Market Price

27.39 

0.17 0.6%

as of Apr 09 '21

52 Week Range:

24.57 27.42


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Fifth Third Bancorp, is an Ohio corporation organized in 1975, is a bank holding company. The Company’s subsidiaries provides a range of financial products and services to the retail, commercial, financial, governmental, educational and medical sectors, including a wide variety of checking, savings and money market accounts and credit products such as credit cards, installment loans, mortgage loans and leases. Fifth Third Bank has deposit insurance provided by the Federal Deposit Insurance Corporation through the Deposit Insurance Fund. At December 31, 2012, the Company had $122 billion in assets, operated 15 affiliates with 1,325 full-service Banking Centers, including 106 Bank Mart® locations open seven days a week inside select grocery stores, and 2,415 ATMs in 12 states throughout the Midwestern and Southeastern regions of the United States. The Company reports on four business segments: Commercial Banking, Branch Banking, Consumer Lending and Investment Advisors. Commercial Banking offers banking, cash management and financial services and middle-market businesses, government and professional customers. In addition to the traditional lending and depository offerings, Commercial Banking products and services include, among others, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing and syndicated finance. Branch Banking provides a range of deposit and loan and lease products to individuals and small businesses through 1,309 full-service banking centers. Branch Banking offers depository and loan products, such as checking and savings accounts, home equity loans and lines of credit, credit cards and loans for automobile and other personal financing needs, as well as products designed to meet the specific needs of small businesses, including cash management services. Consumer Lending includes the Bancorp’s mortgage, home equity, automobile and other indirect lending activities. Mortgage and home equity lending activities include the origination, retention and servicing of mortgage and home equity loans or lines of credit, sales and securitizations of those loans or pools of loans or lines of credit and all associated hedging activities. Other indirect lending activities include loans to consumers through mortgage brokers, automobile dealers and federal and private student education loans. Investment Advisors provides a range of investment alternatives for individuals, companies and not-for-profit organizations. Investment Advisors is made up of four main businesses: Fifth Third Securities, Inc., an indirect wholly-owned subsidiary of the Bancorp; Fifth Third Asset Management, Inc., an indirect wholly-owned subsidiary of the Bancorp; Fifth Third Private Banking; and Fifth Third Institutional services. FTS offers service retail brokerage services to individual clients and broker dealer services to the institutional marketplace. Fifth Third Asset Management, Inc., provides asset management services and also advises the Bancorp’s proprietary family of mutual funds. Fifth Third Private Banking offers holistic strategies to affluent clients in wealth planning, investing, insurance and wealth protection. Fifth Third Institutional services provide advisory services for institutional clients including states and municipalities. The Company competes for deposits, loans and other banking services in its principal geographic markets as well as in selected national markets as opportunities arise. The Company is subject to regulation and supervision by the FRB and the Ohio Division of Financial Institutions.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Earnings BIT 940.00
1,830.00
2,210.00
5,074.00
5,986.00
5,175.00
growth rate 94.7% 20.8% 14.9% 18.0% -13.6%
ROA 0.45
0.95
1.28
1.41
1.04
1.16
1.04
1.47
1.45
1.52
0.70
growth rate 111.1% 34.7% 10.2% -26.2% 11.5% -10.3% 41.4% -1.4% 4.8% -54.0%
ROE 4.96
9.38
11.72
13.28
10.07
11.26
10.03
14.02
13.99
13.96
6.52
growth rate 89.1% 25.0% 13.3% -24.2% 11.8% -10.9% 39.8% -0.2% -0.2% -53.3%
ROIC 5.59
6.61
7.27
8.15
6.30
growth rate 18.3% 10.0% 12.1% -22.7%
Leverage 10.68
9.14
9.15
9.62
9.70
9.72
9.56
9.46
9.79
8.72
9.75
growth rate -14.4% 0.1% 5.1% 0.8% 0.2% -1.7% -1.1% 3.5% -10.9% 11.8%
Balance Sheet Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Acct.Receivable 1,653.00
2,159.00
1,829.00
2,019.00
2,310.00
2,287.00
growth rate 30.6% -15.3% 10.4% 14.4% -1.0%
Acct.Payable 103,205.00
103,821.00
103,162.00
108,835.00
127,062.00
159,081.00
growth rate 0.6% -0.6% 5.5% 16.8% 25.2%
Cur.Assets 7,919.00
7,451.00
6,774.00
7,287.00
9,892.00
14,620.00
growth rate -5.9% -9.1% 7.6% 35.8% 47.8%
Total Assets 111,007.00
116,967.00
121,894.00
141,048.00
142,177.00
142,081.00
146,069.00
169,369.00
204,680.00
growth rate 5.4% 4.2% 5.0% 0.8% -0.1% 2.8% 16.0% 20.9%
Cash 640.00
792.00
1,114.00
1,181.00
1,578.00
3,147.00
growth rate 23.8% 40.7% 6.0% 33.6% 99.4%
Inventory 155.00
84.00
54.00
48.00
64.00
30.00
growth rate -45.8% -35.7% -11.1% 33.3% -53.1%
Cur.Liabilities 110,684.00
110,339.00
111,196.00
116,439.00
132,547.00
166,636.00
growth rate -0.3% 0.8% 4.7% 13.8% 25.7%
Liabilities 96,956.00
103,766.00
108,178.00
125,178.00
125,945.00
125,861.00
129,819.00
148,166.00
181,569.00
growth rate 7.0% 4.3% 5.0% 0.6% -0.1% 3.1% 14.1% 22.5%
LT Debt 12,112.00
13,237.00
12,553.00
11,333.00
12,784.00
11,688.00
growth rate 9.3% -5.2% -9.7% 12.8% -8.6%
Equity 14,051.00
13,201.00
13,716.00
14,508.00
14,874.00
14,869.00
14,919.00
19,433.00
20,995.00
growth rate -6.1% 3.9% 1.9% 2.5% 0.0% 0.3% 30.3% 8.0%
Common Shares 2,051.00
2,051.00
2,051.00
2,051.00
2,051.00
2,051.00
growth rate 0.0% 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Capital Expenditures 249.00
312.00
231.00
192.00
243.00
305.00
growth rate 25.3% -26.0% -16.9% 26.6% 25.5%
Cash Dividends 497.00
454.00
505.00
-565.00
-753.00
-858.00
growth rate -8.7% 11.2% -100.0% 0.0% 0.0%
Cash From OA 2,418.00
2,091.00
1,480.00
2,856.00
1,824.00
371.00
growth rate -13.5% -29.2% 93.0% -36.1% -79.7%
FCF 3,060.00
1,988.00
2,069.00
4,115.00
1,794.00
2,169.00
1,802.00
1,263.00
2,722.00
1,520.00
13.00
growth rate -35.0% 4.1% 98.9% -56.4% 20.9% -16.9% -29.9% 115.5% -44.2% -99.1%
Income Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Sales 6,333.00
6,012.00
6,594.00
6,136.00
5,733.00
6,820.00
7,513.00
8,892.00
6,963.00
growth rate -5.1% 9.7% -2.4% -6.6% 19.0% 10.2% 18.4% -21.7%
Op.Income 940.00
1,831.00
2,210.00
2,506.00
1,998.00
3,052.00
5,074.00
5,986.00
5,175.00
growth rate 94.8% 20.7% 4.3% -20.3% 52.8% 66.3% 18.0% -13.6%
IBT 2,365.00
2,208.00
2,979.00
2,765.00
3,202.00
1,797.00
growth rate -6.6% 34.9% -7.2% 15.8% -43.9%
Net Income 753.00
1,297.00
1,576.00
1,712.00
1,547.00
2,180.00
2,193.00
2,512.00
1,427.00
growth rate 72.2% 21.5% 2.8% -9.6% 40.9% 0.6% 14.6% -43.2%
Gross Profit 6,136.00
5,733.00
6,820.00
6,964.00
8,327.00
6,963.00
growth rate -6.6% 19.0% 2.1% 19.6% -16.4%
R&D 285.00
422.00
growth rate 48.1%

Quarterly Statements

Item Name Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Earnings BIT 735.00
1,074.00
1,222.00
1,761.00
1,081.00
growth rate 46.1% 13.8% 44.1% -38.6%
Balance Sheet Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Acct.Receivable 2,310.00
2,287.00
growth rate -0.3%
Acct.Payable 127,062.00
135,061.00
156,946.00
156,683.00
159,081.00
growth rate 6.3% 16.2% -0.2% 1.5%
Cur.Assets 9,892.00
9,948.00
8,722.00
9,736.00
14,620.00
growth rate 0.6% -12.3% 11.6% 50.2%
Total Assets 169,369.00
185,391.00
202,906.00
201,996.00
204,680.00
growth rate 9.5% 9.5% -0.5% 1.3%
Cash 1,578.00
3,282.00
3,221.00
2,996.00
3,147.00
growth rate 108.0% -1.9% -7.0% 5.0%
Inventory 64.00
62.00
47.00
40.00
30.00
growth rate -3.1% -24.2% -14.9% -25.0%
Cur.Liabilities 132,507.00
145,281.00
162,192.00
161,751.00
166,636.00
growth rate 9.6% 11.6% -0.3% 3.0%
Liabilities 148,166.00
163,518.00
180,571.00
179,045.00
181,569.00
growth rate 10.4% 10.4% -0.9% 1.4%
LT Debt 12,782.00
16,236.00
16,230.00
15,006.00
11,688.00
growth rate 27.0% 0.0% -7.5% -22.1%
Equity 19,433.00
20,103.00
20,565.00
20,835.00
20,995.00
growth rate 3.5% 2.3% 1.3% 0.8%
Common Shares 2,051.00
2,051.00
2,051.00
2,051.00
2,051.00
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Capital Expenditures 63.00
74.00
59.00
102.00
70.00
growth rate 17.5% -20.3% 72.9% -31.4%
Cash Dividends -207.00
-190.00
-227.00
-212.00
-229.00
growth rate 0.0% 0.0% 0.0% 0.0%
Cash From OA 1,379.00
433.00
1,519.00
63.00
-1,644.00
growth rate -68.6% 250.8% -95.9% -100.0%
FCF 1,316.00
359.00
1,460.00
-39.00
-1,714.00
growth rate -72.7% 306.7% -100.0% 0.0%
Income Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Sales 2,793.00
1,523.00
1,472.00
2,023.00
2,095.00
growth rate -45.5% -3.4% 37.4% 3.6%
Op.Income 735.00
1,074.00
1,222.00
1,761.00
1,081.00
growth rate 46.1% 13.8% 44.1% -38.6%
IBT 941.00
60.00
244.00
746.00
746.00
growth rate -93.6% 306.7% 205.7% 0.0%
Net Income 734.00
46.00
195.00
581.00
604.00
growth rate -93.7% 323.9% 198.0% 4.0%
Gross Profit 2,228.00
1,375.00
1,472.00
2,023.00
2,095.00
growth rate -38.3% 7.1% 37.4% 3.6%
R&D 103.00
93.00
90.00
growth rate -9.7% -3.2%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (8.33)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

Current EPS is undefined, therefore value price cannot be calculated.

PE and EPS

Historical Current Forward
PE
EPS / Growth

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 8.6%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 8.6% 8.6% 8.6%
Future PE 0.01 0.01 5.71
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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