Market Price

1.37 

-0.01 -0.6%

as of Aug 23 '19

52 Week Range:

1.33 1.76


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Dah Sing Banking Group Limited, an investment holding company, provides banking, financial, and other related services in Hong Kong, Macau, and the People's Republic of China. It operates through Personal Banking, Commercial Banking, Treasury, and Overseas Banking segments. The Personal Banking segment accepts deposits from individual customers; and provides residential mortgage lending, personal loans, overdrafts, vehicle financing, and credit card services, as well as insurance sales and investment services. The Commercial Banking segment accepts deposits; offers loans and working capital financing to commercial, industrial, and institutional customers; and provides trade financing services. The Treasury segment provides foreign exchange services; cash management services for deposit taking and lending; and interest rate risk management services, as well as manages investments in securities. The Overseas Banking segment engages in the personal banking and commercial banking business activities in Macau and the People's Republic of China. The company is also involved in the property investment and securities dealing activities; and provision of nominee services. As of December 31, 2018, it had a branch network of 45 retail branches, 23 VIP centers, and 36 securities trading centers. The company was incorporated in 2004 and is based in Wan Chai, Hong Kong. Dah Sing Banking Group Limited is a subsidiary of Dah Sing Financial Holdings Limited.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 0.84
0.67
0.88
1.10
1.17
1.15
1.45
1.76
1.92
1.85
1.98
growth rate -20.2% 31.3% 25.0% 6.4% -1.7% 26.1% 21.4% 9.1% -3.7% 7.0%
Avg.PE 9.68
9.20
9.95
8.18
growth rate -5.0% 8.2% -17.8%
ROA 0.17
0.53
0.88
0.77
0.92
1.08
1.15
1.15
1.07
1.03
1.10
growth rate 211.8% 66.0% -12.5% 19.5% 17.4% 6.5% 0.0% -7.0% -3.7% 6.8%
ROE 2.17
6.34
8.84
7.58
8.59
10.05
11.00
10.63
9.65
9.12
9.81
growth rate 192.2% 39.4% -14.3% 13.3% 17.0% 9.5% -3.4% -9.2% -5.5% 7.6%
Leverage 13.75
10.55
9.75
9.85
8.86
9.80
9.29
9.13
8.93
8.78
9.00
growth rate -23.3% -7.6% 1.0% -10.1% 10.6% -5.2% -1.7% -2.2% -1.7% 2.5%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 3,163.00
3,045.18
2,823.99
2,087.49
1,958.47
3,012.75
2,613.38
growth rate -3.7% -7.3% -26.1% -6.2% 53.8% -13.3%
Acct.Payable 129,237.00
140,344.55
152,443.61
160,893.38
165,485.45
175,311.43
188,981.79
growth rate 8.6% 8.6% 5.5% 2.9% 5.9% 7.8%
Cur.Assets 27,324.00
22,421.17
30,018.78
36,410.83
37,282.28
44,387.23
37,619.50
growth rate -17.9% 33.9% 21.3% 2.4% 19.1% -15.3%
Total Assets 155,839.00
167,227.15
185,328.08
196,031.94
205,210.65
219,241.25
230,275.92
growth rate 7.3% 10.8% 5.8% 4.7% 6.8% 5.0%
Cash 16,502.00
9,306.00
16,081.44
17,150.33
19,622.09
19,546.49
15,417.85
growth rate -43.6% 72.8% 6.7% 14.4% -0.4% -21.1%
Inventory 80.00
87.75
70.00
147.63
138.09
303.99
161.98
growth rate 9.7% -20.2% 110.9% -6.5% 120.1% -46.7%
Cur.Liabilities 135,063.00
145,810.12
159,396.74
168,824.42
176,372.07
185,116.32
197,568.67
growth rate 8.0% 9.3% 5.9% 4.5% 5.0% 6.7%
Liabilities 140,420.00
150,161.58
165,371.51
174,548.96
182,204.08
193,362.63
203,795.77
growth rate 6.9% 10.1% 5.6% 4.4% 6.1% 5.4%
LT Debt 4,755.00
3,762.47
5,432.38
5,319.89
5,511.94
5,487.37
3,688.53
growth rate -20.9% 44.4% -2.1% 3.6% -0.5% -32.8%
Equity 17,050.12
19,941.15
21,467.60
22,991.22
25,863.31
26,464.86
growth rate 17.0% 7.7% 7.1% 12.5% 2.3%
Common Shares 1,006.00
1,084.00
1,207.00
1,270.00
1,285.00
1,302.00
1,370.00
6,853.50
6,869.59
6,873.81
6,893.49
growth rate 7.8% 11.4% 5.2% 1.2% 1.3% 5.2% 400.3% 0.2% 0.1% 0.3%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 189.00
229.64
139.56
330.28
227.98
129.10
173.83
growth rate 21.5% -39.2% 136.7% -31.0% -43.4% 34.7%
Cash Dividends 400.44
476.52
518.71
518.90
547.41
657.13
growth rate 19.0% 8.9% 0.0% 5.5% 20.0%
Cash From OA -16,139.53
-6,713.90
-5,872.38
-4,034.42
-7,653.50
-14,885.78
growth rate 0.0% 0.0% 0.0% 0.0% 0.0%
FCF per Share 0.14
0.96
-0.76
-0.14
0.19
-0.52
0.55
-0.12
0.35
0.09
0.11
growth rate 585.7% -100.0% 0.0% 100.0% -100.0% 100.0% -100.0% 100.0% -74.3% 22.2%
Sale Purchase of Stock 1,193.86
1,193.86
2.38
12.14
901.10
growth rate 0.0% -99.8% 409.7% 7,325.6%
FCF 5,655.00
3,207.00
-8,034.00
5,939.00
-469.00
-5,113.00
5,432.00
1,991.00
1,440.00
1,386.00
-3,058.00
growth rate -43.3% -100.0% 100.0% -100.0% 0.0% 100.0% -63.4% -27.7% -3.8% -100.0%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 2,755.00
3,347.34
3,706.52
4,058.11
4,211.10
4,325.87
4,863.24
growth rate 21.5% 10.7% 9.5% 3.8% 2.7% 12.4%
Op.Income 1,480.00
1,375.85
1,582.55
1,820.49
1,812.82
1,813.33
2,162.94
growth rate -7.0% 15.0% 15.0% -0.4% 0.0% 19.3%
IBT 2,002.43
2,258.92
2,508.66
2,446.50
2,600.52
2,907.37
growth rate 12.8% 11.1% -2.5% 6.3% 11.8%
Net Income 1,480.00
1,756.47
2,033.64
2,200.60
2,145.49
2,186.24
2,479.74
growth rate 18.7% 15.8% 8.2% -2.5% 1.9% 13.4%
EPS 0.19
0.56
0.89
0.86
1.16
1.35
1.48
1.56
1.53
1.56
1.77
growth rate 194.7% 58.9% -3.4% 34.9% 16.4% 9.6% 5.4% -1.9% 2.0% 13.5%
Gross Profit 2,755.00
3,347.34
3,706.52
4,058.11
4,211.10
4,325.87
4,863.24
growth rate 21.5% 10.7% 9.5% 3.8% 2.7% 12.4%

Quarterly Statements

Item Name Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Balance Sheet
Acct.Receivable 3,012.75
7,349.34
7,349.34
2,613.38
2,613.38
growth rate 143.9% 0.0% -64.4% 0.0%
Acct.Payable 175,471.02
176,584.34
176,584.34
188,981.79
188,981.79
growth rate 0.6% 0.0% 7.0% 0.0%
Cur.Assets 44,387.23
34,103.22
34,103.22
37,619.50
37,619.50
growth rate -23.2% 0.0% 10.3% 0.0%
Total Assets 219,241.25
216,870.09
216,870.09
230,275.92
230,275.92
growth rate -1.1% 0.0% 6.2% 0.0%
Cash 19,546.49
13,773.31
13,773.31
15,417.85
15,417.85
growth rate -29.5% 0.0% 11.9% 0.0%
Inventory 303.99
164.82
164.82
161.98
161.98
growth rate -45.8% 0.0% -1.7% 0.0%
Cur.Liabilities 185,275.91
184,711.51
184,711.51
197,568.67
197,568.67
growth rate -0.3% 0.0% 7.0% 0.0%
Liabilities 193,362.63
191,025.16
191,025.16
203,795.77
203,795.77
growth rate -1.2% 0.0% 6.7% 0.0%
LT Debt 5,487.37
3,682.75
3,682.75
3,688.53
3,688.53
growth rate -32.9% 0.0% 0.2% 0.0%
Equity 25,863.31
25,829.62
25,829.62
26,464.86
26,464.86
growth rate -0.1% 0.0% 2.5% 0.0%
Common Shares 6,873.81
6,883.66
6,883.66
6,893.49
6,893.49
growth rate 0.1% 0.0% 0.1% 0.0%
Cash Flow Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Capital Expenditures 31.78
30.55
30.55
56.37
56.37
growth rate -3.9% 0.0% 84.5% 0.0%
Cash Dividends 77.21
226.83
226.83
101.73
101.73
growth rate 193.8% 0.0% -55.2% 0.0%
Cash From OA -568.14
-2,863.34
-2,863.34
-4,579.55
-4,579.55
growth rate 0.0% 0.0% 0.0% 0.0%
Sale Purchase of Stock 449.77
growth rate
FCF -599.91
-2,893.89
-2,893.89
-4,635.92
-4,635.92
growth rate 0.0% 0.0% 0.0% 0.0%
Income Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Sales 1,002.55
1,219.65
1,219.65
1,211.97
1,211.97
growth rate 21.7% 0.0% -0.6% 0.0%
Op.Income 359.42
579.06
579.06
502.41
502.41
growth rate 61.1% 0.0% -13.2% 0.0%
IBT 562.00
790.23
790.23
663.46
663.46
growth rate 40.6% 0.0% -16.0% 0.0%
Net Income 443.60
673.44
673.44
566.43
566.43
growth rate 51.8% 0.0% -15.9% 0.0%
Gross Profit 1,002.55
1,219.65
1,219.65
1,211.97
1,211.97
growth rate 21.7% 0.0% -0.6% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

E (26.12)

YOY Growth Grade:

E (29.62)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 6.69 6.75
EPS / Growth 0.20

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 6.7%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 6.7% 6.7% 6.7%
Future PE 0.01 6.68 6.68
Future EPS 0.39 0.39 0.39
Value Price
MOS %
0.00
-99.9%
0.64
-53.3%
0.64
-53.3%
MOS Price 0.00 0.32 0.32
IRT 5.44 5.44 5.44

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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