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Market Price

153.30 

-2.48 -1.6%

as of Aug 23 '19

52 Week Range:

141.95 226.61


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Cigna Corporation, a health service organization, provides insurance and related products and services in the United States and internationally. It operates through Integrated Medical, Health Services, International Markets, and Group Disability and Other segments. The Integrated Medical segment offers medical, pharmacy, dental, behavioral health and vision, health advocacy programs, and other products and services to insured and self-insured clients; Medicare Advantage, Medicare Supplement, and Medicare Part D plans to Medicare-eligible beneficiaries, as well as Medicaid plans; and health insurance coverage to individual customers on and off the public exchanges. The Health Services segment provides clinical solutions, specialized pharmacy care, home delivery pharmacy, retail network pharmacy administration, benefit design consultation, drug utilization review, drug formulary management drug claim adjudication, digital consumer health and drug information, provider, and medical benefit management services. The International Markets segment offers supplemental health, life and accident insurance products, and health care coverage, as well as health care benefits to mobile employees of multinational organizations. This segment offers health coverage, hospitalization, dental, critical illness, personal accident, term life, and variable universal life products. The Group Disability and Other segment provides group long-term and short-term disability, group life, accident, and voluntary and specialty insurance products and related services; and permanent insurance contracts to corporations to provide coverage on the lives of certain employees for the purpose of financing employer-paid future benefit obligations. The company distributes its products and services through insurance brokers and insurance consultants; and directly to employers, unions and other groups, or individuals. Cigna Corporation was founded in 1792 and is headquartered in Bloomfield, Connecticut.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 13.22
15.43
24.44
27.18
34.18
35.84
43.03
45.89
54.40
57.98
40.83
growth rate 16.7% 58.4% 11.2% 25.8% 4.9% 20.1% 6.7% 18.5% 6.6% -29.6%
Earnings BIT 378.00
1,900.00
1,870.00
1,970.00
2,480.00
2,180.00
3,569.00
3,722.00
3,297.00
4,308.00
4,852.00
growth rate 402.7% -1.6% 5.4% 25.9% -12.1% 63.7% 4.3% -11.4% 30.7% 12.6%
Avg.PE 16.21
7.46
7.50
8.68
9.38
16.86
15.54
17.28
19.97
22.57
18.77
growth rate -54.0% 0.5% 15.7% 8.1% 79.7% -7.8% 11.2% 15.6% 13.0% -16.8%
ROA 0.72
3.08
3.03
2.74
3.10
2.73
3.81
3.71
3.21
3.69
2.45
growth rate 327.8% -1.6% -9.6% 13.1% -11.9% 39.6% -2.6% -13.5% 15.0% -33.6%
ROE 7.00
28.90
22.30
17.71
17.92
14.52
19.70
18.36
14.50
16.29
9.63
growth rate 312.9% -22.8% -20.6% 1.2% -19.0% 35.7% -6.8% -21.0% 12.3% -40.9%
ROIC 4.66
18.68
16.93
12.77
12.67
10.76
14.30
growth rate 300.9% -9.4% -24.6% -0.8% -15.1% 32.9%
Leverage 11.53
7.94
6.87
6.12
5.50
5.14
5.18
4.74
4.33
4.50
3.73
growth rate -31.1% -13.5% -10.9% -10.1% -6.6% 0.8% -8.5% -8.7% 3.9% -17.1%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 7,614.00
8,033.00
9,290.00
2,757.00
3,694.00
3,077.00
3,155.00
10,473.00
growth rate 5.5% 15.7% -70.3% 34.0% -16.7% 2.5% 232.0%
Acct.Payable 6,627.00
6,667.00
5,456.00
10,492.00
11,297.00
11,844.00
6,487.00
21,521.00
growth rate 0.6% -18.2% 92.3% 7.7% 4.8% -45.2% 231.8%
Cur.Assets 12,373.00
13,763.00
14,230.00
9,296.00
20,398.00
growth rate 11.2% 3.4% -34.7% 119.4%
Total Assets 41,406.00
43,013.00
45,682.00
50,697.00
53,734.00
54,336.00
55,870.00
57,088.00
59,360.00
61,759.00
153,226.00
growth rate 3.9% 6.2% 11.0% 6.0% 1.1% 2.8% 2.2% 4.0% 4.0% 148.1%
Cash 1,342.00
924.00
1,605.00
4,690.00
2,978.00
2,795.00
1,420.00
1,968.00
3,185.00
2,972.00
3,855.00
growth rate -31.2% 73.7% 192.2% -36.5% -6.2% -49.2% 38.6% 61.8% -6.7% 29.7%
Inventory 228.00
2,821.00
growth rate 1,137.3%
Cur.Liabilities 12,190.00
12,960.00
13,539.00
11,009.00
31,895.00
growth rate 6.3% 4.5% -18.7% 189.7%
Liabilities 37,814.00
37,596.00
39,037.00
42,703.00
43,851.00
43,673.00
44,991.00
44,975.00
45,575.00
47,999.00
112,154.00
growth rate -0.6% 3.8% 9.4% 2.7% -0.4% 3.0% 0.0% 1.3% 5.3% 133.7%
LT Debt 2,090.00
2,436.00
2,288.00
5,094.00
5,187.00
5,247.00
4,979.00
5,020.00
4,736.00
5,199.00
39,490.00
growth rate 16.6% -6.1% 122.6% 1.8% 1.2% -5.1% 0.8% -5.7% 9.8% 659.6%
Equity 3,592.00
5,417.00
6,645.00
7,994.00
9,769.00
10,567.00
10,774.00
12,035.00
13,723.00
13,711.00
41,028.00
growth rate 50.8% 22.7% 20.3% 22.2% 8.2% 2.0% 11.7% 14.0% -0.1% 199.2%
Common Shares 279.00
275.00
275.00
274.00
290.00
285.00
269.00
261.00
260.00
255.00
250.00
growth rate -1.4% 0.0% -0.4% 5.8% -1.7% -5.6% -3.0% -0.4% -1.9% -2.0%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 257.00
307.00
300.00
422.00
408.00
527.00
473.00
510.00
461.00
471.00
528.00
growth rate 19.5% -2.3% 40.7% -3.3% 29.2% -10.3% 7.8% -9.6% 2.2% 12.1%
Cash Dividends 14.00
11.00
11.00
11.00
11.00
11.00
11.00
growth rate -21.4% 0.0% 0.0% 0.0% 0.0% 0.0%
Cash From OA 1,656.00
745.00
1,743.00
1,491.00
2,350.00
719.00
2,158.00
2,933.00
4,026.00
4,086.00
3,770.00
growth rate -55.0% 134.0% -14.5% 57.6% -69.4% 200.1% 35.9% 37.3% 1.5% -7.7%
FCF per Share 5.09
1.59
5.24
4.86
6.71
1.42
5.95
6.73
13.39
15.20
15.18
growth rate -68.8% 229.6% -7.3% 38.1% -78.8% 319.0% 13.1% 99.0% 13.5% -0.1%
Sale Purchase of Stock 509.00
-87.00
-853.00
110.00
154.00
36.00
-2,594.00
growth rate -100.0% 0.0% 100.0% 40.0% -76.6% -100.0%
FCF 1,399.00
438.00
1,443.00
1,069.00
1,942.00
192.00
1,521.00
2,207.00
3,565.00
3,615.00
3,242.00
growth rate -68.7% 229.5% -25.9% 81.7% -90.1% 692.2% 45.1% 61.5% 1.4% -10.3%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 19,101.00
18,414.00
21,128.00
21,865.00
29,119.00
32,380.00
34,914.00
37,876.00
40,007.00
42,043.00
48,569.00
growth rate -3.6% 14.7% 3.5% 33.2% 11.2% 7.8% 8.5% 5.6% 5.1% 15.5%
Op.Income 382.00
1,898.00
1,802.00
1,261.00
1,624.00
1,478.00
3,569.00
3,722.00
3,297.00
4,308.00
4,852.00
growth rate 396.9% -5.1% -30.0% 28.8% -9.0% 141.5% 4.3% -11.4% 30.7% 12.6%
IBT 382.00
1,898.00
1,802.00
1,876.00
2,477.00
2,176.00
3,304.00
3,327.00
2,979.00
3,606.00
3,581.00
growth rate 396.9% -5.1% 4.1% 32.0% -12.2% 51.8% 0.7% -10.5% 21.1% -0.7%
Net Income 292.00
1,302.00
1,279.00
1,261.00
1,624.00
1,478.00
2,102.00
2,094.00
1,867.00
2,237.00
2,637.00
growth rate 345.9% -1.8% -1.4% 28.8% -9.0% 42.2% -0.4% -10.8% 19.8% 17.9%
EPS 1.05
4.73
4.65
4.59
5.61
5.18
7.83
8.04
7.19
8.77
10.54
growth rate 350.5% -1.7% -1.3% 22.2% -7.7% 51.2% 2.7% -10.6% 22.0% 20.2%
Gross Profit 7,564.00
8,080.00
8,895.00
9,375.00
11,219.00
11,515.00
11,673.00
12,452.00
13,198.00
14,324.00
16,248.00
growth rate 6.8% 10.1% 5.4% 19.7% 2.6% 1.4% 6.7% 6.0% 8.5% 13.4%

Quarterly Statements

Item Name Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Earnings BIT 1,171.00
1,265.00
949.00
2,356.00
2,423.00
growth rate 8.0% -25.0% 148.3% 2.8%
Balance Sheet Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Acct.Receivable 3,412.00
3,609.00
10,473.00
10,941.00
11,700.00
growth rate 5.8% 190.2% 4.5% 6.9%
Acct.Payable 14,531.00
14,904.00
21,521.00
22,261.00
22,442.00
growth rate 2.6% 44.4% 3.4% 0.8%
Cur.Assets 13,827.00
34,159.00
20,398.00
21,104.00
20,688.00
growth rate 147.1% -40.3% 3.5% -2.0%
Total Assets 63,102.00
82,956.00
153,226.00
154,348.00
154,401.00
growth rate 31.5% 84.7% 0.7% 0.0%
Cash 3,634.00
24,032.00
3,855.00
4,976.00
3,610.00
growth rate 561.3% -84.0% 29.1% -27.5%
Inventory 2,821.00
2,382.00
2,298.00
growth rate -15.6% -3.5%
Cur.Liabilities 16,591.00
16,230.00
31,895.00
32,969.00
31,867.00
growth rate -2.2% 96.5% 3.4% -3.3%
Liabilities 48,320.00
67,371.00
112,154.00
111,897.00
110,552.00
growth rate 39.4% 66.5% -0.2% -1.2%
LT Debt 5,184.00
25,034.00
39,490.00
37,503.00
36,815.00
growth rate 382.9% 57.8% -5.0% -1.8%
Equity 14,743.00
15,555.00
41,028.00
42,408.00
43,815.00
growth rate 5.5% 163.8% 3.4% 3.3%
Common Shares 74.00
74.00
4.00
4.00
4.00
growth rate 0.0% -94.6% 0.0% 0.0%
Cash Flow Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Capital Expenditures 117.00
126.00
182.00
194.00
303.00
growth rate 7.7% 44.4% 6.6% 56.2%
Cash Dividends
growth rate
Cash From OA 995.00
624.00
126.00
3,192.00
1,039.00
growth rate -37.3% -79.8% 2,433.3% -67.5%
Sale Purchase of Stock 7.00
growth rate
FCF 878.00
498.00
-56.00
2,998.00
736.00
growth rate -43.3% -100.0% 100.0% -75.5%
Income Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Sales 11,477.00
11,457.00
14,255.00
37,956.00
38,842.00
growth rate -0.2% 24.4% 166.3% 2.3%
Op.Income 1,171.00
1,265.00
949.00
2,356.00
2,423.00
growth rate 8.0% -25.0% 148.3% 2.8%
IBT 1,102.00
1,033.00
228.00
1,788.00
1,758.00
growth rate -6.3% -77.9% 684.2% -1.7%
Net Income 806.00
772.00
144.00
1,368.00
1,408.00
growth rate -4.2% -81.4% 850.0% 2.9%
EPS
growth rate
Gross Profit 4,019.00
4,052.00
4,130.00
6,286.00
6,303.00
growth rate 0.8% 1.9% 52.2% 0.3%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

B (79.71)

YOY Growth Grade:

C (51.78)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 14.08 14.13 8.25
EPS / Growth 8.8% 10.85 13.9%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 50.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 8.8% 24.2% 25.1%
Future PE 8.25 12.14 24.16
Future EPS 25.17 95.00 101.63
Value Price
MOS %
51.35
-66.5%
285.02
85.9%
606.84
295.9%
MOS Price 25.68 142.51 303.42
IRT 9.04 6.09 6.00

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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