AAME - Stock Analysis for ATLANTIC AMERICAN CORP

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US:AAME (NASDAQ)
Calculate financial ratios, growth rates, sticker price and margin of safety (MOS) for Atlantic American Corp, get Technical Indicators Charts such as moving averages, slow and fast stochastics, MACD for AAME - Atlantic American Corp.

Business Summary


Atlantic American Corporation is a holding company that operates through its subsidiaries in specialty markets within the life and health and property and casualty insurance industries. Atlantic American�s operating subsidiaries are American Southern Insurance Company and American Safety Insurance Company (collectively known as American Southern) and Bankers Fidelity Life Insurance Company (Bankers Fidelity). American Southern operates in the property and casualty insurance market, while Bankers Fidelity operates in the life and health insurance market. The Company relies on fees, dividends and other distributions from its insurance companies as the principal source of cash flow to meet its obligations. On March 31, 2008, it closed the sale of its regional property and casualty operations (including Association Casualty Insurance Company, Association Risk Management General Agency, Inc. and Georgia Casualty & Surety Company) to Columbia Mutual Insurance Company of Columbia, Missouri.

Growth Rates

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Debt/Free Cash Flow Ratio

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Debt/FCF ratio is -114.8723 - BAD

Zero Debt/Free Cash Flow ratio means company does not have long term debt as of latest financial statement.

Negative Debt/Free Cash Flow ratio means company has a negative Free Cash Flow and probably will not be able to pay off its long term debt. There is certainly a problem.

Debt/Free Cash Flow ratio less than 3 means company potentially can pay off its long term debt in less than 3 years, which is OK.

Debt/Free Cash Flow ratio more than 3 means company will not be able to pay off its long term debt in 3 years, which can be a problem. This is not a good sign.

Sticker and MOS Price

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Technical Indicators (The Three Tools)

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The Three Tools are: Moving Average, Stochastics and MACD.

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