Need an investment idea? Check out S2O Stock Screener. It allows to generate a list of stocks of a particular interest in a matter of seconds!

Market Price

186.25 

-7.66 -4.0%

as of Oct 29 '20

52 Week Range:

143.34 220.97


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company's Human Capital and Benefits segment offers actuarial support, plan design, and administrative services for traditional pension and retirement savings plans; plan management consulting, broking, and administration services for health and group benefit programs; and benefits outsourcing services. It also provides advice, data, software, and products to address clients' total rewards and talent issues. Its Corporate Risk and Broking segment offers risk advice, insurance brokerage, and consulting services in the areas of property and casualty, financial lines, and transport. The company's Investment, Risk and Reinsurance segment offers capital markets-based products to insurance and reinsurance companies; software and technology, risk and capital management, products and pricing, financial and regulatory reporting, financial and capital modeling, merger and acquisition, outsourcing, and business management services; investment advice and solutions to pension funds and institutional investors; wholesale insurance broking services to retail and wholesale brokers; and underwriting and capital management, capital market, and advisory and brokerage services. Its Benefits Delivery and Administration segment provides primary medical and ancillary benefit exchange, and outsourcing services to active employees and retirees in the group and individual markets. This segment delivers healthcare and reimbursement accounts, including health savings accounts, health reimbursement arrangements, flexible spending accounts, and other consumer-directed accounts. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Equity (BVPS) 34.24
22.59
40.97
26.00
29.98
33.48
34.88
79.00
75.03
77.95
76.83
growth rate -34.0% 81.4% -36.5% 15.3% 11.7% 4.2% 126.5% -5.0% 3.9% -1.4%
Earnings BIT 686.00
690.00
687.00
1,021.00
1,139.00
1,291.00
1,576.00
growth rate 0.6% -0.4% 48.6% 11.6% 13.4% 22.1%
Avg.PE 16.01
21.66
56.79
37.06
32.17
28.04
growth rate 35.3% 162.2% -34.7% -13.2% -12.8%
ROA 2.74
2.89
1.29
-2.89
2.44
2.39
2.18
1.71
1.81
2.14
3.08
growth rate 5.5% -55.4% -100.0% 100.0% -2.1% -8.8% -21.6% 5.9% 18.2% 43.9%
ROE 21.76
19.13
8.06
-21.31
18.65
17.24
17.70
6.83
5.63
6.96
10.39
growth rate -12.1% -57.9% -100.0% 100.0% -7.6% 2.7% -61.4% -17.6% 23.6% 49.3%
ROIC 12.82
12.37
6.99
-7.69
10.27
9.91
9.60
5.60
4.97
5.92
7.81
growth rate -3.5% -43.5% -100.0% 100.0% -3.5% -3.1% -41.7% -11.3% 19.1% 31.9%
Cur. Ratio 1.02
1.08
1.10
1.07
1.10
1.06
0.98
1.03
1.07
1.07
1.06
growth rate 5.9% 1.9% -2.7% 2.8% -3.6% -7.6% 5.1% 3.9% 0.0% -0.9%
Quick Ratio 0.86
0.11
0.13
1.06
1.09
1.05
0.97
1.01
1.06
1.05
1.03
growth rate -87.2% 18.2% 715.4% 2.8% -3.7% -7.6% 4.1% 5.0% -0.9% -1.9%
Leverage 7.17
6.15
6.33
8.89
6.68
7.78
8.45
3.01
3.21
3.29
3.46
growth rate -14.2% 2.9% 40.4% -24.9% 16.5% 8.6% -64.4% 6.6% 2.5% 5.2%
Balance Sheet Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Acct.Receivable 1,041.00
1,139.00
1,175.00
1,338.00
2,184.00
2,423.00
2,445.00
2,713.00
growth rate 9.4% 3.2% 13.9% 63.2% 10.9% 0.9% 11.0%
Acct.Payable 88.00
123.00
131.00
75.00
117.00
136.00
243.00
318.00
growth rate 39.8% 6.5% -42.8% 56.0% 16.2% 78.7% 30.9%
Cur.Assets 10,898.00
10,461.00
10,839.00
12,503.00
13,792.00
15,861.00
16,420.00
17,037.00
growth rate -4.0% 3.6% 15.4% 10.3% 15.0% 3.5% 3.8%
Total Assets 15,112.00
14,800.00
15,421.00
18,839.00
30,253.00
32,458.00
32,385.00
35,426.00
growth rate -2.1% 4.2% 22.2% 60.6% 7.3% -0.2% 9.4%
Cash 500.00
796.00
635.00
532.00
870.00
1,030.00
1,033.00
887.00
growth rate 59.2% -20.2% -16.2% 63.5% 18.4% 0.3% -14.1%
Cur.Liabilities 10,194.00
9,474.00
10,211.00
12,801.00
13,370.00
14,755.00
15,301.00
16,070.00
growth rate -7.1% 7.8% 25.4% 4.4% 10.4% 3.7% 5.0%
Liabilities 13,387.00
12,557.00
13,355.00
16,426.00
20,019.00
22,181.00
22,388.00
25,057.00
growth rate -6.2% 6.4% 23.0% 21.9% 10.8% 0.9% 11.9%
LT Debt 2,338.00
2,311.00
2,130.00
2,278.00
3,357.00
4,450.00
4,389.00
5,301.00
growth rate -1.2% -7.8% 7.0% 47.4% 32.6% -1.4% 20.8%
Equity 1,699.00
2,215.00
1,985.00
2,229.00
10,065.00
10,126.00
9,852.00
10,249.00
growth rate 30.4% -10.4% 12.3% 351.6% 0.6% -2.7% 4.0%
Common Shares 64.00
65.00
66.00
65.00
68.00
68.00
69.00
138.00
136.00
132.00
130.00
growth rate 1.6% 1.5% -1.5% 4.6% 0.0% 1.5% 100.0% -1.5% -2.9% -1.5%
Cash Flow Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Capital Expenditures 135.00
112.00
113.00
146.00
218.00
300.00
268.00
246.00
growth rate -17.0% 0.9% 29.2% 49.3% 37.6% -10.7% -8.2%
Cash Dividends 196.00
203.00
210.00
277.00
199.00
277.00
306.00
329.00
growth rate 3.6% 3.5% 31.9% -28.2% 39.2% 10.5% 7.5%
Cash From OA 525.00
561.00
477.00
244.00
933.00
862.00
1,288.00
1,081.00
growth rate 6.9% -15.0% -48.9% 282.4% -7.6% 49.4% -16.1%
FCF per Share 5.05
6.29
6.36
5.94
7.03
5.12
2.41
3.83
3.49
5.20
6.91
growth rate 24.6% 1.1% -6.6% 18.4% -27.2% -52.9% 58.9% -8.9% 49.0% 32.9%
Sale Purchase of Stock -83.00
151.00
139.00
127.00
66.00
61.00
growth rate 100.0% -8.0% -8.6% -48.0% -7.6%
FCF 322.00
406.00
328.00
388.00
442.00
360.00
85.00
617.00
487.00
966.00
776.00
growth rate 26.1% -19.2% 18.3% 13.9% -18.6% -76.4% 625.9% -21.1% 98.4% -19.7%
Income Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Sales 3,458.00
3,633.00
3,767.00
3,809.00
7,887.00
8,202.00
8,513.00
9,039.00
growth rate 5.1% 3.7% 1.1% 107.1% 4.0% 3.8% 6.2%
Op.Income -433.00
686.00
690.00
687.00
1,021.00
1,139.00
1,291.00
1,576.00
growth rate 100.0% 0.6% -0.4% 48.6% 11.6% 13.4% 22.1%
IBT -337.00
499.00
532.00
301.00
392.00
492.00
851.00
1,322.00
growth rate 100.0% 6.6% -43.4% 30.2% 25.5% 73.0% 55.4%
Net Income -433.00
365.00
362.00
343.00
450.00
568.00
695.00
1,044.00
growth rate 100.0% -0.8% -5.3% 31.2% 26.2% 22.4% 50.2%
EPS 6.86
7.05
3.05
-6.83
5.37
5.32
5.41
3.04
4.18
5.27
8.02
growth rate 2.8% -56.7% -100.0% 100.0% -0.9% 1.7% -43.8% 37.5% 26.1% 52.2%
Gross Profit 983.00
1,455.00
1,453.00
1,506.00
3,241.00
3,457.00
3,670.00
4,024.00
growth rate 48.0% -0.1% 3.7% 115.2% 6.7% 6.2% 9.7%

Quarterly Statements

Item Name Sep '19 Dec '19 Mar '20 Jun '20 Sep '20
Earnings BIT 168.00
748.00
481.00
growth rate 345.2% -35.7%
Balance Sheet Sep '19 Dec '19 Mar '20 Jun '20 Sep '20
Acct.Receivable 2,389.00
2,713.00
2,678.00
growth rate 13.6% -1.3%
Acct.Payable 882.00
318.00
854.00
832.00
growth rate -64.0% 168.6% -2.6%
Cur.Assets 17,400.00
17,037.00
19,550.00
19,922.00
19,914.00
growth rate -2.1% 14.8% 1.9% 0.0%
Total Assets 35,703.00
35,426.00
37,727.00
38,110.00
38,037.00
growth rate -0.8% 6.5% 1.0% -0.2%
Cash 867.00
887.00
898.00
1,087.00
1,647.00
growth rate 2.3% 1.2% 21.1% 51.5%
Inventory
growth rate
Cur.Liabilities 16,736.00
16,070.00
18,624.00
19,019.00
19,220.00
growth rate -4.0% 15.9% 2.1% 1.1%
Liabilities 25,672.00
25,057.00
27,338.00
27,654.00
27,417.00
growth rate -2.4% 9.1% 1.2% -0.9%
LT Debt 5,381.00
5,301.00
5,177.00
5,068.00
4,641.00
growth rate -1.5% -2.3% -2.1% -8.4%
Equity 9,887.00
10,249.00
10,263.00
10,335.00
10,515.00
growth rate 3.7% 0.1% 0.7% 1.7%
Common Shares
growth rate
Cash Flow Statement Sep '19 Dec '19 Mar '20 Jun '20 Sep '20
Capital Expenditures 55.00
71.00
66.00
growth rate 29.1% -7.0%
Cash Dividends 84.00
84.00
84.00
growth rate 0.0% 0.0%
Cash From OA 317.00
461.00
23.00
growth rate 45.4% -95.0%
Sale Purchase of Stock
growth rate
FCF 262.00
390.00
-43.00
growth rate 48.9% -100.0%
Income Statement Sep '19 Dec '19 Mar '20 Jun '20 Sep '20
Sales 1,989.00
2,690.00
2,466.00
2,113.00
2,009.00
growth rate 35.2% -8.3% -14.3% -4.9%
Op.Income 168.00
748.00
481.00
growth rate 345.2% -35.7%
IBT 100.00
675.00
391.00
525.00
168.00
growth rate 575.0% -42.1% 34.3% -68.0%
Net Income 75.00
544.00
305.00
94.00
121.00
growth rate 625.3% -43.9% -69.2% 28.7%
Gross Profit 761.00
1,410.00
1,149.00
growth rate 85.3% -18.5%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (64.43)

YOY Growth Grade:

E (26.74)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 25.81 23.79 16.62
EPS / Growth 47.9% 7.83 4.9%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 21.3%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 4.9% 13.1% 13.1%
Future PE 9.70 22.85 22.85
Future EPS 12.57 26.72 26.72
Value Price
MOS %
30.15
-83.8%
150.92
-19.0%
150.92
-19.0%
MOS Price 15.07 75.46 75.46
IRT 15.66 10.75 10.75

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.