OFX GROUP LIMITED
stock AU:OFX (SYDNEY)

Alternative ID: AU000000OFX5

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  • Exchange: SYDNEY
  • Sector: Financial
  • Industry: Financial Services
  • Market Cap: Small (592.09M)
  • Data in AUD
  • EPS: 0.06
  • Current PE: 39.33
  • BVPS: 0.38
  • Price/BVPS:
  • Dividend: 0.03 / 1.3%
  • Hist Grade: B (68.66)
  • YOY Grade: D (43.96)
  • Debt/FCF:
  • ROIC: 52.7%
  • PEG: 6.44
  • PEGY: 5.28
  • Value Price: 0.81
  • MOS Price: 0.40
  • MOS %:
  • Graham Number: 0.72
  • Graham MOS %:
  • IRT: 18.19

Market Price

Price is unknown

Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

  • Exchange: SYDNEY
  • Sector: Financial
  • Industry: Financial Services
  • Market Cap: Small (592.09M)
  • Inst. Ownership: 70.03%
  • Insider Ownership: 9.80%
  • Full Time Employees: 450
OFX Group Limited provides international payments and foreign exchange services. It offers international payment services, such as bank to bank currency transfer services to businesses and consumers. The company also provides international payment solutions, including OFX IT platform; client service; compliance; banking relationships; and payments services. It operates in the Asia Pacific, Europe, the Middle East, Africa, North America, and internationally. The company was formerly known as OzForex Group Limited and changed its name to OFX Group Limited in September 2016. OFX Group Limited was founded in 1998 and is headquartered in Sydney, Australia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement


 

Cash Flow Statement


 

Balance Sheet


 

Liquidity Ratios

Current Ratio

 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC

 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Mar '12 Mar '13 Mar '14 Mar '15 Mar '16 Mar '17 Mar '18 Mar '19 Mar '20 Mar '21 Mar '22
Equity (BVPS) 0.10
0.18
0.21
0.23
0.25
0.29
0.29
0.30
0.38
growth rate 80.0% 16.7% 9.5% 8.7% 16.0% 0.0% 3.5% 26.7%
Earnings BIT 24.00
21.04
33.93
31.79
23.99
24.91
22.73
27.09
16.99
33.26
growth rate -12.3% 61.3% -6.3% -24.6% 3.8% -8.7% 19.2% -37.3% 95.7%
Avg.PE 48.31
29.48
21.65
16.57
24.67
22.25
20.44
20.44
20.44
growth rate -39.0% -26.6% -23.5% 48.9% -9.8% -8.1% 0.0% 0.0%
ROA 0.00
9.72
13.60
10.96
9.92
8.65
7.20
6.77
3.51
6.28
growth rate 39.9% -19.4% -9.5% -12.8% -16.8% -6.0% -48.2% 78.9%
ROE 0.00
44.35
58.03
43.26
35.40
31.02
26.22
27.60
16.26
26.50
growth rate 30.9% -25.5% -18.2% -12.4% -15.5% 5.3% -41.1% 63.0%
ROIC 41.25
55.03
40.99
33.68
29.08
24.45
20.48
13.78
25.23
growth rate 33.4% -25.5% -17.8% -13.7% -15.9% -16.2% -32.7% 83.1%
Cur. Ratio 1.28
1.26
1.30
1.27
1.35
1.29
1.33
1.22
1.23
1.24
growth rate -1.6% 3.2% -2.3% 6.3% -4.4% 3.1% -8.3% 0.8% 0.8%
Quick Ratio 1.22
1.18
1.21
1.07
1.21
1.20
1.24
1.06
1.10
1.10
growth rate -3.3% 2.5% -11.6% 13.1% -0.8% 3.3% -14.5% 3.8% 0.0%
Leverage 3.98
4.56
4.04
3.86
3.30
3.85
3.46
4.66
4.60
3.91
growth rate 14.6% -11.4% -4.5% -14.5% 16.7% -10.1% 34.7% -1.3% -15.0%
Balance Sheet Mar '12 Mar '13 Mar '14 Mar '15 Mar '16 Mar '17 Mar '18 Mar '19 Mar '20 Mar '21 Mar '22
Acct.Receivable 3.00
2.85
6.81
0.99
2.13
1.88
5.84
11.09
11.31
5.47
growth rate -4.9% 138.9% -85.5% 116.3% -11.8% 210.2% 89.9% 2.0% -51.6%
Acct.Payable 1.00
0.70
0.74
0.05
1.13
0.18
0.01
growth rate -29.9% 6.0% -93.1% 2,115.7% -84.0% -96.1%
Cur.Assets 85.00
97.00
160.98
187.38
195.01
179.50
230.95
232.02
317.41
341.70
372.47
growth rate 14.1% 66.0% 16.4% 4.1% -8.0% 28.7% 0.5% 36.8% 7.7% 9.0%
Total Assets 86.00
98.00
167.55
192.51
205.60
190.65
242.29
261.95
353.83
372.98
404.45
growth rate 14.0% 71.0% 14.9% 6.8% -7.3% 27.1% 8.1% 35.1% 5.4% 8.4%
Cash 80.00
92.00
148.56
168.80
142.09
32.54
47.25
26.11
28.77
33.45
59.10
growth rate 15.0% 61.5% 13.6% -15.8% -77.1% 45.2% -44.7% 10.2% 16.3% 76.7%
Cur.Liabilities 59.00
67.00
131.16
144.59
152.05
132.83
178.86
175.60
258.77
276.08
292.87
growth rate 13.6% 95.8% 10.3% 5.2% -12.6% 34.7% -1.8% 47.4% 6.7% 6.1%
Liabilities 60.00
67.00
131.55
144.88
152.37
133.18
179.29
192.31
277.84
292.69
301.11
growth rate 11.7% 96.3% 10.1% 5.2% -12.6% 34.6% 7.3% 44.5% 5.3% 2.9%
Equity 24.60
36.00
47.63
53.23
57.47
62.99
69.65
75.99
80.29
103.34
growth rate 46.4% 32.3% 11.8% 8.0% 9.6% 10.6% 9.1% 5.7% 28.7%
Common Shares 240.00
234.00
242.00
243.00
243.00
24.36
29.11
28.77
28.99
28.58
growth rate -2.5% 3.4% 0.4% 0.0% -90.0% 19.5% -1.2% 0.8% -1.4%
Cash Flow Statement Mar '12 Mar '13 Mar '14 Mar '15 Mar '16 Mar '17 Mar '18 Mar '19 Mar '20 Mar '21 Mar '22
Capital Expenditures 1.00
0.59
0.55
6.49
0.82
0.24
1.14
0.97
0.15
0.96
growth rate -41.2% -6.8% 1,084.3% -87.4% -70.4% 367.9% -14.5% -84.8% 548.7%
Cash Dividends 0.00
35.00
14.10
17.24
14.16
12.72
13.63
13.98
7.79
growth rate -59.7% 22.3% -17.9% -10.2% 7.2% 2.6% -44.3%
Cash From OA 13.00
25.00
68.22
38.50
15.78
22.56
31.95
22.41
30.51
26.58
47.60
growth rate 92.3% 172.9% -43.6% -59.0% 43.0% 41.7% -29.9% 36.1% -12.9% 79.1%
FCF per Share 0.29
0.29
0.11
-0.02
0.10
0.26
0.02
0.30
0.21
growth rate 0.0% -62.1% -100.0% 100.0% 160.0% -92.3% 1,400.0% -30.0%
Sale Purchase of Stock 24.00
growth rate
FCF 24.00
68.00
33.00
6.00
8.00
65.00
14.00
75.00
42.00
36.00
growth rate 183.3% -51.5% -81.8% 33.3% 712.5% -78.5% 435.7% -44.0% -14.3%
Income Statement Mar '12 Mar '13 Mar '14 Mar '15 Mar '16 Mar '17 Mar '18 Mar '19 Mar '20 Mar '21 Mar '22
Sales 46.00
56.00
78.25
97.40
112.91
115.23
120.59
130.23
138.34
134.69
158.42
growth rate 21.7% 39.7% 24.5% 15.9% 2.1% 4.7% 8.0% 6.2% -2.6% 17.6%
Op.Income 13.00
24.00
21.04
33.93
31.79
23.99
24.91
22.73
27.09
16.99
33.26
growth rate 84.6% -12.3% 61.3% -6.3% -24.6% 3.8% -8.7% 19.2% -37.3% 95.7%
IBT 0.00
21.88
33.93
31.79
23.99
24.91
21.55
24.77
15.63
32.11
growth rate 55.1% -6.3% -24.6% 3.8% -13.5% 14.9% -36.9% 105.4%
Net Income 13.00
17.00
15.97
24.27
21.81
19.60
18.69
17.08
20.33
12.09
24.46
growth rate 30.8% -6.1% 52.0% -10.1% -10.2% -4.6% -8.6% 19.0% -40.6% 102.4%
EPS 0.00
0.07
0.10
0.09
0.08
0.08
0.07
0.08
0.05
0.10
growth rate 42.9% -10.0% -11.1% 0.0% -12.5% 14.3% -37.5% 100.0%
Gross Profit 43.00
52.00
72.57
90.14
103.91
105.12
109.92
118.74
125.15
117.93
147.03
growth rate 20.9% 39.6% 24.2% 15.3% 1.2% 4.6% 8.0% 5.4% -5.8% 24.7%

Quarterly Statements

Item Name Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Earnings BIT 6.67
7.39
7.39
9.24
9.24
growth rate 10.8% 0.0% 24.9% 0.0%
Balance Sheet Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Acct.Receivable 11.31
11.87
11.87
5.47
5.47
growth rate 4.9% 0.0% -53.9% 0.0%
Acct.Payable
growth rate
Cur.Assets 340.92
337.95
337.95
372.47
372.47
growth rate -0.9% 0.0% 10.2% 0.0%
Total Assets 373.92
369.41
369.41
404.45
404.45
growth rate -1.2% 0.0% 9.5% 0.0%
Cash 33.45
40.93
40.93
59.10
59.10
growth rate 22.3% 0.0% 44.4% 0.0%
Cur.Liabilities 276.08
260.71
260.71
292.87
292.87
growth rate -5.6% 0.0% 12.3% 0.0%
Liabilities 292.69
277.98
277.98
301.11
301.11
growth rate -5.0% 0.0% 8.3% 0.0%
Equity 81.23
91.44
91.44
103.34
103.34
growth rate 12.6% 0.0% 13.0% 0.0%
Common Shares 28.99
28.21
28.21
28.58
28.58
growth rate -2.7% 0.0% 1.3% 0.0%
Cash Flow Statement Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Capital Expenditures -0.09
0.23
0.23
0.25
0.25
growth rate 100.0% 0.0% 6.5% 0.0%
Cash Dividends 1.00
growth rate
Cash From OA 9.59
9.80
9.80
14.00
14.00
growth rate 2.1% 0.0% 42.9% 0.0%
FCF 9.50
9.56
9.56
13.75
13.75
growth rate 0.7% 0.0% 43.8% 0.0%
Income Statement Mar '21 Jun '21 Sep '21 Dec '21 Mar '22
Sales 36.44
37.13
37.13
42.08
42.08
growth rate 1.9% 0.0% 13.3% 0.0%
Op.Income 6.67
7.39
7.39
9.24
9.24
growth rate 10.8% 0.0% 24.9% 0.0%
IBT 6.35
7.08
7.08
8.98
8.98
growth rate 11.5% 0.0% 26.9% 0.0%
Net Income 4.96
5.45
5.45
6.78
6.78
growth rate 9.9% 0.0% 24.5% 0.0%
Gross Profit 32.00
34.32
34.32
39.20
39.20
growth rate 7.2% 0.0% 14.2% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

B (68.66)

YOY Growth Grade:

D (43.96)

Click on buttons above for detailed yearly growth rates.

Market Ratios

  • Dividend Yield: 1.3%

  • Beta: 0.18

    Beta of 0.1836 suggests that the asset is less volatile than the rest of the market.

  • PE: 39.33

  • EY: 2.5%

  • PEG: 6.44

    PEG Ratio of 6.44 suggests that stock is overpriced.

  • PEGY: 5.28

    PEGY Ratio of 5.28 suggests that stock is overpriced.

  • Price/BVPS:

Profitability Ratios

  • ROE: 26.5%

    Return on Equity (ROE) of 26.5% suggests that a company is doing well.

  • ROS: 21.0%

    The value of Return on Sales depends on the business and/or industry. Usually the higher ratio the better.

  • ROA: 7.9%

    Return on Assets (ROA). Low ratio usually means poor performance, or ineffective use of assets by management. High ratio usually means good performance.

  • ROI: 31.1%

    Return on Investment (ROI) of 31.1% suggests that a company is doing well.

  • ROIC: 52.7%

    Return on Invested Capital (ROIC) of 52.7% suggests that a company is doing well.

Liquidity Ratios

  • Current Ratio: 1.27

    Current Ratio of 1.27 suggests that a company may not be able to pay off bills as rapidly as it should.

  • Quick Ratio: 0.22

    Quick Ratio of 0.22 suggests that a company does not have enough cash to cover immediate liabilities.

  • Cash Turnover: 1.99

    Turnover Of Cash Ratio of 1.99 suggests that a company may have funds tied up in short-term low-yielding assets or may have a cash surplus, which is not invested in the business.

  • Equity Ratio: 25.6%

    Equity Ratio of 25.6% suggests that a company has high financing and debt service costs, not very attractive to investors.

  • Debt/Equity: 291.4%

    Debt to Equity Ratio of 291.4% suggests that greater risk assumed by creditors, hence greater interest by them in the way the company is being managed.

  • Debt/FCF:

Efficiency Ratios

  • Avg Collection Period: 12.61

    Average Collection Period of 12.61 days suggests that a company is doing well.

  • Inventory Turnover:

  • Cash Flow Ratio:

  • Profit Margin: 15.4%

Value Price

PE and EPS

Historical Current Forward
PE 39.83 39.33 23.90
EPS / Growth -3.1% 0.06 6.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 15.5%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 7.6% 7.6%
Future PE 2.00 26.28 26.28
Future EPS 0.07 0.12 0.12
Value Price
MOS %		 0.03
0.81
0.81
MOS Price 0.02 0.40 0.40
IRT

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

  • Graham Number: 0.72
  • Graham MOS:

Price Chart

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