Market Price

75.48 

1.06 1.4%

as of May 19 '17 16:00

52 Week Range:

62.36 82.30


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. It offers financial advice, solutions, and day-to-day banking products, including debit cards, checking accounts, credit cards, investments, mortgages, loans, and related creditor insurance products to individuals and small businesses; and commercial banking solutions comprising lending, deposit, cash management, and trade finance solutions to medium and large businesses comprising automotive dealers and their customers through a network of approximately 980 branches, 3,500 automated banking machines, and specialized sales teams in Canada. The company also provides a range of financial products, solutions, and advice to retail and commercial customers in Latin America, the Caribbean, and Central America primarily through a network of approximately 1,800 branches. In addition, it offers wealth management services for retail and institutional investors. Further, the company provides wholesale banking and investment solutions to corporate, government, and institutional clients, which comprise corporate lending; transaction banking, including trade finance and cash management; investment banking, including corporate finance, and mergers and acquisitions; fixed income and equity underwriting, sales, trading, and research; prime brokerage and stock lending; foreign exchange sales and trading; commodity derivatives; precious and base metals sales, trading, financing, and physical services; and collateral management. It also offers its products through mobile, Internet, and telephone banking. The Bank of Nova Scotia was founded in 1832 and is headquartered in Toronto, Canada.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Oct '07 Oct '08 Oct '09 Oct '10 Nov '10 Oct '11 Oct '12 Oct '13 Oct '14 Oct '15 Oct '16
Equity (BVPS) 17.45
18.93
19.20
21.57
26.05
29.76
32.36
36.36
40.46
42.02
growth rate 8.5% 1.4% 12.3% 9.9% 14.2% 8.7% 12.4% 11.3% 3.9%
Earnings BIT 5,230.00
3,950.00
4,790.00
6,080.00
6,680.00
8,050.00
8,460.00
growth rate -24.5% 21.3% 26.9% 4.8% 20.5% 5.1%
Avg.PE 13.35
13.16
13.68
14.01
11.38
10.45
12.35
11.25
11.18
12.89
growth rate -1.4% 4.0% 2.4% -9.9% -8.2% 18.2% -8.9% -0.6% 15.3%
ROA 1.01
0.66
0.67
0.79
0.90
0.97
0.88
0.89
0.83
0.80
growth rate -34.7% 1.5% 17.9% 6.7% 7.8% -9.3% 1.1% -6.7% -3.6%
ROE 23.41
16.87
16.87
18.06
19.06
18.93
16.37
16.17
14.67
13.73
growth rate -27.9% 0.0% 7.1% 2.7% -0.7% -13.5% -1.2% -9.3% -6.4%
ROIC 79.25
72.33
28.65
21.18
24.48
19.18
24.04
26.17
growth rate -8.7% -60.4% -26.1% 7.5% -21.7% 25.3% 8.9%
Leverage 23.97
27.03
23.57
22.26
20.27
18.95
18.33
17.92
17.45
17.02
growth rate 12.8% -12.8% -5.6% -4.6% -6.5% -3.3% -2.2% -2.6% -2.5%
Balance Sheet Oct '07 Oct '08 Oct '09 Oct '10 Nov '10 Oct '11 Oct '12 Oct '13 Oct '14 Oct '15 Oct '16
Total Assets 507,625.00
496,516.00
526,657.00
543,970.00
594,423.00
668,044.00
743,788.00
growth rate -2.2% 6.1% 3.3% 9.3% 12.4% 11.3%
Cash 37,318.00
43,278.00
46,027.00
54,471.00
59,724.00
62,218.00
growth rate 16.0% 6.4% 8.8% 9.6% 4.2%
Liabilities 485,983.00
471,744.00
499,026.00
518,267.00
563,683.00
628,408.00
699,135.00
growth rate -2.9% 5.8% 3.9% 8.8% 11.5% 11.3%
LT Debt 2,210.00
2,008.00
2,009.00
2,010.00
2,011.00
2,012.00
2,013.00
growth rate -9.1% 0.1% 0.1% 0.0% 0.1% 0.1%
Equity 18,804.00
21,642.00
24,772.00
27,631.00
25,703.00
30,740.00
39,636.00
44,653.00
growth rate 15.1% 14.5% 11.5% -7.0% 19.6% 28.9% 12.7%
Common Shares 997.00
993.00
1,016.00
1,034.00
1,108.00
1,160.00
1,209.00
1,222.00
1,232.00
1,226.00
growth rate -0.4% 2.3% 1.8% 3.5% 4.7% 4.2% 1.1% 0.8% -0.5%
Cash Flow Statement Oct '07 Oct '08 Oct '09 Oct '10 Nov '10 Oct '11 Oct '12 Oct '13 Oct '14 Oct '15 Oct '16
Capital Expenditures 0.00
401.00
199.00
304.00
371.00
434.00
146.00
growth rate -50.4% 52.8% 10.5% 17.0% -66.4%
Cash Dividends 1,771.00
2,003.00
2,176.00
2,224.00
2,597.00
2,872.00
3,220.00
growth rate 13.1% 8.6% 2.2% 8.1% 10.6% 12.1%
Cash From OA 1,936.00
20,049.00
-10,979.00
-2,870.00
12,705.00
7,151.00
9,744.00
growth rate 935.6% -100.0% 0.0% 100.0% -43.7% 36.3%
FCF per Share 1.70
19.79
0.14
-6.44
0.65
6.58
0.73
0.83
21.92
17.21
growth rate 1,064.1% -99.3% -100.0% 100.0% 912.3% -88.9% 13.7% 2,541.0% -21.5%
FCF 1,694.00
19,648.00
-11,246.00
-3,249.00
697.00
7,635.00
9,598.00
4,667.00
13,565.00
3,751.00
growth rate 1,059.9% -100.0% 0.0% 100.0% 995.4% 25.7% -51.4% 190.7% -72.4%
Income Statement Oct '07 Oct '08 Oct '09 Oct '10 Nov '10 Oct '11 Oct '12 Oct '13 Oct '14 Oct '15 Oct '16
Sales 12,490.00
11,876.00
14,457.00
15,505.00
17,526.00
19,963.00
21,641.00
growth rate -4.9% 21.7% 7.3% 6.3% 13.9% 8.4%
Op.Income 3,950.00
4,794.00
6,084.00
0.00
6,753.00
7,784.00
8,162.00
growth rate 21.4% 26.9% -100.0% 15.3% 4.9%
IBT 3,950.00
4,794.00
6,084.00
6,753.00
8,046.00
growth rate 21.4% 26.9% 5.4% 19.2%
Net Income 3,140.00
3,547.00
4,239.00
0.00
5,181.00
6,243.00
6,422.00
growth rate 13.0% 19.5% -100.0% 20.5% 2.9%
EPS 4.01
3.05
3.31
3.91
4.53
5.18
5.11
5.66
5.67
5.77
growth rate -23.9% 8.5% 18.1% 7.6% 14.4% -1.4% 10.8% 0.2% 1.8%

Quarterly Statements

Item Name Jul '13 Oct '13 Jan '14 Apr '14 Jul '14
Balance Sheet
Total Assets 742,625.00
743,644.00
782,835.00
791,772.00
791,509.00
growth rate 0.1% 5.3% 1.1% 0.0%
Cash 59,561.00
62,218.00
62,892.00
67,939.00
57,880.00
growth rate 4.5% 1.1% 8.0% -14.8%
Liabilities 699,124.00
699,395.00
736,644.00
745,552.00
744,339.00
growth rate 0.0% 5.3% 1.2% -0.2%
LT Debt 20,133.00
20,134.00
20,141.00
20,142.00
20,143.00
growth rate 0.0% 0.0% 0.0% 0.0%
Equity 43,501.00
44,249.00
46,191.00
46,220.00
47,170.00
growth rate 1.7% 4.4% 0.1% 2.1%
Common Shares 1,203.15
1,208.59
1,215.00
1,216.62
1,217.00
growth rate 0.5% 0.5% 0.1% 0.0%
Cash Flow Statement Jul '13 Oct '13 Jan '14 Apr '14 Jul '14
Capital Expenditures 51.00
9.00
61.00
51.00
91.00
growth rate -82.4% 577.8% -16.4% 78.4%
Cash Dividends 808.00
945.00
816.00
821.00
813.00
growth rate 17.0% -13.7% 0.6% -1.0%
Cash From OA 8,647.00
1,905.00
1,514.00
7,185.00
growth rate -78.0% -20.5% 374.6%
FCF 8,596.00
1,896.00
1,453.00
7,134.00
growth rate -77.9% -23.4% 391.0%
Income Statement Jul '13 Oct '13 Jan '14 Apr '14 Jul '14
Sales 5,591.00
5,480.00
5,726.00
5,810.00
6,573.00
growth rate -2.0% 4.5% 1.5% 13.1%
Op.Income 2,122.00
2,022.00
2,103.00
2,270.00
2,863.00
growth rate -4.7% 4.0% 7.9% 26.1%
IBT
growth rate
Net Income 1,691.00
1,620.00
1,655.00
1,742.00
2,301.00
growth rate -4.2% 2.2% 5.3% 32.1%
EPS 1.36
1.29
1.32
1.39
1.85
growth rate -5.2% 2.3% 5.3% 33.1%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (50.80)

YOY Growth Grade:

C (53.69)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 12.78 12.78 10.92
EPS / Growth 5.7% 5.91 9.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 14.3%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 5.7% 9.7% 9.7%
Future PE 10.92 14.37 14.37
Future EPS 10.32 14.92 14.92
Value Price
MOS %
27.87
-63.1%
53.02
-29.8%
53.02
-29.8%
MOS Price 13.94 26.51 26.51
IRT 9.43 8.16 8.16

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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