Market Price

28.04 

-0.15 -0.5%

as of May 17 '21

52 Week Range:

13.95 28.56


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

First Midwest Bancorp, Inc. operates as the bank holding company for First Midwest Bank that provides various banking products and services. The company accepts checking, NOW, money market, and savings accounts, as well as various types of short-term and long-term certificates of deposit. Its loan products include working capital needs; accounts receivable financing; inventory and equipment financing; sector-based lending, including healthcare, asset-based lending, structured finance, and syndications; agricultural loans; and mortgages, home equity lines and loans, personal loans, specialty loans, and consumer secured and unsecured loans, as well as funding for the construction, purchase, refinance, or improvement of commercial real estate properties. In addition, the company offers treasury management products and services comprising automated clearing house collection, lockbox, remote deposit capture, and financial electronic data interchange; wire transfer, account reconciliation, controlled disbursement, direct deposit, and positive pay services; information reporting services; corporate credit cards; and liquidity management, fraud prevention, and merchant services. Further, it provides fiduciary and executor, financial planning, investment advisory, employee benefit plan, and private banking services to corporate and public retirement plans, foundations and endowments, high net worth individuals, and multi-employer trust funds. Additionally, the company offers debit and automated teller machine (ATM), and credit cards; internet and mobile, and telephone banking services; and financial education services. The company operates 115 locations and 184 ATMs in metropolitan Chicago, southeast Wisconsin, northwest Indiana, central and western Illinois, eastern Iowa, and other markets in the Midwest. First Midwest Bancorp, Inc. was incorporated in 1982 and is headquartered in Chicago, Illinois.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
ROA -0.25
0.32
-0.26
0.96
0.77
0.85
0.86
0.76
1.06
1.19
0.51
growth rate 100.0% -100.0% 100.0% -19.8% 10.4% 1.2% -11.6% 39.5% 12.3% -57.1%
ROE -2.36
2.70
-2.18
8.05
6.51
7.23
7.60
6.24
7.99
8.95
4.05
growth rate 100.0% -100.0% 100.0% -19.1% 11.1% 5.1% -17.9% 28.0% 12.0% -54.8%
Leverage 8.84
8.28
8.61
8.24
8.58
8.49
9.09
7.55
7.55
7.53
8.47
growth rate -6.3% 4.0% -4.3% 4.1% -1.1% 7.1% -16.9% 0.0% -0.3% 12.5%
Balance Sheet Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Acct.Payable 11,053.33
12,084.11
13,251.28
16,012.46
growth rate 9.3% 9.7% 20.8%
Cur.Assets 475.30
392.46
477.86
1,400.97
growth rate -17.4% 21.8% 193.2%
Total Assets 14,077.05
15,505.65
17,850.40
20,838.68
growth rate 10.2% 15.1% 16.7%
Cash 225.57
140.06
163.82
1,117.24
growth rate -37.9% 17.0% 582.0%
Inventory 20.85
12.82
20.46
16.67
growth rate -38.5% 59.6% -18.5%
Cur.Liabilities 11,798.16
13,029.06
13,543.83
16,222.75
growth rate 10.4% 4.0% 19.8%
Liabilities 12,212.18
13,450.65
15,479.60
18,148.67
growth rate 10.1% 15.1% 17.2%
LT Debt 195.17
203.81
1,629.19
1,639.30
growth rate 4.4% 699.4% 0.6%
Equity 1,864.87
2,055.00
2,370.79
2,459.51
growth rate 10.2% 15.4% 3.7%
Common Shares 1.12
1.16
1.20
1.25
growth rate 3.0% 4.1% 4.2%
Cash Flow Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Capital Expenditures 16.12
27.80
20.33
11.28
growth rate 72.4% -26.9% -44.5%
Cash Dividends 37.13
44.29
56.54
72.59
growth rate 19.3% 27.7% 28.4%
Cash From OA 234.27
253.18
227.11
135.04
growth rate 8.1% -10.3% -40.5%
FCF 171.00
156.00
161.00
122.00
109.00
147.00
102.00
218.00
225.00
207.00
124.00
growth rate -8.8% 3.2% -24.2% -10.7% 34.9% -30.6% 113.7% 3.2% -8.0% -40.1%
Income Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Sales 603.86
613.36
707.33
621.69
growth rate 1.6% 15.3% -12.1%
Op.Income 229.61
246.27
310.23
191.81
growth rate 7.3% 26.0% -38.2%
IBT 187.95
197.06
265.94
134.98
growth rate 4.8% 35.0% -49.2%
Net Income 98.39
157.87
199.74
107.90
growth rate 60.5% 26.5% -46.0%
Gross Profit 603.86
613.36
707.33
621.69
growth rate 1.6% 15.3% -12.1%

Quarterly Statements

Item Name Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Balance Sheet
Acct.Payable 14,098.95
15,657.66
15,771.57
16,012.46
16,611.45
growth rate 11.1% 0.7% 1.5% 3.7%
Cur.Assets 769.77
1,259.94
1,536.80
1,400.97
1,490.30
growth rate 63.7% 22.0% -8.8% 6.4%
Total Assets 19,753.30
21,244.88
21,088.14
20,838.68
21,208.59
growth rate 7.6% -0.7% -1.2% 1.8%
Cash 481.61
942.30
1,190.74
1,117.24
223.71
growth rate 95.7% 26.4% -6.2% -80.0%
Inventory 21.03
19.02
15.30
16.67
13.23
growth rate -9.5% -19.6% 9.0% -20.7%
Cur.Liabilities 14,548.55
16,060.25
15,965.63
16,222.75
17,024.57
growth rate 10.4% -0.6% 1.6% 4.9%
Liabilities 17,317.59
18,588.67
18,423.97
18,148.67
18,555.28
growth rate 7.3% -0.9% -1.5% 2.2%
LT Debt 2,509.68
2,208.89
2,059.09
1,639.30
1,530.71
growth rate -12.0% -6.8% -20.4% -6.6%
Equity 2,435.71
2,425.71
2,433.67
2,459.51
2,653.32
growth rate -0.4% 0.3% 1.1% 7.9%
Common Shares 1.25
1.25
1.25
1.25
2,653.32
growth rate 0.0% 0.1% 0.0% 211,488.1%
Cash Flow Statement Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Capital Expenditures 3.17
1.48
3.03
3.60
growth rate -53.3% 105.1% 18.7%
Cash Dividends 15.43
20.04
20.04
20.06
growth rate 29.9% 0.0% 0.1%
Cash From OA -65.68
82.06
78.49
40.17
growth rate 100.0% -4.4% -48.8%
FCF -68.85
80.58
75.46
36.57
growth rate 100.0% -6.4% -51.5%
Income Statement Mar '20 Jun '20 Sep '20 Dec '20 Mar '21
Sales 143.41
145.58
167.39
165.32
180.82
growth rate 1.5% 15.0% -1.2% 9.4%
Op.Income 31.97
30.62
56.11
73.11
64.75
growth rate -4.2% 83.3% 30.3% -11.4%
IBT 26.07
25.25
36.31
47.35
62.40
growth rate -3.2% 43.8% 30.4% 31.8%
Net Income 19.61
19.06
27.62
41.61
45.02
growth rate -2.8% 44.9% 50.6% 8.2%
Gross Profit 143.41
145.58
167.39
165.32
180.82
growth rate 1.5% 15.0% -1.2% 9.4%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (6.02)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

Current EPS is undefined, therefore value price cannot be calculated.

PE and EPS

Historical Current Forward
PE
EPS / Growth

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 7.6%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 7.6% 7.6% 7.6%
Future PE 0.01 0.01 5.07
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT

Graham Number:

Current EPS is undefined, therefore Graham Number cannot be calculated.
NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.