BRAVURA SOLUTIONS LIMITED.
stock AU:BVS (SYDNEY)

Watch List

  • Exchange: SYDNEY
  • Sector: Technology
  • Industry: Software & Services
  • Market Cap: Micro (208.62M)
  • Data in AUD
  • EPS: 0.12
  • Current PE: 25.08
  • BVPS: 0.94
  • Price/BVPS: 3.16
  • Dividend: 0.08 / 10.1%
  • Hist Grade: C (51.85)
  • YOY Grade: D (39.13)
  • Debt/FCF: -8.50
  • ROIC: 10.0%
  • PEG: 7.94
  • PEGY: 1.90
  • Value Price: 1.03
  • MOS Price: 0.51
  • MOS %: -65.2%
  • Graham Number: 1.58
  • Graham MOS %: -46.7%
  • IRT: 9.38

Market Price

2.96 

0.00 0.0%

as of Jun 02 '23

52 Week Range:

0.54 3.08

Stock Analyzer Tutorials

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General Info


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S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

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Value Price


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Price Charts


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General Info

  • Exchange: SYDNEY
  • Sector: Technology
  • Industry: Software & Services
  • Market Cap: Micro (208.62M)
  • Inst. Ownership: 59.86%
  • Insider Ownership: 1.76%
  • Full Time Employees: 1553
Bravura Solutions Limited engages in the development, licensing, and maintenance of administration and management software applications for the wealth management and funds administration sectors in Australia, New Zealand, the United Kingdom, and internationally. The company operates through two segments, Wealth Management and Funds Administration. It offers Sonata, a wealth management solution for the administration of a range of wealth management products; Sonata Alta, a digital operating model, which provides clients control over their customer's data, operations, and end customer experiences; Bravura Digital that provides digital service; Garradin, a private wealth and portfolio administration solution for the administration of retail and wholesale wealth management, trusts and estates, SMSFs, managed accounts, fund accounting, and tax; and ePASS, an online portal that provides online services for superannuation members and employers. The company also provides Rufus enterprise solution that offers fund administration for transfer agencies; Rufus SaaS, a transfer agency solution that supports the global administration, servicing, and distribution of a range of investments; Babel solution, a financial messaging platform that connects to a range of financial product distributor platforms and the back-office functions of various markets using message media and formats; taWeb, a digital platform for transfer agents and fund managers; and financial planning solutions, such as AdviceOS and Digital Advice. In addition, it offers professional services, including consulting, data migration and services, software development, support, project management, and training services, as well as managed and cloud services. The company was formerly known as Bravura Solutions Holdings Pty Ltd and changed its name to Bravura Solutions Limited in October 2016. Bravura Solutions Limited was founded in 2004 and is headquartered in Sydney, Australia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement


 

Cash Flow Statement


 

Balance Sheet


 

Liquidity Ratios

Current Ratio

 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC

 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Equity (BVPS) 0.46
0.52
0.51
1.24
1.24
growth rate 13.0% -1.9% 143.1% 0.0%
Earnings BIT 7.00
10.26
3.99
14.58
24.38
31.51
42.59
58.85
36.69
32.95
growth rate 46.6% -61.1% 265.4% 67.2% 29.3% 35.2% 38.2% -37.7% -10.2%
Avg.PE -72.89
-80.00
26.47
26.47
26.47
26.47
6.40
growth rate 0.0% 100.0% 0.0% 0.0% 0.0% -75.8%
ROA 7.93
13.71
11.07
9.84
7.74
growth rate 72.9% -19.3% -11.1% -21.3%
ROE 13.61
24.55
16.18
13.32
10.79
growth rate 80.4% -34.1% -17.7% -19.0%
ROIC 16.17
23.11
16.05
11.63
9.99
growth rate 42.9% -30.6% -27.5% -14.1%
Cur. Ratio 0.49
0.83
0.89
3.08
2.21
1.81
growth rate 69.4% 7.2% 246.1% -28.3% -18.1%
Quick Ratio 0.40
0.77
0.83
2.98
2.10
1.65
growth rate 92.5% 7.8% 259.0% -29.5% -21.4%
Leverage 1.72
1.72
1.86
1.30
1.40
1.38
growth rate 0.0% 8.1% -30.1% 7.7% -1.4%
Balance Sheet Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Acct.Receivable 26.00
25.34
26.02
18.20
36.33
38.03
34.79
57.74
60.84
68.83
growth rate -2.6% 2.7% -30.0% 99.6% 4.7% -8.5% 66.0% 5.4% 13.1%
Acct.Payable 4.00
5.74
6.41
2.97
6.46
4.96
6.34
5.73
5.52
6.90
growth rate 43.5% 11.7% -53.7% 117.5% -23.1% 27.8% -9.6% -3.7% 25.0%
Cur.Assets 43.00
47.29
48.71
53.04
58.39
81.17
236.63
164.78
144.73
126.78
growth rate 10.0% 3.0% 8.9% 10.1% 39.0% 191.5% -30.4% -12.2% -12.4%
Total Assets 180.00
251.78
166.82
173.82
182.02
212.33
380.17
434.85
457.75
450.12
growth rate 39.9% -33.7% 4.2% 4.7% 16.7% 79.1% 14.4% 5.3% -1.7%
Cash 14.00
18.43
18.88
29.11
17.07
36.94
194.80
99.08
73.57
48.67
growth rate 31.6% 2.5% 54.2% -41.4% 116.4% 427.3% -49.1% -25.8% -33.8%
Cur.Liabilities 40.00
52.60
60.77
69.23
70.62
88.39
76.93
74.45
80.00
80.95
growth rate 31.5% 15.6% 13.9% 2.0% 25.2% -13.0% -3.2% 7.5% 1.2%
Liabilities 69.00
174.94
178.94
185.87
76.03
98.14
88.72
124.09
127.97
115.24
growth rate 153.5% 2.3% 3.9% -59.1% 29.1% -9.6% 39.9% 3.1% -10.0%
LT Debt 17.00
112.51
112.40
109.56
growth rate 561.9% -0.1% -2.5%
Equity 76.83
-12.12
-12.05
105.98
114.19
291.46
310.75
329.78
334.88
growth rate -100.0% 0.0% 100.0% 7.7% 155.3% 6.6% 6.1% 1.5%
Common Shares 133.00
29.44
30.07
84.56
185.00
184.99
347.18
351.73
354.58
357.58
growth rate -77.9% 2.1% 181.2% 118.8% 0.0% 87.7% 1.3% 0.8% 0.9%
Cash Flow Statement Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Capital Expenditures 3.00
1.21
2.89
3.13
3.57
7.18
13.32
12.55
5.88
4.93
growth rate -59.6% 139.0% 8.0% 14.3% 100.9% 85.6% -5.8% -53.2% -16.1%
Cash Dividends 19.28
19.28
19.28
19.28
21.00
20.53
17.13
24.04
growth rate 0.0% 0.0% 0.0% 8.9% -2.2% -16.6% 40.4%
Cash From OA 26.00
19.63
19.65
28.28
15.88
46.22
46.47
19.42
47.30
42.08
growth rate -24.5% 0.1% 44.0% -43.9% 191.1% 0.6% -58.2% 143.5% -11.0%
FCF per Share 0.01
0.10
0.06
0.04
growth rate 900.0% -40.0% -33.3%
Sale Purchase of Stock 4.51
0.50
114.58
114.58
growth rate -88.9% 22,816.0% 0.0%
FCF 23.00
18.42
16.75
25.16
5.00
33.00
29.00
-2.00
22.00
37.15
growth rate -19.9% -9.0% 50.2% -80.1% 560.0% -12.1% -100.0% 100.0% 68.9%
Income Statement Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22
Sales 125.00
142.51
152.11
184.70
191.91
221.50
258.21
275.27
243.22
266.71
growth rate 14.0% 6.7% 21.4% 3.9% 15.4% 16.6% 6.6% -11.7% 9.7%
Op.Income 7.00
10.26
3.99
14.58
24.38
31.51
42.59
58.85
36.69
32.95
growth rate 46.6% -61.1% 265.4% 67.2% 29.3% 35.2% 38.2% -37.7% -10.2%
IBT -10.52
-86.14
-4.83
16.64
30.76
41.51
47.12
39.06
33.99
growth rate 0.0% 0.0% 100.0% 84.8% 34.9% 13.5% -17.1% -13.0%
Net Income 2.00
-10.06
-89.49
-6.46
14.43
27.03
32.81
40.11
34.56
29.93
growth rate -100.0% 0.0% 0.0% 100.0% 87.3% 21.4% 22.3% -13.8% -13.4%
EPS 0.08
0.13
0.14
0.16
0.14
growth rate 62.5% 7.7% 14.3% -12.5%
Gross Profit 58.00
45.44
40.57
49.53
57.67
68.34
85.63
96.39
82.49
83.18
growth rate -21.7% -10.7% 22.1% 16.4% 18.5% 25.3% 12.6% -14.4% 0.8%
R&D 1.72
2.23
2.15
2.53
2.41
2.24
0.89
0.68
growth rate 29.6% -3.7% 17.9% -4.8% -7.1% -60.1% -23.6%

Quarterly Statements

Item Name Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Earnings BIT 18.09
9.76
9.76
6.71
6.71
growth rate -46.0% 0.0% -31.2% 0.0%
Balance Sheet Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Acct.Receivable 60.84
65.78
65.78
68.83
68.83
growth rate 8.1% 0.0% 4.6% 0.0%
Acct.Payable 5.52
9.52
9.52
6.90
6.90
growth rate 72.5% 0.0% -27.5% 0.0%
Cur.Assets 144.73
128.22
128.22
126.78
126.78
growth rate -11.4% 0.0% -1.1% 0.0%
Total Assets 457.75
450.14
450.14
450.12
450.12
growth rate -1.7% 0.0% 0.0% 0.0%
Cash 73.57
50.61
50.61
48.67
48.67
growth rate -31.2% 0.0% -3.8% 0.0%
Cur.Liabilities 80.00
79.74
79.74
80.95
80.95
growth rate -0.3% 0.0% 1.5% 0.0%
Liabilities 127.97
116.17
116.17
115.24
115.24
growth rate -9.2% 0.0% -0.8% 0.0%
LT Debt
growth rate
Equity 329.78
333.97
333.97
334.88
334.88
growth rate 1.3% 0.0% 0.3% 0.0%
Common Shares 354.58
357.58
357.58
357.58
357.58
growth rate 0.9% 0.0% 0.0% 0.0%
Cash Flow Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Capital Expenditures 0.92
1.60
1.60
0.87
0.87
growth rate 73.8% 0.0% -45.8% 0.0%
Cash Dividends 2.96
5.92
5.92
6.10
6.10
growth rate 100.4% 0.0% 2.9% 0.0%
Cash From OA 19.56
7.05
7.05
14.00
14.00
growth rate -64.0% 0.0% 98.6% 0.0%
Sale Purchase of Stock
growth rate
FCF 18.63
5.45
5.45
13.13
13.13
growth rate -70.8% 0.0% 141.1% 0.0%
Income Statement Jun '21 Sep '21 Dec '21 Mar '22 Jun '22
Sales 63.67
66.18
66.18
67.18
67.18
growth rate 3.9% 0.0% 1.5% 0.0%
Op.Income 18.09
9.76
9.76
6.71
6.71
growth rate -46.0% 0.0% -31.2% 0.0%
IBT 14.26
8.55
8.55
8.44
8.44
growth rate -40.0% 0.0% -1.3% 0.0%
Net Income 12.77
7.63
7.63
7.33
7.33
growth rate -40.2% 0.0% -4.0% 0.0%
Gross Profit 25.10
22.07
22.07
19.52
19.52
growth rate -12.1% 0.0% -11.6% 0.0%
R&D 0.12
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (51.85)

YOY Growth Grade:

D (39.13)

Click on buttons above for detailed yearly growth rates.

Market Ratios

  • Dividend Yield: 10.1%

  • Beta: 0.86

    Beta of 0.8639 suggests that the asset is less volatile than the rest of the market.

  • PE: 25.08

  • EY: 4.0%

  • PEG: 7.94

    PEG Ratio of 7.94 suggests that stock is overpriced.

  • PEGY: 1.90

    PEGY Ratio of 1.90 suggests that stock is overpriced.

  • Price/BVPS: 3.16

Profitability Ratios

  • ROE: 10.8%

    Return on Equity (ROE) of 10.8% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

  • ROS: 12.4%

    The value of Return on Sales depends on the business and/or industry. Usually the higher ratio the better.

  • ROA: 7.6%

    Return on Assets (ROA). Low ratio usually means poor performance, or ineffective use of assets by management. High ratio usually means good performance.

  • ROI: 10.2%

    Return on Investment (ROI) of 10.2% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

  • ROIC: 10.0%

    Return on Invested Capital (ROIC) of 10.0% suggests that management is inefficient or it could reflect a highly capitalized, conservatively operated business with little long term debt.

Liquidity Ratios

  • Current Ratio: 1.57

    Current Ratio of 1.57 suggests that a company may not be able to pay off bills as rapidly as it should.

  • Quick Ratio: 1.45

    Quick Ratio of 1.45 suggests that a company is doing well.

  • Cash Turnover: 5.82

    Turnover Of Cash Ratio of 5.82 suggests that a company may be vulnerable to creditors. As a result it may be unable to pay wages or utility bills.

  • Equity Ratio: 74.4%

    Equity Ratio of 74.4% suggests that a large percent of the company's assets financed by shareholder equity, which is good.

  • Debt/Equity: 34.4%

    Debt to Equity Ratio of 34.4% suggests that a company is doing well.

  • Debt/FCF: -8.50

    Debt/FCF of -8.50 suggests that a company has a negative Free Cash Flow and probably will not be able to pay off its long term debt.

Efficiency Ratios

  • Avg Collection Period: 94.20

    Average Collection Period of 94.20 days suggests a slow turnover, which may be the result of a number of bad accounts, or a tax collection policy or perhaps credit is being used to generate sales.

  • Inventory Turnover:

  • Cash Flow Ratio:

  • Profit Margin: 11.2%

Value Price

PE and EPS

Historical Current Forward
PE 7.12 25.08 5.25
EPS / Growth -3.7% 0.12

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 35.9%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 18.4% 18.4%
Future PE 2.00 6.50 16.42
Future EPS 0.13 0.64 0.64
Value Price
MOS %		 0.06
-97.8% 		1.03
-65.2% 		2.60
-12.1%
MOS Price 0.03 0.51 1.30
IRT 22.29 9.38 9.38

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

  • Graham Number: 1.58
  • Graham MOS: -46.7%

Price Chart

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Risk / Reward Ratios

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