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Market Price

115.30 

-1.65 -1.4%

as of Dec 06 '19

52 Week Range:

86.30 170.20


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Wirecard AG, a technology company, provides outsourcing and white label solutions for electronic payments worldwide. The company operates in three segments: Payment Processing & Risk Management, Acquiring & Issuing, and Call Center & Communication Services. The Payment Processing & Risk Management segment offers products and service for the acceptance or transactions, and the processing of electronic payments and associated processes. The Acquiring & Issuing segment provides settlement services for credit card sales for online and terminal payments, as well as current accounts with prepaid cards and Girocard/Maestro debit cards; processes payment transactions in various currencies; and issues prepaid and debit cards to private and business customers. The Call Center & Communication Services segment offers value added services, aftersales services to customers, and mailing services. The company also provides payment processing solutions that include Wirecard Payment Page, a payment page; credit card processing; direct debit; online banking payment; alternative payment; international payment processing; tokenization; point of sale terminals; and Wirecard Checkout Portal, a payment portal. In addition, it offers mobile payment solutions; risk management solutions, such as fraud prevention, credit worthiness checks, and individual solutions; integration and testing solutions, including enterprise integration, transaction testing, payment hub, customer self-select PIN, and secure mailer solutions; and communication services. The company serves the consumer goods, digital goods, and travel and mobility sectors. Wirecard has strategic partnerships with Poynt, CreditPilot PLC, SunExpress, and Emonvia. Wirecard AG was founded in 1999 and is headquartered in Aschheim, Germany.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 1.61
2.03
2.71
3.16
4.65
5.20
8.41
9.30
11.33
12.52
14.65
growth rate 26.1% 33.5% 16.6% 47.2% 11.8% 61.7% 10.6% 21.8% 10.5% 17.0%
Earnings BIT 48.39
54.73
65.90
73.92
91.14
94.44
130.22
170.54
234.04
317.70
486.60
growth rate 13.1% 20.4% 12.2% 23.3% 3.6% 37.9% 31.0% 37.2% 35.8% 53.2%
Avg.PE 9.96
21.65
19.38
20.70
28.01
38.91
43.79
30.44
24.75
52.45
47.10
growth rate 117.4% -10.5% 6.8% 35.3% 38.9% 12.5% -30.5% -18.7% 111.9% -10.2%
ROA 10.34
9.47
9.90
9.74
7.99
6.47
6.30
5.79
8.31
6.49
6.69
growth rate -8.4% 4.5% -1.6% -18.0% -19.0% -2.6% -8.1% 43.5% -21.9% 3.1%
ROE 22.82
20.15
20.19
19.40
16.61
14.39
12.84
12.12
19.36
16.70
19.53
growth rate -11.7% 0.2% -3.9% -14.4% -13.4% -10.8% -5.6% 59.7% -13.7% 17.0%
ROIC 21.90
20.18
19.23
16.91
14.38
11.55
11.23
10.19
14.80
11.28
11.91
growth rate -7.9% -4.7% -12.1% -15.0% -19.7% -2.8% -9.3% 45.2% -23.8% 5.6%
Cur. Ratio 1.25
1.24
1.25
1.59
1.39
1.46
1.53
1.41
1.57
1.39
1.68
growth rate -0.8% 0.8% 27.2% -12.6% 5.0% 4.8% -7.8% 11.4% -11.5% 20.9%
Quick Ratio 1.24
1.24
1.25
1.56
1.37
1.44
1.51
1.40
1.56
1.38
1.67
growth rate 0.0% 0.8% 24.8% -12.2% 5.1% 4.9% -7.3% 11.4% -11.5% 21.0%
Leverage 2.03
2.21
1.90
2.07
2.08
2.35
1.86
2.29
2.36
2.77
3.04
growth rate 8.9% -14.0% 9.0% 0.5% 13.0% -20.9% 23.1% 3.1% 17.4% 9.8%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 56.68
80.56
119.00
188.00
224.00
287.60
361.71
455.55
601.96
727.70
1,055.40
growth rate 42.1% 47.7% 58.0% 19.2% 28.4% 25.8% 25.9% 32.1% 20.9% 45.0%
Acct.Payable 98.00
135.00
187.00
259.33
15.54
25.99
34.92
66.10
63.40
growth rate 37.8% 38.5% 38.7% -94.0% 67.3% 34.4% 89.3% -4.1%
Cur.Assets 255.76
355.20
315.00
411.00
668.00
839.46
1,183.01
1,655.24
2,095.62
2,751.40
3,925.50
growth rate 38.9% -11.3% 30.5% 62.5% 25.7% 40.9% 39.9% 26.6% 31.3% 42.7%
Total Assets 420.90
540.60
550.00
707.00
1,128.00
1,430.52
1,995.16
2,935.50
3,482.06
4,532.80
5,854.90
growth rate 28.4% 1.7% 28.6% 59.6% 26.8% 39.5% 47.1% 18.6% 30.2% 29.2%
Cash 195.90
272.50
185.00
213.00
358.00
479.10
695.08
1,062.97
1,332.63
1,901.30
2,719.80
growth rate 39.1% -32.1% 15.1% 68.1% 33.8% 45.1% 52.9% 25.4% 42.7% 43.1%
Inventory 0.06
0.35
0.36
1.00
2.00
4.66
3.31
3.60
4.54
13.30
10.60
growth rate 483.3% 2.9% 177.8% 100.0% 132.9% -28.9% 8.6% 26.2% 193.0% -20.3%
Cur.Liabilities 203.85
285.32
252.00
259.00
481.00
574.62
774.97
1,171.66
1,336.45
1,975.70
2,339.60
growth rate 40.0% -11.7% 2.8% 85.7% 19.5% 34.9% 51.2% 14.1% 47.8% 18.4%
Liabilities 214.00
295.70
260.00
366.00
586.00
822.11
922.27
1,654.99
2,007.10
2,892.80
3,932.20
growth rate 38.2% -12.1% 40.8% 60.1% 40.3% 12.2% 79.5% 21.3% 44.1% 35.9%
LT Debt 5.50
2.00
1.00
85.00
80.00
217.52
89.33
358.15
579.48
754.80
1,348.70
growth rate -63.6% -50.0% 8,400.0% -5.9% 171.9% -58.9% 300.9% 61.8% 30.3% 78.7%
Equity 207.00
244.90
289.80
340.90
541.70
608.41
1,072.89
1,280.51
1,474.96
1,640.00
1,922.70
growth rate 18.3% 18.3% 17.6% 58.9% 12.3% 76.3% 19.4% 15.2% 11.2% 17.2%
Common Shares 102.00
102.00
102.00
102.00
110.00
112.00
122.00
123.00
124.00
124.00
124.00
growth rate 0.0% 0.0% 0.0% 7.8% 1.8% 8.9% 0.8% 0.8% 0.0% 0.0%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 12.90
12.50
24.00
37.00
51.00
51.33
7.30
13.15
22.00
15.00
23.50
growth rate -3.1% 92.0% 54.2% 37.8% 0.6% -85.8% 80.1% 67.4% -31.8% 56.7%
Cash Dividends 0.00
8.10
9.20
10.20
11.20
12.34
14.82
16.05
17.30
19.80
22.20
growth rate 13.6% 10.9% 9.8% 10.2% 20.1% 8.3% 7.8% 14.5% 12.1%
Cash From OA 41.40
66.40
-20.70
46.00
96.00
127.10
129.12
357.93
294.35
563.50
749.60
growth rate 60.4% -100.0% 100.0% 108.7% 32.4% 1.6% 177.2% -17.8% 91.4% 33.0%
FCF per Share 0.95
0.28
0.02
0.03
0.01
0.04
0.75
0.95
1.13
3.48
0.86
growth rate -70.5% -92.9% 50.0% -66.7% 300.0% 1,775.0% 26.7% 19.0% 208.0% -75.3%
Sale Purchase of Stock 1.36
366.75
1.68
growth rate 26,926.2% -99.5%
FCF 28.00
54.00
-48.00
8.00
45.00
76.00
54.00
114.00
221.00
452.00
639.00
growth rate 92.9% -100.0% 100.0% 462.5% 68.9% -29.0% 111.1% 93.9% 104.5% 41.4%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 196.80
228.50
278.00
332.00
405.00
502.47
626.01
799.63
1,058.56
1,533.90
2,061.30
growth rate 16.1% 21.7% 19.4% 22.0% 24.1% 24.6% 27.7% 32.4% 44.9% 34.4%
Op.Income 0.00
56.50
54.00
61.00
73.00
94.44
130.22
170.54
234.04
317.70
486.60
growth rate -4.4% 13.0% 19.7% 29.4% 37.9% 31.0% 37.2% 35.8% 53.2%
IBT 48.40
54.70
65.90
73.90
91.10
94.32
126.12
165.67
302.84
293.40
409.50
growth rate 13.0% 20.5% 12.1% 23.3% 3.5% 33.7% 31.4% 82.8% -3.1% 39.6%
Net Income 42.30
45.50
54.00
61.00
73.00
82.73
107.93
142.65
266.75
256.10
347.40
growth rate 7.6% 18.7% 13.0% 19.7% 13.3% 30.5% 32.2% 87.0% -4.0% 35.7%
EPS 0.41
0.45
0.53
0.60
0.66
0.74
0.89
1.16
2.16
2.07
2.81
growth rate 9.8% 17.8% 13.2% 10.0% 12.1% 20.3% 30.3% 86.2% -4.2% 35.8%
Gross Profit 90.51
101.90
97.00
115.00
138.00
166.17
285.41
380.70
527.80
745.10
971.30
growth rate 12.6% -4.8% 18.6% 20.0% 20.4% 71.8% 33.4% 38.6% 41.2% 30.4%

Quarterly Statements

Item Name Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Earnings BIT 124.10
167.70
127.90
150.70
191.00
growth rate 35.1% -23.7% 17.8% 26.7%
Balance Sheet Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Acct.Receivable 958.80
1,055.40
1,182.00
1,203.80
1,197.60
growth rate 10.1% 12.0% 1.8% -0.5%
Acct.Payable 68.90
63.40
68.70
65.90
78.80
growth rate -8.0% 8.4% -4.1% 19.6%
Cur.Assets 3,349.20
3,925.50
4,525.90
4,774.90
5,043.80
growth rate 17.2% 15.3% 5.5% 5.6%
Total Assets 5,195.10
5,854.90
6,489.70
6,697.60
7,001.50
growth rate 12.7% 10.8% 3.2% 4.5%
Cash 2,029.80
2,719.80
2,829.60
3,047.70
3,287.40
growth rate 34.0% 4.0% 7.7% 7.9%
Inventory 11.40
10.60
8.10
7.60
7.10
growth rate -7.0% -23.6% -6.2% -6.6%
Cur.Liabilities 1,957.00
2,339.60
2,688.10
2,722.50
2,805.40
growth rate 19.6% 14.9% 1.3% 3.0%
Liabilities 3,385.40
3,932.20
4,441.90
4,552.50
4,686.70
growth rate 16.2% 13.0% 2.5% 3.0%
LT Debt 1,198.60
1,348.70
1,498.70
1,594.60
1,657.70
growth rate 12.5% 11.1% 6.4% 4.0%
Equity 1,809.70
1,922.70
2,047.80
2,145.10
2,314.80
growth rate 6.2% 6.5% 4.8% 7.9%
Common Shares 123.60
123.60
123.60
123.60
123.60
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Capital Expenditures 5.10
10.30
4.60
3.10
5.10
growth rate 102.0% -55.3% -32.6% 64.5%
Cash Dividends 24.70
24.70
24.70
24.70
growth rate 0.0% 0.0% 0.0%
Cash From OA -174.40
700.30
-1.30
178.90
211.40
growth rate 100.0% -100.0% 100.0% 18.2%
FCF -179.50
690.00
-5.90
175.80
206.30
growth rate 100.0% -100.0% 100.0% 17.4%
Income Statement Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Sales 557.40
585.50
576.50
655.40
741.60
growth rate 5.0% -1.5% 13.7% 13.2%
Op.Income 124.10
167.70
127.90
150.70
191.00
growth rate 35.1% -23.7% 17.8% 26.7%
IBT 119.50
107.00
124.50
143.40
168.40
growth rate -10.5% 16.4% 15.2% 17.4%
Net Income 97.00
97.20
106.30
131.40
149.20
growth rate 0.2% 9.4% 23.6% 13.6%
EPS
growth rate
Gross Profit 254.50
291.50
275.40
304.20
354.20
growth rate 14.5% -5.5% 10.5% 16.4%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

A+ (99.51)

YOY Growth Grade:

A (84.23)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 30.66 29.59 42.99
EPS / Growth 24.9% 3.90 23.3%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 21.6%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 21.6% 23.3% 23.3%
Future PE 30.66 40.07 40.07
Future EPS 27.64 31.60 31.60
Value Price
MOS %
209.45
81.7%
312.95
171.4%
312.95
171.4%
MOS Price 104.73 156.48 156.48
IRT 9.34 9.01 9.01

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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