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Market Price

14.23 

-1.44 -9.2%

as of May 29 '20

52 Week Range:

6.00 23.58


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States and internationally. It operates in two segments, Mortgage Market and Real Estate Market. The company offers property preservation and inspection, real estate brokerage and auction, title insurance and settlement, appraisal management, broker and non-broker valuation, foreclosure trustee, mortgage charge-off collection, residential and commercial loan disbursement processing, and residential and commercial construction inspection and risk mitigation services, as well as valuation data; residential and commercial loan servicing, vendor management, marketplace transaction and payment management, and default services technologies; and document management platform. It also provides fulfillment, loan certification, and mortgage banker cooperative management services; loan origination system; loan certification and mortgage fraud insurance; and vendor management oversight platform. In addition, the company offers mortgage brokerage and homeowners insurance solutions; and buy-renovate-lease-sell and data solutions, as well as real estate brokerage services under the Owners.com name. Further, it provides post-charge-off consumer debt collection services, customer relationship management services, and information technology infrastructure management services. The company serves financial institutions, government-sponsored enterprises, utility companies, commercial banks, servicers, investors, non-bank originators, correspondent lenders, mortgage bankers, insurance companies, and financial services companies. Altisource Portfolio Solutions S.A. was incorporated in 1999 and is headquartered in Luxembourg City, Luxembourg.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Equity (BVPS) 3.58
5.98
6.91
6.76
7.61
4.34
5.05
4.11
3.60
19.76
18.59
growth rate 67.0% 15.6% -2.2% 12.6% -43.0% 16.4% -18.6% -12.4% 448.9% -5.9%
Earnings BIT 37.58
55.77
85.91
124.65
142.33
170.00
143.27
93.10
49.71
40.37
14.32
growth rate 48.4% 54.0% 45.1% 14.2% 19.4% -15.7% -35.0% -46.6% -18.8% -64.5%
Avg.PE 19.61
15.29
18.12
19.57
30.58
3.26
5.90
15.24
1.58
1.49
1.49
growth rate -22.0% 18.5% 8.0% 56.3% -89.3% 81.0% 158.3% -89.6% -5.7% 0.0%
ROA 26.34
30.95
33.71
33.86
22.52
17.78
5.49
4.05
39.74
-0.67
-54.66
growth rate 17.5% 8.9% 0.4% -33.5% -21.1% -69.1% -26.2% 881.2% -100.0% 0.0%
ROE 35.36
41.90
45.64
68.88
82.48
136.47
91.05
51.34
154.68
-1.70
-225.95
growth rate 18.5% 8.9% 50.9% 19.7% 65.5% -33.3% -43.6% 201.3% -100.0% 0.0%
ROIC 36.13
41.51
45.33
42.45
32.28
26.24
10.71
8.20
50.24
1.93
-62.62
growth rate 14.9% 9.2% -6.4% -24.0% -18.7% -59.2% -23.4% 512.7% -96.2% -100.0%
Cur. Ratio 2.13
2.14
1.63
2.85
1.89
2.15
2.37
2.19
2.48
1.93
2.10
growth rate 0.5% -23.8% 74.9% -33.7% 13.8% 10.2% -7.6% 13.2% -22.2% 8.8%
Quick Ratio 1.99
1.81
1.52
2.74
1.79
1.98
2.21
2.02
2.24
1.71
1.99
growth rate -9.1% -16.0% 80.3% -34.7% 10.6% 11.6% -8.6% 10.9% -23.7% 16.4%
Leverage 1.40
1.32
1.38
2.71
4.63
19.51
14.28
11.34
2.56
2.51
growth rate -5.7% 4.6% 96.4% 70.9% 321.4% -26.8% -20.6% -77.4% -2.0%
Balance Sheet Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Acct.Receivable 30.50
53.50
53.14
90.73
107.62
117.44
105.66
93.01
61.97
44.41
48.71
growth rate 75.4% -0.7% 70.7% 18.6% 9.1% -10.0% -12.0% -33.4% -28.3% 9.7%
Acct.Payable 44.87
58.98
84.71
28.28
11.64
8.79
15.68
27.85
22.43
growth rate 31.5% 43.6% -66.6% -58.8% -24.5% 78.5% 77.6% -19.5%
Cur.Assets 65.40
89.30
90.27
203.85
248.94
302.10
306.10
325.48
271.64
201.53
184.19
growth rate 36.5% 1.1% 125.8% 22.1% 21.4% 1.3% 6.3% -16.5% -25.8% -8.6%
Total Assets 120.60
197.80
224.16
429.23
730.05
788.22
721.80
689.21
865.16
741.70
385.12
growth rate 64.0% 13.3% 91.5% 70.1% 8.0% -8.4% -4.5% 25.5% -14.3% -48.1%
Cash 30.50
22.10
32.13
105.50
130.32
161.36
179.33
149.29
105.01
58.29
82.74
growth rate -27.5% 45.4% 228.4% 23.5% 23.8% 11.1% -16.8% -29.7% -44.5% 41.9%
Inventory 0.00 0.00 0.00 0.00
growth rate
Cur.Liabilities 30.70
41.70
55.44
71.63
135.55
140.77
129.14
148.94
109.56
104.38
87.58
growth rate 35.8% 33.0% 29.2% 89.2% 3.9% -8.3% 15.3% -26.4% -4.7% -16.1%
Liabilities 34.20
49.00
61.40
270.77
573.35
746.78
669.53
627.02
525.18
445.03
406.48
growth rate 43.3% 25.3% 341.0% 111.8% 30.3% -10.3% -6.4% -16.2% -15.3% -8.7%
LT Debt 0.10
0.90
0.20
196.03
391.28
582.67
522.23
467.60
403.34
331.48
287.88
growth rate 800.0% -77.6% 96,943.1% 99.6% 48.9% -10.4% -10.5% -13.7% -17.8% -13.2%
Equity 86.30
148.80
162.76
158.46
156.70
40.39
50.98
60.79
338.61
295.43
-22.83
growth rate 72.4% 9.4% -2.6% -1.1% -74.2% 26.2% 19.3% 457.0% -12.8% -100.0%
Common Shares 24.00
26.00
26.00
25.00
25.00
24.00
21.00
20.00
19.00
17.00
16.00
growth rate 8.3% 0.0% -3.9% 0.0% -4.0% -12.5% -4.8% -5.0% -10.5% -5.9%
Cash Flow Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Capital Expenditures 7.50
11.60
16.44
35.56
34.13
64.85
36.19
23.27
10.51
3.92
2.16
growth rate 54.7% 41.7% 116.3% -4.0% 90.0% -44.2% -35.7% -54.8% -62.8% -44.8%
Cash Dividends 1.40
7.20
6.78
7.15
4.18
2.60
2.96
2.58
2.77
growth rate 414.3% -5.9% 5.5% -41.6% -37.8% 14.0% -12.8% 7.4%
Cash From OA 33.30
52.80
111.61
116.53
185.47
197.49
195.35
126.82
66.08
68.40
46.69
growth rate 58.6% 111.4% 4.4% 59.2% 6.5% -1.1% -35.1% -47.9% 3.5% -31.7%
FCF per Share 1.06
1.57
2.84
3.24
4.87
4.71
6.49
8.40
2.83
3.11
2.83
growth rate 48.1% 80.9% 14.1% 50.3% -3.3% 37.8% 29.4% -66.3% 9.9% -9.0%
Sale Purchase of Stock -61.08
-13.52
-134.11
2.69
1.39
9.56
2.37
growth rate 0.0% 0.0% 100.0% -48.3% 587.6% -75.2%
FCF 26.00
41.00
95.00
81.00
151.00
133.00
159.00
104.00
56.00
64.00
45.00
growth rate 57.7% 131.7% -14.7% 86.4% -11.9% 19.6% -34.6% -46.2% 14.3% -29.7%
Income Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Sales 202.80
301.40
423.69
568.36
768.36
1,078.92
1,051.47
997.30
942.21
838.20
648.65
growth rate 48.6% 40.6% 34.2% 35.2% 40.4% -2.5% -5.2% -5.5% -11.0% -22.6%
Op.Income 36.50
55.00
71.11
110.63
129.97
170.00
143.27
93.10
49.71
40.37
14.32
growth rate 50.7% 29.3% 55.6% 17.5% 30.8% -15.7% -35.0% -46.6% -18.8% -64.5%
IBT 37.60
55.80
85.91
124.65
142.33
147.27
53.06
44.32
35.38
1.40
12.44
growth rate 48.4% 54.0% 45.1% 14.2% 3.5% -64.0% -16.5% -20.2% -96.1% 789.1%
Net Income 26.00
49.30
71.11
110.63
129.97
134.48
41.60
28.69
308.89
-5.38
-307.97
growth rate 89.6% 44.2% 55.6% 17.5% 3.5% -69.1% -31.0% 976.5% -100.0% 0.0%
EPS 1.07
1.88
2.77
4.43
5.19
5.69
2.02
1.46
16.53
-0.32
-19.26
growth rate 75.7% 47.3% 59.9% 17.2% 9.6% -64.5% -27.7% 1,032.2% -100.0% 0.0%
Gross Profit 76.00
112.30
147.84
202.16
275.88
371.74
364.14
307.26
242.35
216.04
155.40
growth rate 47.8% 31.7% 36.7% 36.5% 34.8% -2.0% -15.6% -21.1% -10.9% -28.1%

Quarterly Statements

Item Name Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Earnings BIT 4.59
8.04
3.40
-1.72
-1.23
growth rate 75.2% -57.7% -100.0% 0.0%
Balance Sheet Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Acct.Receivable 40.51
52.48
70.37
48.71
46.18
growth rate 29.5% 34.1% -30.8% -5.2%
Acct.Payable 20.91
24.82
18.21
22.43
23.03
growth rate 18.7% -26.6% 23.2% 2.7%
Cur.Assets 214.69
233.06
187.33
184.19
181.61
growth rate 8.6% -19.6% -1.7% -1.4%
Total Assets 759.55
743.87
689.13
385.12
368.60
growth rate -2.1% -7.4% -44.1% -4.3%
Cash 51.51
85.38
66.90
82.74
79.10
growth rate 65.8% -21.6% 23.7% -4.4%
Inventory
growth rate
Cur.Liabilities 110.84
111.14
88.99
87.58
84.72
growth rate 0.3% -19.9% -1.6% -3.3%
Liabilities 464.18
458.00
400.47
406.48
400.12
growth rate -1.3% -12.6% 1.5% -1.6%
LT Debt 322.58
319.85
287.71
287.88
288.23
growth rate -0.8% -10.1% 0.1% 0.1%
Equity 294.31
284.09
287.33
-22.83
-32.79
growth rate -3.5% 1.1% -100.0% 0.0%
Common Shares 25.41
25.41
25.41
25.41
25.41
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Capital Expenditures 0.79
0.14
0.27
0.96
0.51
growth rate -81.8% 87.5% 254.4% -46.6%
Cash Dividends
growth rate
Cash From OA -6.66
39.81
-10.96
24.49
-1.65
growth rate 100.0% -100.0% 100.0% -100.0%
Sale Purchase of Stock
growth rate
FCF -7.45
39.67
-11.23
23.54
-2.16
growth rate 100.0% -100.0% 100.0% -100.0%
Income Statement Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Sales 169.94
196.54
141.49
140.69
121.44
growth rate 15.7% -28.0% -0.6% -13.7%
Op.Income 4.59
8.04
3.40
-1.72
-1.23
growth rate 75.2% -57.7% -100.0% 0.0%
IBT -3.97
11.91
12.96
-8.46
-9.12
growth rate 100.0% 8.8% -100.0% 0.0%
Net Income -3.18
-5.84
7.17
-306.11
-11.65
growth rate 0.0% 100.0% -100.0% 0.0%
EPS
growth rate
Gross Profit 45.83
43.89
30.59
35.08
26.86
growth rate -4.2% -30.3% 14.7% -23.4%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

E (19.15)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

Current EPS is negative, therefore value price cannot be calculated.

PE and EPS

Historical Current Forward
PE 1.49 -17.06 16.36
EPS / Growth -13.8% -0.83 20.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 1.49 1.75 1.75
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT 99.00 99.00 99.00

Graham Number:

Current EPS is negative, therefore Graham Number cannot be calculated.
NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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