Market Price

15.87 

0.60 4.0%

as of Jul 06 '20

52 Week Range:

11.35 32.23


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Société Générale Société anonyme provides financial services in Europe, Asia, Oceania, Africa, and France. The company offers retail banking services to individuals, professionals, local authorities, and businesses and non-profit clients under the Societe Generale, Crédit du Nord, and Boursorama Banque brands; and international retail banking and consumer credit services to corporate and individual customers in Europe, Russia, the Mediterranean Basin, and Sub-Saharan Africa. It also provides life, retirement savings scheme, personal protection, group retirement, dependence, annuity, auto and home, personal accident, school, and other insurance products; vendor and equipment finance services; and vehicle leasing and fleet management services. In addition, the company assists corporates, financial institutions, public sector institutions, and family offices in terms of investments, strategic advisory, capital raising, and capital structure optimization; and offers structured finance, advisory, and investment and risk management solutions. Further, it provides payment and cash management, cash clearing and correspondent banking, receivable and supply chain financing, trade financing, and FOREX transaction services; private banking services and wealth management solutions, including financial analysis; and asset management solutions. Additionally, the company offers securities services, such as clearing, custody and trustee, liquidity management, fund administration and asset servicing, fund distribution, and global issuer services, as well as fixed income and currencies services. Société Générale Société anonyme was founded in 1864 and is headquartered in Paris, France.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Equity (BVPS) 63.36
64.02
69.87
66.67
65.88
70.63
72.95
76.47
75.78
76.25
75.86
growth rate 1.0% 9.1% -4.6% -1.2% 7.2% 3.3% 4.8% -0.9% 0.6% -0.5%
Earnings BIT 800.00
5,840.00
4,110.00
1,540.00
3,060.00
growth rate 630.0% -29.6% -62.5% 98.7%
Avg.PE 45.25
7.45
5.35
27.55
14.88
13.85
7.21
9.96
15.93
5.79
10.40
growth rate -83.5% -28.2% 415.0% -46.0% -6.9% -47.9% 38.1% 59.9% -63.7% 79.6%
ROA 0.06
0.33
0.20
0.04
0.15
0.18
0.27
0.25
0.18
0.26
0.19
growth rate 450.0% -39.4% -80.0% 275.0% 20.0% 50.0% -7.4% -28.0% 44.4% -26.9%
ROE 1.73
8.08
5.06
1.00
3.65
4.29
6.23
5.62
3.86
5.65
4.07
growth rate 367.1% -37.4% -80.2% 265.0% 17.5% 45.2% -9.8% -31.3% 46.4% -28.0%
ROIC 23.56
28.23
34.38
3.02
32.46
23.01
growth rate 19.8% 21.8% -91.2% 974.8% -29.1%
Leverage 24.26
24.39
25.10
25.11
24.21
23.71
22.60
22.31
21.48
21.46
21.35
growth rate 0.5% 2.9% 0.0% -3.6% -2.1% -4.7% -1.3% -3.7% -0.1% -0.5%
Balance Sheet Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Acct.Receivable 44,003.00
74,821.00
103,943.00
111,743.00
49,162.00
24,579.00
14,909.00
12,647.00
14,263.00
12,611.00
growth rate 70.0% 38.9% 7.5% -56.0% -50.0% -39.3% -15.2% 12.8% -11.6%
Acct.Payable 390,544.00
376,150.00
414,035.00
398,225.00
414,125.00
442,704.00
474,023.00
475,943.00
488,111.00
507,561.00
growth rate -3.7% 10.1% -3.8% 4.0% 6.9% 7.1% 0.4% 2.6% 4.0%
Cur.Assets 545,937.00
569,996.00
660,940.00
666,824.00
725,809.00
734,095.00
723,876.00
630,095.00
634,545.00
645,481.00
growth rate 4.4% 16.0% 0.9% 8.9% 1.1% -1.4% -13.0% 0.7% 1.7%
Total Assets 1,023,701.00
1,132,072.00
1,181,372.00
1,250,889.00
1,214,193.00
1,308,138.00
1,334,391.00
1,354,422.00
1,275,128.00
1,309,428.00
1,356,303.00
growth rate 10.6% 4.4% 5.9% -2.9% 7.7% 2.0% 1.5% -5.9% 2.7% 3.6%
Cash 9,859.00
10,304.00
11,058.00
11,208.00
65,923.00
104,678.00
120,825.00
136,563.00
120,543.00
123,028.00
growth rate 4.5% 7.3% 1.4% 488.2% 58.8% 15.4% 13.0% -11.7% 2.1%
Cur.Liabilities 794,925.00
849,762.00
904,739.00
888,717.00
980,333.00
1,055,961.00
1,044,439.00
953,431.00
976,660.00
994,985.00
growth rate 6.9% 6.5% -1.8% 10.3% 7.7% -1.1% -8.7% 2.4% 1.9%
Liabilities 981,497.00
1,081,097.00
1,130,260.00
1,197,338.00
1,160,223.00
1,249,264.00
1,271,716.00
1,288,716.00
1,211,265.00
1,243,619.00
1,287,733.00
growth rate 10.2% 4.6% 5.9% -3.1% 7.7% 1.8% 1.3% -6.0% 2.7% 3.6%
LT Debt 12,555.00
156,438.00
120,478.00
144,615.00
145,259.00
116,733.00
67,962.00
64,087.00
69,526.00
75,944.00
86,844.00
growth rate 1,146.0% -23.0% 20.0% 0.5% -19.6% -41.8% -5.7% 8.5% 9.2% 14.4%
Equity 46,838.00
50,975.00
51,112.00
53,551.00
50,877.00
55,229.00
59,037.00
61,953.00
59,373.00
61,026.00
63,527.00
growth rate 8.8% 0.3% 4.8% -5.0% 8.6% 6.9% 4.9% -4.2% 2.8% 4.1%
Common Shares 627.00
725.00
742.00
753.00
767.00
781.00
793.00
799.00
801.00
802.00
830.00
growth rate 15.6% 2.3% 1.5% 1.9% 1.8% 1.5% 0.8% 0.3% 0.1% 3.5%
Cash Flow Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Capital Expenditures 2,131.00
2,616.00
3,915.00
4,033.00
3,823.00
3,407.00
4,502.00
5,531.00
5,928.00
7,621.00
7,210.00
growth rate 22.8% 49.7% 3.0% -5.2% -10.9% 32.1% 22.9% 7.2% 28.6% -5.4%
Cash Dividends 0.00
0.00
0.00
0.00
833.00
1,355.00
1,658.00
2,289.00
1,762.00
1,764.00
1,770.00
growth rate 62.7% 22.4% 38.1% -23.0% 0.1% 0.3%
Cash From OA 6,828.00
5,380.00
37,928.00
29,820.00
2,608.00
-13,585.00
21,115.00
22,730.00
28,398.00
-3,403.00
10,404.00
growth rate -21.2% 605.0% -21.4% -91.3% -100.0% 100.0% 7.7% 24.9% -100.0% 100.0%
FCF per Share 7.49
3.81
30.37
34.26
13.03
-28.85
28.45
33.93
4.82
-23.16
17.84
growth rate -49.1% 697.1% 12.8% -62.0% -100.0% 100.0% 19.3% -85.8% -100.0% 100.0%
Sale Purchase of Stock 908.00
2,385.00
437.00
1,223.00
8.00
growth rate 162.7% -81.7% 179.9% -99.4%
FCF 4,697.00
2,764.00
34,013.00
25,791.00
-1,738.00
-16,992.00
16,613.00
17,199.00
22,470.00
-8,675.00
3,194.00
growth rate -41.2% 1,130.6% -24.2% -100.0% 0.0% 100.0% 3.5% 30.7% -100.0% 100.0%
Income Statement Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19
Sales 15,882.00
22,258.00
25,688.00
24,077.00
23,329.00
21,311.00
23,511.00
24,273.00
24,754.00
24,200.00
23,411.00
growth rate 40.2% 15.4% -6.3% -3.1% -8.7% 10.3% 3.2% 2.0% -2.2% -3.3%
Op.Income 116.00
4,302.00
2,788.00
1,224.00
3,303.00
5,066.00
6,478.00
6,545.00
7,044.00
6,329.00
5,986.00
growth rate 3,608.6% -35.2% -56.1% 169.9% 53.4% 27.9% 1.0% 7.6% -10.2% -5.4%
IBT 800.00
5,844.00
4,111.00
1,542.00
2,922.00
4,354.00
6,109.00
6,307.00
5,138.00
6,117.00
5,210.00
growth rate 630.5% -29.7% -62.5% 89.5% 49.0% 40.3% 3.2% -18.5% 19.1% -14.8%
Net Income 678.00
4,302.00
2,788.00
1,224.00
2,044.00
2,679.00
4,001.00
3,874.00
2,806.00
4,121.00
3,248.00
growth rate 534.5% -35.2% -56.1% 67.0% 31.1% 49.4% -3.2% -27.6% 46.9% -21.2%
EPS 0.45
4.94
3.18
0.66
2.23
2.90
4.49
4.26
2.92
4.24
3.05
growth rate 997.8% -35.6% -79.3% 237.9% 30.0% 54.8% -5.1% -31.5% 45.2% -28.1%
Gross Profit 22,258.00
25,688.00
24,077.00
23,329.00
21,311.00
23,511.00
24,273.00
24,754.00
24,200.00
23,411.00
growth rate 15.4% -6.3% -3.1% -8.7% 10.3% 3.2% 2.0% -2.2% -3.3%

Quarterly Statements

Item Name Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Balance Sheet
Acct.Receivable 72,253.00
14,175.00
68,908.00
12,611.00
68,835.00
growth rate -80.4% 386.1% -81.7% 445.8%
Acct.Payable 404,000.00
496,296.00
407,000.00
507,561.00
438,000.00
growth rate 22.9% -18.0% 24.7% -13.7%
Cur.Assets 654,630.00
695,384.00
679,309.00
645,481.00
745,651.00
growth rate 6.2% -2.3% -5.0% 15.5%
Total Assets 1,363,644.00
1,388,609.00
1,411,133.00
1,356,303.00
1,507,706.00
growth rate 1.8% 1.6% -3.9% 11.2%
Cash 98,301.00
126,977.00
94,942.00
123,028.00
132,389.00
growth rate 29.2% -25.2% 29.6% 7.6%
Cur.Liabilities 528,639.00
949,136.00
538,296.00
994,985.00
474,239.00
growth rate 79.5% -43.3% 84.8% -52.3%
Liabilities 1,296,928.00
1,321,390.00
1,342,516.00
1,287,733.00
1,440,188.00
growth rate 1.9% 1.6% -4.1% 11.8%
LT Debt 237,533.00
142,145.00
244,240.00
86,844.00
270,196.00
growth rate -40.2% 71.8% -64.4% 211.1%
Equity 61,830.00
62,492.00
63,715.00
63,527.00
62,581.00
growth rate 1.1% 2.0% -0.3% -1.5%
Common Shares 29,843.00
1,060.00
31,109.00
1,067.00
30,059.00
growth rate -96.5% 2,834.8% -96.6% 2,717.2%
Cash Flow Statement Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Capital Expenditures
growth rate
Cash Dividends
growth rate
Cash From OA
growth rate
FCF
growth rate
Income Statement Mar '19 Jun '19 Sep '19 Dec '19 Mar '20
Sales 5,874.00
6,023.00
5,654.00
5,860.00
4,480.00
growth rate 2.5% -6.1% 3.6% -23.6%
Op.Income 941.00
1,700.00
1,243.00
2,102.00
-372.00
growth rate 80.7% -26.9% 69.1% -100.0%
IBT 941.00
1,444.00
1,243.00
1,582.00
-372.00
growth rate 53.5% -13.9% 27.3% -100.0%
Net Income 631.00
1,109.00
854.00
654.00
-326.00
growth rate 75.8% -23.0% -23.4% -100.0%
EPS
growth rate
Gross Profit 5,874.00
6,023.00
5,654.00
5,860.00
4,480.00
growth rate 2.5% -6.1% 3.6% -23.6%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (12.99)

YOY Growth Grade:

E (25.18)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 8.44 9.08 3.12
EPS / Growth -6.3% 1.75 22.3%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 2.8%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.9% 1.9%
Future PE 2.00 5.11 5.11
Future EPS 1.93 2.10 2.10
Value Price
MOS %
0.95
-94.0%
2.66
-83.3%
2.66
-83.3%
MOS Price 0.48 1.33 1.33
IRT 8.65 8.32 8.32

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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