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Market Price

54.65 

0.65 1.2%

as of Apr 09 '21

52 Week Range:

24.81 57.85


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. It accepts business and personal checking, NOW, tiered savings, and money market accounts, as well as individual retirement and investment sweep accounts; and time deposits. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; residential mortgage loans; and real estate secured loans. In addition, it provides online and mobile banking services; other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, it provides commercial and retail insurance products through a referral arrangement. The company serves sole proprietorships, small and medium-sized businesses, partnerships, corporations, non-profit organizations, associations, and individuals, as well as investors. It operates 20 banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 9 in Northern Virginia. Eagle Bancorp, Inc. was founded in 1997 and is headquartered in Bethesda, Maryland.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Mar '20 Dec '20
Equity (BVPS) 9.20
11.62
12.57
12.81
21.34
23.97
27.32
30.87
35.64
38.50
growth rate 26.3% 8.2% 1.9% 66.6% 12.3% 14.0% 13.0% 15.5% 3.9%
Earnings BIT 38.29
56.17
75.33
89.67
140.11
167.49
198.60
297.52
293.30
281.19
growth rate 46.7% 34.1% 19.0% 56.3% 19.5% 18.6% 49.8% -1.4% -2.1%
Avg.PE 12.80
12.41
17.39
18.62
19.91
22.05
21.82
14.73
14.73
14.73
growth rate -3.1% 40.1% 7.1% 6.9% 10.8% -1.0% -32.5% 0.0% 0.0%
ROA 0.94
1.11
1.29
1.19
1.48
1.51
1.40
1.92
1.65
1.32
growth rate 18.1% 16.2% -7.8% 24.4% 2.0% -7.3% 37.1% -14.1% -10.6%
ROE 11.75
13.79
14.73
12.11
12.98
12.36
11.18
14.79
12.43
10.88
growth rate 17.4% 6.8% -17.8% 7.2% -4.8% -9.6% 32.3% -16.0% -6.4%
ROIC 14.64
14.79
15.30
9.94
growth rate 1.0% 3.5% -35.0%
Leverage 13.47
11.62
11.18
9.56
8.23
8.18
7.86
7.57
7.55
8.96
growth rate -13.7% -3.8% -14.5% -13.9% -0.6% -3.9% -3.7% -0.3% 8.9%
Balance Sheet Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Mar '20 Dec '20
Acct.Payable 4,310.77
5,158.44
5,716.11
5,853.98
6,974.29
7,224.39
9,189.20
growth rate 19.7% 10.8% 2.4% 19.1% 3.6% 12.8%
Cur.Assets 313.71
351.73
422.62
219.26
321.86
259.69
999.65
1,849.06
growth rate 12.1% 20.2% -48.1% 46.8% -19.3% 284.9% 85.0%
Total Assets 2,831.26
3,409.44
3,771.50
5,247.88
6,075.58
6,890.10
7,479.03
8,389.14
8,988.72
9,992.22
11,117.80
growth rate 20.4% 10.6% 39.2% 15.8% 13.4% 8.6% 12.2% 7.2% 11.2% 11.3%
Cash 556.46
649.85
696.37
256.03
298.36
368.16
190.47
309.93
202.99
1,760.86
growth rate 16.8% 7.2% -63.2% 16.5% 23.4% -48.3% 62.7% -34.5% 194.5%
Inventory 13.22
5.85
2.69
1.39
1.39
1.49
4.99
growth rate -55.8% -54.0% -48.3% 0.0% 6.7% 83.1%
Cur.Liabilities 4,472.14
5,230.83
5,785.05
6,255.56
30.41
280.98
331.38
326.73
growth rate 17.0% 10.6% 8.1% -99.5% 823.9% 17.9% -1.4%
Liabilities 2,564.54
3,059.47
3,377.64
4,627.12
5,336.98
6,047.30
6,528.59
7,280.20
7,798.04
8,829.44
9,876.91
growth rate 19.3% 10.4% 37.0% 15.3% 13.3% 8.0% 11.5% 7.1% 13.2% 11.9%
LT Debt 2,011.00
2,012.00
2,013.00
119.30
70.35
217.23
216.91
217.30
217.69
268.08
growth rate 0.1% 0.1% -94.1% -41.0% 208.8% -0.2% 0.2% 0.2% 11.0%
Equity 266.71
349.98
393.86
548.86
738.60
842.80
950.44
1,108.94
1,190.68
1,240.89
growth rate 31.2% 12.5% 39.4% 34.6% 14.1% 12.8% 16.7% 7.4% 2.1%
Common Shares 22.00
24.00
26.00
28.00
33.00
34.00
34.00
34.39
33.24
32.20
31.78
growth rate 9.1% 8.3% 7.7% 17.9% 3.0% 0.0% 1.1% -3.3% -3.1% -1.3%
Cash Flow Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Mar '20 Dec '20
Capital Expenditures 5.52
6.01
5.34
5.22
4.66
7.43
5.76
1.48
2.84
2.95
growth rate 8.7% -11.2% -2.1% -10.8% 59.4% -22.5% -74.3% 91.6% 1.9%
Cash Dividends 1.03
0.57
0.57
0.61
0.60
22.33
22.33
22.33
-22.33
-28.33
growth rate -45.2% 0.0% 8.5% -2.3% 3,622.0% 0.0% 0.0% -100.0% 0.0%
Cash From OA -56.14
15.82
258.68
59.51
98.59
116.82
160.92
165.46
132.68
133.14
growth rate 100.0% 1,535.1% -77.0% 65.7% 18.5% 37.8% 2.8% -19.8% 0.2%
FCF per Share -0.17
0.41
7.34
2.64
3.21
1.93
4.70
4.36
4.27
4.49
growth rate 100.0% 1,690.2% -64.0% 21.6% -39.9% 143.5% -7.2% -2.1% 2.5%
Sale Purchase of Stock 34.43
45.09
2.52
147.03
100.58
1.76
1.21
1.58
-53.79
growth rate 30.9% -94.4% 5,743.7% -31.6% -98.3% -31.2% 31.1% -100.0%
FCF -65.00
10.00
253.00
54.00
94.00
109.00
155.00
164.00
130.00
130.00
growth rate 100.0% 2,430.0% -78.7% 74.1% 16.0% 42.2% 5.8% -20.7% 0.0%
Income Statement Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Mar '20 Dec '20
Sales 132.63
163.31
182.01
185.94
247.06
274.12
304.29
338.92
344.76
335.96
growth rate 23.1% 11.5% 2.2% 32.9% 11.0% 11.0% 11.4% 1.7% -1.3%
Op.Income 24.56
35.29
47.01
93.25
139.64
161.82
188.29
297.52
293.30
281.19
growth rate 43.7% 33.2% 98.4% 49.8% 15.9% 16.4% 58.0% -1.4% -2.1%
IBT 38.29
56.17
75.33
86.22
135.22
159.10
185.74
204.21
196.79
176.15
growth rate 46.7% 34.1% 14.5% 56.8% 17.7% 16.7% 10.0% -3.6% -5.4%
Net Income 24.56
35.29
47.01
54.26
84.17
97.71
100.23
152.28
142.94
132.22
growth rate 43.7% 33.2% 15.4% 55.1% 16.1% 2.6% 51.9% -6.1% -3.8%
EPS 1.04
1.46
1.76
1.95
2.50
2.86
2.92
4.42
4.18
4.09
growth rate 40.4% 20.6% 10.8% 28.2% 14.4% 2.1% 51.4% -5.4% -1.1%
Gross Profit 185.94
247.06
274.12
304.29
338.92
344.76
335.96
growth rate 32.9% 11.0% 11.0% 11.4% 1.7% -1.3%
R&D 0.00
growth rate

Quarterly Statements

Item Name Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Earnings BIT 72.66
54.44
67.77
83.97
76.92
growth rate -25.1% 24.5% 23.9% -8.4%
Balance Sheet Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Acct.Payable 7,224.39
8,141.57
7,935.97
8,178.79
9,189.20
growth rate 12.7% -2.5% 3.1% 12.4%
Cur.Assets 259.69
999.65
704.48
905.36
1,849.06
growth rate 284.9% -29.5% 28.5% 104.2%
Total Assets 8,988.72
9,992.22
9,799.67
10,106.29
11,117.80
growth rate 11.2% -1.9% 3.1% 10.0%
Cash 202.99
911.34
610.58
826.28
1,760.86
growth rate 349.0% -33.0% 35.3% 113.1%
Inventory 1.49
8.24
8.24
4.99
4.99
growth rate 453.9% 0.0% -39.5% 0.0%
Cur.Liabilities 280.98
331.38
331.20
324.29
326.73
growth rate 17.9% -0.1% -2.1% 0.8%
Liabilities 7,798.04
8,829.44
8,611.78
8,882.89
9,876.91
growth rate 13.2% -2.5% 3.2% 11.2%
LT Debt 217.69
267.78
267.88
267.98
268.08
growth rate 23.0% 0.0% 0.0% 0.0%
Equity 1,190.68
1,162.78
1,187.90
1,223.40
1,240.89
growth rate -2.3% 2.2% 3.0% 1.4%
Common Shares 33.50
32.20
32.22
32.23
31.78
growth rate -3.9% 0.1% 0.0% -1.4%
Cash Flow Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Capital Expenditures 0.67
0.08
2.88
2.52
2.50
growth rate -87.6% 3,372.3% -12.6% -0.8%
Cash Dividends -7.41
-7.23
-6.96
-7.10
-7.05
growth rate 0.0% 0.0% 0.0% 0.0%
Cash From OA 40.35
35.79
12.53
59.27
25.55
growth rate -11.3% -65.0% 373.0% -56.9%
Sale Purchase of Stock -21.52
-43.97
0.19
0.00
growth rate 0.0% 100.0% -100.0%
FCF 39.68
35.70
9.65
56.75
23.05
growth rate -10.0% -73.0% 488.1% -59.4%
Income Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Sales 86.94
70.74
80.11
96.47
88.55
growth rate -18.6% 13.2% 20.4% -8.2%
Op.Income 72.66
54.44
67.77
83.97
76.92
growth rate -25.1% 24.5% 23.9% -8.4%
IBT 49.77
31.45
38.29
55.44
50.97
growth rate -36.8% 21.8% 44.8% -8.1%
Net Income 35.46
23.12
28.86
41.35
7.05
growth rate -34.8% 24.8% 43.3% -83.0%
EPS
growth rate
Gross Profit 86.94
70.74
80.11
96.47
88.55
growth rate -18.6% 13.2% 20.4% -8.2%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (49.28)

YOY Growth Grade:

C (60.84)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 14.73 15.88 10.72
EPS / Growth 17.6% 3.44 12.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 12.8%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 12.0% 14.2% 14.2%
Future PE 10.72 17.92 17.92
Future EPS 10.69 12.94 12.94
Value Price
MOS %
28.32
-48.2%
57.31
4.9%
57.31
4.9%
MOS Price 14.16 28.66 28.66
IRT 8.76 8.21 8.21

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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