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Market Price

7.03 

0.08 1.2%

as of Aug 23 '19

52 Week Range:

5.05 7.31


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Lancashire Holdings Limited provides specialty insurance and reinsurance products worldwide. The company operates through five segments: Property, Energy, Marine, Aviation, and Lloyd's. It offers aviation insurance solutions; coverage for upstream operational and construction all risks related to wind, earthquakes, and floods, as well as standalone business interruption coverage; and coverage in marine portfolio, including marine hull, total loss only, mortgagees interests insurance, mortgagees additional perils, excess protection and indemnity, marine war, and builder's risks to high-profile accounts, cruise vessels, and liquid natural gas carriers. The company also provides property reinsurance solutions comprising worldwide property catastrophe excess of loss and territorial specific retrocession; and terrorism and political risk solutions consisting of war and strike, riots, civil commotion, confiscation, expropriation, nationalization, deprivation, political violence, and currency inconvertibility/non transfer, as well as contract frustration cover against sovereign and quasi sovereign entities. In addition, it offers general insurance, insurance management, support, and insurance mediation services. The company was founded in 2005 and is headquartered in Hamilton, Bermuda.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 5.02
5.00
5.44
5.88
5.27
4.96
5.20
4.60
5.38
4.13
4.38
growth rate -0.4% 8.8% 8.1% -10.4% -5.9% 4.8% -11.5% 17.0% -23.2% 6.1%
Earnings BIT 60.08
239.16
208.81
134.57
145.77
205.20
250.40
192.50
164.20
-57.70
55.30
growth rate 298.1% -12.7% -35.6% 8.3% 40.8% 22.0% -23.1% -14.7% -100.0% 100.0%
Avg.PE 11.74
3.51
4.59
9.30
9.72
11.45
5.65
6.58
9.23
27.93
34.47
growth rate -70.1% 30.8% 102.6% 4.5% 17.8% -50.7% 16.5% 40.3% 202.6% 23.4%
ROA 4.13
15.04
12.57
8.26
9.13
7.53
7.18
6.15
5.56
-2.52
1.30
growth rate 264.2% -16.4% -34.3% 10.5% -17.5% -4.7% -14.4% -9.6% -100.0% 100.0%
ROE 7.84
29.07
24.82
16.24
17.31
15.63
16.28
14.05
12.67
-6.14
3.45
growth rate 270.8% -14.6% -34.6% 6.6% -9.7% 4.2% -13.7% -9.8% -100.0% 100.0%
ROIC 7.09
26.45
22.61
14.78
15.61
13.70
14.08
growth rate 273.1% -14.5% -34.6% 5.6% -12.2% 2.8%
Leverage 1.96
1.91
2.04
1.89
1.90
2.24
2.30
2.27
2.28
2.62
2.68
growth rate -2.6% 6.8% -7.4% 0.5% 17.9% 2.7% -1.3% 0.4% 14.9% 2.3%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 263.00
261.00
210.00
312.70
357.10
291.50
314.10
338.70
352.30
growth rate -0.8% -19.5% 48.9% 14.2% -18.4% 7.8% 7.8% 4.0%
Acct.Payable 214.00
281.00
292.00
438.70
363.70
329.20
356.10
627.30
614.90
growth rate 31.3% 3.9% 50.2% -17.1% -9.5% 8.2% 76.2% -2.0%
Cur.Assets 845.00
746.00
719.00
1,198.60
1,025.10
908.00
1,003.50
1,239.20
1,323.60
growth rate -11.7% -3.6% 66.7% -14.5% -11.4% 10.5% 23.5% 6.8%
Total Assets 1,510.57
1,623.40
2,627.00
2,508.00
2,639.00
3,267.80
3,117.80
2,775.60
2,755.90
2,896.00
2,859.70
growth rate 7.5% 61.8% -4.5% 5.2% 23.8% -4.6% -11.0% -0.7% 5.1% -1.3%
Cash 251.01
270.86
513.00
312.00
280.00
360.60
279.20
256.20
249.20
157.20
124.00
growth rate 7.9% 89.4% -39.2% -10.3% 28.8% -22.6% -8.2% -2.7% -36.9% -21.1%
Cur.Liabilities 893.00
716.00
687.00
964.00
928.80
799.20
792.20
1,029.90
1,031.90
growth rate -19.8% -4.1% 40.3% -3.7% -14.0% -0.9% 30.0% 0.2%
Liabilities 738.17
774.55
1,341.00
1,181.00
1,252.00
1,807.40
1,760.50
1,554.80
1,548.10
1,788.70
1,792.20
growth rate 4.9% 73.1% -11.9% 6.0% 44.4% -2.6% -11.7% -0.4% 15.5% 0.2%
LT Debt 79.38
80.89
129.00
132.00
264.00
330.00
329.00
325.10
323.00
327.40
324.60
growth rate 1.9% 59.5% 2.3% 100.0% 25.0% -0.3% -1.2% -0.7% 1.4% -0.9%
Equity 772.40
848.85
792.22
816.78
854.08
1,459.70
1,356.80
1,220.30
1,207.30
1,106.90
1,067.20
growth rate 9.9% -6.7% 3.1% 4.6% 70.9% -7.1% -10.1% -1.1% -8.3% -3.6%
Common Shares 184.00
188.00
178.00
177.00
182.00
190.00
198.00
199.00
201.00
202.00
203.00
growth rate 2.2% -5.3% -0.6% 2.8% 4.4% 4.2% 0.5% 1.0% 0.5% 0.5%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 0.12
4.68
2.00
1.00
0.12
0.10
8.70
0.40
0.40
0.60
0.20
growth rate 3,753.9% -57.3% -50.0% -87.7% -18.8% 8,600.0% -95.4% 0.0% 50.0% -66.7%
Cash Dividends 144.56
6.46
180.49
273.57
123.98
29.70
31.50
29.70
29.80
29.90
30.10
growth rate -95.5% 2,692.4% 51.6% -54.7% -76.0% 6.1% -5.7% 0.3% 0.3% 0.7%
Cash From OA 212.84
167.44
269.00
258.00
193.00
167.70
212.50
98.10
48.90
-38.70
-2.50
growth rate -21.3% 60.7% -4.1% -25.2% -13.1% 26.7% -53.8% -50.2% -100.0% 0.0%
FCF per Share 1.33
0.89
0.97
1.00
0.65
0.39
0.73
0.38
0.24
0.01
-0.10
growth rate -33.1% 9.0% 3.1% -35.0% -40.0% 87.2% -48.0% -36.8% -95.8% -100.0%
Sale Purchase of Stock 203.50
14.10
growth rate -93.1%
FCF 361.00
271.00
267.00
256.00
191.00
167.00
204.00
98.00
49.00
-39.00
-3.00
growth rate -24.9% -1.5% -4.1% -25.4% -12.6% 22.2% -52.0% -50.0% -100.0% 0.0%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 646.60
678.20
701.00
627.00
635.00
620.80
764.90
616.80
548.00
476.50
444.20
growth rate 4.9% 3.4% -10.6% 1.3% -2.2% 23.2% -19.4% -11.2% -13.1% -6.8%
Op.Income 111.60
396.60
331.00
212.00
235.00
205.20
250.40
192.50
164.20
-57.70
55.30
growth rate 255.4% -16.5% -36.0% 10.9% -12.7% 22.0% -23.1% -14.7% -100.0% 100.0%
IBT 59.23
239.16
208.81
134.57
145.77
218.10
226.50
171.70
150.40
-72.90
33.60
growth rate 303.8% -12.7% -35.6% 8.3% 49.6% 3.9% -24.2% -12.4% -100.0% 100.0%
Net Income 59.17
237.25
331.00
212.00
235.00
222.50
229.30
181.10
153.80
-71.10
37.50
growth rate 301.0% 39.5% -36.0% 10.9% -5.3% 3.1% -21.0% -15.1% -100.0% 100.0%
EPS 0.53
2.05
1.86
1.20
1.29
1.17
1.16
0.91
0.76
-0.36
0.19
growth rate 286.8% -9.3% -35.5% 7.5% -9.3% -0.9% -21.6% -16.5% -100.0% 100.0%
Gross Profit 171.50
473.50
429.00
332.00
342.00
306.90
385.00
314.90
273.40
25.50
152.40
growth rate 176.1% -9.4% -22.6% 3.0% -10.3% 25.5% -18.2% -13.2% -90.7% 497.7%

Quarterly Statements

Item Name Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Earnings BIT 41.30
-19.80
-10.20
27.20
27.20
growth rate -100.0% 0.0% 100.0% 0.0%
Balance Sheet Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Acct.Receivable 430.00
344.60
352.30
481.60
481.60
growth rate -19.9% 2.2% 36.7% 0.0%
Acct.Payable 113.20
77.90
614.90
178.20
178.20
growth rate -31.2% 689.4% -71.0% 0.0%
Cur.Assets 1,385.20
1,305.40
1,323.60
1,562.80
1,562.80
growth rate -5.8% 1.4% 18.1% 0.0%
Total Assets 2,983.70
2,901.60
2,859.70
3,127.50
3,127.50
growth rate -2.8% -1.4% 9.4% 0.0%
Cash 212.40
170.70
124.00
232.80
232.80
growth rate -19.6% -27.4% 87.7% 0.0%
Cur.Liabilities 619.50
540.50
1,031.90
712.20
712.20
growth rate -12.8% 90.9% -31.0% 0.0%
Liabilities 1,830.60
1,779.60
1,792.20
2,006.40
2,006.40
growth rate -2.8% 0.7% 12.0% 0.0%
LT Debt 325.20
324.90
324.60
325.50
325.50
growth rate -0.1% -0.1% 0.3% 0.0%
Equity 1,152.80
1,121.60
1,067.20
1,120.80
1,120.80
growth rate -2.7% -4.9% 5.0% 0.0%
Common Shares 100.70
100.70
101.00
101.00
101.00
growth rate 0.0% 0.3% 0.0% 0.0%
Cash Flow Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Capital Expenditures 0.30
0.30
0.30
0.30
growth rate 0.0% 0.0% 0.0%
Cash Dividends 10.05
10.05
10.05
10.05
growth rate 0.0% 0.0% 0.0%
Cash From OA -14.10
-14.10
-14.10
-14.10
growth rate 0.0% 0.0% 0.0%
FCF -14.40
-14.40
-14.40
-14.40
growth rate 0.0% 0.0% 0.0%
Income Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Sales 115.50
102.40
106.30
121.15
121.15
growth rate -11.3% 3.8% 14.0% 0.0%
Op.Income 41.30
-19.80
-10.20
27.20
27.20
growth rate -100.0% 0.0% 100.0% 0.0%
IBT 32.50
-25.30
-16.00
20.25
20.25
growth rate -100.0% 0.0% 100.0% 0.0%
Net Income 33.60
-24.20
-14.10
19.55
19.55
growth rate -100.0% 0.0% 100.0% 0.0%
EPS
growth rate
Gross Profit 68.50
3.20
9.30
54.50
54.50
growth rate -95.3% 190.6% 486.0% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (0.00)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 7,030.00 7,030.00 10.49
EPS / Growth -11.3% 0.00 -4.2%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 2.00 6.25 6.25
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT 99.00 99.00 99.00

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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