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Market Price

57.61 

2.53 4.6%

as of May 14 '21

52 Week Range:

24.25 64.79


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Rent-A-Center, Inc., together with its subsidiaries, leases household durable goods to customers on a lease-to-own basis. The company operates in four segments: Rent-A-Center Business, Preferred Lease, Mexico, and Franchising. It offers furniture and accessories, appliances, consumer electronics, computers, tablets and smartphones, tools, tires, handbags, and other accessories under rental purchase agreements. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and rentacenter.com, an e-commerce platform. As of December 31, 2020, the company owned and operated approximately 1,845 stores in the United States and Puerto Rico, including 44 retail installment sales stores; 45 preferred lease staffed locations in North Carolina; and 121 stores in Mexico, as well as franchised 462 lease-to-own stores in 33 states. Rent-A-Center, Inc. was founded in 1960 and is headquartered in Plano, Texas.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Equity (BVPS) 21.44
22.32
25.33
25.55
26.14
26.42
9.52
4.45
5.30
7.89
9.99
growth rate 4.1% 13.5% 0.9% 2.3% 1.1% -64.0% -53.3% 19.1% 48.9% 26.6%
Earnings BIT 274.76
256.55
287.25
207.36
200.93
217.46
104.92
-10.36
97.74
193.40
272.85
growth rate -6.6% 12.0% -27.8% -3.1% 8.2% -51.8% -100.0% 100.0% 97.9% 41.1%
Avg.PE 12.39
13.91
11.12
14.35
15.11
10.16
10.16
61.83
125.16
9.89
15.49
growth rate 12.3% -20.1% 29.1% 5.3% -32.8% 0.0% 508.6% 102.4% -92.1% 56.6%
ROA 6.69
6.00
6.47
4.36
3.07
-32.96
-5.86
0.44
0.60
11.65
12.49
growth rate -10.3% 7.8% -32.6% -29.6% -100.0% 0.0% 100.0% 36.4% 1,841.7% 7.2%
ROE 13.20
12.14
12.97
9.12
7.06
-93.19
-28.61
2.48
3.04
46.56
39.60
growth rate -8.0% 6.8% -29.7% -22.6% -100.0% 0.0% 100.0% 22.6% 1,431.6% -15.0%
ROIC 9.36
9.06
9.56
6.89
5.46
-42.71
-5.09
3.49
3.86
21.67
21.71
growth rate -3.2% 5.5% -27.9% -20.8% -100.0% 0.0% 100.0% 10.6% 461.4% 0.2%
Cur. Ratio 1.80
1.66
0.36
0.32
0.32
0.44
0.52
0.52
0.69
0.46
0.66
growth rate -7.8% -78.3% -11.1% 0.0% 37.5% 18.2% 0.0% 32.7% -33.3% 43.5%
Quick Ratio 0.20
0.19
0.35
0.31
0.31
0.42
0.51
0.50
0.68
0.45
0.64
growth rate -5.0% 84.2% -11.4% 0.0% 35.5% 21.4% -2.0% 36.0% -33.8% 42.2%
Leverage 1.99
2.06
1.95
2.25
2.35
4.22
6.05
5.21
4.88
3.45
2.96
growth rate 3.5% -5.3% 15.4% 4.4% 79.6% 43.4% -13.9% -6.3% -29.3% -14.2%
Balance Sheet Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Acct.Receivable 0.00
48.22
52.82
59.18
65.49
69.32
69.79
69.82
69.65
84.12
90.00
growth rate 9.5% 12.0% 10.7% 5.8% 0.7% 0.1% -0.3% 20.8% 7.0%
Acct.Payable 701.49
708.26
766.03
141.88
96.36
108.24
90.35
113.84
168.12
186.06
growth rate 1.0% 8.2% -81.5% -32.1% 12.3% -16.5% 26.0% 47.7% 10.7%
Cur.Assets 1,137.60
1,162.90
1,197.13
1,308.16
322.62
293.16
223.80
211.39
268.92
195.84
295.40
growth rate 2.2% 2.9% 9.3% -75.3% -9.1% -23.7% -5.5% 27.2% -27.2% 50.8%
Total Assets 2,688.30
2,801.38
2,859.82
3,018.18
3,271.20
1,974.47
1,602.74
1,420.78
1,396.92
1,582.80
1,750.98
growth rate 4.2% 2.1% 5.5% 8.4% -39.6% -18.8% -11.4% -1.7% 13.3% 10.6%
Cash 70.70
88.07
61.09
42.27
46.13
60.36
95.40
72.97
155.39
70.49
159.45
growth rate 24.6% -30.6% -30.8% 9.1% 30.9% 58.0% -23.5% 113.0% -54.6% 126.2%
Inventory 842.30
953.19
1,007.52
1,124.20
4.86
4.67
3.63
4.03
3.83
4.88
5.44
growth rate 13.2% 5.7% 11.6% -99.6% -3.9% -22.3% 10.9% -4.8% 27.2% 11.5%
Cur.Liabilities 633.40
701.49
708.26
766.03
493.69
428.91
440.43
388.37
451.30
443.90
614.54
growth rate 10.8% 1.0% 8.2% -35.6% -13.1% 2.7% -11.8% 16.2% -1.6% 38.4%
Liabilities 1,334.50
1,442.17
1,395.76
1,682.31
1,881.80
1,590.88
1,337.81
1,148.34
1,110.40
1,123.84
1,158.90
growth rate 8.1% -3.2% 20.5% 11.9% -15.5% -15.9% -14.2% -3.3% 1.2% 3.1%
LT Debt 701.10
740.68
687.50
916.28
1,042.81
955.83
724.23
672.89
540.04
230.91
190.49
growth rate 5.6% -7.2% 33.3% 13.8% -8.3% -24.2% -7.1% -19.7% -57.2% -17.5%
Equity 1,353.80
1,359.21
1,464.06
1,335.87
1,389.40
383.59
264.93
272.44
286.52
458.96
592.08
growth rate 0.4% 7.7% -8.8% 4.0% -72.4% -30.9% 2.8% 5.2% 60.2% 29.0%
Common Shares 66.00
62.00
59.00
55.00
53.00
53.00
53.00
54.00
55.00
56.00
56.00
growth rate -6.1% -4.8% -6.8% -3.6% 0.0% 0.0% 1.9% 1.9% 1.8% 0.0%
Cash Flow Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Capital Expenditures 92.80
132.71
102.45
108.37
83.79
80.87
61.14
65.46
27.96
21.16
34.55
growth rate 43.0% -22.8% 5.8% -22.7% -3.5% -24.4% 7.1% -57.3% -24.3% 63.3%
Cash Dividends 7.80
26.89
37.87
46.81
48.66
51.01
25.55
12.81
13.71
13.71
63.12
growth rate 244.8% 40.8% 23.6% 4.0% 4.8% -49.9% -49.9% 7.0% 0.0% 360.5%
Cash From OA 216.50
286.63
217.90
134.34
19.11
230.99
354.07
110.53
227.51
215.42
236.50
growth rate 32.4% -24.0% -38.4% -85.8% 1,108.6% 53.3% -68.8% 105.8% -5.3% 9.8%
FCF per Share 1.87
2.58
1.94
0.51
-1.35
2.29
5.45
0.87
2.28
4.58
4.51
growth rate 38.0% -24.8% -73.7% -100.0% 100.0% 138.0% -84.0% 162.1% 100.9% -1.5%
Sale Purchase of Stock -129.26
-47.74
-205.49
4.65
1.49
0.27
0.27
growth rate 0.0% 0.0% 100.0% -68.0% -81.8% 0.0%
FCF 123.00
154.00
115.00
26.00
-65.00
150.00
293.00
45.00
200.00
194.00
202.00
growth rate 25.2% -25.3% -77.4% -100.0% 100.0% 95.3% -84.6% 344.4% -3.0% 4.1%
Income Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Sales 2,731.60
2,882.18
3,075.67
3,094.02
3,157.80
3,278.42
2,963.25
2,702.54
2,660.47
2,669.85
2,814.19
growth rate 5.5% 6.7% 0.6% 2.1% 3.8% -9.6% -8.8% -1.6% 0.4% 5.4%
Op.Income 303.80
163.46
180.02
128.76
200.93
217.46
104.92
-10.36
97.74
193.40
272.85
growth rate -46.2% 10.1% -28.5% 56.1% 8.2% -51.8% -100.0% 100.0% 97.9% 41.1%
IBT 274.80
254.72
281.81
208.20
142.35
-1,056.58
-113.27
-110.20
13.84
223.78
222.78
growth rate -7.3% 10.6% -26.1% -31.6% -100.0% 0.0% 0.0% 100.0% 1,516.8% -0.5%
Net Income 171.60
163.46
180.02
128.76
96.42
-953.52
-105.20
6.65
8.49
173.55
208.12
growth rate -4.7% 10.1% -28.5% -25.1% -100.0% 0.0% 100.0% 27.6% 1,943.6% 19.9%
EPS 2.60
2.64
3.03
2.33
1.81
-17.97
-1.98
0.12
0.16
3.10
3.73
growth rate 1.5% 14.8% -23.1% -22.3% -100.0% 0.0% 100.0% 33.3% 1,837.5% 20.3%
Gross Profit 1,995.70
2,052.52
2,137.46
2,153.49
2,177.53
2,152.81
1,935.05
1,718.54
1,688.17
1,644.07
1,672.15
growth rate 2.9% 4.1% 0.8% 1.1% -1.1% -10.1% -11.2% -1.8% -2.6% 1.7%

Quarterly Statements

Item Name Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Earnings BIT 50.09
53.64
78.21
84.35
growth rate 7.1% 45.8% 7.9%
Balance Sheet Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Acct.Receivable 73.10
76.98
75.47
90.00
115.35
growth rate 5.3% -2.0% 19.3% 28.2%
Acct.Payable 106.86
145.87
176.30
186.06
179.93
growth rate 36.5% 20.9% 5.5% -3.3%
Cur.Assets 301.32
321.58
347.33
295.40
growth rate 6.7% 8.0% -15.0%
Total Assets 1,607.06
1,576.63
1,667.57
1,750.98
3,006.96
growth rate -1.9% 5.8% 5.0% 71.7%
Cash 182.92
206.43
227.40
159.45
123.02
growth rate 12.9% 10.2% -29.9% -22.9%
Inventory 5.19
4.32
4.29
5.44
5.73
growth rate -16.9% -0.7% 26.9% 5.3%
Cur.Liabilities 423.86
519.81
511.83
614.54
growth rate 22.6% -1.5% 20.1%
Liabilities 1,131.04
1,090.05
1,125.23
1,158.90
2,264.77
growth rate -3.6% 3.2% 3.0% 95.4%
LT Debt 353.82
190.71
190.60
190.49
growth rate -46.1% -0.1% -0.1%
Equity 476.02
486.58
542.34
592.08
742.19
growth rate 2.2% 11.5% 9.2% 25.4%
Common Shares 1.10
1.10
1.10
1.11
1.14
growth rate 0.0% 0.2% 0.2% 3.4%
Cash Flow Statement Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Capital Expenditures 9.15
5.60
7.81
11.99
growth rate -38.8% 39.4% 53.6%
Cash Dividends 15.91
15.64
15.78
15.79
growth rate -1.7% 0.9% 0.1%
Cash From OA 47.40
207.32
41.51
-59.72
135.79
growth rate 337.4% -80.0% -100.0% 100.0%
Sale Purchase of Stock
growth rate
FCF 38.25
201.72
33.70
-71.71
growth rate 427.4% -83.3% -100.0%
Income Statement Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Sales 701.94
683.75
712.02
716.49
1,036.78
growth rate -2.6% 4.1% 0.6% 44.7%
Op.Income 50.09
53.64
78.21
84.35
growth rate 7.1% 45.8% 7.9%
IBT 44.57
49.74
76.99
51.48
49.39
growth rate 11.6% 54.8% -33.1% -4.1%
Net Income 49.29
38.49
64.03
56.30
42.55
growth rate -21.9% 66.3% -12.1% -24.4%
EPS
growth rate
Gross Profit 420.18
399.53
425.03
427.41
510.52
growth rate -4.9% 6.4% 0.6% 19.4%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (38.37)

YOY Growth Grade:

E (21.90)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 15.45 15.45 9.22
EPS / Growth -1.6% 3.73 5.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 8.2%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 4.7% 4.7%
Future PE 2.00 11.38 11.38
Future EPS 4.12 5.92 5.92
Value Price
MOS %
2.04
-96.5%
16.65
-71.1%
16.65
-71.1%
MOS Price 1.02 8.33 8.33
IRT 14.30 11.44 11.44

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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