Market Price

113.04 

0.44 0.4%

as of Dec 11 '17 10:26

52 Week Range:

77.19 113.62


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a processing network that enables authorization, clearing, and settlement of payment transactions; and offers fraud protection for account holders and assured payment for merchants. The company also offers gateway services for merchants to accept, process, and reconcile payments; manage fraud; and safeguard payment security online, as well as processing services for participating issuers of visa debit, prepaid, and ATM payment products. In addition, it provides digital products, including Visa Checkout that offers consumers an expedited and secure payment experience for online transactions; and Visa Direct, a push payment product platform, which facilitates payer-initiated transactions that are sent directly to the Visa account of the recipient, as well as Visa token service that replaces the card account numbers from the transaction with a token. Further the company offers corporate (travel) and purchasing card products, as well as value-added services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brands. The company has a strategic partnership agreement with Oman Arab Bank to convert the bank’s current electron cards to chip-and-PIN debit cards. Visa Inc. was incorporated in 2007 and is headquartered in San Francisco, California.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Sep '07 Sep '08 Sep '09 Sep '10 Sep '11 Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17
Equity (BVPS) -0.72
6.26
8.26
9.05
9.89
9.80
10.62
11.04
11.76
11.57
11.62
growth rate 100.0% 32.0% 9.6% 9.3% -0.9% 8.4% 4.0% 6.5% -1.6% 0.4%
Earnings BIT -1,390.00
1,340.00
4,000.00
4,640.00
5,660.00
2,210.00
7,260.00
7,732.00
8,998.00
8,439.00
12,257.00
growth rate 100.0% 198.5% 16.0% 22.0% -61.0% 228.5% 6.5% 16.4% -6.2% 45.2%
Avg.PE 106.38
33.78
18.52
16.61
42.55
25.19
29.84
30.78
32.02
41.21
growth rate -68.3% -45.2% -10.3% 156.2% -40.8% 18.5% 3.2% 4.0% 28.7%
ROA -29.27
3.77
6.98
9.03
10.71
5.73
13.11
14.59
16.06
11.49
10.15
growth rate 100.0% 85.2% 29.4% 18.6% -46.5% 128.8% 11.3% 10.1% -28.5% -11.7%
ROE -2,641.10
7.19
10.60
12.31
14.19
7.93
18.28
20.04
22.10
21.01
24.62
growth rate 100.0% 47.4% 16.1% 15.3% -44.1% 130.5% 9.6% 10.3% -4.9% 17.2%
ROIC 8.52
11.08
12.58
14.30
7.93
18.28
20.04
22.10
14.45
16.06
growth rate 30.1% 13.5% 13.7% -44.6% 130.5% 9.6% 10.3% -34.6% 11.1%
Cur. Ratio 0.76
1.56
2.08
2.50
2.66
1.48
1.80
1.59
2.03
1.78
1.90
growth rate 105.3% 33.3% 20.2% 6.4% -44.4% 21.6% -11.7% 27.7% -12.3% 6.7%
Quick Ratio 0.16
0.95
1.30
1.41
1.27
0.52
1.37
1.10
1.37
1.42
1.60
growth rate 493.8% 36.8% 8.5% -9.9% -59.1% 163.5% -19.7% 24.6% 3.7% 12.7%
Leverage 1.65
1.39
1.34
1.31
1.45
1.34
1.41
1.35
2.35
2.49
growth rate -15.8% -3.6% -2.2% 10.7% -7.6% 5.2% -4.3% 74.1% 6.0%
Balance Sheet Sep '07 Sep '08 Sep '09 Sep '10 Sep '11 Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17
Acct.Receivable 342.00
444.00
476.00
1,461.00
3,383.00
2,183.00
2,636.00
1,255.00
2,508.00
2,554.00
growth rate 29.8% 7.2% 206.9% 131.6% -35.5% 20.8% -52.4% 99.8% 1.8%
Acct.Payable 2,049.00
2,019.00
2,186.00
2,182.00
2,502.00
3,005.00
3,171.00
growth rate -1.5% 8.3% -0.2% 14.7% 20.1% 5.5%
Cur.Assets 11,174.00
9,241.00
8,734.00
9,190.00
11,786.00
7,822.00
9,562.00
10,021.00
14,313.00
19,023.00
growth rate -17.3% -5.5% 5.2% 28.3% -33.6% 22.2% 4.8% 42.8% 32.9%
Total Assets 34,981.00
32,281.00
33,408.00
34,760.00
40,013.00
35,956.00
38,569.00
39,367.00
64,035.00
67,977.00
growth rate -7.7% 3.5% 4.1% 15.1% -10.1% 7.3% 2.1% 62.7% 6.2%
Cash 4,979.00
4,617.00
3,867.00
4,984.00
6,506.00
2,235.00
3,469.00
4,590.00
6,646.00
10,905.00
growth rate -7.3% -16.2% 28.9% 30.5% -65.7% 55.2% 32.3% 44.8% 64.1%
Inventory 0.00 0.00 0.00 0.00 0.00
growth rate
Cur.Liabilities 7,165.00
4,442.00
3,498.00
3,451.00
7,954.00
4,335.00
6,006.00
5,355.00
8,046.00
9,994.00
growth rate -38.0% -21.3% -1.3% 130.5% -45.5% 38.6% -10.8% 50.3% 24.2%
Liabilities 12,704.00
9,092.00
8,397.00
8,323.00
12,383.00
9,086.00
11,156.00
9,525.00
31,123.00
35,217.00
growth rate -28.4% -7.6% -0.9% 48.8% -26.6% 22.8% -14.6% 226.8% 13.2%
LT Debt 0.00
55.00
44.00
32.00
0.00
0.00
0.00
15,882.00
15,882.00
15,882.00
16,618.00
growth rate -20.0% -27.3% -100.0% 0.0% 0.0% 4.6%
Equity -501.00
22,277.00
23,189.00
25,011.00
26,437.00
27,630.00
26,870.00
27,413.00
29,842.00
32,912.00
32,760.00
growth rate 100.0% 4.1% 7.9% 5.7% 4.5% -2.8% 2.0% 8.9% 10.3% -0.5%
Common Shares 805.82
3,076.00
3,036.00
2,956.00
2,828.00
2,712.00
2,624.00
2,523.00
2,457.00
2,414.00
2,395.00
growth rate 281.7% -1.3% -2.6% -4.3% -4.1% -3.2% -3.9% -2.6% -1.8% -0.8%
Cash Flow Statement Sep '07 Sep '08 Sep '09 Sep '10 Sep '11 Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17
Capital Expenditures 159.96
411.00
306.00
238.00
353.00
376.00
471.00
553.00
414.00
523.00
707.00
growth rate 156.9% -25.6% -22.2% 48.3% 6.5% 25.3% 17.4% -25.1% 26.3% 35.2%
Cash Dividends 0.00
93.00
318.00
368.00
423.00
595.00
864.00
1,006.00
1,177.00
1,350.00
1,579.00
growth rate 241.9% 15.7% 15.0% 40.7% 45.2% 16.4% 17.0% 14.7% 17.0%
Cash From OA 505.15
531.00
558.00
2,691.00
3,872.00
5,009.00
3,022.00
7,205.00
6,584.00
5,574.00
9,208.00
growth rate 5.1% 5.1% 382.3% 43.9% 29.4% -39.7% 138.4% -8.6% -15.3% 65.2%
FCF per Share 0.04
0.08
0.83
1.24
1.50
0.72
2.75
2.49
1.80
3.42
growth rate 100.0% 937.5% 49.4% 21.0% -52.0% 281.9% -9.5% -27.7% 90.0%
Sale Purchase of Stock -1,925.00
-536.00
-5,257.00
-4,027.00
-2,828.00
-7,062.00
-6,742.00
growth rate 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
FCF 505.00
116.00
252.00
2,450.00
3,519.00
4,633.00
2,551.00
6,652.00
6,170.00
5,051.00
8,501.00
growth rate -77.0% 117.2% 872.2% 43.6% 31.7% -44.9% 160.8% -7.3% -18.1% 68.3%
Income Statement Sep '07 Sep '08 Sep '09 Sep '10 Sep '11 Sep '12 Sep '13 Sep '14 Sep '15 Sep '16 Sep '17
Sales 3,590.00
6,263.00
6,911.00
8,065.00
9,188.00
10,421.00
11,778.00
12,702.00
13,880.00
15,082.00
18,358.00
growth rate 74.5% 10.4% 16.7% 13.9% 13.4% 13.0% 7.9% 9.3% 8.7% 21.7%
Op.Income 1,232.00
3,538.00
4,589.00
3,650.00
2,144.00
4,980.00
7,697.00
9,064.00
7,883.00
12,144.00
growth rate 187.2% 29.7% -20.5% -41.3% 132.3% 54.6% 17.8% -13.0% 54.1%
IBT 1,336.00
4,000.00
4,638.00
5,656.00
2,207.00
7,257.00
7,724.00
8,995.00
8,012.00
11,694.00
growth rate 199.4% 16.0% 22.0% -61.0% 228.8% 6.4% 16.5% -10.9% 46.0%
Net Income 804.00
2,353.00
2,966.00
3,650.00
2,144.00
4,980.00
5,438.00
6,328.00
5,991.00
6,699.00
growth rate 192.7% 26.1% 23.1% -41.3% 132.3% 9.2% 16.4% -5.3% 11.8%
EPS -1.34
0.24
0.78
1.00
1.29
0.79
1.90
2.16
2.58
2.48
2.80
growth rate 100.0% 225.0% 28.2% 29.0% -38.8% 140.5% 13.7% 19.4% -3.9% 12.9%
Gross Profit 2,589.00
4,725.00
5,290.00
6,418.00
7,729.00
8,695.00
9,846.00
10,827.00
11,801.00
12,856.00
15,730.00
growth rate 82.5% 12.0% 21.3% 20.4% 12.5% 13.2% 10.0% 9.0% 8.9% 22.4%

Quarterly Statements

Item Name Sep '16 Dec '16 Mar '17 Jun '17 Sep '17
Earnings BIT 2,645.00
3,119.00
2,837.00
3,054.00
3,247.00
growth rate 17.9% -9.0% 7.7% 6.3%
Balance Sheet Sep '16 Dec '16 Mar '17 Jun '17 Sep '17
Acct.Receivable 2,508.00
2,453.00
4,431.00
2,524.00
2,554.00
growth rate -2.2% 80.6% -43.0% 1.2%
Acct.Payable 3,005.00
3,103.00
2,830.00
2,783.00
3,171.00
growth rate 3.3% -8.8% -1.7% 13.9%
Cur.Assets 14,313.00
14,689.00
15,505.00
15,718.00
19,023.00
growth rate 2.6% 5.6% 1.4% 21.0%
Total Assets 64,035.00
63,370.00
63,227.00
64,000.00
67,977.00
growth rate -1.0% -0.2% 1.2% 6.2%
Cash 6,646.00
6,852.00
7,456.00
8,467.00
10,905.00
growth rate 3.1% 8.8% 13.6% 28.8%
Inventory
growth rate
Cur.Liabilities 8,046.00
10,341.00
10,206.00
9,511.00
9,994.00
growth rate 28.5% -1.3% -6.8% 5.1%
Liabilities 31,123.00
31,644.00
32,444.00
32,056.00
35,217.00
growth rate 1.7% 2.5% -1.2% 9.9%
LT Debt 15,882.00
14,138.00
14,140.00
14,142.00
16,618.00
growth rate -11.0% 0.0% 0.0% 17.5%
Equity 32,912.00
31,726.00
30,783.00
31,944.00
32,760.00
growth rate -3.6% -3.0% 3.8% 2.6%
Common Shares
growth rate
Cash Flow Statement Sep '16 Dec '16 Mar '17 Jun '17 Sep '17
Capital Expenditures 141.00
171.00
146.00
195.00
195.00
growth rate 21.3% -14.6% 33.6% 0.0%
Cash Dividends 339.00
399.00
396.00
394.00
390.00
growth rate 17.7% -0.8% -0.5% -1.0%
Cash From OA 2,452.00
2,508.00
396.00
3,537.00
2,767.00
growth rate 2.3% -84.2% 793.2% -21.8%
Sale Purchase of Stock -1,661.00
-1,837.00
-1,545.00
-1,660.00
-1,700.00
growth rate 0.0% 0.0% 0.0% 0.0%
FCF 2,311.00
2,337.00
250.00
3,342.00
2,572.00
growth rate 1.1% -89.3% 1,236.8% -23.0%
Income Statement Sep '16 Dec '16 Mar '17 Jun '17 Sep '17
Sales 4,261.00
4,461.00
4,477.00
4,565.00
4,855.00
growth rate 4.7% 0.4% 2.0% 6.4%
Op.Income 2,625.00
3,100.00
2,808.00
3,024.00
3,212.00
growth rate 18.1% -9.4% 7.7% 6.2%
IBT 2,510.00
2,979.00
2,702.00
2,914.00
3,099.00
growth rate 18.7% -9.3% 7.9% 6.4%
Net Income 1,931.00
2,070.00
430.00
2,059.00
2,140.00
growth rate 7.2% -79.2% 378.8% 3.9%
EPS
growth rate
Gross Profit 3,571.00
3,890.00
3,773.00
3,867.00
4,200.00
growth rate 8.9% -3.0% 2.5% 8.6%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

A (83.45)

YOY Growth Grade:

C (58.32)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 40.21 40.37 23.86
EPS / Growth 16.4% 2.80 16.6%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 13.5%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 13.5% 15.5% 15.5%
Future PE 23.86 31.70 31.70
Future EPS 9.96 11.85 11.85
Value Price
MOS %
58.73
-48.0%
92.86
-17.9%
92.86
-17.9%
MOS Price 29.37 46.43 46.43
IRT 13.86 12.89 12.89

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

Access denied

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE.

Risk / Reward Ratios

Access denied

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE.