Market Price

25.41 

-0.03 -0.1%

as of Oct 18 '19

52 Week Range:

24.31 26.70


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Northern Trust Corporation, a financial holding company, provides wealth management, asset servicing, asset management, and banking solutions for corporations, institutions, families, and individuals worldwide. It operates in two segments, Corporate & Institutional Services (C&IS) and Wealth Management. The C&IS segment offers asset servicing and related services, including custody, fund administration, investment operations outsourcing, investment management, investment risk and analytical services, employee benefit services, securities lending, foreign exchange, treasury management, brokerage services, transition management services, banking, and cash management services. This segment serves corporate and public retirement funds, foundations, endowments, fund managers, insurance companies, sovereign wealth funds, and other institutional investors. The Wealth Management segment offers trust, investment management, custody, and philanthropic; financial consulting; guardianship and estate administration; family business consulting; family financial education; brokerage services; and private and business banking services. This segment serves high-net-worth individuals and families, business owners, executives, professionals, retirees, and established privately-held businesses. The company also provides asset management services, such as active and passive equity; active and passive fixed income; cash management; alternative asset classes comprising private equity and hedge funds of funds; and multi-manager advisory services and products through separately managed accounts, bank common and collective funds, registered investment companies, exchange traded funds, non-U.S. collective investment funds, and unregistered private investment funds. In addition, it offers overlay and other risk management services. The company was founded in 1889 and is headquartered in Chicago, Illinois.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 34.94
36.62
38.05
41.05
43.30
growth rate 4.8% 3.9% 7.9% 5.5%
Earnings BIT 1,371.60
1,618.90
1,699.10
1,974.10
growth rate 18.0% 5.0% 16.2%
Avg.PE 6.78
6.71
6.20
5.40
3.98
growth rate -1.0% -7.6% -12.9% -26.3%
ROA 1.06
0.92
0.81
0.66
0.70
0.73
0.75
0.84
0.84
0.88
1.12
growth rate -13.2% -12.0% -18.5% 6.1% 4.3% 2.7% 12.0% 0.0% 4.8% 27.3%
ROE 16.92
13.45
10.19
8.66
9.39
9.47
10.05
11.61
11.73
12.61
15.93
growth rate -20.5% -24.2% -15.0% 8.4% 0.9% 6.1% 15.5% 1.0% 7.5% 26.3%
Leverage 16.79
13.01
12.28
14.08
12.95
13.01
13.64
14.04
13.94
14.85
13.73
growth rate -22.5% -5.6% 14.7% -8.0% 0.5% 4.8% 2.9% -0.7% 6.5% -7.5%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 1,568.80
2,157.00
1,043.70
708.70
832.60
growth rate 37.5% -51.6% -32.1% 17.5%
Acct.Payable 90,757.00
96,868.90
101,651.70
112,390.80
104,496.80
growth rate 6.7% 4.9% 10.6% -7.0%
Cur.Assets 41,195.20
42,834.40
42,179.10
55,186.10
43,830.10
growth rate 4.0% -1.5% 30.8% -20.6%
Total Assets 109,946.50
116,749.60
123,926.90
138,590.50
132,212.50
growth rate 6.2% 6.2% 11.8% -4.6%
Cash 3,113.30
6,432.70
5,338.80
4,539.10
4,715.60
growth rate 106.6% -17.0% -15.0% 3.9%
Inventory 16.60
8.20
5.20
4.60
8.40
growth rate -50.6% -36.6% -11.5% 82.6%
Cur.Liabilities 95,608.00
102,812.60
108,421.80
123,105.40
115,781.10
growth rate 7.5% 5.5% 13.5% -6.0%
Liabilities 101,497.60
108,043.70
114,156.50
128,374.30
121,704.20
growth rate 6.5% 5.7% 12.5% -5.2%
LT Debt 3,123.80
3,116.30
3,081.90
2,904.40
3,401.30
growth rate -0.2% -1.1% -5.8% 17.1%
Equity 8,060.40
8,317.40
8,888.40
9,334.20
9,626.30
growth rate 3.2% 6.9% 5.0% 3.1%
Common Shares 236.00
243.00
242.00
241.00
241.00
238.00
234.00
229.00
230.00
224.00
growth rate 3.0% -0.4% -0.4% 0.0% -1.2% -1.7% -2.1% 0.4% -2.6%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 81.90
98.50
111.30
91.60
97.60
growth rate 20.3% 13.0% -17.7% 6.6%
Cash Dividends 302.90
348.40
356.40
406.60
451.80
growth rate 15.0% 2.3% 14.1% 11.1%
Cash From OA 936.00
1,834.40
1,510.00
1,720.40
1,767.50
growth rate 96.0% -17.7% 13.9% 2.7%
FCF per Share 3.05
-1.11
6.81
5.18
7.56
growth rate -100.0% 100.0% -23.9% 46.0%
Sale Purchase of Stock 127.50
94.00
233.80
-415.10
growth rate -26.3% 148.7% -100.0%
FCF 547.00
701.00
479.00
883.00
501.00
454.00
527.00
1,401.00
1,036.00
1,247.00
1,262.00
growth rate 28.2% -31.7% 84.3% -43.3% -9.4% 16.1% 165.8% -26.1% 20.4% 1.2%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 4,325.20
4,745.60
5,006.70
5,390.60
5,954.90
growth rate 9.7% 5.5% 7.7% 10.5%
Op.Income 1,233.40
1,465.00
1,586.00
1,633.90
1,957.80
growth rate 18.8% 8.3% 3.0% 19.8%
IBT 1,190.20
1,465.00
1,517.10
1,633.90
1,957.80
growth rate 23.1% 3.6% 7.7% 19.8%
Net Income 811.80
973.80
1,032.50
1,199.00
1,556.40
growth rate 20.0% 6.0% 16.1% 29.8%
EPS 3.16
2.74
2.47
2.81
2.99
3.32
3.99
4.32
4.92
6.64
growth rate -13.3% -9.9% 13.8% 6.4% 11.0% 20.2% 8.3% 13.9% 35.0%
Gross Profit 4,325.20
4,745.60
5,006.70
5,390.60
5,954.90
growth rate 9.7% 5.5% 7.7% 10.5%

Quarterly Statements

Item Name Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Earnings BIT
growth rate
Balance Sheet Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Acct.Receivable 800.40
831.20
832.60
909.80
922.90
growth rate 3.9% 0.2% 9.3% 1.4%
Acct.Payable 106,524.90
104,891.30
104,496.80
95,844.20
100,230.40
growth rate -1.5% -0.4% -8.3% 4.6%
Cur.Assets 48,442.30
45,640.10
43,830.10
36,738.00
40,752.50
growth rate -5.8% -4.0% -16.2% 10.9%
Total Assets 135,106.20
132,378.50
132,212.50
121,869.40
126,550.90
growth rate -2.0% -0.1% -7.8% 3.8%
Cash 4,898.10
5,116.40
4,715.60
5,111.10
5,354.30
growth rate 4.5% -7.8% 8.4% 4.8%
Inventory 3.80
11.30
8.40
8.00
3.80
growth rate 197.4% -25.7% -4.8% -52.5%
Cur.Liabilities 119,139.90
115,967.90
115,781.10
104,824.00
109,087.40
growth rate -2.7% -0.2% -9.5% 4.1%
Liabilities 124,748.60
122,014.00
121,704.20
111,253.20
115,745.40
growth rate -2.2% -0.3% -8.6% 4.0%
LT Debt 3,175.00
3,361.40
3,401.30
3,427.50
3,990.80
growth rate 5.9% 1.2% 0.8% 16.4%
Equity 9,475.60
9,482.50
9,626.30
9,734.20
9,923.50
growth rate 0.1% 1.5% 1.1% 1.9%
Common Shares 408.60
408.60
408.60
408.60
408.60
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Capital Expenditures 17.30
15.70
58.60
9.10
18.60
growth rate -9.3% 273.3% -84.5% 104.4%
Cash Dividends 111.90
99.90
139.10
126.70
148.40
growth rate -10.7% 39.2% -8.9% 17.1%
Cash From OA 332.30
1,453.90
459.10
293.70
84.80
growth rate 337.5% -68.4% -36.0% -71.1%
Sale Purchase of Stock 2.80
growth rate
FCF 315.00
1,438.20
400.50
284.60
66.20
growth rate 356.6% -72.2% -28.9% -76.7%
Income Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Sales 1,504.60
1,483.30
1,488.00
1,480.90
1,513.10
growth rate -1.4% 0.3% -0.5% 2.2%
Op.Income 513.80
481.00
485.90
452.20
506.90
growth rate -6.4% 1.0% -6.9% 12.1%
IBT 507.20
481.00
485.90
452.20
506.90
growth rate -5.2% 1.0% -6.9% 12.1%
Net Income 390.40
374.50
409.90
347.10
389.40
growth rate -4.1% 9.5% -15.3% 12.2%
Gross Profit 1,504.60
1,483.30
1,488.00
1,480.90
1,513.10
growth rate -1.4% 0.3% -0.5% 2.2%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (53.23)

YOY Growth Grade:

D (37.93)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 3.84 3.84
EPS / Growth 6.61

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 4.2%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 4.2% 4.2% 4.2%
Future PE 0.01 4.07 4.07
Future EPS 9.96 9.96 9.96
Value Price
MOS %
0.02
-99.9%
10.02
-60.6%
10.02
-60.6%
MOS Price 0.01 5.01 5.01
IRT 3.50 3.50 3.50

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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