Market Price

0.46 

0.05 12.1%

as of Jun 02 '20

52 Week Range:

0.22 2.05


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Card Factory plc operates as a specialist retailer of greeting cards primarily in the United Kingdom. The company designs, sources, prints, warehouses, produces, distributes, and sells greeting cards, dressings, and related gift items. It operates through two segments, Card Factory and Getting Personal. The company provides single cards for everyday occasions, including birthdays, anniversaries, weddings, thank you, get well soon, good luck, congratulations, sympathy, and new baby cards, as well as seasonal occasions, such as Christmas, Mother's Day, Father's Day, Valentine's Day, Easter, thank you teacher, graduation, and exam congratulations; online personalized physical cards; and boxes of various Christmas cards. It also offers gift dressings comprising gift wraps, bags, boxes, tags, bows, and ribbons; small gifts consisting of soft toys, ceramics, glassware, candles, picture frames, and homewares; party products, including balloons, banners, badges, and candles; and other non-card products, such as calendars, diaries, and stamps. The company offers its products through various retail locations, including high streets, shopping centers, and retail parks, as well as through its Websites, such as cardfactory.co.uk. and gettingpersonal.co.uk. It operates approximately 950 Card Factory stores. Card Factory plc was founded in 1997 and is headquartered in Wakefield, the United Kingdom.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18 Jan '19
Equity (BVPS) 0.69
0.81
0.78
0.71
0.66
growth rate 17.4% -3.7% -9.0% -7.0%
Earnings BIT 16.30
23.80
71.00
79.40
85.30
86.90
83.40
78.50
growth rate 46.0% 198.3% 11.8% 7.4% 1.9% -4.0% -5.9%
Avg.PE 600.76
29.02
21.32
15.16
14.44
13.64
growth rate -95.2% -26.5% -28.9% -4.8% -5.5%
ROA 1.86
2.80
4.16
7.01
13.82
14.57
13.07
11.41
growth rate 50.5% 48.6% 68.5% 97.2% 5.4% -10.3% -12.7%
ROE 2,100.00
188.49
82.51
11.74
24.21
25.50
24.92
23.04
growth rate -91.0% -56.2% -85.8% 106.2% 5.3% -2.3% -7.5%
ROIC 7.35
8.76
10.23
7.65
16.12
17.19
15.65
14.39
growth rate 19.2% 16.8% -25.2% 110.7% 6.6% -9.0% -8.1%
Cur. Ratio 2.04
2.69
1.63
2.43
1.83
1.34
1.11
1.28
growth rate 31.9% -39.4% 49.1% -24.7% -26.8% -17.2% 15.3%
Quick Ratio 0.89
1.55
1.06
1.36
0.33
0.13
0.11
0.11
growth rate 74.2% -31.6% 28.3% -75.7% -60.6% -15.4% 0.0%
Leverage 1,131.75
35.90
15.06
1.78
1.72
1.79
2.04
1.99
growth rate -96.8% -58.1% -88.2% -3.4% 4.1% 14.0% -2.5%
Balance Sheet Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18 Jan '19
Acct.Receivable 1.00
1.00
0.70
0.50
0.70
1.40
0.70
0.70
growth rate 0.0% -30.0% -28.6% 40.0% 100.0% -50.0% 0.0%
Acct.Payable 12.00
9.00
13.20
13.40
13.60
13.90
15.20
19.40
growth rate -25.0% 46.7% 1.5% 1.5% 2.2% 9.4% 27.6%
Cur.Assets 93.00
117.00
97.90
134.00
82.20
74.50
72.00
92.50
growth rate 25.8% -16.3% 36.9% -38.7% -9.4% -3.4% 28.5%
Total Assets 453.00
485.00
468.50
504.60
456.10
445.80
446.50
454.70
growth rate 7.1% -3.4% 7.7% -9.6% -2.3% 0.2% 1.8%
Cash 37.00
65.00
40.70
69.00
11.30
3.00
3.60
3.80
growth rate 75.7% -37.4% 69.5% -83.6% -73.5% 20.0% 5.6%
Inventory 38.00
35.00
39.30
41.50
50.40
51.40
51.50
68.60
growth rate -7.9% 12.3% 5.6% 21.5% 2.0% 0.2% 33.2%
Cur.Liabilities 46.00
43.00
58.90
55.10
44.90
55.60
65.10
72.30
growth rate -6.5% 37.0% -6.5% -18.5% 23.8% 17.1% 11.1%
Liabilities 452.00
471.00
437.40
221.70
190.40
196.30
228.10
226.90
growth rate 4.2% -7.1% -49.3% -14.1% 3.1% 16.2% -0.5%
LT Debt 394.00
415.00
366.30
155.90
134.10
129.30
149.60
143.80
growth rate 5.3% -11.7% -57.4% -14.0% -3.6% 15.7% -3.9%
Equity 0.40
13.50
31.10
282.90
265.70
249.50
218.40
227.80
growth rate 3,275.0% 130.4% 809.7% -6.1% -6.1% -12.5% 4.3%
Common Shares 341.00
341.00
436.00
313.00
341.00
341.00
341.00
342.00
growth rate 0.0% 27.9% -28.2% 9.0% 0.0% 0.0% 0.3%
Cash Flow Statement Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18 Jan '19
Capital Expenditures 12.00
12.00
10.60
9.20
10.50
8.60
10.60
10.30
growth rate 0.0% -11.7% -13.2% 14.1% -18.1% 23.3% -2.8%
Cash Dividends 31.70
31.70
31.70
30.00
31.40
31.80
growth rate 0.0% 0.0% -5.4% 4.7% 1.3%
Cash From OA 50.00
69.00
67.00
75.30
79.20
81.80
72.70
85.70
growth rate 38.0% -2.9% 12.4% 5.2% 3.3% -11.1% 17.9%
FCF per Share 0.17
0.20
0.20
0.18
0.21
growth rate 17.7% 0.0% -10.0% 16.7%
Sale Purchase of Stock 90.00
90.00
0.30
0.30
0.30
growth rate 0.0% -99.7% 0.0% 0.0%
FCF 37.00
54.00
55.00
65.00
67.00
71.00
60.00
73.00
growth rate 46.0% 1.9% 18.2% 3.1% 6.0% -15.5% 21.7%
Income Statement Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18 Jan '19
Sales 266.00
300.00
326.90
353.30
381.60
398.20
422.10
436.00
growth rate 12.8% 9.0% 8.1% 8.0% 4.4% 6.0% 3.3%
Op.Income 8.00
13.00
71.00
79.40
85.30
86.90
83.40
78.50
growth rate 62.5% 446.2% 11.8% 7.4% 1.9% -4.0% -5.9%
IBT 16.30
23.80
30.10
42.70
83.70
82.80
72.60
66.60
growth rate 46.0% 26.5% 41.9% 96.0% -1.1% -12.3% -8.3%
Net Income 8.00
13.00
18.40
33.20
66.40
65.70
58.30
51.40
growth rate 62.5% 41.5% 80.4% 100.0% -1.1% -11.3% -11.8%
EPS 0.02
0.04
0.04
0.10
0.20
0.19
0.17
0.15
growth rate 100.0% 0.0% 150.0% 100.0% -5.0% -10.5% -11.8%
Gross Profit 84.00
95.00
101.70
113.30
122.40
126.60
125.10
123.50
growth rate 13.1% 7.1% 11.4% 8.0% 3.4% -1.2% -1.3%

Quarterly Statements

Item Name Jul '18 Oct '18 Jan '19 Apr '19 Jul '19
Earnings BIT 14.50
24.75
24.75
14.25
14.25
growth rate 70.7% 0.0% -42.4% 0.0%
Balance Sheet Jul '18 Oct '18 Jan '19 Apr '19 Jul '19
Acct.Receivable 27.50
0.70
0.70
19.40
19.40
growth rate -97.5% 0.0% 2,671.4% 0.0%
Acct.Payable 58.50
19.40
19.40
54.20
54.20
growth rate -66.8% 0.0% 179.4% 0.0%
Cur.Assets 91.10
92.50
92.50
101.10
101.10
growth rate 1.5% 0.0% 9.3% 0.0%
Total Assets 465.20
454.70
454.70
603.00
603.00
growth rate -2.3% 0.0% 32.6% 0.0%
Cash 5.20
3.80
3.80
4.80
4.80
growth rate -26.9% 0.0% 26.3% 0.0%
Inventory 56.80
68.60
68.60
70.20
70.20
growth rate 20.8% 0.0% 2.3% 0.0%
Cur.Liabilities 64.30
72.30
72.30
99.00
99.00
growth rate 12.4% 0.0% 36.9% 0.0%
Liabilities 239.80
226.90
226.90
381.10
381.10
growth rate -5.4% 0.0% 68.0% 0.0%
LT Debt 164.60
143.80
143.80
174.40
174.40
growth rate -12.6% 0.0% 21.3% 0.0%
Equity 225.40
227.80
227.80
221.90
221.90
growth rate 1.1% 0.0% -2.6% 0.0%
Common Shares 3.40
3.40
3.40
3.40
3.40
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Jul '18 Oct '18 Jan '19 Apr '19 Jul '19
Capital Expenditures 2.45
2.70
2.70
4.05
4.05
growth rate 10.2% 0.0% 50.0% 0.0%
Cash Dividends 10.95
4.95
4.95
10.95
10.95
growth rate -54.8% 0.0% 121.2% 0.0%
Cash From OA 15.30
27.55
27.55
13.20
13.20
growth rate 80.1% 0.0% -52.1% 0.0%
Sale Purchase of Stock
growth rate
FCF 12.85
24.85
24.85
9.15
9.15
growth rate 93.4% 0.0% -63.2% 0.0%
Income Statement Jul '18 Oct '18 Jan '19 Apr '19 Jul '19
Sales 92.65
125.35
125.35
97.80
97.80
growth rate 35.3% 0.0% -22.0% 0.0%
Op.Income 14.50
24.75
24.75
14.25
14.25
growth rate 70.7% 0.0% -42.4% 0.0%
IBT 13.60
19.70
19.70
12.15
12.15
growth rate 44.9% 0.0% -38.3% 0.0%
Net Income 10.90
14.80
14.80
9.75
9.75
growth rate 35.8% 0.0% -34.1% 0.0%
Gross Profit 25.70
36.05
36.05
35.45
35.45
growth rate 40.3% 0.0% -1.7% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (40.28)

YOY Growth Grade:

D (37.02)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 2.23 3.29 0.02
EPS / Growth 10.2% 0.14 12.2%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 35.2%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 10.2% 19.2% 19.2%
Future PE 0.02 1.49 13.55
Future EPS 0.37 0.81 0.81
Value Price
MOS %
0.00
-99.7%
0.30
-35.0%
2.72
490.3%
MOS Price 0.00 0.15 1.36
IRT 2.72 2.40 2.40

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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