Market Price

25.55 

-0.07 -0.3%

as of May 12 '21

52 Week Range:

15.36 27.68


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in Asia, Canada, the United States, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; And Corporate and Other segments. The Wealth and Asset Management Businesses segment provides mutual funds and exchange-traded funds, group retirement and savings products, and institutional asset management services through agents and brokers affiliated with the company, securities brokerage firms, and financial advisors pension plan consultants and banks. The Insurance and Annuity Products segment offers deposit and credit products; individual life, and individual and group long-term care insurance; and guaranteed and partially guaranteed annuity products through insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in property and casualty insurance and reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. It also manages timberland and agricultural portfolios; and engages in insurance agency, portfolio and mutual fund management, mutual fund dealer, life and financial reinsurance, and fund management businesses. Additionally, the company holds and manages oil and gas properties; holds oil and gas royalties, and foreign bonds and equities; and provides investment management, counseling, advisory, and dealer services. Manulife Financial Corporation was incorporated in 1887 and is headquartered in Toronto, Canada.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Equity (BVPS) 14.23
12.81
12.64
12.91
15.93
19.07
19.98
19.83
20.57
23.50
25.08
growth rate -10.0% -1.3% 2.1% 23.4% 19.7% 4.8% -0.8% 3.7% 14.2% 6.7%
Earnings BIT -1,170.00
148.00
1,170.00
4,313.00
5,395.00
3,719.00
4,342.00
3,640.00
6,794.00
7,539.00
7,952.00
growth rate 100.0% 690.5% 268.6% 25.1% -31.1% 16.8% -16.2% 86.7% 11.0% 5.5%
Avg.PE -16.80
434.78
15.70
13.02
12.33
16.71
17.80
13.87
17.31
9.43
8.49
growth rate 100.0% -96.4% -17.1% -5.3% 35.5% 6.5% -22.1% 24.8% -45.5% -10.0%
ROA -0.22
0.01
0.34
0.60
0.62
0.32
0.39
0.27
0.63
0.70
0.67
growth rate 100.0% 3,300.0% 76.5% 3.3% -48.4% 21.9% -30.8% 133.3% 11.1% -4.3%
ROE -1.78
0.18
7.10
12.23
11.90
5.98
7.25
5.11
11.60
12.44
12.28
growth rate 100.0% 3,844.4% 72.3% -2.7% -49.8% 21.2% -29.5% 127.0% 7.2% -1.3%
ROIC 0.96
3.12
7.92
13.12
13.30
growth rate 225.0% 153.9% 65.7% 1.4%
Leverage 8.61
20.40
21.04
19.78
18.83
18.23
18.72
19.37
17.76
17.95
18.44
growth rate 136.9% 3.1% -6.0% -4.8% -3.2% 2.7% 3.5% -8.3% 1.1% 2.7%
Balance Sheet Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Acct.Receivable 734.00
737.00
878.00
845.00
1,148.00
1,369.00
1,385.00
1,444.00
growth rate 0.4% 19.1% -3.8% 35.9% 19.3% 1.2% 4.3%
Cur.Assets 43,293.00
61,659.00
80,725.00
76,880.00
65,223.00
76,767.00
84,996.00
103,763.00
growth rate 42.4% 30.9% -4.8% -15.2% 17.7% 10.7% 22.1%
Total Assets 424,767.00
461,977.00
484,998.00
513,628.00
579,406.00
702,871.00
720,681.00
729,533.00
750,271.00
809,130.00
880,349.00
growth rate 8.8% 5.0% 5.9% 12.8% 21.3% 2.5% 1.2% 2.8% 7.9% 8.8%
Cash 11,849.00
12,813.00
13,484.00
13,630.00
21,079.00
17,885.00
15,151.00
15,965.00
16,215.00
20,300.00
26,167.00
growth rate 8.1% 5.2% 1.1% 54.7% -15.2% -15.3% 5.4% 1.6% 25.2% 28.9%
Cur.Liabilities 1,617.00
4,858.00
677.00
394.00
400.00
15,351.00
649.00
17,249.00
growth rate 200.4% -86.1% -41.8% 1.5% 3,737.8% -95.8% 2,557.8%
Liabilities 400,502.00
437,513.00
460,286.00
484,595.00
545,480.00
660,933.00
677,858.00
687,370.00
703,120.00
759,024.00
827,343.00
growth rate 9.2% 5.2% 5.3% 12.6% 21.2% 2.6% 1.4% 2.3% 8.0% 9.0%
LT Debt 8,094.00
5,503.00
5,046.00
16,500.00
17,223.00
22,098.00
24,853.00
19,080.00
19,316.00
19,411.00
26,295.00
growth rate -32.0% -8.3% 227.0% 4.4% 28.3% 12.5% -23.2% 1.2% 0.5% 35.5%
Equity 24,265.00
24,464.00
24,712.00
25,964.00
30,769.00
38,653.00
38,503.00
37,657.00
42,236.00
45,073.00
47,729.00
growth rate 0.8% 1.0% 5.1% 18.5% 25.6% -0.4% -2.2% 12.2% 6.7% 5.9%
Common Shares 1,765.00
1,789.00
1,888.00
1,862.00
1,881.00
1,977.00
1,977.00
1,986.00
1,988.00
1,962.00
1,943.00
growth rate 1.4% 5.5% -1.4% 1.0% 5.1% 0.0% 0.5% 0.1% -1.3% -1.0%
Cash Flow Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Capital Expenditures -54,533.00
0.00
0.00
0.00
growth rate 0.0%
Cash Dividends 655.00
717.00
704.00
761.00
910.00
1,427.00
1,593.00
1,780.00
1,788.00
1,398.00
2,340.00
growth rate 9.5% -1.8% 8.1% 19.6% 56.8% 11.6% 11.7% 0.5% -21.8% 67.4%
Cash From OA 11,559.00
10,868.00
10,795.00
9,503.00
10,806.00
10,374.00
17,017.00
17,791.00
19,188.00
20,542.00
20,048.00
growth rate -6.0% -0.7% -12.0% 13.7% -4.0% 64.0% 4.6% 7.9% 7.1% -2.4%
FCF per Share 6.55
5.20
5.87
5.88
5.45
4.84
8.24
8.82
9.85
9.87
10.03
growth rate -20.6% 12.9% 0.2% -7.3% -11.2% 70.3% 7.0% 11.7% 0.2% 1.6%
Sale Purchase of Stock 17.00
2,263.00
37.00
66.00
124.00
growth rate 13,211.8% -98.4% 78.4% 87.9%
FCF 11,562.00
9,333.00
11,080.00
9,708.00
10,806.00
10,334.00
17,036.00
17,791.00
19,188.00
20,542.00
20,048.00
growth rate -19.3% 18.7% -12.4% 11.3% -4.4% 64.9% 4.4% 7.9% 7.1% -2.4%
Income Statement Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18 Dec '19 Dec '20
Sales 37,618.00
50,983.00
29,110.00
17,045.00
53,234.00
33,448.00
51,897.00
56,720.00
37,264.00
77,822.00
77,121.00
growth rate 35.5% -42.9% -41.5% 212.3% -37.2% 55.2% 9.3% -34.3% 108.8% -0.9%
Op.Income -2,325.00
148.00
1,169.00
4,313.00
5,395.00
3,719.00
4,342.00
3,640.00
6,794.00
7,539.00
7,952.00
growth rate 100.0% 689.9% 269.0% 25.1% -31.1% 16.8% -16.2% 86.7% 11.0% 5.5%
IBT -2,325.00
148.00
1,243.00
3,747.00
4,264.00
2,618.00
3,329.00
2,501.00
5,519.00
6,220.00
6,771.00
growth rate 100.0% 739.9% 201.5% 13.8% -38.6% 27.2% -24.9% 120.7% 12.7% 8.9%
Net Income -1,583.00
129.00
1,810.00
3,118.00
3,522.00
2,221.00
2,990.00
2,068.00
4,673.00
5,269.00
5,326.00
growth rate 100.0% 1,303.1% 72.3% 13.0% -36.9% 34.6% -30.8% 126.0% 12.8% 1.1%
EPS -0.99
0.02
0.92
1.62
1.80
1.05
1.41
0.98
2.33
2.77
2.93
growth rate 100.0% 4,500.0% 76.1% 11.1% -41.7% 34.3% -30.5% 137.8% 18.9% 5.8%
Gross Profit 7,270.00
8,461.00
9,349.00
10,768.00
10,960.00
3,488.00
10,897.00
13,502.00
5,424.00
14,345.00
10,580.00
growth rate 16.4% 10.5% 15.2% 1.8% -68.2% 212.4% 23.9% -59.8% 164.5% -26.3%

Quarterly Statements

Item Name Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Earnings BIT 1,550.00
2,073.00
1,098.00
2,451.00
2,330.00
growth rate 33.7% -47.0% 123.2% -4.9%
Balance Sheet Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Acct.Receivable 1,385.00
1,661.00
1,510.00
1,456.00
1,444.00
growth rate 19.9% -9.1% -3.6% -0.8%
Cur.Assets 84,996.00
116,099.00
110,765.00
112,622.00
103,763.00
growth rate 36.6% -4.6% 1.7% -7.9%
Total Assets 809,130.00
831,430.00
865,898.00
876,411.00
880,349.00
growth rate 2.8% 4.2% 1.2% 0.5%
Cash 20,300.00
27,087.00
26,683.00
26,970.00
26,167.00
growth rate 33.4% -1.5% 1.1% -3.0%
Cur.Liabilities 17,628.00
709.00
682.00
17,249.00
growth rate -96.0% -3.8% 402.9%
Liabilities 759,024.00
775,369.00
812,422.00
822,527.00
827,343.00
growth rate 2.2% 4.8% 1.2% 0.6%
LT Debt 19,411.00
28,242.00
29,401.00
29,397.00
26,295.00
growth rate 45.5% 4.1% 0.0% -10.6%
Equity 45,073.00
51,067.00
48,359.00
48,664.00
47,729.00
growth rate 13.3% -5.3% 0.6% -1.9%
Common Shares 23,127.00
23,025.00
23,025.00
23,034.00
23,042.00
growth rate -0.4% 0.0% 0.0% 0.0%
Cash Flow Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Capital Expenditures
growth rate
Cash Dividends 583.00
583.00
585.00
586.00
586.00
growth rate 0.0% 0.3% 0.2% 0.0%
Cash From OA 5,658.00
4,769.00
4,117.00
4,960.00
6,202.00
growth rate -15.7% -13.7% 20.5% 25.0%
Sale Purchase of Stock
growth rate
FCF
growth rate
Income Statement Dec '19 Mar '20 Jun '20 Sep '20 Dec '20
Sales 10,630.00
19,667.00
27,090.00
12,981.00
17,383.00
growth rate 85.0% 37.7% -52.1% 33.9%
Op.Income 1,550.00
2,073.00
1,098.00
2,451.00
2,330.00
growth rate 33.7% -47.0% 123.2% -4.9%
IBT 1,225.00
1,704.00
832.00
2,170.00
2,065.00
growth rate 39.1% -51.2% 160.8% -4.8%
Net Income 1,067.00
1,150.00
720.00
1,672.00
1,784.00
growth rate 7.8% -37.4% 132.2% 6.7%
EPS
growth rate
Gross Profit 3,978.00
4,140.00
3,206.00
-1,463.00
4,697.00
growth rate 4.1% -22.6% -100.0% 100.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (63.27)

YOY Growth Grade:

D (38.62)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 8.97 8.72 7.66
EPS / Growth 16.7% 2.93 18.5%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 7.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 7.0% 14.1% 14.1%
Future PE 7.66 8.53 14.92
Future EPS 5.77 10.92 10.92
Value Price
MOS %
10.93
-57.2%
23.03
-9.9%
40.26
57.6%
MOS Price 5.47 11.52 20.13
IRT 6.66 5.53 5.53

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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