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Market Price

10.67 

-0.08 -0.7%

as of Aug 18 '19

52 Week Range:

10.15 15.30


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

AUB Group Limited provides insurance broking, underwriting, and risk services in Australasia. The company operates insurance broking networks represented by approximately 100 businesses, as well as distributes ancillary products; and underwrites, distributes, and manages insurance products and portfolios on behalf of licensed insurance companies. It also provides risk management and claims solutions for clients, insurance brokers, and insurance companies. The company was formerly known as Austbrokers Holdings Limited and changed its name to AUB Group Limited in November 2015. AUB Group Limited was incorporated in 1885 and is based in Sydney, Australia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jun '08 Jun '09 Jun '10 Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18
Equity (BVPS) 1.89
2.03
2.29
2.55
2.59
3.08
3.49
3.86
4.32
4.48
4.74
growth rate 7.4% 12.8% 11.4% 1.6% 18.9% 13.3% 10.6% 11.9% 3.7% 5.8%
Earnings BIT 20.29
23.45
27.22
32.13
37.37
49.00
53.99
54.11
55.81
62.79
68.01
growth rate 15.6% 16.1% 18.0% 16.3% 31.1% 10.2% 0.2% 3.2% 12.5% 8.3%
Avg.PE 14.88
12.58
14.12
16.31
15.15
15.24
18.59
15.45
15.13
26.06
20.23
growth rate -15.5% 12.2% 15.5% -7.1% 0.6% 22.0% -16.9% -2.1% 72.2% -22.4%
ROA 6.16
5.67
5.75
6.17
6.62
8.48
5.82
5.36
6.02
4.47
6.06
growth rate -8.0% 1.4% 7.3% 7.3% 28.1% -31.4% -7.9% 12.3% -25.8% 35.6%
ROE 15.70
16.04
16.12
16.23
17.09
23.10
16.23
14.16
15.07
11.05
15.68
growth rate 2.2% 0.5% 0.7% 5.3% 35.2% -29.7% -12.8% 6.4% -26.7% 41.9%
ROIC 11.21
11.75
12.15
11.88
12.92
18.04
12.72
11.57
12.20
8.72
12.08
growth rate 4.8% 3.4% -2.2% 8.8% 39.6% -29.5% -9.0% 5.5% -28.5% 38.5%
Cur. Ratio 1.07
1.03
1.16
1.18
1.20
1.11
1.11
1.16
1.24
1.18
1.24
growth rate -3.7% 12.6% 1.7% 1.7% -7.5% 0.0% 4.5% 6.9% -4.8% 5.1%
Quick Ratio 1.07
1.03
1.16
1.18
1.20
1.11
1.11
1.16
1.24
1.18
1.24
growth rate -3.7% 12.6% 1.7% 1.7% -7.5% 0.0% 4.5% 6.9% -4.8% 5.1%
Leverage 2.67
2.97
2.66
2.60
2.56
2.85
2.73
2.57
2.45
2.49
2.69
growth rate 11.2% -10.4% -2.3% -1.5% 11.3% -4.2% -5.9% -4.7% 1.6% 8.0%
Balance Sheet Jun '08 Jun '09 Jun '10 Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18
Acct.Receivable 68.09
0.00
0.20
103.00
118.00
158.00
182.78
165.18
166.26
175.98
179.70
growth rate -100.0% 51,400.0% 14.6% 33.9% 15.7% -9.6% 0.7% 5.9% 2.1%
Acct.Payable 151.00
170.00
235.00
251.22
229.19
213.39
223.27
232.22
growth rate 12.6% 38.2% 6.9% -8.8% -6.9% 4.6% 4.0%
Cur.Assets 130.60
157.00
172.80
205.00
234.00
309.00
334.96
321.21
324.92
329.41
338.37
growth rate 20.2% 10.1% 18.6% 14.2% 32.1% 8.4% -4.1% 1.2% 1.4% 2.7%
Total Assets 253.30
307.70
325.30
367.00
407.00
564.00
626.48
675.01
721.10
754.36
781.14
growth rate 21.5% 5.7% 12.8% 10.9% 38.6% 11.1% 7.8% 6.8% 4.6% 3.6%
Cash 60.95
68.70
81.00
37.00
41.00
38.00
43.97
50.51
70.93
60.23
58.69
growth rate 12.7% 17.9% -54.3% 10.8% -7.3% 15.7% 14.9% 40.4% -15.1% -2.6%
Inventory 0.00 0.00 0.00 0.00 0.00
growth rate
Cur.Liabilities 121.90
152.10
149.50
174.00
195.00
280.00
290.90
277.03
261.98
279.53
273.26
growth rate 24.8% -1.7% 16.4% 12.1% 43.6% 3.9% -4.8% -5.4% 6.7% -2.2%
Liabilities 158.40
204.30
203.00
214.00
235.00
334.00
356.90
363.68
369.87
408.58
423.91
growth rate 29.0% -0.6% 5.4% 9.8% 42.1% 6.9% 1.9% 1.7% 10.5% 3.8%
LT Debt 20.22
33.60
34.40
34.00
33.00
42.00
41.09
56.91
83.69
88.30
111.62
growth rate 66.2% 2.4% -1.2% -2.9% 27.3% -2.2% 38.5% 47.1% 5.5% 26.4%
Equity 94.90
103.40
122.30
141.00
159.00
197.60
229.47
263.12
294.24
276.91
290.73
growth rate 9.0% 18.3% 15.3% 12.8% 24.3% 16.1% 14.7% 11.8% -5.9% 5.0%
Common Shares 51.00
51.00
53.00
56.00
57.00
58.00
61.00
62.00
64.00
65.00
65.00
growth rate 0.0% 3.9% 5.7% 1.8% 1.8% 5.2% 1.6% 3.2% 1.6% 0.0%
Cash Flow Statement Jun '08 Jun '09 Jun '10 Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18
Capital Expenditures 9.41
1.70
0.80
2.00
2.00
2.00
2.50
2.70
5.03
6.46
5.73
growth rate -81.9% -52.9% 150.0% 0.0% 0.0% 25.0% 7.8% 86.7% 28.3% -11.2%
Cash Dividends 8.02
11.80
9.30
10.50
15.10
13.40
10.62
9.97
12.03
25.86
27.45
growth rate 47.1% -21.2% 12.9% 43.8% -11.3% -20.7% -6.1% 20.6% 115.0% 6.2%
Cash From OA 19.40
28.10
29.80
35.00
37.00
39.00
32.03
44.34
24.75
55.53
57.51
growth rate 44.9% 6.1% 17.5% 5.7% 5.4% -17.9% 38.4% -44.2% 124.4% 3.6%
FCF per Share 0.35
0.51
0.54
0.60
0.58
0.69
0.49
0.49
0.59
0.55
0.95
growth rate 45.7% 5.9% 11.1% -3.3% 19.0% -29.0% 0.0% 20.4% -6.8% 72.7%
Sale Purchase of Stock 6.94
7.19
growth rate 3.6%
FCF 18.00
26.00
29.00
33.00
35.00
38.00
30.00
42.00
20.00
49.00
52.00
growth rate 44.4% 11.5% 13.8% 6.1% 8.6% -21.1% 40.0% -52.4% 145.0% 6.1%
Income Statement Jun '08 Jun '09 Jun '10 Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Jun '16 Jun '17 Jun '18
Sales 64.00
77.10
85.60
114.00
125.00
168.00
198.75
217.35
233.88
264.51
278.48
growth rate 20.5% 11.0% 33.2% 9.7% 34.4% 18.3% 9.4% 7.6% 13.1% 5.3%
Op.Income 14.80
19.70
23.60
25.00
30.00
49.00
53.99
54.11
55.81
62.79
68.01
growth rate 33.1% 19.8% 5.9% 20.0% 63.3% 10.2% 0.2% 3.2% 12.5% 8.3%
IBT 20.29
23.50
27.20
32.10
37.40
58.80
54.01
53.77
60.91
54.38
68.15
growth rate 15.8% 15.7% 18.0% 16.5% 57.2% -8.1% -0.5% 13.3% -10.7% 25.3%
Net Income 14.30
15.90
18.20
25.00
30.00
41.00
34.66
34.89
42.00
32.99
46.52
growth rate 11.2% 14.5% 37.4% 20.0% 36.7% -15.5% 0.7% 20.4% -21.5% 41.0%
EPS 0.28
0.31
0.34
0.38
0.45
0.71
0.57
0.56
0.66
0.51
0.72
growth rate 10.7% 9.7% 11.8% 18.4% 57.8% -19.7% -1.8% 17.9% -22.7% 41.2%
Gross Profit 60.10
71.97
81.78
59.00
66.00
85.00
95.94
103.38
105.21
116.93
123.54
growth rate 19.8% 13.6% -27.9% 11.9% 28.8% 12.9% 7.8% 1.8% 11.1% 5.7%

Quarterly Statements

Item Name Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Earnings BIT 13.60
20.41
20.41
13.32
13.32
growth rate 50.0% 0.0% -34.7% 0.0%
Balance Sheet Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Acct.Receivable 115.78
179.70
179.70
139.40
139.40
growth rate 55.2% 0.0% -22.4% 0.0%
Acct.Payable 185.84
232.22
232.22
202.41
202.41
growth rate 25.0% 0.0% -12.8% 0.0%
Cur.Assets 274.98
338.37
338.37
324.94
324.94
growth rate 23.1% 0.0% -4.0% 0.0%
Total Assets 711.52
781.14
781.14
814.90
814.90
growth rate 9.8% 0.0% 4.3% 0.0%
Cash 65.47
58.69
58.69
71.34
71.34
growth rate -10.4% 0.0% 21.6% 0.0%
Cur.Liabilities 220.03
273.26
273.26
254.51
254.51
growth rate 24.2% 0.0% -6.9% 0.0%
Liabilities 338.83
423.91
423.91
340.45
340.45
growth rate 25.1% 0.0% -19.7% 0.0%
LT Debt 106.32
111.62
111.62
43.16
43.16
growth rate 5.0% 0.0% -61.3% 0.0%
Equity 306.67
290.73
290.73
398.90
398.90
growth rate -5.2% 0.0% 37.2% 0.0%
Common Shares 141.71
141.71
141.71
254.98
254.98
growth rate 0.0% 0.0% 79.9% 0.0%
Cash Flow Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Capital Expenditures 1.27
1.59
1.59
1.32
1.32
growth rate 25.1% 0.0% -17.2% 0.0%
Cash Dividends 9.42
4.31
4.31
10.22
10.22
growth rate -54.2% 0.0% 137.1% 0.0%
Cash From OA 18.65
10.11
10.11
8.55
8.55
growth rate -45.8% 0.0% -15.5% 0.0%
FCF 17.37
8.51
8.51
7.23
7.23
growth rate -51.0% 0.0% -15.1% 0.0%
Income Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Sales 64.92
74.32
74.32
72.72
72.72
growth rate 14.5% 0.0% -2.2% 0.0%
Op.Income 13.60
20.41
20.41
13.32
13.32
growth rate 50.0% 0.0% -34.7% 0.0%
IBT 16.89
17.19
17.19
14.84
14.84
growth rate 1.8% 0.0% -13.7% 0.0%
Net Income 11.88
11.38
11.38
9.91
9.91
growth rate -4.1% 0.0% -12.9% 0.0%
Gross Profit 26.76
35.01
35.01
29.41
29.41
growth rate 30.9% 0.0% -16.0% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

B (73.41)

YOY Growth Grade:

C (63.36)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 16.41 16.29 15.58
EPS / Growth 7.9% 0.66 4.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 7.9%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 4.1% 6.6% 6.6%
Future PE 8.28 15.09 15.09
Future EPS 0.98 1.25 1.25
Value Price
MOS %
2.01
-81.1%
4.65
-56.4%
4.65
-56.4%
MOS Price 1.01 2.32 2.32
IRT 12.30 10.89 10.89

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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