PERPETUAL LIMITED
stock AU:PPT (SYDNEY)

Alternative ID: AU000000PPT9

Watch List

Exchange: SYDNEY
Sector: Financial
Industry: Financial Services
Market Cap: Small (1.37B)
Data in AUD

EPS: 1.16
Current PE: 3.12
BVPS: 1.08
Price/BVPS: 3.36
Dividend: 1.34 / 5.6%

Hist Grade: D (45.23)
YOY Grade: D (37.18)
Debt/FCF: 1.66
ROIC: 12.1%
PEG: 3.54
PEGY: 0.48

Value Price: 5.21
MOS Price: 2.60
MOS %: 43.4%
Graham Number: 5.32
Graham MOS %: 46.4%
IRT: 2.89

Market Price

3.63

0.03 1.0%

as of Jun 02 '23

52 Week Range:

3.48 34.80

Stock Analyzer Tutorials

General Info

type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

Financial Statements

type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

Growth Grade and Financial Ratios

type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

Price Charts

type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Exchange: SYDNEY
Sector: Financial
Industry: Financial Services
Market Cap: Small (1.37B)
Inst. Ownership: 30.86%
Insider Ownership: 2.85%
Full Time Employees: 1370

Perpetual Limited is a publicly owned investment manager. The firm offers a range of financial products and services in Australia. The company provides funds management, portfolio management, financial planning, trustee, responsible entity and compliance services, executor services, investment administration and custody services, and mortgage processing services. It offers investment capabilities across a range of asset classes, including Australian and global equities, mortgages, cash and fixed interest, and Australian listed property. The company also provides specialist direct-to-client financial services for high net worth individuals that include fiduciary services, such as trust advice and services, custodial solutions, estate planning, estate administration, and executorial services; independent financial advice services with specialist and do-it-yourself' superannuation offerings; and philanthropic services. In addition, it offers corporate trustee and transaction support services, including trustee services for mortgage backed and other securitization programs for major banks and non-bank financial institutions; mortgage services, including mortgage preparations, variations and discharges; post settlement servicing; regulatory compliance services for fund managers; custody, unit registry, and accounting services for property and mortgage funds; and trusteeships for corporate debt issues and infrastructure projects. The company was founded in 1886 and is based in Sydney, Australia with additional offices in Adelaide, Brisbane, Canberra, Melbourne and Perth.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement

Cash Flow Statement

Balance Sheet

Liquidity Ratios

Current Ratio

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name	Jun '12	Jun '13	Jun '14	Jun '15	Jun '16	Jun '17	Jun '18	Jun '19	Jun '20	Jun '21	Jun '22
Equity (BVPS)	6.62	7.02	11.24	12.58	13.06	13.49	14.06	14.36	14.21	16.01
growth rate		6.0%	60.1%	11.9%	3.8%	3.3%	4.2%	2.1%	-1.0%	12.7%
Earnings BIT	34.71	115.00	125.57	185.61	192.81	197.30	199.06	170.25	122.77	114.20	146.70
growth rate		231.3%	9.2%	47.8%	3.9%	2.3%	0.9%	-14.5%	-27.9%	-7.0%	28.5%
Avg.PE	39.06	25.00	26.39	16.55	17.22	19.45	15.02	14.23	13.40	34.52	29.90
growth rate		-36.0%	5.6%	-37.3%	4.1%	13.0%	-22.8%	-5.3%	-5.8%	157.6%	-13.4%
ROA	1.86	5.40	7.73	10.98	11.60	11.81	11.60	9.67	7.06	5.36
growth rate		190.3%	43.2%	42.0%	5.7%	1.8%	-1.8%	-16.6%	-27.0%	-24.1%
ROE	8.41	20.93	19.00	21.71	22.20	22.15	21.65	17.52	12.46	9.56
growth rate		148.9%	-9.2%	14.3%	2.3%	-0.2%	-2.3%	-19.1%	-28.9%	-23.3%
ROIC	4.70	13.25	11.47	19.19	18.60	18.65	18.37	14.49	10.74	7.33
growth rate		181.9%	-13.4%	67.3%	-3.1%	0.3%	-1.5%	-21.1%	-25.9%	-31.8%
Cur. Ratio	1.18	1.33	1.64	1.67	1.65	1.78	1.73	1.91	1.29	1.27
growth rate		12.7%	23.3%	1.8%	-1.2%	7.9%	-2.8%	10.4%	-32.5%	-1.6%
Quick Ratio	1.15	1.32	1.62	1.65	1.62	1.73	1.69	1.86	1.26	1.23
growth rate		14.8%	22.7%	1.9%	-1.8%	6.8%	-2.3%	10.1%	-32.3%	-2.4%
Leverage	4.67	3.20	2.03	1.92	1.90	1.85	1.88	1.74	1.79	1.78
growth rate		-31.5%	-36.6%	-5.4%	-1.0%	-2.6%	1.6%	-7.5%	2.9%	-0.6%
Balance Sheet	Jun '12	Jun '13	Jun '14	Jun '15	Jun '16	Jun '17	Jun '18	Jun '19	Jun '20	Jun '21	Jun '22
Acct.Receivable	84.00	97.00	123.36	91.44	88.16	96.31	160.31	101.62	92.02	132.70	126.50
growth rate		15.5%	27.2%	-25.9%	-3.6%	9.3%	66.5%	-36.6%	-9.5%	44.2%	-4.7%
Acct.Payable	26.00	34.00	39.00	39.00	39.00
growth rate		30.8%	14.7%	0.0%	0.0%
Cur.Assets	954.00	749.00	686.77	686.41	678.21	716.67	780.05	668.27	505.68	457.40	498.40
growth rate		-21.5%	-8.3%	-0.1%	-1.2%	5.7%	8.8%	-14.3%	-24.3%	-9.6%	9.0%
Total Assets	1,253.00	1,004.00	1,121.04	1,123.33	1,153.31	1,171.55	1,245.48	1,152.27	1,169.15	1,616.90	1,746.50
growth rate		-19.9%	11.7%	0.2%	2.7%	1.6%	6.3%	-7.5%	1.5%	38.3%	8.0%
Cash	153.00	217.00	282.59	289.36	278.23	323.49	320.24	299.59	164.14	147.10	175.40
growth rate		41.8%	30.2%	2.4%	-3.9%	16.3%	-1.0%	-6.5%	-45.2%	-10.4%	19.2%
Inventory	0.00
growth rate
Cur.Liabilities	806.00	562.00	433.55	410.74	411.80	402.40	451.60	350.11	390.85	361.20	369.20
growth rate		-30.3%	-22.9%	-5.3%	0.3%	-2.3%	12.2%	-22.5%	11.6%	-7.6%	2.2%
Liabilities	972.00	681.00	564.64	539.64	547.79	537.16	584.35	490.03	514.81	709.80	820.70
growth rate		-29.9%	-17.1%	-4.4%	1.5%	-1.9%	8.8%	-16.1%	5.1%	37.9%	15.6%
LT Debt	133.00	87.00	87.00	87.00	87.00	87.00	87.00	87.00		166.00	258.40
growth rate		-34.6%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%		38.1%	55.7%
Equity	268.20	314.30	544.77	583.69	605.52	634.38	661.13	662.24	654.34	907.10	925.80
growth rate		17.2%	73.3%	7.1%	3.7%	4.8%	4.2%	0.2%	-1.2%	38.6%	2.1%
Common Shares	42.00	41.00	44.00	46.00	46.00	47.00	550.25	550.64	582.11	854.60	858.10
growth rate		-2.4%	7.3%	4.6%	0.0%	2.2%	1,070.7%	0.1%	5.7%	46.8%	0.4%
Cash Flow Statement	Jun '12	Jun '13	Jun '14	Jun '15	Jun '16	Jun '17	Jun '18	Jun '19	Jun '20	Jun '21	Jun '22
Capital Expenditures	10.00	14.00	6.57	15.81	17.27	12.47	15.91	20.00	13.62	13.70	15.00
growth rate		40.0%	-53.1%	140.7%	9.2%	-27.8%	27.6%	25.7%	-31.9%	0.6%	9.5%
Cash Dividends	61.20	37.80	70.81	97.81	116.44	121.09	125.75	123.42	105.25	72.40	112.40
growth rate		-38.2%	87.3%	38.1%	19.1%	4.0%	3.8%	-1.9%	-14.7%	-31.2%	55.3%
Cash From OA	66.00	106.00	94.65	129.23	149.79	158.38	144.27	132.68	149.83	120.60	170.80
growth rate		60.6%	-10.7%	36.5%	15.9%	5.7%	-8.9%	-8.0%	12.9%	-19.5%	41.6%
FCF per Share	2.03	2.06	1.94	2.29	2.39	2.78	2.93	2.89	2.99	1.74
growth rate		1.5%	-5.8%	18.0%	4.4%	16.3%	5.4%	-1.4%	3.5%	-41.8%
Sale Purchase of Stock			3.10
growth rate
FCF	56.00	91.00	88.00	113.00	133.00	146.00	128.00	113.00	136.00	107.00	155.80
growth rate		62.5%	-3.3%	28.4%	17.7%	9.8%	-12.3%	-11.7%	20.4%	-21.3%	45.6%
Income Statement	Jun '12	Jun '13	Jun '14	Jun '15	Jun '16	Jun '17	Jun '18	Jun '19	Jun '20	Jun '21	Jun '22
Sales	400.00	397.00	455.59	510.88	507.73	520.88	538.85	519.41	491.30	652.10	749.60
growth rate		-0.8%	14.8%	12.1%	-0.6%	2.6%	3.5%	-3.6%	-5.4%	32.7%	15.0%
Op.Income	21.00	115.00	125.57	185.61	192.81	197.30	199.06	170.25	122.77	114.20	146.70
growth rate		447.6%	9.2%	47.8%	3.9%	2.3%	0.9%	-14.5%	-27.9%	-7.0%	28.5%
IBT	34.71		112.78	174.16	183.31	189.34	191.33	162.16	116.61	103.80	137.30
growth rate			80.3%	54.4%	5.3%	3.3%	1.1%	-15.2%	-28.1%	-11.0%	32.3%
Net Income	21.00	61.00	81.62	122.48	132.01	137.29	140.23	115.93	82.00	72.90	101.20
growth rate		190.5%	33.8%	50.1%	7.8%	4.0%	2.1%	-17.3%	-29.3%	-11.1%	38.8%
EPS	0.64	1.49	1.86	2.65	2.84	2.94	3.00	2.46	1.72	1.33
growth rate		132.8%	24.8%	42.5%	7.2%	3.5%	2.0%	-18.0%	-30.1%	-22.7%
Gross Profit	193.00	224.00	264.56	323.44	322.60	326.30	334.59	322.97	277.68	310.10	368.40
growth rate		16.1%	18.1%	22.3%	-0.3%	1.2%	2.5%	-3.5%	-14.0%	11.7%	18.8%

Quarterly Statements

Item Name	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Earnings BIT	32.71	45.20	45.20	28.15	28.15
growth rate		38.2%	0.0%	-37.7%	0.0%
Balance Sheet	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Acct.Receivable	132.72	154.60	154.60	126.50	126.50
growth rate		16.5%	0.0%	-18.2%	0.0%
Acct.Payable
growth rate
Cur.Assets	457.36	489.30	489.30	498.40	498.40
growth rate		7.0%	0.0%	1.9%	0.0%
Total Assets	1,624.55	1,705.50	1,705.50	1,746.50	1,746.50
growth rate		5.0%	0.0%	2.4%	0.0%
Cash	147.07	130.90	130.90	175.40	175.40
growth rate		-11.0%	0.0%	34.0%	0.0%
Cur.Liabilities	361.13	338.50	338.50	369.20	369.20
growth rate		-6.3%	0.0%	9.1%	0.0%
Liabilities	712.08	786.20	786.20	820.70	820.70
growth rate		10.4%	0.0%	4.4%	0.0%
LT Debt	166.03	248.10	248.10	258.40	258.40
growth rate		49.4%	0.0%	4.2%	0.0%
Equity	912.47	919.30	919.30	925.80	925.80
growth rate		0.8%	0.0%	0.7%	0.0%
Common Shares	854.60	856.10	856.10	858.10	858.10
growth rate		0.2%	0.0%	0.2%	0.0%
Cash Flow Statement	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Capital Expenditures	6.33	3.50	3.50	4.00	4.00
growth rate		-44.7%	0.0%	14.3%	0.0%
Cash Dividends	22.69	25.85	25.85	30.35	30.35
growth rate		13.9%	0.0%	17.4%	0.0%
Cash From OA	52.53	17.70	17.70	67.70	67.70
growth rate		-66.3%	0.0%	282.5%	0.0%
FCF	46.20	14.20	14.20	63.70	63.70
growth rate		-69.3%	0.0%	348.6%	0.0%
Income Statement	Jun '21	Sep '21	Dec '21	Mar '22	Jun '22
Sales	183.12	191.80	191.80	183.00	183.00
growth rate		4.7%	0.0%	-4.6%	0.0%
Op.Income	32.71	45.20	45.20	28.15	28.15
growth rate		38.2%	0.0%	-37.7%	0.0%
IBT	30.15	42.60	42.60	26.05	26.05
growth rate		41.3%	0.0%	-38.9%	0.0%
Net Income	22.85	29.65	29.65	20.95	20.95
growth rate		29.8%	0.0%	-29.3%	0.0%
Gross Profit	81.87	98.20	98.20	86.00	86.00
growth rate		19.9%	0.0%	-12.4%	0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (45.23)

YOY Growth Grade:

D (37.18)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Dividend Yield: 5.6%
Beta: 1.49
Beta of 1.4869 suggests that the asset is more volatile than the rest of the market.
PE: 3.12
EY: 32.1%
PEG: 3.54
PEG Ratio of 3.54 suggests that stock is overpriced.
PEGY: 0.48
PEGY Ratio of 0.48 suggests that stock is underpriced.
Price/BVPS: 3.36

Profitability Ratios

ROE: 9.6%
Return on Equity (ROE) of 9.6% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.
ROS: 19.6%
The value of Return on Sales depends on the business and/or industry. Usually the higher ratio the better.
ROA: 7.9%
Return on Assets (ROA). Low ratio usually means poor performance, or ineffective use of assets by management. High ratio usually means good performance.
ROI: 14.8%
Return on Investment (ROI) of 14.8% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.
ROIC: 12.1%
Return on Invested Capital (ROIC) of 12.1% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

Liquidity Ratios

Current Ratio: 1.35
Current Ratio of 1.35 suggests that a company may not be able to pay off bills as rapidly as it should.
Quick Ratio: 0.82
Quick Ratio of 0.82 suggests that a company may not be able to pay off bills as rapidly as it should.
Cash Turnover: 5.80
Turnover Of Cash Ratio of 5.80 suggests that a company may be vulnerable to creditors. As a result it may be unable to pay wages or utility bills.
Equity Ratio: 53.0%
Equity Ratio of 53.0% suggests that a reasonably large percent of the company's assets financed by shareholder equity.
Debt/Equity: 88.7%
Debt to Equity Ratio of 88.7% suggests that greater risk assumed by creditors, hence greater interest by them in the way the company is being managed.
Debt/FCF: 1.66
Debt/FCF of 1.66 suggests that a company is doing well and can pay off its long term debt within three years.

Efficiency Ratios

Avg Collection Period: 61.60
Average Collection Period of 61.60 days suggests a slow turnover, which may be the result of a number of bad accounts, or a tax collection policy or perhaps credit is being used to generate sales.
Inventory Turnover:
Cash Flow Ratio: 2.36
Cash Flow Ratio of 2.36 suggests a company is doing OK, but lower inventory is generally viewed as a positive trend.
Profit Margin: 13.5%

Value Price

PE and EPS

	Historical	Current	Forward
PE	20.75	3.12	8.81
EPS / Growth	-2.1%	1.16	0.9%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 9.6%

Estimates	Pessimistic	Moderate	Optimistic
Rate of Return	15.0%
MOS Price %	50 %
Future EPS Growth	0.9%	3.8%	3.8%
Future PE	1.76	12.41	12.41
Future EPS	1.27	1.70	1.70
Value Price MOS %	0.55 -84.8%	5.21 43.4%	5.21 43.4%
MOS Price	0.28	2.60	2.60
IRT	3.06	2.89	2.89

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Graham Number: 5.32
Graham MOS: 46.4%

Price Chart

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