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Market Price

142.06 

4.35 3.2%

as of Jun 21 '21

52 Week Range:

80.47 177.45


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer in the United States. The company primarily sells older model used vehicles and provides financing for its customers. As of December 17, 2020, it operated 151 dealerships in the South-Central United States. America's Car-Mart, Inc. was founded in 1981 and is based in Rogers, Arkansas.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Apr '14 Oct '14 Apr '15 Apr '16 Apr '17 Oct '17 Apr '18 Apr '19 Oct '19 Apr '20 Apr '21
Equity (BVPS) 24.08
24.08
26.51
28.33
31.44
31.44
34.28
36.66
36.66
44.06
growth rate 0.0% 10.1% 6.9% 11.0% 0.0% 9.0% 6.9% 0.0% 20.2%
Earnings BIT 36.67
49.95
22.17
37.52
44.60
67.64
72.29
141.22
growth rate 16.7% -55.6% 69.2% 9.0% 51.7% 3.4% 95.4%
Avg.PE 16.10
15.75
18.97
11.90
15.43
16.19
11.83
growth rate -1.1% 20.4% -37.3% 13.9% 4.9% -14.5%
ROA 5.85
7.71
2.87
4.86
8.29
10.04
8.85
growth rate 14.8% -62.8% 69.3% 30.6% 21.1% -6.1%
ROE 10.16
13.33
5.05
8.74
15.74
19.39
18.22
growth rate 14.5% -62.1% 73.1% 34.2% 23.2% -3.1%
ROIC 7.48
9.71
4.07
6.60
11.36
13.50
11.61
growth rate 13.9% -58.1% 62.2% 31.2% 18.8% -7.3%
Cur. Ratio 22.84
21.51
21.53
22.23
23.65
22.99
25.22
growth rate -3.0% 0.1% 3.3% 3.1% -2.8% 4.7%
Quick Ratio 20.51
19.25
19.60
20.31
21.52
20.89
23.41
growth rate -3.1% 1.8% 3.6% 2.9% -2.9% 5.9%
Leverage 1.71
1.75
1.78
1.82
1.98
1.89
2.20
growth rate 1.2% 1.7% 2.3% 4.3% -4.6% 7.9%
Balance Sheet Apr '14 Oct '14 Apr '15 Apr '16 Apr '17 Oct '17 Apr '18 Apr '19 Oct '19 Apr '20 Apr '21
Acct.Receivable 295.13
326.79
337.40
359.26
387.26
419.78
469.24
625.12
growth rate 5.2% 3.3% 6.5% 3.8% 8.4% 5.7% 33.2%
Acct.Payable 20.15
11.02
12.31
11.22
13.61
13.66
13.12
growth rate -26.0% 11.7% -8.8% 10.1% 0.4% -2.0%
Cur.Assets 329.03
365.58
371.19
393.76
426.64
463.65
569.65
710.28
growth rate 5.4% 1.5% 6.1% 4.1% 8.7% 10.8% 24.7%
Total Assets 363.30
399.90
406.30
424.26
455.58
492.54
667.32
822.16
growth rate 4.9% 1.6% 4.4% 3.6% 8.1% 16.4% 23.2%
Cash 0.29
0.79
0.60
0.43
1.02
1.75
59.56
2.89
growth rate 65.3% -23.8% -27.9% 53.5% 71.4% 483.1% -95.1%
Inventory 30.12
34.27
29.88
30.13
33.61
37.48
36.41
82.26
growth rate 6.7% -12.8% 0.8% 5.6% 11.5% -1.4% 125.9%
Cur.Liabilities 134.65
23.73
23.56
25.91
29.57
32.50
44.04
growth rate -58.0% -0.7% 10.0% 6.8% 9.9% 16.4%
Liabilities 149.99
170.37
177.08
190.85
224.65
231.63
364.17
415.66
growth rate 6.6% 3.9% 7.8% 8.5% 3.1% 25.4% 14.1%
LT Debt 97.00
102.22
107.90
117.94
151.25
152.08
215.04
225.92
growth rate 2.7% 5.6% 9.3% 13.2% 0.6% 18.9% 5.1%
Equity 212.91
229.03
228.72
232.91
230.44
260.41
302.66
406.50
growth rate 3.7% -0.1% 1.8% -0.5% 13.0% 7.8% 34.3%
Common Shares 9.00
9.00
9.00
9.00
8.00
8.00
7.00
7.00
7.00
7.00
664.02
growth rate 0.0% 0.0% 0.0% -11.1% 0.0% -12.5% 0.0% 0.0% 0.0% 9,386.0%
Cash Flow Statement Apr '14 Oct '14 Apr '15 Apr '16 Apr '17 Oct '17 Apr '18 Apr '19 Oct '19 Apr '20 Apr '21
Capital Expenditures 7.10
4.01
4.53
1.59
2.26
4.03
5.42
growth rate -24.8% 12.9% -64.9% 19.3% 78.4% 16.0%
Cash Dividends 0.04
0.04
0.04
0.04
-0.04
-0.04
-0.04
growth rate 0.0% 0.0% 0.0% -100.0% 0.0% 0.0%
Cash From OA 21.88
12.39
14.29
7.33
9.99
24.90
20.92
growth rate -24.8% 15.3% -48.7% 16.7% 149.2% -8.4%
FCF per Share 0.36
0.36
2.02
0.28
1.12
1.12
1.19
2.29
2.29
0.34
growth rate 0.0% 461.1% -86.1% 300.0% 0.0% 6.3% 92.4% 0.0% -85.2%
Sale Purchase of Stock -11.88
4.29
0.59
2.04
1.76
growth rate 100.0% -86.3% 247.6% -7.2%
FCF 15.00
15.00
8.00
10.00
6.00
6.00
8.00
21.00
21.00
15.00
growth rate 0.0% -46.7% 25.0% -40.0% 0.0% 33.3% 162.5% 0.0% -28.6%
Income Statement Apr '14 Oct '14 Apr '15 Apr '16 Apr '17 Oct '17 Apr '18 Apr '19 Oct '19 Apr '20 Apr '21
Sales 434.50
530.32
567.91
587.75
610.30
667.22
742.31
918.61
growth rate 10.5% 7.1% 3.5% 1.9% 9.3% 5.5% 23.8%
Op.Income -17.94
49.95
22.17
37.52
44.60
67.64
72.29
141.22
growth rate 100.0% -55.6% 69.2% 9.0% 51.7% 3.4% 95.4%
IBT 33.67
47.03
18.50
32.24
38.91
59.85
64.35
134.44
growth rate 18.2% -60.7% 74.3% 9.9% 53.8% 3.7% 108.9%
Net Income 21.13
29.49
11.60
20.21
36.51
47.63
51.34
104.14
growth rate 18.1% -60.7% 74.2% 34.4% 30.5% 3.8% 102.8%
EPS 2.25
2.25
3.25
1.33
2.49
2.49
4.90
6.73
6.73
7.39
growth rate 0.0% 44.4% -59.1% 87.2% 0.0% 96.8% 37.4% 0.0% 9.8%
Gross Profit 183.19
257.88
263.02
282.82
145.97
176.96
191.59
275.80
growth rate 18.7% 2.0% 7.5% -28.2% 21.2% 4.1% 44.0%

Quarterly Statements

Item Name Apr '20 Jul '20 Oct '20 Jan '21 Apr '21
Earnings BIT 12.68
27.26
29.34
27.48
57.14
growth rate 115.0% 7.7% -6.4% 108.0%
Balance Sheet Apr '20 Jul '20 Oct '20 Jan '21 Apr '21
Acct.Receivable 469.24
485.20
523.10
561.95
625.12
growth rate 3.4% 7.8% 7.4% 11.2%
Acct.Payable 13.12
16.79
16.05
18.75
growth rate 28.0% -4.5% 16.9%
Cur.Assets 569.65
596.99
614.93
640.08
710.28
growth rate 4.8% 3.0% 4.1% 11.0%
Total Assets 667.32
698.99
716.34
741.94
822.16
growth rate 4.7% 2.5% 3.6% 10.8%
Cash 59.56
50.62
19.53
4.16
2.89
growth rate -15.0% -61.4% -78.7% -30.5%
Inventory 36.41
56.22
67.43
68.55
82.26
growth rate 54.4% 19.9% 1.7% 20.0%
Cur.Liabilities 44.04
47.75
43.89
46.31
growth rate 8.4% -8.1% 5.5%
Liabilities 364.17
372.74
372.31
378.26
415.66
growth rate 2.4% -0.1% 1.6% 9.9%
LT Debt 215.04
213.91
213.32
210.40
225.92
growth rate -0.5% -0.3% -1.4% 7.4%
Equity 302.66
325.75
343.53
363.17
406.50
growth rate 7.6% 5.5% 5.7% 11.9%
Common Shares 0.14
0.14
0.14
0.14
664.02
growth rate 0.0% 0.0% 0.7% 488,152.2%
Cash Flow Statement Apr '20 Jul '20 Oct '20 Jan '21 Apr '21
Capital Expenditures 2.18
2.85
2.19
1.97
growth rate 30.9% -23.1% -10.2%
Cash Dividends -0.01
-0.01
-0.01
-0.01
growth rate 0.0% 0.0% 0.0%
Cash From OA 34.35
-7.40
-22.34
-9.73
growth rate -100.0% 0.0% 0.0%
Sale Purchase of Stock
growth rate
FCF 32.17
-10.25
-24.53
-11.69
growth rate -100.0% 0.0% 0.0%
Income Statement Apr '20 Jul '20 Oct '20 Jan '21 Apr '21
Sales 194.89
187.40
223.36
228.26
279.08
growth rate -3.8% 19.2% 2.2% 22.3%
Op.Income 12.68
27.26
29.34
27.48
57.14
growth rate 115.0% 7.7% -6.4% 108.0%
IBT 10.89
25.54
27.75
25.75
55.39
growth rate 134.6% 8.7% -7.2% 115.1%
Net Income 9.26
19.56
21.20
19.88
43.49
growth rate 111.3% 8.3% -6.2% 118.7%
EPS
growth rate
Gross Profit 43.27
56.44
62.81
61.81
94.23
growth rate 30.5% 11.3% -1.6% 52.5%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (56.01)

YOY Growth Grade:

D (38.71)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 14.54 9.50 12.39
EPS / Growth 26.9% 14.95 13.5%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 15.3%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 13.5% 18.6% 18.6%
Future PE 12.39 13.82 21.36
Future EPS 53.04 82.18 82.18
Value Price
MOS %
162.50
14.4%
280.83
97.7%
433.99
205.5%
MOS Price 81.25 140.41 216.99
IRT 5.97 5.33 5.33

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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