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Market Price

75.48 

0.50 0.7%

as of Oct 23 '20

52 Week Range:

40.61 79.78


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

ExlService Holdings, Inc. provides operations management and analytics services in the United States, the United Kingdom, and internationally. The company offers business process management (BPM) services to the insurance industry in the areas of claims processing, subrogation, premium and benefit administration, agency management, account reconciliation, policy research, underwriting support, new business processing, policy servicing, premium audit, surveys, billing and collection, commercial and residential survey, and customer services. It also provides BPM services related to the care management, utilization management, multi-chronic case management, disease management, payment integrity, revenue optimization, and customer engagement for the healthcare industry; BPM services related to business processes in corporate and leisure travel, such as reservations, customer service, fulfillment, and finance and accounting; and finance and accounting BPM services, including procure-to-pay, order-to-cash, hire-to-retire, record-to-report, regulatory reporting, financial planning and analysis, audit and assurance, and treasury and tax processes. In addition, the company offers BPM services for banking and financial services industry comprising residential mortgage lending, retail banking and credit cards, commercial banking, and investment management; BPM services related to enhancing operating models, enhancing customer experience, reducing costs, shortening turnaround time, and simplifying compliance for clients; and industry-specific digital transformational services. Further, it provides predictive and prescriptive analytics in the areas of customer acquisition and lifecycle management, risk underwriting and pricing, operational effectiveness, credit and operational risk monitoring and governance, regulatory reporting, and data management. The company was founded in 1999 and is headquartered in New York, New York.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Equity (BVPS) 7.09
8.44
9.26
10.70
11.18
12.43
13.52
15.40
17.59
16.78
18.95
growth rate 19.0% 9.7% 15.6% 4.5% 11.2% 8.8% 13.9% 14.2% -4.6% 12.9%
Earnings BIT 19.50
32.09
46.65
56.72
64.98
34.04
67.34
64.22
72.23
69.83
84.98
growth rate 64.6% 45.4% 21.6% 14.6% -47.6% 97.8% -4.6% 12.5% -3.3% 21.7%
Avg.PE 33.56
24.39
20.28
21.01
19.42
36.21
31.43
25.68
27.85
50.15
47.98
growth rate -27.3% -16.9% 3.6% -7.6% 86.5% -13.2% -18.3% 8.5% 80.1% -4.3%
ROA 6.78
9.58
10.18
10.29
10.70
6.26
8.42
9.10
6.39
6.01
6.03
growth rate 41.3% 6.3% 1.1% 4.0% -41.5% 34.5% 8.1% -29.8% -6.0% 0.3%
ROE 8.30
11.71
13.20
13.43
13.54
8.26
11.66
12.38
8.64
9.32
10.51
growth rate 41.1% 12.7% 1.7% 0.8% -39.0% 41.2% 6.2% -30.2% 7.9% 12.8%
ROIC 7.85
11.69
13.04
12.75
12.88
6.99
9.51
11.04
7.92
7.90
8.05
growth rate 48.9% 11.6% -2.2% 1.0% -45.7% 36.1% 16.1% -28.3% -0.3% 1.9%
Cur. Ratio 4.74
3.44
2.31
2.80
3.32
3.32
3.17
3.05
3.14
3.22
2.36
growth rate -27.4% -32.9% 21.2% 18.6% 0.0% -4.5% -3.8% 3.0% 2.6% -26.7%
Quick Ratio 4.47
3.12
2.02
2.52
3.05
3.06
2.93
2.78
2.89
3.03
2.23
growth rate -30.2% -35.3% 24.8% 21.0% 0.3% -4.3% -5.1% 4.0% 4.8% -26.4%
Leverage 1.21
1.23
1.36
1.27
1.27
1.37
1.40
1.33
1.38
1.72
1.77
growth rate 1.7% 10.6% -6.6% 0.0% 7.9% 2.2% -5.0% 3.8% 24.6% 2.9%
Balance Sheet Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Acct.Receivable 34.90
44.20
61.90
84.22
83.08
80.24
92.65
124.94
143.70
180.10
185.89
growth rate 26.7% 40.1% 36.1% -1.4% -3.4% 15.5% 34.9% 15.0% 25.3% 3.2%
Acct.Payable 62.73
64.73
66.34
4.66
6.40
3.29
5.92
5.65
6.56
growth rate 3.2% 2.5% -93.0% 37.3% -48.6% 80.0% -4.5% 16.1%
Cur.Assets 177.80
174.30
166.84
206.10
252.63
297.94
339.20
378.82
452.82
499.94
541.26
growth rate -2.0% -4.3% 23.5% 22.6% 17.9% 13.9% 11.7% 19.5% 10.4% 8.3%
Total Assets 249.60
305.70
377.41
435.85
463.43
573.56
650.78
706.53
825.47
1,061.94
1,183.09
growth rate 22.5% 23.5% 15.5% 6.3% 23.8% 13.5% 8.6% 16.8% 28.7% 11.4%
Cash 132.20
111.20
83.33
103.61
148.49
176.50
205.32
213.16
86.80
95.88
119.17
growth rate -15.9% -25.1% 24.3% 43.3% 18.9% 16.3% 3.8% -59.3% 10.5% 24.3%
Inventory 0.00 0.00 0.00 0.00
growth rate
Cur.Liabilities 38.30
50.70
72.23
74.34
76.08
90.97
107.08
124.23
144.25
155.10
229.35
growth rate 32.4% 42.5% 2.9% 2.3% 19.6% 17.7% 16.0% 16.1% 7.5% 47.9%
Liabilities 43.90
57.20
98.96
91.36
97.26
154.40
185.01
174.35
225.43
443.62
513.09
growth rate 30.3% 73.0% -7.7% 6.5% 58.8% 19.8% -5.8% 29.3% 96.8% 15.7%
LT Debt 0.10
0.40
4.24
2.68
1.37
50.00
60.00
35.00
50.39
263.24
194.13
growth rate 300.0% 961.0% -36.9% -48.8% 3,547.0% 20.0% -41.7% 44.0% 422.4% -26.3%
Equity 205.70
248.50
278.45
344.49
366.17
419.16
465.59
531.99
599.82
618.07
670.00
growth rate 20.8% 12.1% 23.7% 6.3% 14.5% 11.1% 14.3% 12.8% 3.0% 8.4%
Common Shares 29.00
30.00
32.00
33.00
34.00
34.00
34.00
35.00
35.00
35.00
35.00
growth rate 3.5% 6.7% 3.1% 3.0% 0.0% 0.0% 2.9% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Capital Expenditures 11.40
19.90
19.47
18.80
15.92
27.68
25.59
25.85
35.15
40.44
40.14
growth rate 74.6% -2.2% -3.4% -15.4% 73.9% -7.6% 1.0% 36.0% 15.0% -0.7%
Cash Dividends 0.00 0.00 0.00 0.00
growth rate
Cash From OA 35.70
36.50
56.24
65.78
82.79
66.66
96.69
102.40
113.16
92.44
168.42
growth rate 2.2% 54.1% 17.0% 25.9% -19.5% 45.1% 5.9% 10.5% -18.3% 82.2%
FCF per Share 0.83
0.55
1.16
1.42
1.57
1.63
1.52
2.13
2.41
1.45
3.13
growth rate -33.7% 110.9% 22.4% 10.6% 3.8% -6.8% 40.1% 13.2% -39.8% 115.9%
Sale Purchase of Stock 25.44
9.27
-16.16
6.46
3.38
6.50
-34.89
growth rate -63.6% -100.0% 100.0% -47.8% 92.6% -100.0%
FCF 24.00
17.00
37.00
47.00
67.00
39.00
71.00
74.00
78.00
52.00
128.00
growth rate -29.2% 117.7% 27.0% 42.6% -41.8% 82.1% 4.2% 5.4% -33.3% 146.2%
Income Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Sales 191.00
252.80
360.54
442.93
478.45
499.28
628.49
685.99
762.31
883.11
991.35
growth rate 32.4% 42.6% 22.9% 8.0% 4.4% 25.9% 9.2% 11.1% 15.9% 12.3%
Op.Income 24.40
26.50
34.78
41.84
48.10
34.04
67.34
64.22
72.23
69.83
84.98
growth rate 8.6% 31.3% 20.3% 15.0% -29.2% 97.8% -4.6% 12.5% -3.3% 21.7%
IBT 19.50
32.10
46.65
56.72
64.98
37.64
75.78
83.88
85.03
60.12
82.83
growth rate 64.6% 45.3% 21.6% 14.6% -42.1% 101.3% 10.7% 1.4% -29.3% 37.8%
Net Income 15.70
26.60
34.78
41.84
48.10
32.45
51.57
61.73
48.89
56.73
67.66
growth rate 69.4% 30.8% 20.3% 15.0% -32.5% 58.9% 19.7% -20.8% 16.0% 19.3%
EPS 0.53
0.88
1.10
1.26
1.42
0.96
1.51
1.79
1.39
1.62
1.95
growth rate 66.0% 25.0% 14.6% 12.7% -32.4% 57.3% 18.5% -22.4% 16.6% 20.4%
Gross Profit 81.60
101.50
140.55
171.05
187.51
166.74
225.58
238.27
267.17
298.26
335.86
growth rate 24.4% 38.5% 21.7% 9.6% -11.1% 35.3% 5.6% 12.1% 11.6% 12.6%

Quarterly Statements

Item Name Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Earnings BIT 19.40
22.87
24.65
27.30
9.87
growth rate 17.9% 7.8% 10.8% -63.9%
Balance Sheet Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Acct.Receivable 197.68
197.38
185.89
201.12
173.42
growth rate -0.2% -5.8% 8.2% -13.8%
Acct.Payable 3.27
3.66
6.56
8.05
9.05
growth rate 11.9% 79.4% 22.6% 12.4%
Cur.Assets 489.08
506.23
541.26
604.89
536.54
growth rate 3.5% 6.9% 11.8% -11.3%
Total Assets 1,137.47
1,145.98
1,183.09
1,267.26
1,193.61
growth rate 0.8% 3.2% 7.1% -5.8%
Cash 84.84
101.43
119.17
224.87
163.62
growth rate 19.6% 17.5% 88.7% -27.2%
Cur.Liabilities 168.24
187.90
229.35
258.36
184.16
growth rate 11.7% 22.1% 12.7% -28.7%
Liabilities 496.11
498.30
513.09
611.36
512.69
growth rate 0.4% 3.0% 19.2% -16.1%
LT Debt 231.41
223.92
194.13
234.82
215.53
growth rate -3.2% -13.3% 21.0% -8.2%
Equity 641.35
647.68
670.00
655.90
680.93
growth rate 1.0% 3.5% -2.1% 3.8%
Common Shares 0.04
0.04
0.04
0.04
0.04
growth rate 0.0% 2.6% 0.0% 0.0%
Cash Flow Statement Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Capital Expenditures 11.41
10.02
7.83
12.27
9.78
growth rate -12.2% -21.9% 56.8% -20.3%
Cash Dividends
growth rate
Cash From OA 39.37
58.24
62.47
-13.56
72.46
growth rate 47.9% 7.3% -100.0% 100.0%
Sale Purchase of Stock
growth rate
FCF 27.97
48.22
54.64
-25.83
62.69
growth rate 72.4% 13.3% -100.0% 100.0%
Income Statement Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Sales 243.51
251.39
256.87
245.99
222.47
growth rate 3.2% 2.2% -4.2% -9.6%
Op.Income 19.40
22.87
24.65
27.30
9.87
growth rate 17.9% 7.8% 10.8% -63.9%
IBT 15.23
24.75
23.96
28.27
12.50
growth rate 62.4% -3.2% 18.0% -55.8%
Net Income 12.56
19.04
21.36
22.41
8.43
growth rate 51.6% 12.1% 4.9% -62.4%
EPS
growth rate
Gross Profit 81.06
83.85
88.61
83.33
64.07
growth rate 3.4% 5.7% -6.0% -23.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

A (87.26)

YOY Growth Grade:

C (65.94)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 30.06 36.62 19.54
EPS / Growth 11.7% 2.06 7.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 9.8%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 7.0% 9.5% 9.5%
Future PE 13.90 22.86 22.86
Future EPS 4.04 5.10 5.10
Value Price
MOS %
13.87
-81.6%
28.84
-61.8%
28.84
-61.8%
MOS Price 6.93 14.42 14.42
IRT 18.12 15.75 15.75

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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