Market Price

39.08 

-0.12 -0.3%

as of Jul 22 '19

52 Week Range:

31.83 43.79


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

SCOR SE provides life and non-life reinsurance products worldwide. It operates through SCOR Global P&C and SCOR Global Life segments. The SCOR Global P&C segment offers reinsurance products in the areas of property and casualty treaties; specialty treaties, including credit and surety, decennial, agriculture, marine and energy, aviation, engineering, and space solutions; business solutions; and business ventures and partnerships. The SCOR Global Life segment provides life reinsurance products, including protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, the company is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 19.01
21.80
23.96
21.66
26.18
25.33
27.46
32.22
33.73
33.97
32.71
growth rate 14.7% 9.9% -9.6% 20.9% -3.3% 8.4% 17.3% 4.7% 0.7% -3.7%
Earnings BIT -28.00
324.00
455.00
330.00
526.00
606.00
828.00
1,044.00
952.00
528.00
628.00
growth rate 100.0% 40.4% -27.5% 59.4% 15.2% 36.6% 26.1% -8.8% -44.5% 18.9%
Avg.PE 9.78
8.55
8.37
10.22
9.12
8.95
9.20
9.22
10.67
22.40
22.82
growth rate -12.6% -2.1% 22.1% -10.8% -1.9% 2.8% 0.2% 15.7% 109.9% 1.9%
ROA 1.22
1.36
1.47
1.10
1.31
1.64
1.44
1.63
1.42
0.66
0.74
growth rate 11.5% 8.1% -25.2% 19.1% 25.2% -12.2% 13.2% -12.9% -53.5% 12.1%
ROE 9.08
10.16
10.15
7.54
9.08
11.27
9.63
10.68
9.28
4.45
5.37
growth rate 11.9% -0.1% -25.7% 20.4% 24.1% -14.6% 10.9% -13.1% -52.1% 20.7%
ROIC 8.93
9.89
8.72
7.82
7.55
10.12
8.68
growth rate 10.8% -11.8% -10.3% -3.5% 34.0% -14.2%
Leverage 7.78
7.19
6.61
7.11
6.79
6.92
6.53
6.57
6.50
6.98
7.65
growth rate -7.6% -8.1% 7.6% -4.5% 1.9% -5.6% 0.6% -1.1% 7.4% 9.6%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 3,564.00
4,131.00
4,374.00
4,308.00
4,718.00
5,441.00
6,338.00
6,068.00
6,540.00
growth rate 15.9% 5.9% -1.5% 9.5% 15.3% 16.5% -4.3% 7.8%
Acct.Payable 13,908.00
15,120.00
15,585.00
15,615.00
16,684.00
17,841.00
18,934.00
19,026.00
20,437.00
growth rate 8.7% 3.1% 0.2% 6.9% 6.9% 6.1% 0.5% 7.4%
Cur.Assets 13,690.00
16,923.00
17,020.00
16,346.00
16,439.00
19,425.00
19,655.00
19,137.00
19,662.00
growth rate 23.6% 0.6% -4.0% 0.6% 18.2% 1.2% -2.6% 2.7%
Total Assets 26,534.00
27,989.00
28,722.00
31,319.00
32,676.00
34,161.00
37,406.00
41,605.00
43,293.00
43,234.00
44,383.00
growth rate 5.5% 2.6% 9.0% 4.3% 4.5% 9.5% 11.2% 4.1% -0.1% 2.7%
Cash 1,783.00
1,325.00
1,007.00
1,281.00
1,466.00
1,514.00
860.00
1,626.00
1,688.00
1,001.00
1,175.00
growth rate -25.7% -24.0% 27.2% 14.4% 3.3% -43.2% 89.1% 3.8% -40.7% 17.4%
Cur.Liabilities 15,394.00
16,902.00
17,496.00
17,589.00
18,888.00
20,356.00
21,514.00
21,544.00
23,205.00
growth rate 9.8% 3.5% 0.5% 7.4% 7.8% 5.7% 0.1% 7.7%
Liabilities 23,124.00
24,095.00
24,370.00
26,909.00
27,869.00
29,181.00
31,677.00
35,242.00
36,598.00
37,009.00
38,555.00
growth rate 4.2% 1.1% 10.4% 3.6% 4.7% 8.6% 11.3% 3.9% 1.1% 4.2%
LT Debt 583.00
820.00
661.00
1,415.00
1,648.00
2,053.00
2,232.00
3,155.00
2,757.00
2,702.00
2,831.00
growth rate 40.7% -19.4% 114.1% 16.5% 24.6% 8.7% 41.4% -12.6% -2.0% 4.8%
Equity 3,410.00
3,894.00
4,345.00
4,410.00
4,807.00
4,940.00
5,694.00
6,330.00
6,661.00
6,195.00
5,800.00
growth rate 14.2% 11.6% 1.5% 9.0% 2.8% 15.3% 11.2% 5.2% -7.0% -6.4%
Common Shares 190.00
181.00
184.00
187.00
187.00
188.00
189.00
190.00
188.00
190.00
190.00
growth rate -4.7% 1.7% 1.6% 0.0% 0.5% 0.5% 0.5% -1.1% 1.1% 0.0%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures -6.00
-73.00
36.00
202.00
74.00
50.00
59.00
84.00
71.00
51.00
82.00
growth rate 0.0% 100.0% 461.1% -63.4% -32.4% 18.0% 42.4% -15.5% -28.2% 60.8%
Cash Dividends 144.00
143.00
137.00
201.00
203.00
223.00
243.00
260.00
278.00
308.00
312.00
growth rate -0.7% -4.2% 46.7% 1.0% 9.9% 9.0% 7.0% 6.9% 10.8% 1.3%
Cash From OA 779.00
851.00
656.00
530.00
761.00
897.00
894.00
795.00
1,354.00
1,144.00
891.00
growth rate 9.2% -22.9% -19.2% 43.6% 17.9% -0.3% -11.1% 70.3% -15.5% -22.1%
FCF per Share 4.10
4.60
3.02
3.51
3.68
4.29
2.74
5.00
5.51
6.18
5.24
growth rate 12.2% -34.4% 16.2% 4.8% 16.6% -36.1% 82.5% 10.2% 12.2% -15.2%
Sale Purchase of Stock 20.00
12.00
20.00
10.00
27.00
growth rate -40.0% 66.7% -50.0% 170.0%
FCF 779.00
833.00
556.00
328.00
687.00
847.00
835.00
711.00
1,283.00
1,093.00
809.00
growth rate 6.9% -33.3% -41.0% 109.5% 23.3% -1.4% -14.9% 80.5% -14.8% -26.0%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 6,237.00
6,867.00
7,280.00
8,001.00
9,914.00
10,619.00
11,688.00
13,930.00
14,369.00
15,334.00
15,639.00
growth rate 10.1% 6.0% 9.9% 23.9% 7.1% 10.1% 19.2% 3.2% 6.7% 2.0%
Op.Income 354.00
386.00
419.00
329.00
418.00
606.00
828.00
1,044.00
952.00
528.00
628.00
growth rate 9.0% 8.6% -21.5% 27.1% 45.0% 36.6% 26.1% -8.8% -44.5% 18.9%
IBT 274.00
418.00
455.00
330.00
526.00
640.00
675.00
869.00
772.00
341.00
497.00
growth rate 52.6% 8.9% -27.5% 59.4% 21.7% 5.5% 28.7% -11.2% -55.8% 45.8%
Net Income 318.00
370.00
419.00
329.00
418.00
549.00
512.00
642.00
603.00
286.00
322.00
growth rate 16.4% 13.2% -21.5% 27.1% 31.3% -6.7% 25.4% -6.1% -52.6% 12.6%
EPS 1.68
2.04
2.27
1.76
2.24
2.91
2.72
3.38
3.20
1.51
1.70
growth rate 21.4% 11.3% -22.5% 27.3% 29.9% -6.5% 24.3% -5.3% -52.8% 12.6%
Gross Profit 511.00
462.00
818.00
477.00
1,043.00
1,263.00
1,411.00
1,598.00
1,582.00
364.00
1,148.00
growth rate -9.6% 77.1% -41.7% 118.7% 21.1% 11.7% 13.3% -1.0% -77.0% 215.4%

Quarterly Statements

Item Name Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Earnings BIT 229.00
262.00
154.00
-17.00
217.00
growth rate 14.4% -41.2% -100.0% 100.0%
Balance Sheet Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Acct.Receivable 6,330.00
6,680.00
6,130.00
6,540.00
6,734.00
growth rate 5.5% -8.2% 6.7% 3.0%
Acct.Payable 1,304.00
1,397.00
1,296.00
20,437.00
1,324.00
growth rate 7.1% -7.2% 1,476.9% -93.5%
Cur.Assets 19,923.00
11,584.00
19,390.00
19,662.00
20,181.00
growth rate -41.9% 67.4% 1.4% 2.6%
Total Assets 44,063.00
44,492.00
44,179.00
44,383.00
45,243.00
growth rate 1.0% -0.7% 0.5% 1.9%
Cash 1,141.00
1,149.00
1,140.00
1,175.00
1,384.00
growth rate 0.7% -0.8% 3.1% 17.8%
Cur.Liabilities 1,476.00
1,531.00
1,413.00
23,205.00
1,467.00
growth rate 3.7% -7.7% 1,542.3% -93.7%
Liabilities 37,886.00
38,444.00
38,061.00
38,555.00
38,961.00
growth rate 1.5% -1.0% 1.3% 1.1%
LT Debt 3,247.00
3,010.00
3,031.00
2,831.00
2,955.00
growth rate -7.3% 0.7% -6.6% 4.4%
Equity 6,147.00
6,017.00
6,087.00
5,800.00
6,253.00
growth rate -2.1% 1.2% -4.7% 7.8%
Common Shares 6,147.00
1,516.00
6,087.00
1,521.00
6,253.00
growth rate -75.3% 301.5% -75.0% 311.1%
Cash Flow Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Capital Expenditures 29.00
11.00
17.00
25.00
29.00
growth rate -62.1% 54.6% 47.1% 16.0%
Cash Dividends 312.00
312.00
3.00
growth rate 0.0% -99.0%
Cash From OA 123.00
130.00
558.00
80.00
117.00
growth rate 5.7% 329.2% -85.7% 46.3%
Sale Purchase of Stock 5.00
growth rate
FCF 94.00
119.00
541.00
55.00
88.00
growth rate 26.6% 354.6% -89.8% 60.0%
Income Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Sales 3,473.00
4,188.00
3,436.00
5,157.00
3,596.00
growth rate 20.6% -18.0% 50.1% -30.3%
Op.Income 229.00
262.00
154.00
-17.00
217.00
growth rate 14.4% -41.2% -100.0% 100.0%
IBT 204.00
224.00
119.00
-50.00
180.00
growth rate 9.8% -46.9% -100.0% 100.0%
Net Income 166.00
96.00
80.00
-20.00
131.00
growth rate -42.2% -16.7% -100.0% 100.0%
EPS
growth rate
Gross Profit 255.00
650.00
168.00
451.00
234.00
growth rate 154.9% -74.2% 168.5% -48.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (12.92)

YOY Growth Grade:

E (30.59)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 25.74 25.66 11.43
EPS / Growth 9.0% 1.52 15.8%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 0.9%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 0.9% 8.6% 8.6%
Future PE 1.72 18.10 18.10
Future EPS 1.66 3.46 3.46
Value Price
MOS %
0.71
-98.2%
15.49
-60.4%
15.49
-60.4%
MOS Price 0.35 7.74 7.74
IRT 23.11 13.46 13.46

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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