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Market Price

38.20 

1.00 2.7%

as of Dec 12 '19

52 Week Range:

29.60 39.26


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Hancock Whitney Corporation operates as the bank holding company for Hancock Whitney Bank that provides a range of banking products and services to commercial, small business, and retail customers. The company accepts various deposit products, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. Its loan products include commercial and industrial; commercial real estate; construction and land development; and residential mortgages, including fixed and adjustable rate loans; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. The company also offers investment, and annuity and life insurance products; trust and investment management services to retirement plans, corporations, and individuals; and treasury management and discount investment brokerage services, as well as operates and sells foreclosed assets. It operates approximately 206 full service banking and financial services offices and 270 automated teller machines in Gulf south corridor, including south Mississippi; southern and central Alabama; southern Louisiana; the northern, central, and Panhandle regions of Florida; and Houston, Texas, as well as operates a loan production office in Nashville, Tennessee. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1883 and is headquartered in Gulfport, Mississippi.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 27.95
28.15
30.43
growth rate 0.7% 8.1%
Earnings BIT 257.08
190.36
211.04
340.16
growth rate -26.0% 10.9% 61.2%
Avg.PE 23.60
23.70
17.33
9.70
growth rate 0.4% -26.9% -44.0%
ROA 0.99
0.94
0.62
0.55
0.77
0.83
0.87
0.59
0.62
0.82
1.14
growth rate -5.1% -34.0% -11.3% 40.0% 7.8% 4.8% -32.2% 5.1% 32.3% 39.0%
ROE 11.23
10.33
6.16
4.76
6.23
6.57
7.03
5.26
5.68
7.53
10.65
growth rate -8.0% -40.4% -22.7% 30.9% 5.5% 7.0% -25.2% 8.0% 32.6% 41.4%
Leverage 11.76
10.38
9.50
8.35
7.93
7.84
8.39
9.46
8.82
9.48
9.16
growth rate -11.7% -8.5% -12.1% -5.0% -1.1% 7.0% 12.8% -6.8% 7.5% -3.4%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 60.27
29.87
16.22
82.19
growth rate -50.4% -45.7% 406.8%
Acct.Payable 16,572.83
18,348.91
19,424.27
22,253.20
23,150.19
growth rate 10.7% 5.9% 14.6% 4.0%
Cur.Assets 1,394.71
1,041.74
624.33
698.30
714.79
growth rate -25.3% -40.1% 11.9% 2.4%
Total Assets 20,747.27
22,833.61
23,975.30
27,336.09
28,235.91
growth rate 10.1% 5.0% 14.0% 3.3%
Cash 357.83
304.76
373.63
387.18
383.89
growth rate -14.8% 22.6% 3.6% -0.9%
Inventory 59.57
27.13
18.94
27.54
26.27
growth rate -54.5% -30.2% 45.4% -4.6%
Cur.Liabilities 17,899.07
19,803.13
20,782.19
23,980.16
24,773.81
growth rate 10.6% 4.9% 15.4% 3.3%
Liabilities 18,274.86
20,420.46
21,255.53
24,451.14
25,154.57
growth rate 11.7% 4.1% 15.0% 2.9%
LT Debt 224.77
490.15
340.77
305.51
224.99
growth rate 118.1% -30.5% -10.4% -26.4%
Equity 2,472.40
2,413.14
2,719.77
2,884.95
3,081.34
growth rate -2.4% 12.7% 6.1% 6.8%
Common Shares 32.00
33.00
37.00
66.00
86.00
83.00
82.00
78.00
78.00
85.00
86.00
growth rate 3.1% 12.1% 78.4% 30.3% -3.5% -1.2% -4.9% 0.0% 9.0% 1.2%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 20.45
23.80
19.27
20.30
50.66
growth rate 16.4% -19.0% 5.3% 149.6%
Cash Dividends 80.39
77.01
76.55
83.27
88.84
growth rate -4.2% -0.6% 8.8% 6.7%
Cash From OA 352.43
235.73
343.92
411.09
449.18
growth rate -33.1% 45.9% 19.5% 9.3%
FCF per Share 3.21
5.55
2.04
growth rate 72.9% -63.2%
Sale Purchase of Stock 2.49
0.35
262.96
15.31
growth rate -86.1% 75,681.3% -94.2%
FCF 73.00
6.00
173.00
200.00
400.00
442.00
332.00
209.00
321.00
391.00
399.00
growth rate -91.8% 2,783.3% 15.6% 100.0% 10.5% -24.9% -37.1% 53.6% 21.8% 2.1%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 840.04
780.91
799.24
1,001.13
1,097.86
growth rate -7.0% 2.4% 25.3% 9.7%
Op.Income 309.30
229.67
234.42
385.29
445.59
growth rate -25.8% 2.1% 64.4% 15.7%
IBT 242.19
169.77
186.92
308.43
382.12
growth rate -29.9% 10.1% 65.0% 23.9%
Net Income 175.72
131.46
149.30
215.63
323.77
growth rate -25.2% 13.6% 44.4% 50.2%
EPS 2.04
2.26
1.40
1.15
1.75
1.93
2.10
1.64
1.87
2.48
3.72
growth rate 10.8% -38.1% -17.9% 52.2% 10.3% 8.8% -21.9% 14.0% 32.6% 50.0%
Gross Profit 840.04
780.91
799.24
1,001.13
1,097.86
growth rate -7.0% 2.4% 25.3% 9.7%

Quarterly Statements

Item Name Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Earnings BIT
growth rate
Balance Sheet Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Acct.Receivable
growth rate
Acct.Payable 22,417.81
23,150.19
23,380.29
23,236.04
24,201.30
growth rate 3.3% 1.0% -0.6% 4.2%
Cur.Assets 638.65
714.79
737.93
760.59
831.03
growth rate 11.9% 3.2% 3.1% 9.3%
Total Assets 28,098.18
28,235.91
28,490.23
28,761.86
30,543.55
growth rate 0.5% 0.9% 1.0% 6.2%
Cash 340.05
383.89
360.72
365.45
469.97
growth rate 12.9% -6.0% 1.3% 28.6%
Inventory 27.48
26.27
27.15
27.52
30.96
growth rate -4.4% 3.3% 1.4% 12.5%
Cur.Liabilities 24,739.23
24,773.81
24,805.19
24,915.95
26,351.54
growth rate 0.1% 0.1% 0.5% 5.8%
Liabilities 25,119.30
25,154.57
25,299.66
25,442.95
26,957.17
growth rate 0.1% 0.6% 0.6% 6.0%
LT Debt 215.91
224.99
224.96
232.75
246.64
growth rate 4.2% 0.0% 3.5% 6.0%
Equity 2,978.88
3,081.34
3,190.58
3,318.92
3,586.38
growth rate 3.4% 3.6% 4.0% 8.1%
Common Shares 292.72
292.72
292.72
292.72
309.51
growth rate 0.0% 0.0% 0.0% 5.7%
Cash Flow Statement Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Capital Expenditures 14.47
18.08
12.44
10.28
11.03
growth rate 25.0% -31.2% -17.3% 7.2%
Cash Dividends 23.51
23.55
23.58
23.59
23.60
growth rate 0.2% 0.1% 0.1% 0.0%
Cash From OA 109.93
119.09
13.42
115.38
37.49
growth rate 8.3% -88.7% 759.6% -67.5%
Sale Purchase of Stock
growth rate
FCF 95.47
101.01
0.99
105.10
26.46
growth rate 5.8% -99.0% 10,537.7% -74.8%
Income Statement Sep '18 Dec '18 Mar '19 Jun '19 Sep '19
Sales 281.28
287.18
270.58
289.80
292.46
growth rate 2.1% -5.8% 7.1% 0.9%
Op.Income 115.65
123.56
105.57
117.66
119.94
growth rate 6.8% -14.6% 11.5% 1.9%
IBT 101.65
104.51
96.01
107.46
80.19
growth rate 2.8% -8.1% 11.9% -25.4%
Net Income 83.88
96.24
79.16
88.28
67.81
growth rate 14.7% -17.7% 11.5% -23.2%
Gross Profit 281.28
287.18
270.58
289.80
292.46
growth rate 2.1% -5.8% 7.1% 0.9%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (63.95)

YOY Growth Grade:

D (39.06)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 9.80 10.06
EPS / Growth 3.80

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 6.9%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 6.9% 6.9% 6.9%
Future PE 0.01 7.84 7.84
Future EPS 7.36 7.36 7.36
Value Price
MOS %
0.02
-100.0%
14.26
-62.7%
14.26
-62.7%
MOS Price 0.01 7.13 7.13
IRT 7.51 7.51 7.51

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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