Market Price

93.39 

1.73 1.9%

as of Aug 16 '19

52 Week Range:

56.12 97.96


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Equitable Group Inc., through its subsidiary, Equitable Bank, provides various financial services to retail and commercial customers in Canada. The company accepts term deposits and guaranteed investment certificates (GICs), high interest savings accounts (HISAs), tax-free savings accounts, and institutional deposit notes. Its loan products include residential mortgages; home equity and cash surrender value lines of credit; mortgages on commercial properties comprising mixed-use, multi-residential properties, retail spaces, office condominiums, and industrial buildings; and asset repositioning, inventory, term, and construction loans. Equitable Group Inc. was founded in 1970 and is headquartered in Toronto, Canada.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 17.75
21.83
25.09
23.97
29.83
33.67
39.55
44.54
49.15
62.25
71.72
growth rate 23.0% 14.9% -4.5% 24.5% 12.9% 17.5% 12.6% 10.4% 26.7% 15.2%
Earnings BIT 53.01
68.35
71.45
83.92
104.67
124.68
growth rate 28.9% 4.5% 17.5% 24.7% 19.1%
Avg.PE 4.22
6.32
7.40
6.07
6.11
8.73
3.15
3.15
8.51
6.15
7.23
growth rate 49.8% 17.1% -18.0% 0.7% 42.9% -63.9% 0.0% 170.2% -27.7% 17.6%
ROA 1.03
1.27
1.22
0.85
0.71
0.77
0.87
0.89
0.80
0.79
0.70
growth rate 23.3% -3.9% -30.3% -16.5% 8.5% 13.0% 2.3% -10.1% -1.3% -11.4%
ROE 16.52
17.04
14.46
16.52
18.67
18.11
18.23
18.58
16.99
15.82
14.15
growth rate 3.2% -15.1% 14.3% 13.0% -3.0% 0.7% 1.9% -8.6% -6.9% -10.6%
ROIC 47.10
35.76
30.71
64.67
65.03
54.25
45.62
growth rate -24.1% -14.1% 110.6% 0.6% -16.6% -15.9%
Leverage 15.47
11.82
11.88
27.12
25.61
21.89
20.36
21.46
20.97
19.36
20.74
growth rate -23.6% 0.5% 128.3% -5.6% -14.5% -7.0% 5.4% -2.3% -7.7% 7.1%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 3,023.02
2,763.02
8,217.30
9,577.09
10,609.47
5.71
4.59
12.30
12.20
15.36
17.96
growth rate -8.6% 197.4% 16.6% 10.8% -100.0% -19.6% 167.9% -0.9% 25.9% 16.9%
Acct.Payable 6,371.77
7,382.82
8,122.70
9,774.03
11,101.64
13,569.74
growth rate 15.9% 10.0% 20.3% 13.6% 22.2%
Cur.Assets 0.00
0.00
0.00
0.00
0.00
442.56
374.05
618.17
969.32
1,113.73
1,338.25
growth rate -15.5% 65.3% 56.8% 14.9% 20.2%
Total Assets 4,087.60
3,846.10
8,884.10
10,257.00
11,601.40
11,816.45
12,854.90
15,527.58
18,973.59
20,634.25
25,037.15
growth rate -5.9% 131.0% 15.5% 13.1% 1.9% 8.8% 20.8% 22.2% 8.8% 21.3%
Cash 50.10
395.80
155.20
170.80
379.40
243.65
230.06
423.37
444.18
660.93
477.24
growth rate 690.0% -60.8% 10.1% 122.1% -35.8% -5.6% 84.0% 4.9% 48.8% -27.8%
Inventory 0.00
0.00
0.00
0.00
0.00
7.70
7.47
8.20
7.60
2.25
1.37
growth rate -3.0% 9.7% -7.4% -70.4% -39.3%
Cur.Liabilities 0.00
0.00
0.00
0.00
0.00
6,524.52
7,684.85
8,513.78
10,172.06
11,869.16
14,451.64
growth rate 17.8% 10.8% 19.5% 16.7% 21.8%
Liabilities 3,823.40
3,472.20
8,502.70
9,830.40
11,099.90
11,228.14
12,151.21
14,731.47
17,996.44
19,496.13
23,757.12
growth rate -9.2% 144.9% 15.6% 12.9% 1.2% 8.2% 21.2% 22.2% 8.3% 21.9%
LT Debt 2,008.00
2,009.00
2,010.00
2,011.00
2,012.00
4,683.89
4,440.33
6,174.44
7,762.63
7,565.55
9,236.05
growth rate 0.1% 0.1% 0.1% 0.1% 132.8% -5.2% 39.1% 25.7% -2.5% 22.1%
Equity 264.10
373.90
381.50
426.60
501.60
539.82
631.28
723.56
904.59
1,065.56
1,207.47
growth rate 41.6% 2.0% 11.8% 17.6% 7.6% 16.9% 14.6% 25.0% 17.8% 13.3%
Common Shares 14.00
15.00
15.00
15.00
15.00
15.00
16.00
143.69
196.61
198.66
200.79
growth rate 7.1% 0.0% 0.0% 0.0% 0.0% 6.7% 798.1% 36.8% 1.0% 1.1%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 0.50
0.30
0.50
2.30
0.80
1.69
8.67
21.01
13.14
9.76
20.43
growth rate -40.0% 66.7% 360.0% -65.2% 111.3% 412.9% 142.3% -37.5% -25.7% 109.3%
Cash Dividends 5.60
7.00
9.20
9.50
10.30
11.62
17.00
13.42
17.52
19.74
22.11
growth rate 25.0% 31.4% 3.3% 8.4% 12.8% 46.3% -21.1% 30.5% 12.7% 12.0%
Cash From OA 31.40
44.80
-54.51
77.00
216.10
-1,096.56
-1,075.87
-475.19
-1,574.72
-1,088.07
-2,574.69
growth rate 42.7% -100.0% 100.0% 180.7% -100.0% 0.0% 0.0% 0.0% 0.0% 0.0%
FCF per Share 2.23
2.98
3.76
18.35
-9.23
-33.82
-12.06
8.18
-1.36
17.58
9.80
growth rate 33.6% 26.2% 388.0% -100.0% 0.0% 0.0% 100.0% -100.0% 100.0% -44.3%
Sale Purchase of Stock 2.38
1.75
2.47
52.21
1.73
growth rate -26.6% 41.6% 2,011.2% -96.7%
FCF 31.00
45.00
57.00
10.00
-140.00
-280.00
-66.00
223.00
-34.00
264.00
-51.00
growth rate 45.2% 26.7% -82.5% -100.0% 0.0% 0.0% 100.0% -100.0% 100.0% -100.0%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 79.20
100.90
123.20
137.50
162.80
182.19
215.32
255.43
303.37
347.85
373.96
growth rate 27.4% 22.1% 11.6% 18.4% 11.9% 18.2% 18.6% 18.8% 14.7% 7.5%
Op.Income 53.00
68.30
79.90
84.60
104.70
124.68
143.67
167.46
186.83
218.82
224.59
growth rate 28.9% 17.0% 5.9% 23.8% 19.1% 15.2% 16.6% 11.6% 17.1% 2.6%
IBT 53.01
68.35
72.34
83.92
104.67
124.68
143.67
167.46
186.83
218.82
224.59
growth rate 28.9% 5.8% 16.0% 24.7% 19.1% 15.2% 16.6% 11.6% 17.1% 2.6%
Net Income 38.60
51.40
55.90
62.20
81.20
93.53
106.72
125.87
138.33
160.62
165.63
growth rate 33.2% 8.8% 11.3% 30.6% 15.2% 14.1% 17.9% 9.9% 16.1% 3.1%
EPS 2.78
3.36
3.48
3.88
5.11
5.82
6.53
7.73
8.49
9.39
9.67
growth rate 20.9% 3.6% 11.5% 31.7% 13.9% 12.2% 18.4% 9.8% 10.6% 3.0%
Gross Profit 43.64
62.97
107.09
122.40
141.69
182.19
215.32
255.43
303.37
347.85
373.96
growth rate 44.3% 70.1% 14.3% 15.8% 28.6% 18.2% 18.6% 18.8% 14.7% 7.5%

Quarterly Statements

Item Name Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Balance Sheet
Acct.Receivable 17.96
16.80
18.09
growth rate -6.5% 7.7%
Acct.Payable 12,336.09
12,863.21
13,569.74
14,677.33
14,579.58
growth rate 4.3% 5.5% 8.2% -0.7%
Cur.Assets 1,305.39
1,287.18
1,338.25
1,667.68
1,267.45
growth rate -1.4% 4.0% 24.6% -24.0%
Total Assets 21,944.72
23,147.61
25,037.15
26,327.46
26,361.20
growth rate 5.5% 8.2% 5.2% 0.1%
Cash 793.69
755.95
477.24
486.42
424.42
growth rate -4.8% -36.9% 1.9% -12.8%
Inventory 1.37
2.62
1.91
growth rate 91.7% -27.3%
Cur.Liabilities 12,945.57
13,512.69
14,451.64
14,983.99
14,892.15
growth rate 4.4% 7.0% 3.7% -0.6%
Liabilities 20,731.77
21,887.74
23,757.12
25,013.50
25,001.56
growth rate 5.6% 8.5% 5.3% -0.1%
LT Debt 7,584.33
8,175.78
9,236.05
9,926.38
10,024.33
growth rate 7.8% 13.0% 7.5% 1.0%
Equity 1,140.40
1,187.32
1,207.47
1,241.41
1,287.09
growth rate 4.1% 1.7% 2.8% 3.7%
Common Shares 199.31
200.76
200.79
204.49
206.04
growth rate 0.7% 0.0% 1.8% 0.8%
Cash Flow Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Capital Expenditures 6.38
3.74
7.45
4.60
4.57
growth rate -41.4% 99.3% -38.3% -0.8%
Cash Dividends 5.49
5.65
5.65
10.81
6.35
growth rate 3.0% 0.0% 91.3% -41.2%
Cash From OA -361.15
-569.23
-845.31
-1,060.98
54.57
growth rate 0.0% 0.0% 0.0% 100.0%
Sale Purchase of Stock
growth rate
FCF -367.53
-572.97
-852.76
-1,065.58
50.00
growth rate 0.0% 0.0% 0.0% 100.0%
Income Statement Jun '18 Sep '18 Dec '18 Mar '19 Jun '19
Sales 89.04
102.98
93.50
102.61
121.41
growth rate 15.7% -9.2% 9.8% 18.3%
Op.Income 50.51
65.18
54.26
56.50
72.91
growth rate 29.0% -16.8% 4.1% 29.1%
IBT 50.51
65.18
54.26
56.50
72.91
growth rate 29.0% -16.8% 4.1% 29.1%
Net Income 37.54
47.81
40.12
41.66
54.02
growth rate 27.4% -16.1% 3.9% 29.7%
EPS
growth rate
Gross Profit 89.04
102.98
93.50
102.61
121.41
growth rate 15.7% -9.2% 9.8% 18.3%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (53.59)

YOY Growth Grade:

C (65.82)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 8.72 8.72 7.03
EPS / Growth 13.5% 10.71 24.4%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 16.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 13.5% 18.0% 18.0%
Future PE 7.03 8.16 17.22
Future EPS 37.93 55.86 55.86
Value Price
MOS %
65.93
-29.4%
112.65
20.6%
237.85
154.7%
MOS Price 32.97 56.32 118.92
IRT 5.61 5.11 5.11

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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