 3.7% 0.0% 8.2% 0.0%
LT Debt 13,903.00
22,243.00
22,243.00
14,121.00
14,121.00
growth rate 60.0% 0.0% -36.5% 0.0%
Equity 13,424.00
12,932.00
12,932.00
12,753.00
12,753.00
growth rate -3.7% 0.0% -1.4% 0.0%
Common Shares 12,571.00
12,314.00
12,314.00
12,321.00
12,321.00
growth rate -2.0% 0.0% 0.1% 0.0%
Cash Flow Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Capital Expenditures
growth rate
Cash Dividends 154.50
growth rate
Cash From OA 828.00
growth rate
FCF
growth rate
Income Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Sales 3,417.50
3,544.00
3,544.00
3,951.00
3,951.00
growth rate 3.7% 0.0% 11.5% 0.0%
Op.Income 504.00
380.50
380.50
230.50
230.50
growth rate -24.5% 0.0% -39.4% 0.0%
IBT 391.50
286.50
286.50
132.00
132.00
growth rate -26.8% 0.0% -53.9% 0.0%
Net Income 271.50
194.00
194.00
146.50
146.50
growth rate -28.6% 0.0% -24.5% 0.0%
Gross Profit 1,100.00
975.50
975.50
971.50
971.50
growth rate -11.3% 0.0% -0.4% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

E (31.86)

YOY Growth Grade:

E (21.95)

Click on buttons above for detailed yearly growth rates.

Market Ratios

  • Dividend Yield: 3.1%

  • Beta: 0.76

    Beta of 0.7557 suggests that the asset is less volatile than the rest of the market.

  • PE: 75.31

  • EY: 1.3%

  • PEG: 2.71

    PEG Ratio of 2.71 suggests that stock is overpriced.

  • PEGY: 2.44

    PEGY Ratio of 2.44 suggests that stock is overpriced.

  • Price/BVPS: 42.55

Profitability Ratios

  • ROE: 7.9%

    Return on Equity (ROE) of 7.9% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

  • ROS: 8.2%

    The value of Return on Sales depends on the business and/or industry. Usually the higher ratio the better.

  • ROA: 0.8%

    Return on Assets (ROA). Low ratio usually means poor performance, or ineffective use of assets by management. High ratio usually means good performance.

  • ROI: 6.6%

    Return on Investment (ROI) of 6.6% suggests that a company may not be able to fund future growth from within.

  • ROIC: 6.7%

    Return on Invested Capital (ROIC) of 6.7% suggests that a company may not be able to fund future growth from within.

Liquidity Ratios

  • Current Ratio: 0.20

    Current Ratio of 0.20 suggests that a company may not be able to pay off bills as rapidly as it should.

  • Quick Ratio: 0.09

    Quick Ratio of 0.09 suggests that a company does not have enough cash to cover immediate liabilities.

  • Cash Turnover: -0.24

    Turnover Of Cash Ratio of -0.24 suggests that a company may have funds tied up in short-term low-yielding assets or may have a cash surplus, which is not invested in the business.

  • Equity Ratio: 12.0%

    Equity Ratio of 12.0% suggests that a company has high financing and debt service costs, not very attractive to investors.

  • Debt/Equity: 733.9%

    Debt to Equity Ratio of 733.9% suggests that greater risk assumed by creditors, hence greater interest by them in the way the company is being managed.

  • Debt/FCF: 5.12

    Debt/FCF of 5.12 suggests that a company does not have enough cash to pay off its long term debt within three years.

Efficiency Ratios

  • Avg Collection Period: 78.28

    Average Collection Period of 78.28 days suggests a slow turnover, which may be the result of a number of bad accounts, or a tax collection policy or perhaps credit is being used to generate sales.

  • Inventory Turnover:

  • Cash Flow Ratio:

  • Profit Margin: 4.5%

Value Price

PE and EPS

Historical Current Forward
PE 20.79 77.67 13.87
EPS / Growth -0.5% 0.57 27.8%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 2.00 12.22 12.22
Future EPS 0.63 0.63 0.63
Value Price
MOS %		 0.31
-99.3% 		1.89
-95.7% 		1.89
-95.7%
MOS Price 0.15 0.95 0.95
IRT 57.33 57.33 57.33

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

  • Graham Number: 3.63
  • Graham MOS: -91.7%

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.