Market Price

43.18 

0.15 0.4%

as of Mar 03 '21

52 Week Range:

13.64 45.72


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state, governmental authorities or municipal governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various types of the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds; non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, insurance securitization obligations, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. In addition, the company provides asset management services comprising investment advisory services, including management of collateralized loan obligations and opportunity funds to outside investors. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was founded in 2003 and is headquartered in Hamilton, Bermuda.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Equity (BVPS) 20.67
26.16
25.74
26.53
33.82
42.19
51.88
59.28
63.49
71.32
growth rate 26.6% -1.6% 3.1% 27.5% 24.8% 23.0% 14.3% 7.1% 12.3%
Earnings BIT 635.52
1,030.00
132.00
1,218.00
1,644.00
1,333.00
837.00
986.00
744.00
542.00
391.00
growth rate 62.1% -87.2% 822.7% 35.0% -18.9% -37.2% 17.8% -24.5% -27.2% -27.9%
Avg.PE 6.09
3.14
24.69
5.48
4.24
3.61
6.22
5.82
9.28
14.05
growth rate -48.4% 686.3% -77.8% -22.6% -14.9% 72.3% -6.4% 59.5% 51.4%
ROA 2.96
4.02
0.62
4.81
6.97
7.16
6.13
5.10
3.71
2.87
growth rate 35.8% -84.6% 675.8% 44.9% 2.7% -14.4% -16.8% -27.3% -22.6%
ROE 15.00
18.21
2.27
15.97
20.01
17.85
14.00
10.93
7.76
6.08
growth rate 21.4% -87.5% 603.5% 25.3% -10.8% -21.6% -21.9% -29.0% -21.7%
ROIC 13.45
16.02
3.22
14.73
17.76
growth rate 19.1% -79.9% 357.5% 20.6%
Leverage 5.39
3.83
3.45
3.18
2.59
2.40
2.18
2.11
2.08
2.16
growth rate -28.9% -9.9% -7.8% -18.6% -7.3% -9.2% -3.2% -1.4% 3.9%
Balance Sheet Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Acct.Receivable 1,148.00
1,063.00
1,065.00
880.00
859.00
953.00
1,508.00
1,416.00
2,089.00
growth rate -7.4% 0.2% -17.4% -2.4% 10.9% 58.2% -6.1% 47.5%
Acct.Payable 171.00
219.00
148.00
107.00
51.00
64.00
20.00
24.00
30.00
growth rate 28.1% -32.4% -27.7% -52.3% 25.5% -68.8% 20.0% 25.0%
Cur.Assets 2,283.00
1,966.00
1,670.00
1,854.00
2,420.00
2,374.00
3,643.00
growth rate -13.9% -15.1% 11.0% 30.5% -1.9% 53.5%
Total Assets 20,471.50
17,709.00
17,242.00
16,287.00
14,919.00
14,544.00
14,151.00
14,433.00
13,603.00
14,326.00
growth rate -13.5% -2.6% -5.5% -8.4% -2.5% -2.7% 2.0% -5.8% 5.3%
Cash 107.20
215.00
138.00
184.00
75.00
166.00
118.00
144.00
104.00
169.00
growth rate 100.6% -35.8% 33.3% -59.2% 121.3% -28.9% 22.0% -27.8% 62.5%
Cur.Liabilities 6,574.00
5,336.00
4,493.00
3,977.00
3,766.00
3,745.00
3,977.00
growth rate -18.8% -15.8% -11.5% -5.3% -0.6% 6.2%
Liabilities 16,672.70
13,057.00
12,248.00
11,172.00
9,161.00
8,481.00
7,647.00
7,594.00
7,048.00
7,674.00
growth rate -21.7% -6.2% -8.8% -18.0% -7.4% -9.8% -0.7% -7.2% 8.9%
LT Debt 1,052.90
1,209.00
1,055.00
816.00
1,297.00
1,300.00
1,306.00
1,292.00
1,233.00
1,235.00
growth rate 14.8% -12.7% -22.7% 59.0% 0.2% 0.5% -1.1% -4.6% 0.2%
Equity 3,798.80
4,652.00
4,994.00
5,115.00
5,758.00
6,063.00
6,504.00
6,839.00
6,555.00
6,639.00
growth rate 22.5% 7.4% 2.4% 12.6% 5.3% 7.3% 5.2% -4.2% 1.3%
Common Shares 189.00
186.00
190.00
187.00
173.00
149.00
134.00
122.00
111.00
100.00
growth rate -1.6% 2.2% -1.6% -7.5% -13.9% -10.1% -9.0% -9.0% -9.9%
Cash Flow Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Capital Expenditures 0.00 0.00 0.00 0.00 0.00
growth rate
Cash Dividends 33.00
33.00
69.00
75.00
76.00
72.00
69.00
70.00
71.00
74.00
growth rate 0.0% 109.1% 8.7% 1.3% -5.3% -4.2% 1.5% 1.4% 4.2%
Cash From OA 129.00
676.00
-165.00
244.00
577.00
-71.00
-132.00
433.00
462.00
-509.00
growth rate 424.0% -100.0% 100.0% 136.5% -100.0% 0.0% 100.0% 6.7% -100.0%
FCF per Share 0.55
4.33
-0.87
1.07
2.49
1.24
-1.49
3.20
3.77
-2.48
growth rate 687.3% -100.0% 100.0% 132.7% -50.2% -100.0% 100.0% 17.8% -100.0%
Sale Purchase of Stock -24.00
149.00
-264.00
1.00
5.00
12.00
5.00
500.00
-500.00
growth rate 100.0% -100.0% 100.0% 400.0% 140.0% -58.3% 9,900.0% -100.0%
FCF 104.00
676.00
-165.00
244.00
577.00
-52.00
-141.00
433.00
462.00
-509.00
growth rate 550.0% -100.0% 100.0% 136.5% -100.0% 0.0% 100.0% 6.7% -100.0%
Income Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Sales 1,313.00
1,805.00
954.00
1,602.00
2,015.00
2,008.00
1,387.00
1,630.00
1,072.00
940.00
1,035.00
growth rate 37.5% -47.2% 67.9% 25.8% -0.4% -30.9% 17.5% -34.2% -12.3% 10.1%
Op.Income 534.00
773.00
110.00
1,218.00
1,644.00
1,333.00
837.00
986.00
744.00
542.00
391.00
growth rate 44.8% -85.8% 1,007.3% 35.0% -18.9% -37.2% 17.8% -24.5% -27.2% -27.9%
IBT 534.00
1,029.00
132.00
1,142.00
1,531.00
1,431.00
1,017.00
991.00
580.00
464.00
413.00
growth rate 92.7% -87.2% 765.2% 34.1% -6.5% -28.9% -2.6% -41.5% -20.0% -11.0%
Net Income 484.00
773.00
110.00
808.00
1,088.00
1,056.00
881.00
730.00
521.00
402.00
362.00
growth rate 59.7% -85.8% 634.6% 34.7% -2.9% -16.6% -17.1% -28.6% -22.8% -10.0%
EPS 2.56
4.16
0.57
4.30
6.26
7.08
6.56
5.96
4.68
4.00
growth rate 62.5% -86.3% 654.4% 45.6% 13.1% -7.3% -9.2% -21.5% -14.5%
Gross Profit 879.00
1,357.00
450.00
1,436.00
1,864.00
1,564.00
1,074.00
1,223.00
992.00
829.00
816.00
growth rate 54.4% -66.8% 219.1% 29.8% -16.1% -31.3% 13.9% -18.9% -16.4% -1.6%
R&D 0.00
growth rate

Quarterly Statements

Item Name Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Earnings BIT 160.00
31.00
222.00
35.00
108.00
growth rate -80.6% 616.1% -84.2% 208.6%
Balance Sheet Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Acct.Receivable 1,286.00
2,116.00
2,140.00
2,311.00
growth rate 64.5% 1.1% 8.0%
Acct.Payable 30.00
31.00
31.00
34.00
growth rate 3.3% 0.0% 9.7%
Cur.Assets 1,455.00
3,306.00
3,343.00
3,480.00
growth rate 127.2% 1.1% 4.1%
Total Assets 14,326.00
13,745.00
14,780.00
14,695.00
growth rate -4.1% 7.5% -0.6%
Cash 169.00
139.00
293.00
223.00
growth rate -17.8% 110.8% -23.9%
Inventory
growth rate
Cur.Liabilities 3,977.00
4,002.00
4,366.00
4,173.00
growth rate 0.6% 9.1% -4.4%
Liabilities 7,674.00
7,472.00
8,271.00
8,078.00
growth rate -2.6% 10.7% -2.3%
LT Debt 1,235.00
1,221.00
1,222.00
1,270.00
growth rate -1.1% 0.1% 3.9%
Equity 6,639.00
6,240.00
6,444.00
6,549.00
growth rate -6.0% 3.3% 1.6%
Common Shares 93.27
1.00
1.00
1.00
growth rate -98.9% 0.0% 0.0%
Cash Flow Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Capital Expenditures 0.00 0.00 0.00 0.00
growth rate
Cash Dividends 130.00
20.00
17.00
16.00
growth rate -84.6% -15.0% -5.9%
Cash From OA -144.00
-164.00
-281.00
-219.00
growth rate 0.0% 0.0% 0.0%
Sale Purchase of Stock -840.00
-116.00
-164.00
-40.00
growth rate 0.0% 0.0% 0.0%
FCF -144.00
-164.00
-281.00
-219.00
growth rate 0.0% 0.0% 0.0%
Income Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Sales 296.00
163.00
351.00
210.00
316.00
growth rate -44.9% 115.3% -40.2% 50.5%
Op.Income 1,143.00
31.00
222.00
35.00
108.00
growth rate -97.3% 616.1% -84.2% 208.6%
IBT 138.00
-62.00
222.00
79.00
174.00
growth rate -100.0% 100.0% -64.4% 120.3%
Net Income 137.00
-55.00
183.00
86.00
148.00
growth rate -100.0% 100.0% -53.0% 72.1%
EPS
growth rate
Gross Profit 296.00
140.00
310.00
133.00
238.00
growth rate -52.7% 121.4% -57.1% 79.0%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (2.65)

YOY Growth Grade:

D (33.75)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 10.04 9.80 14.08
EPS / Growth 5.9% 4.41 3.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 3.2%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 3.0% 4.0% 4.0%
Future PE 6.00 10.73 10.73
Future EPS 5.92 6.54 6.54
Value Price
MOS %
8.78
-79.7%
17.34
-59.8%
17.34
-59.8%
MOS Price 4.39 8.67 8.67
IRT 8.49 8.14 8.14

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.