Market Price

0.26 

0.00 0.0%

as of Jun 11 '21

52 Week Range:

0.27 1.06


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

The People's Insurance Company (Group) of China Limited, an investment holding company, primarily engages in the insurance business in the People's Republic of China. It operates through Non-Life Insurance, Life Insurance, Health Insurance, Asset Management, and Others segments. The company offers property and casualty insurance products, including motor vehicle, commercial property, liability, credit, accidental injury and health, cargo, agricultural, and other insurance products. It also provides life insurance products comprising general life and health insurance, participating life insurance, universal life insurance, and accident insurance; and health insurance products, such as medical, illness, nursing care, accidental injury, disability losses, and participating endowment insurance products. In addition, the company engages in asset management, insurance agent, and reinsurance brokerage activities, as well as offers integrated financial products and services. The People's Insurance Company (Group) of China Limited was founded in 1949 and is based in Beijing, the People's Republic of China.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Equity (BVPS) 0.48
0.67
growth rate 11.8%
Earnings BIT 18,372.00
22,410.00
31,738.00
18,109.00
24,426.00
20,232.00
22,152.00
26,625.00
growth rate 22.0% 41.6% -42.9% 34.9% -17.2% 9.5% 20.2%
Avg.PE 6.52
0.32
8.20
10.18
10.00
10.00
growth rate -95.1% 2,462.5% 24.2% -1.8% 0.0%
ROA 0.89
1.07
1.12
1.71
2.40
1.60
1.68
1.28
2.04
1.68
growth rate 20.2% 4.7% 52.7% 40.4% -33.3% 5.0% -23.8% 59.4% -17.7%
ROE 16.54
14.13
11.86
15.97
18.73
11.76
12.21
8.89
13.16
10.38
growth rate -14.6% -16.1% 34.7% 17.3% -37.2% 3.8% -27.2% 48.0% -21.1%
Cur. Ratio 4.34
12.48
6.02
3.85
4.41
5.15
growth rate 187.6% -51.8% -36.1% 14.6% 16.8%
Quick Ratio 4.34
12.48
5.57
3.44
4.09
4.76
growth rate 187.6% -55.4% -38.2% 18.9% 16.4%
Leverage 18.67
10.53
10.55
8.44
7.26
7.39
7.18
6.74
6.18
6.20
growth rate -43.6% 0.2% -20.0% -14.0% 1.8% -2.8% -6.1% -8.3% 0.3%
Balance Sheet Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Acct.Receivable 23,485.00
27,588.00
19,131.00
22,166.00
34,757.00
20,029.00
31,304.00
40,650.00
38,322.00
growth rate 17.5% -30.7% 15.9% 56.8% -42.4% 56.3% 29.9% -5.7%
Acct.Payable 113,319.00
126,933.00
132,096.00
145,377.00
170,453.00
179,684.00
176,118.00
196,417.00
209,795.00
growth rate 12.0% 4.1% 10.1% 17.3% 5.4% -2.0% 11.5% 6.8%
Cur.Assets 148,409.00
140,113.00
123,696.00
153,314.00
172,655.00
192,342.00
186,815.00
219,730.00
227,613.00
growth rate -5.6% -11.7% 23.9% 12.6% 11.4% -2.9% 17.6% 3.6%
Total Assets 688,650.00
755,319.00
782,221.00
843,468.00
932,149.00
987,906.00
1,031,635.00
1,133,229.00
1,256,064.00
growth rate 9.7% 3.6% 7.8% 10.5% 6.0% 4.4% 9.9% 10.8%
Cash 71,438.00
40,024.00
33,671.00
34,023.00
39,804.00
29,528.00
38,548.00
23,946.00
23,128.00
growth rate -44.0% -15.9% 1.1% 17.0% -25.8% 30.6% -37.9% -3.4%
Cur.Liabilities 283,159.00
283,960.00
295,475.00
323,719.00
371,342.00
404,004.00
437,049.00
478,074.00
522,215.00
growth rate 0.3% 4.1% 9.6% 14.7% 8.8% 8.2% 9.4% 9.2%
Liabilities 605,308.00
660,518.00
656,644.00
686,273.00
761,155.00
801,025.00
825,334.00
885,929.00
982,508.00
growth rate 9.1% -0.6% 4.5% 10.9% 5.2% 3.0% 7.3% 10.9%
LT Debt 35,217.00
47,333.00
48,601.00
37,159.00
46,084.00
48,984.00
56,925.00
48,780.00
57,552.00
growth rate 34.4% 2.7% -23.5% 24.0% 6.3% 16.2% -14.3% 18.0%
Equity 71,575.00
92,581.00
116,101.00
126,101.00
137,533.00
153,053.00
183,452.00
202,480.00
growth rate 29.4% 25.4% 8.6% 9.1% 11.3% 19.9% 10.4%
Common Shares 42,424.00
34,973.00
42,424.00
42,424.00
42,424.00
42,424.00
42,424.00
42,574.00
44,224.00
44,224.00
growth rate -17.6% 21.3% 0.0% 0.0% 0.0% 0.0% 0.4% 3.9% 0.0%
Cash Flow Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Capital Expenditures 4,791.00
3,776.00
3,864.00
3,551.00
3,621.00
3,125.00
5,116.00
5,254.00
11,616.00
growth rate -21.2% 2.3% -8.1% 2.0% -13.7% 63.7% 2.7% 121.1%
Cash Dividends 163.00
352.00
402.00
959.00
1,433.00
1,672.00
2,021.00
6,722.00
growth rate 116.0% 14.2% 138.6% 49.4% 16.7% 20.9% 232.6%
Cash From OA 52,522.00
53,851.00
-399.00
20,441.00
23,831.00
-625.00
-16,803.00
36,808.00
31,867.00
growth rate 2.5% -100.0% 100.0% 16.6% -100.0% 0.0% 100.0% -13.4%
FCF per Share -0.02
0.15
growth rate 100.0%
FCF 70,132.00
48,433.00
50,433.00
-4,039.00
17,279.00
20,210.00
-5,150.00
-21,556.00
36,808.00
31,867.00
growth rate -30.9% 4.1% -100.0% 100.0% 17.0% -100.0% 0.0% 100.0% -13.4%
Income Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Sales 255,948.00
304,260.00
351,267.00
406,262.00
442,773.00
482,865.00
497,308.00
550,890.00
581,206.00
growth rate 18.9% 15.5% 15.7% 9.0% 9.1% 3.0% 10.8% 5.5%
Op.Income 10,144.00
18,372.00
22,410.00
31,738.00
18,109.00
24,426.00
20,232.00
22,152.00
26,625.00
growth rate 81.1% 22.0% 41.6% -42.9% 34.9% -17.2% 9.5% 20.2%
IBT 15,670.00
23,420.00
33,970.00
25,319.00
30,831.00
27,058.00
29,147.00
31,610.00
growth rate 49.5% 45.1% -25.5% 21.8% -12.2% 7.7% 8.5%
Net Income 10,144.00
8,121.00
13,109.00
19,542.00
14,245.00
16,099.00
12,912.00
22,135.00
20,036.00
growth rate -19.9% 61.4% 49.1% -27.1% 13.0% -19.8% 71.4% -9.5%
EPS 0.12
0.20
0.19
0.31
0.46
0.34
0.38
0.30
0.50
0.45
growth rate 66.7% -5.0% 63.2% 48.4% -26.1% 11.8% -21.1% 66.7% -10.0%
Gross Profit 65,332.00
74,311.00
86,043.00
104,156.00
87,356.00
95,930.00
96,955.00
119,864.00
135,880.00
growth rate 13.7% 15.8% 21.1% -16.1% 9.8% 1.1% 23.6% 13.4%

Quarterly Statements

Item Name Dec '17 Mar '20 Sep '20 Dec '20 Mar '21
Earnings BIT 5,895.50
14,293.00
10,573.00
-10,173.00
18,374.00
growth rate 142.4% -26.0% -100.0% 100.0%
Balance Sheet Dec '17 Mar '20 Sep '20 Dec '20 Mar '21
Acct.Receivable 42,042.00
86,512.00
38,322.00
101,012.00
growth rate 43.5% -55.7% 163.6%
Acct.Payable 179,684.00
218,920.00
209,795.00
207,412.00
growth rate 10.4% -4.2% -1.1%
Cur.Assets 192,342.00
252,543.00
227,613.00
285,644.00
growth rate 14.6% -9.9% 25.5%
Total Assets 987,906.00
1,257,704.00
1,256,064.00
1,339,181.00
growth rate 12.8% -0.1% 6.6%
Cash 29,528.00
24,172.00
23,128.00
20,982.00
growth rate -9.5% -4.3% -9.3%
Cur.Liabilities 404,004.00
538,105.00
522,215.00
542,977.00
growth rate 15.4% -3.0% 4.0%
Liabilities 801,025.00
991,728.00
982,508.00
1,058,117.00
growth rate 11.3% -0.9% 7.7%
LT Debt 48,984.00
56,911.00
57,552.00
57,008.00
growth rate 7.8% 1.1% -1.0%
Equity 137,533.00
183,452.00
197,790.00
202,480.00
207,758.00
growth rate 33.4% 7.8% 2.4% 2.6%
Common Shares 42,424.00
44,224.00
44,224.00
44,224.00
growth rate 2.1% 0.0% 0.0%
Cash Flow Statement Dec '17 Mar '20 Sep '20 Dec '20 Mar '21
Capital Expenditures 1,124.50
1,939.00
4,992.00
3,402.00
625.00
growth rate 72.4% 157.5% -31.9% -81.6%
Cash Dividends 716.50
305.00
11,137.00
675.00
675.00
growth rate -57.4% 3,551.5% -93.9% 0.0%
Cash From OA 745.50
1,965.00
-3,044.00
15,280.00
23,198.00
growth rate 163.6% -100.0% 100.0% 51.8%
FCF -379.00
26.00
-8,036.00
11,878.00
22,573.00
growth rate 100.0% -100.0% 100.0% 90.0%
Income Statement Dec '17 Mar '20 Sep '20 Dec '20 Mar '21
Sales 110,730.00
168,336.00
143,118.00
128,938.00
173,267.00
growth rate 52.0% -15.0% -9.9% 34.4%
Op.Income 5,895.50
14,293.00
10,573.00
-10,173.00
18,374.00
growth rate 142.4% -26.0% -100.0% 100.0%
IBT 7,511.00
12,070.00
9,500.00
721.00
16,172.00
growth rate 60.7% -21.3% -92.4% 2,143.0%
Net Income 3,642.00
7,061.00
6,134.00
1,300.00
10,034.00
growth rate 93.9% -13.1% -78.8% 671.9%
Gross Profit 24,467.00
35,249.00
38,800.00
24,568.00
37,071.00
growth rate 44.1% 10.1% -36.7% 50.9%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (47.35)

YOY Growth Grade:

D (34.02)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 10.00 4.48
EPS / Growth 0.06

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 13.4%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 13.4% 13.4% 13.4%
Future PE 0.01 6.67 12.24
Future EPS 0.20 0.20 0.20
Value Price
MOS %
0.00
-99.8%
0.33
28.8%
0.61
136.3%
MOS Price 0.00 0.17 0.31
IRT 3.37 3.37 3.37

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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