Need an investment idea? Check out S2O Stock Screener. It allows to generate a list of stocks of a particular interest in a matter of seconds!

Market Price

126.80 

0.00 0.0%

as of Nov 25 '20

52 Week Range:

64.46 151.15


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Ingenico Group - GCS, together with its subsidiaries, provides payment solutions through in-store, mobile, and online channels worldwide. It offers in-store solutions, such as payment terminals and applications; management of installed terminals, including security application updates; connectivity; after-sales services; centralization of transactions; end-to-end security from terminal to bank or processor; value-added services; and customer loyalty solutions, including loyalty card, loyalty program management, prepaid card, gift card management, customer data analysis, and marketing campaign management. The company also provides online payment services for small and medium sized merchants comprising transaction capture; complex transaction management; and acquiring transactions, as well as payment services for large multinational companies with approximately 150 local and international payment methods to allow merchants to manage and secure their online payment processes and digital transactions. In addition, it offers white-label mobile platform that enables customers to offer secure m-POS solutions; mobile payment terminal services for chip and pin, swipe and sign, etc. markets; mobile applications for merchants; security management; third platform interfaces; mobile payment gateways; fleet management; and loyalty programs. The company markets its products and solutions under the Ingenico Smart Terminals, Ingenico Payment Services, and Ingenico ePayments brands. It serves banking, retail, transportation, petrol, digital, vending, hospitality, financial inclusion, healthcare, and e-government industries. The company has approximately 35 million terminals; serves a network of approximately 1,000 banks and acquirers; and offers a portfolio of 2,500 applications and accepts approximately 300 payment methods. Ingenico Group - GCS was founded in 1980 and is headquartered in Paris, France. As of October 28, 2020, Ingenico Group - GCS operates as a subsidiary of Worldline S.A.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Equity (BVPS) 10.14
10.77
11.04
13.13
13.54
14.67
22.98
25.87
28.45
27.28
33.42
growth rate 6.2% 2.5% 18.9% 3.1% 8.4% 56.7% 12.6% 10.0% -4.1% 22.5%
Earnings BIT 44.96
62.31
80.54
150.07
210.41
291.12
389.76
360.09
400.67
326.00
362.50
growth rate 38.6% 29.3% 86.3% 40.2% 38.4% 33.9% -7.6% 11.3% -18.6% 11.2%
Avg.PE 30.03
34.01
28.74
26.04
26.81
35.97
24.28
22.37
17.25
18.37
39.06
growth rate 13.3% -15.5% -9.4% 3.0% 34.2% -32.5% -7.9% -22.9% 6.5% 112.6%
ROA 2.89
3.39
3.96
5.99
6.27
6.41
6.38
6.11
5.22
3.20
3.05
growth rate 17.3% 16.8% 51.3% 4.7% 2.2% -0.5% -4.2% -14.6% -38.7% -4.7%
ROE 5.66
7.62
9.66
14.75
15.68
18.66
17.86
15.23
14.46
10.22
10.19
growth rate 34.6% 26.8% 52.7% 6.3% 19.0% -4.3% -14.7% -5.1% -29.3% -0.3%
ROIC 4.40
5.94
8.02
9.46
9.79
10.01
9.63
9.20
8.15
5.37
5.53
growth rate 35.0% 35.0% 18.0% 3.5% 2.3% -3.8% -4.5% -11.4% -34.1% 3.0%
Cur. Ratio 1.43
1.33
1.84
1.74
1.49
1.27
1.55
1.68
1.05
1.17
1.10
growth rate -7.0% 38.4% -5.4% -14.4% -14.8% 22.1% 8.4% -37.5% 11.4% -6.0%
Quick Ratio 1.11
1.02
1.56
1.42
1.20
0.79
1.16
1.23
0.68
0.78
0.59
growth rate -8.1% 52.9% -9.0% -15.5% -34.2% 46.8% 6.0% -44.7% 14.7% -24.4%
Leverage 2.17
2.32
2.55
2.39
2.60
3.13
2.56
2.43
3.09
3.29
3.38
growth rate 6.9% 9.9% -6.3% 8.8% 20.4% -18.2% -5.1% 27.2% 6.5% 2.7%
Balance Sheet Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Acct.Receivable 188.93
264.00
342.00
341.00
368.40
459.08
503.68
580.52
764.92
941.20
1,080.70
growth rate 39.7% 29.6% -0.3% 8.0% 24.6% 9.7% 15.3% 31.8% 23.1% 14.8%
Acct.Payable 194.00
204.00
202.00
222.90
274.85
299.19
361.95
359.75
455.30
449.20
growth rate 5.2% -1.0% 10.4% 23.3% 8.9% 21.0% -0.6% 26.6% -1.3%
Cur.Assets 409.48
540.00
805.00
847.00
840.85
1,336.57
1,841.81
2,052.39
2,031.48
2,409.20
3,326.40
growth rate 31.9% 49.1% 5.2% -0.7% 59.0% 37.8% 11.4% -1.0% 18.6% 38.1%
Total Assets 1,071.80
1,263.00
1,587.00
1,645.00
1,990.95
3,364.89
3,860.45
4,135.59
5,685.41
6,075.00
7,566.90
growth rate 17.8% 25.7% 3.7% 21.0% 69.0% 14.7% 7.1% 37.5% 6.9% 24.6%
Cash 91.20
159.00
348.00
384.00
352.11
426.39
919.88
1,013.85
595.94
774.80
813.80
growth rate 74.3% 118.9% 10.3% -8.3% 21.1% 115.7% 10.2% -41.2% 30.0% 5.0%
Inventory 74.23
105.00
95.00
105.00
101.98
118.13
143.63
172.48
170.57
188.20
188.10
growth rate 41.5% -9.5% 10.5% -2.9% 15.8% 21.6% 20.1% -1.1% 10.3% -0.1%
Cur.Liabilities 286.20
406.00
438.00
487.00
563.78
1,054.71
1,186.81
1,222.63
1,951.17
2,053.60
3,036.00
growth rate 41.9% 7.9% 11.2% 15.8% 87.1% 12.5% 3.0% 59.6% 5.3% 47.8%
Liabilities 578.70
718.00
957.00
957.00
1,224.25
2,288.95
2,349.60
2,428.69
3,842.89
4,224.80
5,054.00
growth rate 24.1% 33.3% 0.0% 27.9% 87.0% 2.7% 3.4% 58.2% 9.9% 19.6%
LT Debt 215.40
220.00
422.00
379.00
558.24
1,035.30
884.50
896.19
1,549.04
1,864.30
1,574.60
growth rate 2.1% 91.8% -10.2% 47.3% 85.5% -14.6% 1.3% 72.9% 20.4% -15.5%
Equity 493.10
545.60
630.60
688.60
765.48
1,073.84
1,506.00
1,702.67
1,831.55
1,844.60
2,238.30
growth rate 10.7% 15.6% 9.2% 11.2% 40.3% 40.2% 13.1% 7.6% 0.7% 21.3%
Common Shares 48.00
50.00
58.00
59.00
60.00
60.00
62.00
64.00
65.00
65.00
65.00
growth rate 4.2% 16.0% 1.7% 1.7% 0.0% 3.3% 3.2% 1.6% 0.0% 0.0%
Cash Flow Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Capital Expenditures 0.00
24.00
35.00
50.00
40.17
51.71
62.40
76.57
87.78
117.30
136.40
growth rate 45.8% 42.9% -19.7% 28.7% 20.7% 22.7% 14.7% 33.6% 16.3%
Cash Dividends 4.30
9.40
5.30
13.90
12.47
19.80
29.86
36.28
40.48
48.10
33.40
growth rate 118.6% -43.6% 162.3% -10.3% 58.7% 50.8% 21.5% 11.6% 18.8% -30.6%
Cash From OA 73.00
123.00
94.00
162.00
209.13
294.73
336.89
310.12
339.83
339.30
434.00
growth rate 68.5% -23.6% 72.3% 29.1% 40.9% 14.3% -8.0% 9.6% -0.2% 27.9%
FCF per Share 1.05
2.48
1.82
1.91
2.87
3.00
3.87
4.37
3.68
2.90
5.50
growth rate 136.2% -26.6% 5.0% 50.3% 4.5% 29.0% 12.9% -15.8% -21.2% 89.7%
Sale Purchase of Stock 0.36
0.62
2.19
0.18
1.95
growth rate 70.7% 254.4% -91.8% 981.7%
FCF 50.00
123.00
94.00
112.00
169.00
243.00
274.00
234.00
252.00
222.00
298.00
growth rate 146.0% -23.6% 19.2% 50.9% 43.8% 12.8% -14.6% 7.7% -11.9% 34.2%
Income Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Sales 700.70
907.00
1,001.00
1,206.00
1,370.93
1,607.34
2,197.28
2,311.94
2,505.42
2,643.40
3,370.10
growth rate 29.4% 10.4% 20.5% 13.7% 17.2% 36.7% 5.2% 8.4% 5.5% 27.5%
Op.Income 47.40
40.00
58.00
100.00
210.41
291.12
389.76
360.09
400.67
326.00
362.50
growth rate -15.6% 45.0% 72.4% 110.4% 38.4% 33.9% -7.6% 11.3% -18.6% 11.2%
IBT 45.00
62.30
80.50
150.10
169.01
252.35
359.55
347.98
342.69
240.60
271.20
growth rate 38.4% 29.2% 86.5% 12.6% 49.3% 42.5% -3.2% -1.5% -29.8% 12.7%
Net Income 26.80
40.00
58.00
100.00
114.07
171.65
230.32
244.28
252.51
188.20
208.00
growth rate 49.3% 45.0% 72.4% 14.1% 50.5% 34.2% 6.1% 3.4% -25.5% 10.5%
EPS 0.56
0.80
1.09
1.80
2.07
2.94
3.76
3.91
4.00
2.99
3.29
growth rate 42.9% 36.3% 65.1% 15.0% 42.0% 27.9% 4.0% 2.3% -25.3% 10.0%
Gross Profit 270.90
366.00
413.00
513.00
599.74
729.94
960.27
975.41
1,034.28
994.80
1,161.70
growth rate 35.1% 12.8% 24.2% 16.9% 21.7% 31.6% 1.6% 6.0% -3.8% 16.8%
R&D 75.60
84.20
76.60
93.40
102.34
114.64
156.70
178.27
185.68
171.20
189.90
growth rate 11.4% -9.0% 21.9% 9.6% 12.0% 36.7% 13.8% 4.2% -7.8% 10.9%

Quarterly Statements

Item Name Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Earnings BIT 68.51
112.74
112.74
77.30
77.30
growth rate 64.6% 0.0% -31.4% 0.0%
Balance Sheet Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Acct.Receivable 1,097.00
1,080.70
1,080.70
901.70
901.70
growth rate -1.5% 0.0% -16.6% 0.0%
Acct.Payable 680.59
449.20
449.20
671.20
671.20
growth rate -34.0% 0.0% 49.4% 0.0%
Cur.Assets 3,204.74
3,326.40
3,326.40
3,404.70
3,404.70
growth rate 3.8% 0.0% 2.4% 0.0%
Total Assets 7,509.49
7,566.90
7,566.90
7,550.50
7,550.50
growth rate 0.8% 0.0% -0.2% 0.0%
Cash 1,093.72
813.80
813.80
1,433.40
1,433.40
growth rate -25.6% 0.0% 76.1% 0.0%
Inventory 213.92
188.10
188.10
150.60
150.60
growth rate -12.1% 0.0% -19.9% 0.0%
Cur.Liabilities 2,786.58
3,036.00
3,036.00
2,995.30
2,995.30
growth rate 9.0% 0.0% -1.3% 0.0%
Liabilities 5,155.35
5,054.00
5,054.00
4,993.90
4,993.90
growth rate -2.0% 0.0% -1.2% 0.0%
LT Debt 1,869.98
1,574.60
1,574.60
1,580.60
1,580.60
growth rate -15.8% 0.0% 0.4% 0.0%
Equity 2,085.33
2,238.30
2,238.30
2,276.50
2,276.50
growth rate 7.3% 0.0% 1.7% 0.0%
Common Shares 63.15
63.70
63.70
63.70
63.70
growth rate 0.9% 0.0% 0.0% 0.0%
Cash Flow Statement Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Capital Expenditures 29.97
38.23
38.23
31.60
31.60
growth rate 27.6% 0.0% -17.3% 0.0%
Cash Dividends 1.87
14.83
14.83
growth rate 692.1% 0.0%
Cash From OA 93.43
123.57
123.57
108.20
108.20
growth rate 32.3% 0.0% -12.4% 0.0%
Sale Purchase of Stock
growth rate
FCF 63.46
85.34
85.34
76.60
76.60
growth rate 34.5% 0.0% -10.2% 0.0%
Income Statement Jun '19 Sep '19 Dec '19 Mar '20 Jun '20
Sales 805.34
879.71
879.71
699.40
699.40
growth rate 9.2% 0.0% -20.5% 0.0%
Op.Income 68.51
112.74
112.74
77.30
77.30
growth rate 64.6% 0.0% -31.4% 0.0%
IBT 51.42
84.18
84.18
58.05
58.05
growth rate 63.7% 0.0% -31.0% 0.0%
Net Income 40.19
63.81
63.81
43.50
43.50
growth rate 58.8% 0.0% -31.8% 0.0%
Gross Profit 268.51
312.34
312.34
268.60
268.60
growth rate 16.3% 0.0% -14.0% 0.0%
R&D 48.86
46.09
46.09
53.30
53.30
growth rate -5.7% 0.0% 15.7% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

B (75.32)

YOY Growth Grade:

C (63.43)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 37.75 37.75 17.98
EPS / Growth 14.3% 3.36 3.9%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 15.6%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 3.9% 11.3% 11.3%
Future PE 7.74 26.08 26.08
Future EPS 4.91 9.75 9.75
Value Price
MOS %
9.39
-92.6%
62.88
-50.4%
62.88
-50.4%
MOS Price 4.70 31.44 31.44
IRT 23.13 14.74 14.74

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.