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Market Price

52.34 

1.03 2.0%

as of Aug 22 '19

52 Week Range:

17.02 53.43


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

PagSeguro Digital Ltd. provides financial technology solutions and services for micro-merchants, and small and medium-sized businesses in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, an end-to-end digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; and Free PagSeguro digital account, which centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem. It also offers online gaming and cross-border digital services. In addition, the company offers functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, eWallet, and its (point of sale) POS app. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. Additionally, the company engages in the in-person payment activities through POS devices; and issuance of prepaid cards to clients for spending or withdrawing account balances. It also operates an online platform that facilitates peer-to-peer lending. The company was founded in 2006 and is headquartered in São Paulo, Brazil. PagSeguro Digital Ltd. is a subsidiary of Universo Online S.A.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 4.93
growth rate
Earnings BIT -66.97
-160.20
-174.11
-39.10
-444.15
growth rate 0.0% 0.0% 0.0% 0.0%
Avg.PE 79.89
62.31
40.89
growth rate -22.0% -34.4%
ROA 3.18
3.31
6.93
14.50
11.62
growth rate 4.1% 109.4% 109.2% -19.9%
ROE 6.11
7.93
23.41
64.10
24.52
growth rate 29.8% 195.2% 173.8% -61.8%
ROIC 8.08
13.84
24.50
73.91
25.15
growth rate 71.3% 77.0% 201.7% -66.0%
Cur. Ratio 2.02
1.49
1.32
1.21
2.34
growth rate -26.2% -11.4% -8.3% 93.4%
Quick Ratio 1.98
1.44
1.31
1.20
2.33
growth rate -27.3% -9.0% -8.4% 94.2%
Leverage 1.92
2.83
3.78
4.89
1.74
growth rate 47.4% 33.6% 29.4% -64.4%
Balance Sheet Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 761.22
1,192.67
2,038.52
3,689.47
8,190.48
growth rate 56.7% 70.9% 81.0% 122.0%
Acct.Payable 3.54
57.80
130.77
125.35
178.36
growth rate 1,534.2% 126.2% -4.1% 42.3%
Cur.Assets 778.57
1,240.76
2,270.75
4,027.95
11,042.08
growth rate 59.4% 83.0% 77.4% 174.1%
Total Assets 817.60
1,300.69
2,370.40
4,235.76
11,417.28
growth rate 59.1% 82.2% 78.7% 169.6%
Cash 1.20
6.89
79.97
66.77
2,763.05
growth rate 474.5% 1,061.0% -16.5% 4,038.4%
Inventory 16.11
41.20
21.02
61.61
88.55
growth rate 155.7% -49.0% 193.1% 43.7%
Cur.Liabilities 385.32
832.54
1,719.16
3,318.97
4,710.78
growth rate 116.1% 106.5% 93.1% 41.9%
Liabilities 391.04
838.82
1,743.54
3,365.37
4,842.90
growth rate 114.5% 107.9% 93.0% 43.9%
Equity 424.78
459.69
626.86
866.90
6,550.57
growth rate 8.2% 36.4% 38.3% 655.6%
Common Shares 315.00
451.35
524.58
524.58
0.03
growth rate 43.3% 16.2% 0.0% -100.0%
Cash Flow Statement Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 1.77
3.22
2.00
7.87
61.56
growth rate 81.5% -38.0% 294.4% 681.9%
Cash Dividends 54.27
54.27
54.27
54.27
growth rate 0.0% 0.0% 0.0%
Cash From OA 15.55
47.60
76.99
453.62
-1,763.20
growth rate 206.2% 61.8% 489.2% -100.0%
FCF per Share -1.65
growth rate
FCF -7.00
5.00
5.00
346.00
-2,017.00
growth rate 100.0% 0.0% 6,820.0% -100.0%
Income Statement Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 208.29
444.71
740.62
1,696.19
2,641.72
growth rate 113.5% 66.5% 129.0% 55.7%
Op.Income -66.97
-160.20
-174.11
-39.10
-444.15
growth rate 0.0% 0.0% 0.0% 0.0%
IBT 36.15
40.32
155.36
683.50
1,217.62
growth rate 11.5% 285.4% 340.0% 78.1%
Net Income 25.97
35.08
127.19
478.78
909.27
growth rate 35.1% 262.5% 276.4% 89.9%
EPS 0.08
0.40
1.83
2.86
growth rate 123.6% 357.5% 56.3%
Gross Profit 65.81
62.23
116.95
371.81
497.02
growth rate -5.4% 87.9% 217.9% 33.7%

Quarterly Statements

Item Name Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Earnings BIT -211.68
-81.58
-116.01
-34.89
-15.54
growth rate 0.0% 0.0% 0.0% 0.0%
Balance Sheet Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Acct.Receivable 4,921.07
6,207.50
7,547.89
8,190.48
8,913.23
growth rate 26.1% 21.6% 8.5% 8.8%
Acct.Payable 144.84
174.84
170.15
178.36
179.12
growth rate 20.7% -2.7% 4.8% 0.4%
Cur.Assets 7,528.06
9,175.34
10,090.53
11,042.08
11,386.14
growth rate 21.9% 10.0% 9.4% 3.1%
Total Assets 7,795.29
9,417.17
10,362.36
11,417.28
11,893.83
growth rate 20.8% 10.0% 10.2% 4.2%
Cash 2,545.39
2,913.48
2,470.06
2,763.05
832.90
growth rate 14.5% -15.2% 11.9% -69.9%
Inventory 61.60
54.36
72.59
88.55
50.44
growth rate -11.8% 33.5% 22.0% -43.0%
Cur.Liabilities 3,251.72
3,448.10
4,046.64
4,710.78
4,770.83
growth rate 6.0% 17.4% 16.4% 1.3%
Liabilities 3,318.57
3,448.10
4,080.83
4,842.90
5,008.21
growth rate 3.9% 18.4% 18.7% 3.4%
Equity 4,453.48
5,945.68
6,257.68
6,550.57
6,863.77
growth rate 33.5% 5.3% 4.7% 4.8%
Common Shares 0.03
0.03
0.03
0.03
0.03
growth rate 4.0% 0.0% 0.0% 0.0%
Cash Flow Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Capital Expenditures 0.98
10.77
17.31
32.51
30.20
growth rate 1,003.8% 60.6% 87.8% -7.1%
Cash Dividends
growth rate
Cash From OA -1,014.08
-845.71
-344.81
441.40
-199.90
growth rate 0.0% 0.0% 100.0% -100.0%
Sale Purchase of Stock 3,444.88
growth rate
FCF -1,015.05
-856.48
-362.12
408.89
-230.11
growth rate 0.0% 0.0% 100.0% -100.0%
Income Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Sales 536.83
604.66
693.57
806.65
780.58
growth rate 12.6% 14.7% 16.3% -3.2%
Op.Income -211.68
-81.58
-116.01
-34.89
-15.54
growth rate 0.0% 0.0% 0.0% 0.0%
IBT 163.00
312.75
320.53
421.34
449.38
growth rate 91.9% 2.5% 31.5% 6.7%
Net Income 148.38
227.17
231.29
302.44
309.31
growth rate 53.1% 1.8% 30.8% 2.3%
Gross Profit 92.07
121.91
142.93
140.11
162.81
growth rate 32.4% 17.3% -2.0% 16.2%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (47.80)

YOY Growth Grade:

B (78.91)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 39.01 75.20 17.98
EPS / Growth 0.70 27.7%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 50.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 27.7% 38.9% 63.9%
Future PE 17.98 44.90 61.57
Future EPS 8.05 18.55 97.13
Value Price
MOS %
35.76
-31.7%
205.91
293.4%
1,478.19
2,724.2%
MOS Price 17.88 102.96 739.09
IRT 11.63 9.38 6.89

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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